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INVESTOR TURNED $12,000 STUDENT LOAN INTO $40 MILLION IN REAL ESTATE 

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People like Jude Bernard don’t talk publicly too often. The real estate mogul turned a student loan check 23 years ago, into over $40 million in real estate today, by owning 13 brownstones in Harlem and Brooklyn and a commercial property called The Brooklyn Bank (a nonprofit financial institution that he owns and operates). Coming from New York City, Jude was one of the few people from the neighborhood that purchased undervalued properties before gentrification took place on a massive scale in the city.
Because of his early investments and patience, his property values have skyrocketed over the past 15 years. In Episode 114 , Jude talks about his investment strategy, he tells the story of his rise to prominence during the age of gentrification, we also discussed the benefits of home equity lines of credit, single room occupancy housing better known as SRO and more. #realestate #gentrification #homebuying
EYL University: www.eyluniversity.com
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Guest IG: mr.judebernard?...

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21 дек 2020

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Комментарии : 388   
@Shawk95
@Shawk95 3 года назад
Well said: "Most people give an impression that everything went according to a plan but don't tell you all the pitfalls. mistakes and shitty stuff that happened along the way to success". This gentleman is truly candid.
@solomonsgift2639
@solomonsgift2639 3 года назад
Yes!
@jk3inc
@jk3inc 3 года назад
"The only way you make money is when you're able see things that other people can't see"
@teetiger23
@teetiger23 3 года назад
There's no statute of limitations on student loans.so that part is untrue .plus certain things don't seem to fall in place .so its seem to not to be told exactly as it was .a like video smh
@moderndayitalian94
@moderndayitalian94 3 года назад
That was one of the biggest gems of the convo
@Shawk95
@Shawk95 3 года назад
Credit, collateral, connections, character ---- if you don't got character, you are not getting anywhere. Lesson for life.
@Jesussaves_33
@Jesussaves_33 3 года назад
Legend has it. The Professor is still waiting for him to come back to St. John's University to get his books and his bag. 10:00
@Starastro7
@Starastro7 3 года назад
This is your best interview so far, because many people could relate.
@DelmarWood
@DelmarWood 3 года назад
One of the best interviews ever. He was authentic and kept it 💯. Being an entrepreneur requires persistence and patience. 🙏🏾
@KRSInvestments
@KRSInvestments 3 года назад
Much love guys, great interviews and content.. keep them coming lets keep supporting these brothers. keep doing a great job.
@kareemhayes9347
@kareemhayes9347 3 года назад
I bought two homes with my refund checks. I wish I would have done this during undergrad though.
@ronpeltz1717
@ronpeltz1717 3 года назад
Still, you did good
@yaprojectolayboy
@yaprojectolayboy 3 года назад
This really dope. Wasn't a dull moment the whole interview
@odinson4879
@odinson4879 2 года назад
Appreciate yall. Gems everywhere. Going to watch again.
@Jameseditorofficial
@Jameseditorofficial 3 года назад
Beautiful interview. Thank you!
@melsont
@melsont 3 года назад
This is a prime example of the following mindset...ALWAYS USE SOMEONE ELSE'S MONEY AND LEVERAGE IT!!!!
@tonyc7216
@tonyc7216 3 года назад
You mean commit fraud? FHA loans are restricted to buyers who intend to use the home they purchase as a primary residence. That means an FHA loan cannot be used to finance a second home, a rental home, a vacation home, or investment property. He is lucky he didn't go to jail.
@bwashinj3122
@bwashinj3122 3 года назад
@@tonyc7216 the entire system is a fraud...he just found a way out🤷🏾‍♂️
@mr.johndoe2659
@mr.johndoe2659 3 года назад
@@bwashinj3122 ong the whole system is set up to hold us down I’m glad this brother found his way out
@MichelleFairburn
@MichelleFairburn 3 года назад
Best episode yet. Now if only I could find a time machine and used my own student loans for the same thing 😩🤣
@keithwise1835
@keithwise1835 3 года назад
So true.
@Michael-Binyam
@Michael-Binyam 3 года назад
I couldn’t exactly catch it, but which part was it that they talked about the college loans thing?
@joey1447_
@joey1447_ 3 года назад
@@Michael-Binyam It was in the beginning. What he did was illegal. He took the government student loan and spent it on real estate. Respect the hustle doeee
@ThePorshaEdmun
@ThePorshaEdmun 3 года назад
@@joey1447_ lmao 😂
@cory_aqua
@cory_aqua 3 года назад
If you had a time machine think bigger 😄
@mrchill2441
@mrchill2441 3 года назад
Wow this is the best interview in terms of real estate...taking a lot of notes
@TooEasyMal
@TooEasyMal 3 года назад
Loved this episode! It's pretty much exactly what I'm trying to do!
@0450468w
@0450468w 3 года назад
Very powerful, keep the good work up!
@Bandman645
@Bandman645 3 года назад
@sawcegawd On ig or telegram for ccvs,Fullz and methods on how to make money 📲💰 scared money don’t make no money
@silverback3541
@silverback3541 3 года назад
Out of thousands of videos. I've watched on RU-vid. This is the first one I've watched/listened too for over an hour. Very insightful.
@silverback3541
@silverback3541 3 года назад
@@weatthwithiin3790 not at this time. I came for the real estate info. Will be messaging in the near future and doing business with you on some level. Keep spreading the knowledge. Be Blessed.
@ukspreadbetting665
@ukspreadbetting665 3 года назад
@@weatthwithiin3790 + 1 (4 7 5) 2 3 5 - 1 3 3 8
@KillaKam922
@KillaKam922 3 года назад
Dope interview!
@ashtonb1318
@ashtonb1318 3 года назад
One of the realest interviews!! ❗️💯🎯
@tysgem7
@tysgem7 3 года назад
Top episode for me. Maybe because I’m from NYC, so what. Inspiring and good gems dropped on how to expand your portfolio. 👌🏽👌🏽👍🏽👍🏽🔥🔥
@LadyLuckDC
@LadyLuckDC 3 года назад
I literally watched this whole thing. Such a dope story.
@Filiku
@Filiku 3 года назад
Found myself pausing the video to look up terms like hard money, escrow, heloc, refinance etc and was thinking if you guys had those definitions pop up on screen would he dope and save pausing the video to look stuff up. Thanks for sharing🙏🏿
@theodoremcintosh6373
@theodoremcintosh6373 3 года назад
The fact that you took the initiative to pause and look those terms up increases the likelihood that you will retain the information
@Lilthis_n_that
@Lilthis_n_that 3 года назад
I had to look up heloc. Never heard of that b4
@makemoneynow5061
@makemoneynow5061 3 года назад
Your videos are splendid! Thank you for giving me a new perspective to contemplate!
@shakstarr202
@shakstarr202 3 года назад
Solid Episode!
@dvhirinc4839
@dvhirinc4839 3 года назад
Rashad did not get any sleep the night before lol, keep your energy up brother All Love from Somalia 🇸🇴!
@FATOUNDIAYE-cj9qd
@FATOUNDIAYE-cj9qd 3 года назад
So glad to hear this..I heard the concept my first year of college and didn't know how to do it...
@datbych
@datbych 3 года назад
thank you so much for the content that you create... I'm a new sub but I'm already loving it here...
@daisyg1201
@daisyg1201 3 года назад
Three years into my finance degree and all I know is stories hold more knowledge
@chadtep7571
@chadtep7571 3 года назад
This guy is a hustler frfr
@bonniendlo
@bonniendlo 3 года назад
Goals!!! great interview
@freshkingf_k161
@freshkingf_k161 3 года назад
Lovely session as always, love you brothers!
@kojoman75
@kojoman75 3 года назад
THANKS FOR SHARING & we wish you guys the very best in 2021, 🥳🤩 Btw the attached creation are some of my one of a kind designed COVID-19 inspirations.
@yammymoo1152
@yammymoo1152 3 года назад
GREAT INTERVIEW GUYS....LEARNED A LOT...forgot about HELOCs and will look into using a couple
@WoodT92
@WoodT92 3 года назад
Dope episode with lots of valuable lessons. Y’all don’t miss
@dubwild4
@dubwild4 2 года назад
Whilst EYL has dropped much knowledge, this is a gem, Jude is so real .
@KeebasLife
@KeebasLife 3 года назад
Loved the toilet paper story.... true hustler. Much to be learned from this interview. Love it.
@EE-zf1lw
@EE-zf1lw 3 года назад
The toilet paper risk was funny. I am glad it worked in his favor. Great show
@ls-eu9ly
@ls-eu9ly 3 года назад
Phenomenal episode 👏🏿👏🏾👏🏾👏🏾👏🏽👏🏿Bravo for real 😁
@norfe22
@norfe22 3 года назад
Great great interview fellows...Love it!
@TheDrewflow1
@TheDrewflow1 3 года назад
Another great episode
@jonathanbell4664
@jonathanbell4664 Год назад
Good info 🔥🔥🔥🔥🔥🔥🔥🔥
@catoprime1
@catoprime1 3 года назад
Low key CLASSIC episode.
@charlespurvis7584
@charlespurvis7584 3 года назад
Yoo dude mad funny. If all else fails, his career as a comedian is bright.🤣
@lboss2012
@lboss2012 3 года назад
🔥🔥 Great story!!
@levarhaffoney6117
@levarhaffoney6117 3 года назад
Great video. A lot of gems on here. I wish I had the foresight to invest in South Jamaica a few years ago. Keep doing what you guys are doing. I'm a supporter.
@hangtime33
@hangtime33 3 года назад
Been watching for a minute thinking I was subscribed. Whole time I was 😴😴. Just subscribed and yall better keep bringing that 🔥🔥 content. #salute #respect #hustleandmotivate 💯
@angelhighlight5154
@angelhighlight5154 3 года назад
Three bald wisemen
@phenton91
@phenton91 3 года назад
Bald and bearded
@soapmanwuan4735
@soapmanwuan4735 3 года назад
About to cut my hair, no funny shxt. My Grandfather calls it a Knowledge Whole
@KMYACANIECE
@KMYACANIECE 3 года назад
🤣🤣🤣
@pedrol8234
@pedrol8234 3 года назад
Great episode fellas.
@mdmason1502
@mdmason1502 3 года назад
This interview was soooo damn good..I don’t even have the complete words
@masitrades8155
@masitrades8155 3 года назад
Honestly ... I grew my $20k forex account to $300k in 2 months... All it takes is a good trader behind you....if you wanna grow your funds.. contact him on telegram...
@masitrades8155
@masitrades8155 3 года назад
@tradewithbryan..
@phyliciapractitioner6752
@phyliciapractitioner6752 3 года назад
I love this so much. Where is the merch link?
@demetriuscooks9871
@demetriuscooks9871 3 года назад
This the best one.
@jerrellemccabe9881
@jerrellemccabe9881 3 года назад
Great informative interview fellas. Y’all should look to get Larry June up here!
@joshuarobinson9695
@joshuarobinson9695 3 года назад
All I'm saying is that if I knew this back when i took out my first student loan.....😏
@Bandman645
@Bandman645 3 года назад
@sawcegawd On ig or telegram for ccvs,Fullz and methods on how to make money 📲💰 scared money don’t make no money
@bluecafe509
@bluecafe509 3 года назад
Great content
@nickchappy9026
@nickchappy9026 3 года назад
I really like this video
@shenequadupree6539
@shenequadupree6539 3 года назад
AWWW, THIS WAS SO AWESOME, I DID SOME REFLECTING AS WELL, SMH I REALLY LOVE THE CONTENT AND INFORMATION THAT'S GIVEN, THANKS!!!
@alexmendez3217
@alexmendez3217 3 года назад
Very interesting. I've been eyeing a Brownstone in Boston for a while now 🔥
@thinkmirror8507
@thinkmirror8507 3 года назад
Love this! My Dad was a huge gambler and I lived amongst the Gotti Crew! Wasn’t fun 🤩
@one4gabby
@one4gabby 3 года назад
Loved this episode learned a lot laughed through out “wait for your pitch”
@user-fp6cf1sm1r
@user-fp6cf1sm1r 3 года назад
Thank you for watching•• For help on how to grow your investment/portfolio•📤 T•e•x•t•• Me•/// w•h•a•t•a•A•P•P••📞+1••{•8•1•5}•2•4•2•5•0•8•7•••:
@tipjuly3181
@tipjuly3181 3 года назад
Great Show, loved the story line!🔥
@rocgibson
@rocgibson 3 года назад
Thank you for the great content! 👏🏽👏🏽
@alphausa1066
@alphausa1066 3 года назад
God Bless Bro you are great
@lucindareese1345
@lucindareese1345 3 года назад
Excellent interview!! Right to the point, and hilarious! He shared his wins and losses.
@lucindareese1345
@lucindareese1345 3 года назад
@@weatthwithiin3790 Yes.
@everybithelps2479
@everybithelps2479 3 года назад
@@lucindareese1345 Msg on WhatsApp
@everybithelps2479
@everybithelps2479 3 года назад
@@lucindareese1345 + 1 (4 7 5) 2 3 5 - 1 3 3 8
@ceokingjones7
@ceokingjones7 3 года назад
Great interview!! You guys should try to get Nipsey’s brother on the show Blacc Sam that would be dope🤴🏾✊🏾
@NewEraNErd
@NewEraNErd 3 года назад
This could be a dope movie
@jjack1682
@jjack1682 3 года назад
Great conversation. Brother sounds like Jay a little bit.
@bossmade1631
@bossmade1631 3 года назад
Jay sounds like him
@iamrlamont5064
@iamrlamont5064 3 года назад
Live from Bedford Stuyvesant, its the livest one, representin BK to the fullest! Always dropping gems, keeping your ppl inspired, thanks y'all. #goals
@tonyc7216
@tonyc7216 3 года назад
How is he inspirational? What he did was totally illegal. FHA loans are restricted to buyers who intend to use the home they purchase as a primary residence. That means an FHA loan cannot be used to finance a second home, a rental home, a vacation home, or investment property. He is lucky he didn't go to jail for fraud.
@Starastro7
@Starastro7 3 года назад
@@tonyc7216 You’re a ducking hater bro. You’re clueless
@tonyc7216
@tonyc7216 3 года назад
@@Starastro7 I am no hater. I am a multimillionaire and I didn't cheat to do it, unlike this guy. Why do you think he kept mentioning statute of limitations? He mentioned it because he knew he was wrong.
@Starastro7
@Starastro7 3 года назад
@@tonyc7216You’re not a multimillionaire. Don’t you think that he would’ve been picked up already? You can’t even show your face, because you have an agenda.
@tonyc7216
@tonyc7216 3 года назад
@@Starastro7 I don't have an agenda. Lol. One thing that me and the guy that is being interviewed have in common is that we have a whole lot more money than you. Lmao. Get your money up and get off of others jocks.
@patty3451
@patty3451 3 года назад
These type of stories confirm over and over that those of us who go after a higher education proves we have been bamboozled. I am in know way saying don't get an education, whether it's a college degree or self-taught, just make sure we learn about how money really works in this country.
@user-fp6cf1sm1r
@user-fp6cf1sm1r 3 года назад
Thank you for watching•• For help on how to grow your investment/portfolio•📤 T•e•x•t•• Me•/// w•h•a•t•a•A•P•P••📞+1••{•8•1•5}•2•4•2•5•0•8•7•••:
@Amh390
@Amh390 3 года назад
I wish I could like y’all’s videos twice😂
@user-fp6cf1sm1r
@user-fp6cf1sm1r 3 года назад
Thank you for watching•• For help on how to grow your investment/portfolio•📤 T•e•x•t•• Me•/// w•h•a•t•a•A•P•P••📞+1••{•8•1•5}•2•4•2•5•0•8•7•••;
@Jus_asha
@Jus_asha 3 года назад
This interview is straight game! Top 5 for me 🙌🏾🙌🏾🙌🏾I appreciate touching on gambling. My dad was one and it really ruined his life. It really is an addiction that gets overlooked. Much respect to Jude for overcoming and telling his story 💯
@moglesby17
@moglesby17 3 года назад
Hi, were you able to help your dad? My dad is struggling and I don't know how to help him.
@Jus_asha
@Jus_asha 3 года назад
@@moglesby17 unfortunately he passed due to other medical issues. I do hope things work out for you and your dad though.
@moglesby17
@moglesby17 3 года назад
@@Jus_asha I'm sorry to hear that. thank you for your well wishes.
@tinsleyshawn8270
@tinsleyshawn8270 3 года назад
Overall and Most valuable advice is to invest in assets. ETFs and real estate is the reason for my robust portfolio and investment size, I make over €137k after compounding profits. My goal is to build a solid financial statement before 40
@vincentchamberlain7349
@vincentchamberlain7349 3 года назад
You are right about that, The best thing to do with your money as a salary earner is investing your money in certified companies that are known to perform well over time.
@thompsonadamas5060
@thompsonadamas5060 3 года назад
"How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case."
@rosalinecarie2447
@rosalinecarie2447 3 года назад
Where can I learn to trade stock options ? I have been watching tutorials videos but I am still confused.
@tinsleyshawn8270
@tinsleyshawn8270 3 года назад
@@rosalinecarie2447 Watching tutorial videos and trading without experience is a recipe for failure. I recommend starting with a professional. I have been getting excellent results from my broker *Amanda Katherine Leff,* she is a great mentor.
@harrychurchill6215
@harrychurchill6215 3 года назад
@@rosalinecarie2447 Amanda Leff will definitely be of help, Get more information about he by searching *(AMANDA KATHERINE LEFF).* Visit her website and contact her through email to make inquiries.
@leigh1987
@leigh1987 3 года назад
one day i will be on this podcast. #goals
@joshuarobinson9695
@joshuarobinson9695 3 года назад
Same... I want to teach an EYL course!
@transcendmeta
@transcendmeta 3 года назад
Meanwhile “gurus” talking about don’t use loans to make moves.
@maximumlife3296
@maximumlife3296 3 года назад
This dude is Jack of all trades
@Rbj4525
@Rbj4525 3 года назад
Hi gent's this was a great episode. I work in the trades and I'm usually in mechanical spaces and loud environments. Without messing with the integrity and production quality of your show, could you raise volume just a tad?
@iSee109
@iSee109 3 года назад
Good ish!
@realestateking9180
@realestateking9180 3 года назад
This was a great video with Jude reminds me of Spike Lee
@kylaoliversfreedomchannel2355
@kylaoliversfreedomchannel2355 3 года назад
Why doesn't this have a million views ? This some real talk
@BeitBridg
@BeitBridg 3 года назад
its not entertaining. people rather watch twerk videos and collect a weekly check
@tonyc7216
@tonyc7216 3 года назад
This does not deserve a million views because what he did was illegal and fraud.
@koralemonte
@koralemonte 3 года назад
@@tonyc7216 everything America does is illegal an fraud lol he just beat the system
@MostlyPeacefulNinja
@MostlyPeacefulNinja 3 года назад
@@ShayMarie.00 Using federal student loans for any other than going to school is illegal I believe. If I was him I wouldn't have discussed that part lol
@jaccy3349
@jaccy3349 3 года назад
It will. We just got here first 😊
@leonaking1865
@leonaking1865 3 года назад
Good show, Big ups my brothas
@samuelikonallaholokpo9063
@samuelikonallaholokpo9063 3 года назад
Respect!🇳🇬💪🏿
@localmobileguru
@localmobileguru 3 года назад
That New York shit hit different. Particularly Brooklyn. He worth 40 million as a residential investor. He was in the streets and doing the school thing and he currently has a brownstone in harlem that he can’t do nothing with but still got an exit strategy.. funny thing is I know the spot he owns called the bank in bedstuy. He also wear all hats and enjoyed his money.
@christinagonzalez4022
@christinagonzalez4022 3 года назад
Thank you Jude for that interview, I like that he is raw, funny & real! (My favorite story was the toilet paper gamble, fuk it, let it roll 😂) Keep up your great work & soon you WILL make it to your 9 figures!
@roystongibbs7189
@roystongibbs7189 3 года назад
Awesome story.... them 90s dice games where death traps frfr.
@Starastro7
@Starastro7 3 года назад
Lmfso
@Starastro7
@Starastro7 3 года назад
😍😂😂😂😂😂😂
@THEKING-uv8ti
@THEKING-uv8ti 3 года назад
Great ride down Hip Hop memory lane.
@elijahclassen2137
@elijahclassen2137 3 года назад
Crazy cuz I go to St. John’s right now. Been thinking about leveraging my student loans. Would def love to have him as a mentor
@mosl2te
@mosl2te 3 года назад
I like his style of investing.
@williamhoward1608
@williamhoward1608 3 года назад
Wow, the dice game with the white chick running through the game. I felt like I was there. This dude is completely in tuned with his environment. He is going to the major leagues. 40 mil is a lot of money but is pennies in this game. Well done my brother. Keep moving forward.
@mahammadoutunkara6430
@mahammadoutunkara6430 3 года назад
thank you
@apeshitclothing
@apeshitclothing 3 года назад
Bald Head Gang 😎 Many Gems dropped. Preciate yall
@user-fp6cf1sm1r
@user-fp6cf1sm1r 3 года назад
Thank you for watching•• For help on how to grow your investment/portfolio•📤 T•e•x•t•• Me•/// w•h•a•t•a•A•P•P••📞+1••{•8•1•5}•2•4•2•5•0•8•7•••:
@Proteanlife
@Proteanlife 3 года назад
I need those sweaters, in blue though.
@MikeMcgaskey
@MikeMcgaskey 3 года назад
I told my cousin how to do this. He got into barber school and opened his own trap house with the money SMDH. He almost died from his hustle mentality.
@thoyo
@thoyo 3 года назад
Wow. That's sad. Did he rebuild and learn from his mistake?
@MikeMcgaskey
@MikeMcgaskey 3 года назад
@@thoyo nope but he got locked up doing the same even after near death experience. He is a business minded person I will give that much to him
@thoyo
@thoyo 3 года назад
@@MikeMcgaskey Damn bro, that's tragic. Sorry to hear that.
@Starastro7
@Starastro7 3 года назад
I love his story
@tonyc7216
@tonyc7216 3 года назад
A story of fraud and illegal acts? What he did was totally illegal! FHA loans are restricted to buyers who intend to use the home they purchase as a primary residence. That means an FHA loan cannot be used to finance a second home, a rental home, a vacation home, or investment property. He is lucky he didn't go to jail for fraud.
@Starastro7
@Starastro7 3 года назад
@@tonyc7216 it’s not fraud. You sound crazy brother. He was living in them. Did you even watch the whole interview? That doesn’t constitute fraud. Keep playing by the rules and watch how far you get by doing so
@virtualcreativecollaborations
❤️ Beautiful Blessings
@OmarAbdulMalikDHEdMPASPACPAPro
@OmarAbdulMalikDHEdMPASPACPAPro 3 года назад
Greetings. I'm a new subscriber! I'm looking at property in Baltimore.
@b1gwil09
@b1gwil09 3 года назад
Top 5 guest
@WildL23
@WildL23 2 года назад
If I ever turned $12,000 into $40 million I think I'd just die from smiling.
@Iamabbig
@Iamabbig 3 года назад
I used my student loan money to start my business. But I wish I was able to use it towards real estate but I had use it too living to go school but this smart
@detrickM1
@detrickM1 3 года назад
Troy is the best hype man
@bubacarrjammeh8632
@bubacarrjammeh8632 3 года назад
Proud of y’all. Wealth of free information from this show especially for Young Aspiring Black entrepreneurs. Thanks
@user-bv5hj8sb2i
@user-bv5hj8sb2i 3 года назад
Buy and invest in bitcoin and other cryptocurrency today!!!!
@mhfin3902
@mhfin3902 3 года назад
I wanted to trade crypto but I got confused by the fluctuation in price
@johnallen1210
@johnallen1210 3 года назад
That won't bother you if you trad with a professional like Steve Wilson
@user-cn3bf6pm2h
@user-cn3bf6pm2h 3 года назад
I heard his strategies are really good??
@user-ny3oo1tt2y
@user-ny3oo1tt2y 3 года назад
Yea I made profit of $13,500 trading with him last week
@WildL23
@WildL23 2 года назад
31:14 He never got around to telling why he should not have sold it. Bring him back on. Bring him back.
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