Happy Sunday guys! Hope this video was useful to those unsure as to how Trading 212 treats your money! If you do want to use Trading 212, click the link to get 1 FREE share valued up to £100: trading212.com/promocodes/MITCH
Certainly. Exchange-Traded Funds (ETFs) are popular for long-term investments due to their diversified nature. ETFs offer exposure to a wide range of assets, such as stocks, bonds, or commodities, which can help reduce risk. Some top choices for long-term investing include broad market index ETFs, sector-specific ETFs, and bond ETFs, as they provide potential for growth and income over an extended period while minimizing the risk associated with individual stocks.
Numerous compelling stocks span various industries for you to consider tracking. While it's not necessary to act on every prediction, enlisting the guidance of a financial advisor is advisable. They can assist you in determining optimal entry and exit points for purchasing and selling shares or ETFs, ensuring well-timed decisions aligned with your investment goals.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 4years+ and I've netted over 2.8million.
Kindly share the details for reaching your advisor. With inflation negatively affecting my funds, I'm in search of a more lucrative investment strategy to optimize their performance.
Started my portfolio last year with SCHD, VOO, and VUG after watching one of your videos. In terms of share price, VOO is way up (22.25%) and VUG is waaaaay up (39.62%). Thanks for the education!
Isn't VOO and VUG similar in the sense both are investing in the S&P 500? What is the difference? I thought it is generally advised against to invest in multiple ETFs or Mutual Funds?
@@EdmundEthan093 There is 55% overlap with the holdings in VOO and VUG. 1 is tech heavy and the other is financials heavy similar, but not the same. VOO tracks the S&P 500; VUG is just focused on large cap growth stocks. VUG is a bit more volatile, but with a higher upside potential. VOO is a bit safer. I’ve never heard anyone advise against multiple ETFs/mutual funds. You just have to be aware of overlap. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
@@MaryLawson874 I'm sitting on some significant money ready to toss it into VOO, but I'm kinda hoping that price drops a bit. I know we only want to see the stock rise, but being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
@@EdmundEthan093 Finding financial advisors like claire robert's durand who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
@@MaryLawson874 I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look claire robert's durand up and send her a message. You've truly motivated me. God's blessings on you
lively, comprehensible, and professional work. Like in your vision, I still think PayPal is too expensive right now! This is just the beginning; there is still a long way to go! Perhaps $20 per share would be a fair amount! I wish luck to all those who think PayPal will hit its peak again. I'm sure you'll agree because we usually agree on stuff. TSLA, CLSK, PYPL, and your viewpoint.
I might never beat you, but during the last year, I have beaten the S&P 500. And I am a Florida Clearwater billionaire; currently, I have about $227k in dividend stocks in addition to great funds that I use to maintain operations.
I have an annual capital gains allowance of £3000; can I use it to invest in an exchange-traded fund (ETF) and avoid paying taxes on it? Perhaps a different tactic? I need to save aside some cash for a temporary housing deposit because this year my ISA, SIIP, and personal savings account have all ran out of money. My rate of tax payment is higher. Salutations
Great video. Please can you make this an annual video where you review T212’s annual finances and performance for us to help keep us in the know about how they are doing. 👍👍👍
Another great video Mitch. I recently have moved to T212 and making full use of their Cash ISA and interest on uninvested funds as well as cash back. All we need now is a SIPP option on there :P
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@@VioletJessica- The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
Hey Mitch, great information..thanks! Just used promo, Heiniken shares??! thanks. Please give me an idea regarding the 'current or previous' yrs for transfering for the cash Isa. Thanks
@@MitchShoesmith Hey, just refering to the Qs asking on 212 for transfer into the cash Isa. Asking me to select from current tax yr or previous?? I have put 10K in this isa so far this yr?? so i select current or previous? thanks
@@MitchShoesmithah, ok, so by offering a good rate, people will hold their cash with t212 rather than in a savings account or buying ETF CSH2 with a 5.5pc rate. Cunning!
Many thanks for the rundown, and keeping me updated with the financials. I am comfortable with the platform but have had issues depositing funds with advisories explaining keeping my account financial information updated. Excellent video 👍
Hello everyone, I'm using the 5.2% interest on my uninvested funds in my Stock ISA and I want the best protection. Do I have to transfer my money into the cash ISA? Thank you so much! Thanks Mitch, I love you
Hi Mitch, I saved a good deposit to buy my first home , but now I want to invest that amount in stocks and increase my pot to buy a better place in few years time. So if I have to invest in Trade 212 how should I start.
if you put it in a cah isa you may aswell use a bank with high interest.....a lot of shares will cost more than £10, depends what shares you want to buy...amazon a an ex is around 200usd.
Hi Mitch, great content and video! Might be a silly questions, but are these protections only referring to the UK or all countries where you can invest with Trading212?
Hey - great video, just had a specific question about stocks and shares you hold in their ISAs. Is this then ringfenced in the case of liquidation I.E if they go under I'll be able to send all my stocks, in whatever value, to another brokerage that would be willing to take them? Cheers
@@thomasmagrath7529 hey! yes your assets are ringfenced from Trading 212s assets under CASS 6 rules. The way it works with Trading 212 if hypothetically they went under Interactive Brokers would return your assets to you for you to keep or sell
Hey Mitch, asking about the cash Isa. If the limit is 20.000 what happens to it after the end of the tax year if I dont withdraw it. Does the limit increase by another 20.000 or not? Thanks
@@thegunkyfibbon they take a 0.14% FX fee and they also earn interest on deposits held in cash, t212 pay us 5.2% but will earn more than that from the banking providers they use to segregate client assets.
Thank you Mitch.. Very informative. I am new to this platform, and I wanna ask about ISA account. I can't seem to have an access to it as I live in italy. I can only use INVEST and CFD. Does that mean ISA is only available in the UK or maybe I am missing something?
Just to clarify. I have the T212 shares ISA. Are you saying that my investments I this isa are safe, but up to 80k?. Not stating the obvious ups and downs, in the shares that I own. Cheers
They're not safe up to 85k in the way that cash is. If T212 went bust then you'd get your money back from Interactive Brokers. Only if T212 had not followed the rules set out in this video, for example if they had not been keeping your funds separate from theirs, are you protected by FSCS up to 85k.
So, does the fact that client's cash is held by another financial institution explain the apparent long delay in conducting a buy instruction? I ask because a friend asked me why when giving a morning instruction to buy a share at opening price of 187, it was transacted at 191, which the graph showed that was the price some 2 hours later, or was the difference the spread, which seems excessive?
Was the market open when transaction was created? If the order was created to buy at market price but there are no sellers immediately then it will wait till a seller is willing to sell or for market to open. This is not spread.
@@realcodecruiser1588 Thanks for the reply. I'm told that the instruction was placed at or shortly before 8am on a Ftse 250 company, the price shown as 187, but the 191 shows on the graph at 10.07am
Yeah get what you’re saying, but there’s a LOT more regulation now than there was back then especially when you get into the details of required capital ratios etc..
I’ve had nothing but problems getting accounts verified. I’ve sent them everything they’ve asked and they keep rejecting meaning I can’t access my own money! Shambles
I was verified as a person but they also require every bank account you’ve deposited with to be verified before you can withdraw. Despite giving them the card, bank statements etc they kept rejecting the documents meaning I couldn’t withdraw the monies. Luckily I have a helpful bank who wrote to them after about 2 months of me trying and managed to get it sorted. They kept changing the goal posts, asking for something and saying it was all they needed and then rejecting it. The fact that you can’t talk to anyone apart from on a chat means it’s incredibly frustrating. They have been useless for me with times I didn’t think I’d get my money back. Without my bank stepping in this would still be ongoing. The amount of time it’s taken to get resolved means I wouldn’t use them again. Customer service is useless and their team don’t seem know what they’re doing in terms of verifying accounts as one person says one thing and then another person rejects it for a different reason. Just seemed like they were making it up as they went along!
I lost over $70k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Natalie Strayer.
I'm surprised that you just mentioned Natalie Strayer here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.
Natalie Strayer has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
Most people are retiring this year and has nothing to show for. But I assure you it’s never late to get your financial life together again.. All thanks to Natalie Strayer for I and my family
Cash ISA: yes, fully protected. Stocks ISA: not fully protected (only the part of your money that is hold within the bank accounts is protected, the part in QMMF's isn't). Although, that's how I understand it from the things I read recently.
I think the line you were looking for was to big to fail. Which was term used back in 2007 during the 2007 - 2008 financial crisis and the reason the big banks in the UK and USA were bailed out by UK and US government at the time.
buy company shares yuo lose money !!!they any time can drop shares price and yuo lose all money. gambling !! better think abaut samting real like goold yuo hawe in hands.