Is Passive Income The Answer? 

Doing gods work

After I raised up to 325k trading with her I bought a new House and a car here in the states 🇺🇸🇺🇸also paid for my son's surgery (Oscar). Glory to God.shalom..

Alright thanks for the recommendation, but how do I reach her?

Trading without professional guide... Huh I laugh you, because you will remain where you are or even make huge losses that will stop you from trading, this has been one of the biggest problem to new traders

@KatieEvelyn-sn7vd Link up with her and remember to share your experience with others

Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look.

Completely agree. I have been consistent with my profit regardless of the market conditions. I got into the market early in 2019 and the constant downtrends and losses discouraged me, so I sold off. I got back in December 2020 and this time with guidance from an investment adviser who was recommended by a colleague

Please can you leave the info of your lnvestment advsor here? I’m in dire need for one

Laila artine kassardjian' is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.

Antonio Alex is my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

Yeah Alex Antonio signals and prediction is awesome actually i was skeptical at first lol, until I decided to try. It's huge returns is awesome! I can't say much.

I started working with Antonio Alex back in June, and my financial goals have never been clearer. It’s like having a strategic partner for my money with a solid track record.

I know him, he is my family's personal broker and also a personal broker in many families I'm United States, he's a licensed broker and a FINRA AGENT

It’s going to be a wild year for these sectors, so you should def. invest in crypto. 60% of my portfolio is spread across tech stocks, crypto and Crypto/Gold ETF

Yes, my asset manager advised I spread further into mutual funds and crypto Etf and boy am I glad I did. The whole idea is: Don’t get too greedy and also to exit at the right time, so generally I do find having an adviser very helpful.

could you recommend some good advisers? don’t get me wrong, I already have an asset manager for my $5m portfolio, but he seems not to know much about crypto.

‘’Colleen Rose Mccaffery’’ is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment

Cheers buddy. Smart and great looking lady. Hopefully will my time. I left messages, was told to expect feedback. Thank you.

Trading in Bitcoin now is the wisest thing to do now especially beginner....

Most people think, investing in crypto is all about buying coins and leaving it to rise, come on it takes much analysis to be a successful crypto trader.

Trading without professional guide...Huh I laugh you, because you will remain where you are or even make huge losses that will stop you from trading, this has been one of the biggest problem to new traders

Honestly I really need help learning to trade. Seeing my portfolio low makes me very sad.

You're right! I have lost a lot trading all by myself without a guide. It's been an uneasy ride for me. Who is your mentor please. how can i reach her i really need help in this bear market now?

I LOVED the book too. Suggested it as a book for a bookclub I belong to.

You know socialism makes everybody poor don’t you 🤦‍♂️

Also buy your son 'Economics in One Lesson' by Henry Hazlitt.

And everything ever published by Michael Hudson

@@merfymac And Henry George

We may have greater inequality today but everybody is much wealthier than they were in 1970s, 1980s etc. People have no idea how much better their material life is today than back then.

Nonsense if you have a company selling a product or service to the rich, you extract money from them!

​@@stumac869I agree with this but it is tantamount to bring enslaved with slightly better conditions. I'd like to see a citizens dividend from something like a sovereign wealth fund

@@stumac869 Greater inequality? Yea right. When most peasants lived under hedges and the ennobled lived in castles there was less inequality. Are you alright?

@@stumac869isn’t that just material life inflation, technology is improving so everyday life will also improve. It’s all about the disparity to the top, do you think that is getting smaller.

Wealth is produced by work. Having land lie fallow doesn't produce a single potatoe. You want potatoes? Plant them. This requires work. You can't have wealth from assets merely existing, someone has to do the work. Anything else is either a lie or a result of inequality. In the latter case, it is a zero-sum game. It literally cannot apply to everyone, otherwise it wouldn't be zero-sum.

great idea

Much like the great Robert Reich.

Very good idea, like Zach Progrobs

Bad idea A skinhead that sounds like a road man will reach the sorts of people that most need the help 🙌

@@Liberty_Freedom_Brotherhood Good point.

I'm favoured financially, Thank you Jesus $32,000 weekly profit regardless of how bad it gets on the economy.

I'm favoured financially, Thank you Jesus $32,000 weekly profit regardless of how bad it gets on the economy.

How ..? Am a newbie in crypto investment, please can you guide me through on how you made profit?

Boomers stole the assets and put their children into debt peony

Haha, one of these few comments, scammers as usual

I'm surprised that you just mentioned Carla Koren here. I met her at a conference in 2018 and we have been working together ever since.

The very first time we tried, we invested $1400 and after a week, we received $5230. That really helped us a lot to pay up our bills.

I'm new at this, please how can I reach her?

You trade with Carla Koren too? Wow that woman has been a blessing to me and my family.

Initially I was skeptical, until I decided to try. It’s huge returns is awesome! I can’t say much.

Yep, and relying on tenants to pay the debts they can't afford to manage in the hopes that it'll purchase some equity for them. A winning strategy these past 40 years, but maybe not so much lately.

But he also says in previous videos that the people taking on the debt are being rewarded the most, due to the value of money (which is debt) decreasing in value.

You have to manage LTV, obviously a lot of landlords did not plan for headroom required with inflation and took a heavy hit in FCF. Landlords need risk management and a business case too. There is no such thing as "passive" income - work creates value and that generates wealth. Work = Value.

A lot of buy to let landlords ( in the UK ) are in trouble right now with the increase of interest rates, it's being passed on to their tenants who can't fund the increase. I know people who are trying to offload their buy to let properties with not much success.

​@@billB101yeah I got into BTL in 2015 and back out again in 2016 seeing how vulnerable I was to clowning by the tax regime. The changes clearly put selective pressure in favour of hmos and corporate landlords, and against those who simply wanted to move house and let their former home. The changes were ostensibly to increase housing supply, but with broken affordability checks in place they have not enabled first time buyers, just allowed well established landlords to pick up a few bargains from bit players whose numbers no longer added up.

This is more than likely because sitting inside that 1.2m home is 74 year old Doris and Dave that bought that home in 1981 for 30K, they can barely keep up with the council tax and bills to keep the house running now but refuse to give up their home to downsize. In the apartments the young couple making 100k a year can only afford those flats as mortgage rates have exploded and so has housing cost relative to income.

I agree, most young people today live their lives on a Hamster Wheel. They’re a Salesman’s wet dream, up to their necks in Credit on compound interest & a huge mortgage also!! I work on new build housing estates & every house has two newish cars sitting on the drive & two young Gen Y or Z indoors, struggling to pays their debts every month. We baby boomers didn’t have a pot to piss in & worked hard to build ‘wealth’ & you learn at a young age, the lesson of working hard to stay poor.

Doctors also suck at it😂

'Reading your book on Audible'. Can you actually read?

@@Humanity101-zp4sq well listen lol

@@Humanity101-zp4sq Can you?! Its right there in black and white they said they "Loved READING your book"

@@casparash5370 Do you even know what 'Audible' is? Not sure your reading skills are up to scratch either.... What a joker!

then when they were 18 young people with rich parents would buy each buy 2 houses, and rent one out to those with poor parents.

Absolutely, I'm getting on a bit and have just really started looking at investing and realising it's something I should have done years ago. Even a few grand compounding in a 4-5% savings account for a few decades could make a huge difference. Saying that, it's a lot easier now that we have apps and access to the markets. They really should teach this in schools.

Ffs talk about grinding the poor further into poverty, you’re just perpetuating the problem yi fannys 😳🤦‍♀️

@@christinavuyk2026 How is educating schoolchildren on finance perpetuating the problem?

@@billB101 The value of investments can go up or down. Most high risk investments i.e. startups go to zero. So the little that poor people have can be lost if they get overconfident or if they aren't careful.

Thats basically how all societies have been structured since the dawn of civilisation. Rewarding those who have stuff for having stuff is feature, not a bug.

@@MandNsvideos665 basically is doing a lot of heavy lifting in that statement. Although let's give that position credulity just because something has been done doesn't necessarily make it sensible or optimal. Societies have been built on slavery historically, one may have considered that a feature rather than a bug until it was altered. Put the proposition a different way, why should structuring a society around rewarding people who have stuff for having stuff more highly than rewarding the industry or creativeness of citizens remain preferential?

@@philipnorthfield because that's how power works. Slavery wasn't abolished because the wealthy and powerful became "nice" all of sudden. It was abolished because it was less economical for other wealthy people. A slave has to be housed, fed, clothed and looked after medically, which is all overhead for the masters. All while being illiterate and doing basic farm work. Do you not think its an odd coincidence that slavery was abolished during the same time as the industrial revolution and public education? Capitalists understood that a more flexible and independent workforce was more profitable than a more costly, rigid and more vulnerable direct ownership of people.

@@MandNsvideos665 That isn't an answer to why paying people for having stuff more highly than paying the industry and creativeness of others is a sensible idea or an optimal solution. Slavery was abolished primarily because merchants weren't happy with the monopolistic nature of the British market held by the Caribbean colonies and concerns about uprisings, but that isn't the point it was how society had been organised and it was made illegal it changed for the better. Other analogies may be democratic change, civil rights, universal healthcare or gender discrimination because it is doesn't mean it has to be. The interest of the powerful to reward industry and innovation more than just wealth is what drove the industrial revolution arguably to the betterment of all, it certainly has been the case that innovation and production or industry were better rewarded than merely ownership for a significant amount of the twentieth century why should returning to a more feudalistic system be beneficial for society as a whole?

The robber barons of the industrial era have been replaced, in the era of financial capital, by the large investment banksters. Wall Street institutions. The question that arises is how a progressive state should deal with this destructive influence. It is clear that speculative behaviour in international financhel trading of the derivatives markets have damaged the prospects of workers. It is more obvious to us now, when the system comes unstuck through the complexity of these transactions and risk, real economies across the globe suffer. The consequences have been devastating in terms of lost employment, income and wealth of the majority. While it is also clear that they have made a small number of people fabulously wealthy. 2008 was a global consequence of these financial flows of wealth shuffling speculative transactions which have nothing to do the facilitation of trade in real goods and services. Engineered speculative bubbles burst. Why should everyday people put up with this behaviour.

Me too 😁 and he does

Cool. But don't let that be at the cost of understanding the principles of economics in the textbooks. Everything Gary says is in the context of a much broader set of economic models. Your kids getting only one very narrow view (as much as you may agree with that view) is not going to be good for them. Always consider the universal knowledge we have on something before deciding where you stand. Your kids should be trained to have that balance and critical mind too.

@@mjpm2409 I agree, he is studying economics at uni so I think Gary’s real world counterbalance will be good for him.

@@mjpm2409 don't under estimate the kids

Another great book is titled: Reclaiming the State by Mitchell and Fazi. William Mitchell is one of the world's leading heterodox macro economists. It's in story form and covers how our monatery system works. It covers lots of events that have shaped our morden economies globally. No mathematical skill is required, so win, win. It is also written from a socialist perspective of what can be achieved to produce growth for the public good. The book will give a full economic perspective. 🙂

large format hunger games! Perhaps we need to bring back slums and allow the lazy and feckless a place to live rather than allways trying to support them at the normal standard of living

This will happen. We don't need more division but it's being accentuated by wealth inequality and I would say there is already unrest. The Brits don't like rising up but look at the French farmers, they do it well

Don't worry, the vast surveillance network and automation of law enforcement + a CBDC used in the same way it is used in China will ensure the wealthy are kept safe.

There probably hasn't been social un rest already because people are less strongly believing in an afterlife..... It's scary to fight back when you don't know what happens after death

@@penderyn8794 well that could work both ways, since the whole idea of an afterlife is designed to control your decisions now

Invest in Bitcoin

I'm sorry to hear that. Sad that it would be a highlight for you. Especially considering Gary's message is hardly groundbreaking nor intelligent.

And not work for a small group of people who are mega rich, as Gary says it’s the return of feudalism!

Unfortunately open borders have put pay for many young to own homes now my friend…

@@simonstones1918 yeah that’s not Gary’s message fella, we ain’t here blaming immigrants, perhaps you ought to look at yourself a bit more

​@@simonstones1918 What open borders? I have lived in the UK for 35 years, yet when I go on holiday for 2 weeks and come back here, I am asked multiple questions at the border (airport) about where I have been and why, am usually asked when I first came to the UK (even though they obviously have this data on their computer), have to provide my fingerprint on a scanner, etc. When I had my wallet stolen on holiday abroad once, which had my UK biometric residence permit in it (BRP), I was then stuck abroad for nearly 2 months and had to apply for a temporary UK entry visa costing several hundred euros to come back home to the UK, despite having lived here all my adult life. If a family member just wants to visit me in the UK they have to go through a lengthy visa process with the British Embassy, including providing proof of employment and home ownership in their home country, provide certified bank statements, etc and pay visa fees. Even then, there is no guarantee their visa request will be accepted. People like you (UK citizens) who can just decide to hop on a cheap flight to Spain tomorrow morning, no visa or anything else required, really have no idea how lucky you are and that you have a freedom to travel and move around the world easily that billions of people do not have, especially if they happen to have been born in a developing country.

This is why we need more intelligent people and less thick people

This might have been true four years ago, but not anymore. You can't imagine how much wealth inequality increased during covid, we are all serfs now

Buffet himself couldn’t have said it better. Avoid any get rich quick scheme. Avoid financial advisors as they are disgraceful parasites. Use tax efficient vehicles like an ISA and dollar cost average into a whole market index with low fees, like SPY. The rest is just down to time and patience.

@@sandworm9528you’ve been watching this doomer channel for too long. Get financially literate and invest your money

@@kellywalker4494 only issue with this is we don't have the resources that the likes of buffet has for teams of lawyers to jump through tax loopholes, or lobbying to make sure we get bailed out by gov when the economy inevitably shits itself. The game is rigged so the game has to change

Ironic considering this grifter thinks he can day trade and make a fortune 😂

Facts but I do prefer real estate to the other market, you’re going to need a lot of skill and consistency if you want to get profitable on stocks, much too complicated even though very rewarding. Whatever you do as long as you’re lucrative keep on.

In reality every one has a unique means of operation , I agree with you, on the other hand you don’t always have to do it yourself, I’ve surpassed a million in proceeds on my stock portfolio, I still don’t get how it all works, My CFA guides me on how to go about it, it’s saves me time and makes up for unseen errors giving me positive ends in return.

Now that’s smart work over hard work. I like your style ma’am.

Pls say a little more on your adviser ma’am

I’d only say do your DD on Kevin Mikan, he’s exceptional.

In my opinion, IRA is a valuable strategy for retirement planning, providing growth and tax advantages. While the market is promising, expert guidance is essential for portfolio management.

I learnt this when I got disabled from an accident, I had to reach out to a financial planner who devised a plan for me to live off dividends from my investments. Other than Disability Cheque, I earn enough from home and live comfortably with her help.

It appears that your investment advisor is highly skilled. Could you please let me know if you are still in contact with this advisor and, if so, how?

Finding financial advisors like ‘vivian jean wilhelm’ who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

interesting! just copied and pasted her full name on my browser, found her site at once, and skimmed through her credentials, very much appreciate it.

There’s much uncertainty now, my question is what stocks can be the next wave in terms of growth for the next decade?

True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024.

in as much as my knowledge of the business is limited, it seems that this is the ideal time to enter the market based on my understanding of supply and demand in the economy. The consistent price variations, which shouldn't be an issue, are the only thing stopping me. But I really need a counselor; could you please assist me?

I work with Jennifer Lea Jenson, a licensed fiduciary. Simply look up the name. The information you need to work with a letter to schedule an appointment would be included.

Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

Higher taxes

I feel like this in the states.

But "greed is good"...

@@uniteddreamer It really isn't though

@@chioma3100 for sure, but this is the morality of capitalism

@@uniteddreamer I'm blind. Didn't notice the quotes. There are so many who wholeheartedly subscribe to this. I see the enemy of good policy within my own family; voting against their own interest. Infuriating. I say now, What middle class.

He’s not down to earth. He is an academically clever person who has no grounding in the real world. Being a “trader,” getting paid ridiculous amounts because he guessed the market right for a few years is not a proper career. His working life in CitiBank was very short and he burnt out. Now millionaire trader, Gary, writes books and has a RU-vid channel spouting his brand of socialism.

@@philipjamesparsons so you dislike him?

It’s interesting that Gary still does well in the markets today trading on systems and platforms built by the “rich” that he despises…..

It's not fair to steal money by the use of force and give it to someone else.

The same type of guys benefiting from the system, it always ironic imo, internet do the contrary they sell a dream while getting rich, the rich try to kick the ladder same phenomenon happens within the migrant community, the older,stabilized,rich migrants voting against more migrants 😂

'Here, have some money for... Having money.'

Unless you were given it the initial investment was earned I presume. And by investing it you are taking a risk that you could lose it and the reward for that is the increase in price/passive income.

It's a very nice feeling to get up each day, knowingly that how I spend my day is entirely up to me. Let's not forget that such luxuries usually take a lot of hard work to get yourself in this fortunate position.

@@jjefferyworboys8138I think you missedthe point, in that most people in such a position didn’t get there through “hard work”, but pure circumstance. Inheritance for example. The many people who work their whole lives, often in multiple low wage jobs to make ends meet because their circumstance was less favourable works a whole lot harder. Gary is an exception as he has often explained, and no one can expect to have the same sequence of events happen to them as in Gary’s life.

Except the math doesn't add up. Let's say you are the fridge guy and I am the baker. We both get a small amount of passive income, so we work 10% less. Now everybody has less fridges and less bread. Everybody is effectively poorer, no matter what the number on their bank account says. So where did the passive income money come from?

@@bramvanduijn8086 But you have better fridges that last, say, 50 years, instead of the modern crap that lasts 2-3 years. So you need less production, less waste, less landfill. You have better bread instead of the mass-produced stuff we have now. You buy fewer, but better, things. That, too, is happiness.

Congratulations on taking the steps necessary to get yourself out of the financial bind you were in.

That's truly remarkable. I hope you don't mind pointing me towards their direction.

She's Sophia Elaine. One of the finest portfolio managers in the field.

she's mostly on Telegrams, using the verified user name.

@PhiaElaine 💯:That's her Handle!

People should build wealth before having kids

An unelected billionaire seemingly looking after the interests of the common people. Yeah... right.

There's a podcast where the person interviewed says something along the lines of "in a functioning system of government with all the checks and balances Rishi Sunak would've been a junior minister at best. The fact that he's prime minister speaks volumes on how broken our government is".

@@billB101 I don't mind that he is a billionaire, it's just he's not a decent billionaire. He's only serving himself and his wealthy Infosys family. (Also don't mind that he is not elected as we are not a presidential democracy.)

@@billB101 unelected 👍 Billionaire he is not, his wife is rich, not him. Why do people make up stories. Churchill didn't even like the common people, the great unwashed. They aren't capable of coherent ideas.

@@florian-andreicsolsim652 Speaks volumes on how few viable candidates there are because people don't want to do the job? that's not the system, it's the public. The public are to blame for a Broken Britain, the government isn't your parent, people need to take responsibility for their own bad life decisions.

Compounding interest is indeed a fascinating and powerful concept when it comes to investing. In simple terms, it means earning interest on both your original investment and the accumulated interest over time. The longer you leave your money invested, the more it can grow exponentially.

Exactly,. Compounding allows you to earn "interest on interest," which significantly accelerates your investment growth. It's like a snowball effect, where your returns build on top of each other over time.

What an insightful thread. Compounding interest can be a game-changer in building wealth over time. I encourage you to talk with a financial advisor and explore how you can leverage compounding in your investment strategies. You are doing great at 23!

I leveraged on the expertise of my F.A to grow my IRA to 2 million dollars utilizing compounding. It's a magical way to build wealth over time. But this requires patience and time too because many times you'll be tempted to withdraw your profits.

I leveraged on my advisor's expertise to grow my IRA to $2m utilizing compounding. It's a magical way to build wealth over time. But this requires patience and time too because many times you'll be tempted to withdraw your profits.

Money dont make money but great knowledge does

I think FIRE is kind of a silly life hack, not a serious force for social change. FIRE works well for those tho achieve it, but it doesn't bring us towards a more just economy. They're just gaming the current system. We should all get a share of the surplus we are able to produce as a society (e.g. own a share of the wealth), not merely try to speedrun working life and retire as soon as possible. FIRE is too individualistic and too focused on retirement, basically. I think it's more healthy for an economy to have healthy and happy workforce with a good work life balance. Having an economy where healthy middle aged people retire while the young work even harder to compensate is a bit lopsided, I think. Sure, the total volume of work can go down, but early retirement will still cause a potentially risky generational split, and it's not obviosu to me that retirement is objectively better for the individual than working life, either, so working to push the retirement age downwards isn't inherently good. It's good to work in many ways.

The other problem with Thatcherism is that it never accounted for lazy entitled millennials who think manual Labour is a Spanish gardener

@omumbeejumbee the national debt is owed to whoever they borrow money from.

The national debt is literally the amount of money in circulation, it's not something anyone intends to pay off anyone.

@@stevecarter8810 it’s literally not that. It’s debt.

when the overseas colonial system collapsed, the ruling classes turned to exploiting their subjects at home

Really why is this ?

Indeed, it's ridiculous. I am also in a relatively well-paid profession. The irony is that when I started working around ~6 years ago, I could afford quite the same flat (as % of my income) as today, and I got promoted 4 times since... So basically, my standard of living as a senior manager today is the same as it was 6 years back as a senior analyst. Think then about all people who i) are not in high-paying jobs (so its not about rent growing from 20 to 35% of income, but maybe from 35% to 60%), ii) and/ or did not have the same luck to get promoted at least few times (so their purchasing power does no stay annoying flat despite promotions, but actually shrunk by 50% or more in few years)...

My wife is from Poland and I am shocked at the prices of property in Poland

the best slave would be one that believes they are free.

What else would you have them do? You gotta live and pay for stuff somehow

Because they lack ambition

‘Young Professionals’, that’s a main problem with younger generations. Now, around 50% of kids leaving Skool go to University, why??!!........I & any Tradesman I work with, left Skool & did our Apprenticeship - we got paid from day one of working. No Student Loans, no University Fees....etc etc. We were in the money from day 1. And, we got on the property ladder very young, we bought cheap houses in our late Teens & turned them into huge assets. We could, we had the skill & energy. But mostly, we helped each other, my mates were Joiners, Brickies, Sparks etc etc. We had a £500-£1million Homes, with no mortgage, before the Uni pricks had their first job!! I’m not a Professional, I’m a Plumber. Every home in the UK has a Plumbing & Heating system, who’s the smart ones, the educated poor or the wealthy dumb Plumbers??

@@TheDickPuller how big is your pension though? Who do you rely on when you get very sick or need surgery or have to go to court?

lefties love globalism. then wonder why wages and work conditions are so low and prices for food and housing are so high. dafties.

This is an underrated point. I agree. If the people don't own the means of production we'll be back in the same boat soon.

It’s trowing dirty into your eyes because he is rich so we can afford to lose a few quids while continue to benefit from the system without criticism

I see you point but they wont be given any wealth, neither will they ever have so much wealth they would have big problems managing. For most fair redistribution of wealth would mean be able to buy a house and pay it down, go to restaurant every week for a date and do not have to worry daily about money. Not more. Who would feel it more is the government who effectively needs to get a big chunk of that money back again and use them wisely to ensure education is affordable and quality, healthcare is available to everyone etc. The regular people wont have soo much money they would have troubles managing it ( apart from the individuals overmotivated by fraudsters like Grant Cardone whose financial education is coming out of anecdotes rather than reality ). Most people will simply have a quality life where they dont struggle financially, but not much more. And thats okay, thats actually what we all need.

That is a very privileged point of view. However isnt the most economic literate thing to do is letting nornal people be able to have a decent life, buying houses, buying stuff around the house and raising kids. Because thats not the future we are headed for.

But it isn’t going to be solved by teaching kids stuff. We can’t all become investment gurus simply because most jobs just don’t paid enough to amass capital to buy significant assets. You might say ‘get a better job’ but someone is going to have to be doing those less well paid jobs, and if even more people acquire capital to enable them to buy assets, the price of those assets simply goes up further. So you have to save even more capital (as with house prices). So the only solution is to tax those with very high net worth. That will mean their passive income is restricted which will limit their buying power so asset prices don’t continue to spiral upwards.

The long term gilt index is down 42% over the past 5 years and currently pays a yield of 3.9%, far below the yield on most BTL and far below interest on cash or money market funds, currently around 5.2% Yes, you can buy newly issued gilts directly and get 5% or so, but that offers the prospect of capital loss unless held to maturity and no growth in income or capital. Whereas shares provide the potential of both capital growth and income growth as dividends are increased, likewise property provides the potential of capital growth as house prices increase and income growth as rents increase. Of course this is potential reward for potential risk (risk of a house price crash or stock market crash, plus risk of voids, problem tenants, property damage etc with BTL, but the longer the investment period the lower the risk).

My bank is giving me 3% but interest here is taxed at 28% 😂

My mum is dead.

As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.

I'd really like to get into crypto Investing. I have about $145k set aside, but I don't know anything about this market. Would you please provide the best approach to make money as well as a trustworthy resource for advice? Your help would

The very first time we tried, we invested $1000 and after a week, we received $7500. That really helps us a lot to pay up our bills.

Still regret that I sold my bitcoin early last year, even after my colleague insisted we shouldn't. Please Is Bitcoin still a safe buy to outperform the market this year? I still kept my money in the money market and with over $120k maturing soon,

As a beginner investor, it's essential for you to have a mentor to keep you accountable. Myself, I'm guided by Deborah Davis. A widely known crypto consultant