#firsttimehomebuyer #downpaymentassistance #zerodownpayment #hometownheroes
🎉 Buying a home this summer? Get ahead of the pack for the new 2024 Official Relaunch of the Florida Hometown Heroes Down Payment Assistance Program! 🎉
It’s BACK! The single most successful and popular down payment assistance program in Florida history is back. It's designed for first-time homebuyers, Veterans, and Active-Duty members buying a home here in the state of Florida. If you’re eligible, you can receive up to $35,000 to use for down payment and closing costs. If 2024 is your year to buy a home, stay tuned!
IN THIS VIDEO: 🔎
0:43 The return of the Hometown Heroes Program
1:26 Hometown Heroes Program Overview
2:45 How the program works
4:40 Veterans and Active Duty and Hometown Heroes Works
5:26 Income Maximum Limits for the Program
6:36 How to Get ahead of the Rush and Reserve your Funds
🏡 Why You Need to Act Fast 🏡
In this video, we’ll show you how to stay ahead of the pack and secure your funds before they run out. The money will NOT last long. You need to be preapproved in June, so you can get under contract and have us reserve your down payment funds in July before they’re gone.
The Hometown Heroes Program will relaunch on July 1, 2024, with a fund of $100 Million. This may seem like a lot of money, but in previous years, the same amount was used up in less than two months. What does this mean for you? It means you must act fast.
🏠 Get Your Down Payment Assistance before it runs out! 🏠
You can only get this program through an authorized participating lender approved through Florida Housing. We approve your new loan and coordinate with Florida Housing to reserve your down payment assistance funds. You must be preapproved and under contract on a new home to reserve your funds. It’s on a first-come, first-served basis, and when the funds run out, they’re gone until they’re replenished at a later date. You don’t want to miss out!
📋 TO QUALIFY 📋
First-Time Buyer: You must be a first-time buyer (not owning a home in the last three years) or a Veteran/Active-Duty member.
Employment: At least one applicant must be employed full-time by a Florida-based business with a headquarters or brick-and-mortar location in Florida.
👔 Self-Employed: Third-party confirmation of full-time work status is required.
🇺🇸 Veterans/Active-Duty: Automatically eligible as long as you stay within the income limits for your area. Use your VA home loan benefit or other loan options like Conventional, FHA, or USDA.
📈 Income Limits and Credit Scores 📈
Income Limits: Must be below the maximum income limits for your county (up to $132,900 in most counties).
Credit Scores: All applicants must qualify for a traditional mortgage wtih an authorized participating lender, and have a middle credit score of 640 or higher.
💡 GET AHEAD OF THE PACK! 💡
The new program goes into effect on July 1, 2024, and will continue until funds run out. To get ahead of the rush, apply with an authorized participating lender (that’s us). Call us to discuss your scenario and get your questions answered. Visit our site for free resources, including Hometown Heroes calculators, forms, document checklists, income limit charts, FAQs, and more.
To beat the rush and reserve your funds, have your preapproval done in June so you can start shopping for homes. Once you’re under contract, we’ll work on your new loan and reserve your down payment assistance funds with Florida Housing.
🚀 Take Action Now 🚀
If you can envision yourself as a homeowner in July, August or September of this year in your very own home, give us a call today or visit us online.
🔗 Useful Links:
➕ Hometown Heroes Calculators: tinyurl.com/5k...
💵 Income Limit Charts: tinyurl.com/48...
❓ Frequently Asked Questions: tinyurl.com/3f...
👋 LEARN MORE TODAY!
👉 Call Us Today: (813) 928-9610
👉 Visit Our Website: tinyurl.com/bd...
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Contact us today at (813) 928-9610 or visit us at www.unconventionallending.com/hometownheroes
Derek Bissen
Mortgage Loan Originator
NMLS#365627
16 сен 2024
