We are lucky. We put a huge amount down on our house because we wanted to keep our monthly mortgage under 25% of our take home pay. If we couldn't have done that we'd have bought a smaller house. But, this was our 2nd home and we had equity in our first. Being a first time home buyer now would be hard!
I don't personally use Monarch Money, just the spreadsheet. I have several clients who use Monarch, so I'm familiar with it and have filmed several videos about it.
How do you keep up with a RU-vid channel with 5 kids? I'm impressed!!! Question for you. I'm sick of Quicken. It's glitchy at best. I'm looking for a budgeting software that has a check book register. Quicken is the only one I've found that has one, the only reason I stick with it. Any recommendations for another one that's better that also has one? Thanks!
Life is busy! I don't get as much done as I'd like, but I do what I can with the time I have. And my husband is supper supportive! As for the app....none of these apps offer a check book register that I'm aware of. You can filter and export your transactions as a csv file, but I'm not sure if that will do what you want. I did a quick search, here's a list of some apps that should offer a register, but I haven't tried them: Checkbook - Account Tracker Balance My Checkbook Quick Checkbook Debit & Credit BeeWallet - Account Tracker Accounts 2 Lite - Checkbook Spending Tracker
