Sir, can we do SIP and invest on direct mutual fund to reduce expense ratio, if we are well trained. Is the trading apps are customer friendly/secured-safe for any disputes and easily approachable for direct mutual fund. It is requested to clarify and please make a video sir. Do the trading apps resolves financial or technical disputes/issues in time. Don’t they do fraud or delay in responding for the direct mutual fund? Because we don’t get hard copy of papers or any offices in near locations. Getting problem rectified may be delayed or not attended. Plz clarify sir.