The most genuine, humble, and informative channel on youtube. You guys are certainly going to go a long way. Wish you a lot of success keep going guys!
@@LabourLawAdvisor sir plz make a video on how to become financial free starting investing or trading from 18 and also make video on how to gain capital for trading and also how to use credit card to trade without money
XIRR and IRR both are annualized, this is the pro tip from this video. I never came through this tip. And yes, thanks for explaining with best examples.
Kal hi manga aur aaj mil bhi gya❤️ You guys are giving the most valuable education. Thanks for such a rare but most important education. Great fan of yours
Better practical explanation than many Ph.D holder commerce teacher. I am a commerce student and did cap. Budgeting in 3rd year Financial management without knowing its practical use. You are great. Thanks a lot.
If Mandeep ever started teaching in school or college's, I'm 100% sure that students will gonna win every event they participate and Score full marks in his papers.. Well done lad 🙌 Hats off to the content you provide. You're amongst that very few gems left on RU-vid ❤❤❤
Thanks brother I was a home tuition teacher for many people (including friends) before becoming a RU-vidr. All of them scored great 😀 Didn't pursue a career there, though
@@LabourLawAdvisor I wish, I could have been one of your students to pursue career in your path. One shouldn't pursue Master's degree, they should master the skills like how you did.
I had no clue what XIRR was. I thought it was something that only accounting/ commerce background people can understand. Your explanation was so precise and simple, now this is a parameter I will surely watch out for in future. Thank you.
Honestly had no idea about this, saw xirr a couple of days ago against one of my Mf investment and was wondering what it was. Now everything is clear, thanks for the video great work 👌👌👌
The market trend can turn around very quickly. In fact, the indexes often switch from a bear market to a bull market when the news is at its worst and the mood of investors is at its lowest point. I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?
In particular, amid inflation, investors should exercise caution when it comes to their exposure and new purchases. It is only feasible to get such high yields during a recession with the guidance of a qualified specialist or reliable counsel.
True, initially I wasn't quite impressed with my gains, opposed to my previous performances, I was doing so badly, figured I needed to diverssify into better assets, I touched base with a portfolio-advisor and that same year, I pulled a net gain of 550k...that's like 7times more than I average on my own.
“Angela Lynn Schilling’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thank you mandeep bhai!! Itna easy se kabhi nahi samajh aaya ye concept!! Even more with the examples which are really really helpful! Bhagwan tumhara bhala kare!
What a detailed explanation!. Thank you for the video. Great part is this is without any sponsorship or promotion and so simply explained in Hindi, I can share with my family members and educate them using your videos 🙏
Earlier I used to calculate absolute returns now I know I need to calculate XIRR. Kuvera pe mene XIRR hi laga rakha hai. And Even I do irregular investments Maza agya video dkh k. 🔥
Great this was so important for investors to understand XIRR. Never came across any channel which covered this...only some financial blogs with not clear explanation.
I can't even express how amazing the content stream is, while I was watching I was continuously thinking of you should've also been featured in the article highlighting the finance educators on RU-vid platform. Truly your content is amazing. Huge fan. More power to you 🌻
You guys are really doing very good job... Nahi to ye banks, RMs and insurance agents to saari investment 15-20-30 saal ke liye block karwa de wo bhi 5-6% returns ke liye... 👍
Thanks a lot Brother for this concepts, they look simple but in actually they are not 😇 But after yours explanation they became the easiest thing in the world🙏👍
Thank you for this video. You saved me from purchasing an endowment LIC plan which had just 5% XIRR. I was excited looking at its Absolute interest. I have been investing in mutual fund and stocks never bothered to check about XIRR and IRR. It helped lot 👍
This video was very well made bro. I have bookmarked it! I was back testing my own strategies but was making mistakes in the calculation of returns. This video should help!
Thank you so much. This is exactly what I was looking for. A mathematical way to evaluate a life insurance. But can you also tell what is an ideal IRR for such a plan, a benchmark number that we should compare it with?
IRR gives the rate of return for periodic intervals. It doesn't matter what they are (days, months, years, decades) and hence it doesn't require dates. The result you get is the rate of return over the same period that your values were invested apart. That is, if the values you provided were periodic per month, the rate of return is also month over month. Since in the video, the dates he provided were a year apart each, the IRR given (5%) is year over year. The actual dates don't matter.
Thanks! I already know everything you explained about XIRR but didn't know about IRR because @CARachanaRanade said that both are the same, just MS Excell used different names for them. I saw so many videos about the share market and mutual funds everyone said that our investment would be compounded, so I had doubts about that because as per my knowledge of Mathematics that is not called compounding. You are the only person who said compounding will not happen.
Assume, you have invested in TATA motors 1 year ago, Assume share purchase price 250. Now after a year, assume it yesterday it closed at 450. And in today's market it increases by 1% only.... I.e. 454.5 now how much is 4.5 to your 250 purchase price is 1.8% .... Now tell me is it compounding or not?
@@mohitsomaiya thats not how the compounding works. Compounding means, lets assume you took 10,000 loan from bank with 10% compound interest. After 1st year interest will be 1000(total=11000), after 2nd year interest will be calculated to 1100 so final interest will be 1100. But in share market or MFs it is just number of shares or MF units you have & unit price matters. It is just difference between share price at the beginning & the end.
Ek baat batau I am 35, and these gusy are giving knowledge to audience worths rs crores, the best financial knowledge channel ever, no faltu bakwas, no topic diversion
"The Best Explanation from The Best Person" This video had all the answers to my questions. Though I read on Google yet Now I understood everything clearly. Money Minded Mandeep is better than Most IITians I can Bet.😎 Editing on this channel have gone to next level. The ending was cool and the part where calculation was done too good editing.
World class explanation. I have already attended the XIRR and IRR lecture from IIM Bangalore but this explanation is on another level. Thank you for your teaching with simplicity. Here is the Answer for your Question posted at the end: XIRR = 164.76% IRR = 8%
Can you please tell me how bro? I was thinking, since the funds are not compounding, it would be plain 500 rs in 6 month, and hence 1000 rs in a year. Hence x internal rr = 100% for an amount invested for 1 year
The best part in ur videos is not only knowledge and information but also language. Being a Karnataka guy, I can understand ur Hindi very clearly, sir. May be u don't use Urdu or complicated Hindi words in it. Thank you.
Mandeep, thanks for the awesome material. I had a doubt. You said that there is no compounding in Mutual Funds. Isn't it the case (at least in Growth MFs) that the earnings from stock dividends/bond intrest payments and capital gains resulting from trading of the holdings are reinvested back into the MF making it kind of a compounding scheme?
Mandeep Bhai, I want you to know that you are helping in creating wealth by controlling the blunders and common sense mistakes by creating awareness... Thankyou and I am really proud of your research sharing attitude... thanks a ton brother
Thanks Mandeep for accepting the request and making the video. This is really helpful for calculating interval investments. Which we were not aware earlier.
Learned lot many new things.. Answer for your question.. as you said IRR can be calculated year wise..so IRR cannot be calculated for 6 months duration.
Perfect explanation. Much appreciated if you could also include the usage of the CAGR, IRR and XIRR, particularly, with examples of your SIP calculator and show which % you are using in the calculator, and how using CAGR, IRR and XIIR needs to be interpreted.
When information is free to access, then whats the point in educational institutions commercialising this. A Ton of salute to the crew members behind this channel.
I am 29 now and I love & like only 2-3 channel for investment & knowledge. This LLA & SMKC & STFL... I WANT FROM U TO RUN THIS CHANNEL FOR MANY MANY DECADES SO MY SON CAN GET THE KNOWLEDGE TOO.... TYSM LLA
