No video :(

Ally Online Checking // Spending Buckets

Подписаться 10 тыс.

Просмотров 8 тыс.

50% 1

Ally's savings account offers buckets for savings. Now, their online checking account has spending buckets to help you with budgeting. In this video I share how the spending buckets work.
Ally Buckets: • Ally Buckets and Boost...
Ally vs SoFi: • SoFi vs Ally // which ...
🎥🎥 Video Links
* 50 Frugal Living Tips: • 50 frugal living tips
* Easy Cash Back with Ibotta: • How to use IBOTTA // I...
* An Alternative to Cash Envelopes: • An Alternative to Dave...
* How to do a Spending Freeze: • Spending Freeze
💵💵 Money Saving Tools
* 101 Ways to Save Money: bit.ly/tosavet...
* Cash back with Ibotta (bonus up to $20): bit.ly/ibottaac...
* Cash back with Rakuten (Bonus of $30): bit.ly/rakutena...
* Cash Back with Fetch (bonus $2): bit.ly/fetchca...
* Earn money/Cash back with Shopkick (bonus $1): bit.ly/shopkic...
❤ Thanks for watching. Subscribe to my channel here: bit.ly/brittan...
💸💸 Budgeting Tools
* Net Worth Tracker: www.etsy.com/l...
* Printable Savings Charts: www.etsy.com/l...
* Printable Debt Charts: www.etsy.com/l...
Let’s Connect
IG: @brittanyflammer
FB: BrittanyFlammerBudgeting
Email: brittanyflammer@gmail.com
Website: brittanyflamme...
📢 DISCLAIMER:
Many of the links above are affiliate links where I will make a small commission if you make a purchase. It does NOT cost you anything. It is a way of supporting my channel so I'm able to continue to make free content for you each week. Thanks for your support!
📢 FINANCIAL DISCLAIMER:
I am not a financial advisor and the content of this video does not serve as financial advice. Please consult a financial professional before making personal decisions regarding your finances.
Video Link: • Ally Online Checking /...

Опубликовано:

26 авг 2024

Ссылка:

Скачать:

Готовим ссылку...

Добавить в:

Мой плейлист

Посмотреть позже

Комментарии : 37

@BrittanyFlammer Год назад

Check out Ally's saving buckets here: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-EG2WH1NM0Qc.html

@keysaaustin-norris8593 Год назад

Yes I love Ally Spending Buckets! I was no longer comfortable carrying cash envelopes around so I now use the spending buckets as digital cash envelopes!

@BrittanyFlammer Год назад

That’s awesome. I was so excited when I saw they were offering them. I’m glad to know you’ve liked using them!!

@MsAnderson- 4 месяца назад

Life changing. Thank you! I saw something about the spending buckets but didn’t look into it. This is awesome🎉

@BrittanyFlammer 4 месяца назад

I’m glad it was helpful!

@CDTucker336 Год назад

Ive had the account for awhile but haven't tried the spending buckets. I had no clue how they worked. Thanks for explaining!!!

@BrittanyFlammer Год назад

Yes! If you do try them out let me know if you like them.

@MichaelJSNeves 11 месяцев назад

Thanks for this video. I’m totally switching to Ally Bank from SoFi love the idea of not having to manually transfer money to my checking account when I’m going food shopping or paying utilities when I have money set aside for those things.

@BrittanyFlammer 11 месяцев назад

I'm glad the video was helpful. I've been using their online savings for years, but am fairly new to their checking. Let me know how Ally works out for you!

@chuckc3359 Месяц назад

Thanks for the info! I’ve found the bucket very helpful. Another downside is when an envelopes are low, the system automatically pulls from the larger envelope. It says: We shifted some things. But if that is actually the envelope you wanted it to go to, you cannot now assign it since there not enough money there due to the auto-assigning!!! I end up transferring funds from savings just to officially assign the money and the try to transfer the remainder fund back to my savings. So confusing

@BrittanyFlammer Месяц назад

That is confusing. I like the idea of spending buckets...but after months of testing it out I find I don't use them a lot. I prefer to track my spending with a budget and use their savings buckets for sinking funds. Thanks for sharing!

@brunoguzman2519 6 месяцев назад

With Ally, can I transfer to another bank? Say Wells Fargo? If so, how? Zelle or transaction? Thanks

@BrittanyFlammer 6 месяцев назад

Yes- good question. With Ally’s checking you can link external accounts and send money via ach transactions or you can send money via Zelle.

@bitterswtmocha149 11 месяцев назад

i pay most of my utilities, subscriptions, etc using my credit cards for points. How do you use the Ally spending buckets if doing that - manually remove money when something is paid with your credit card? Or just leave the individual bills out and just include the CC bills?

@BrittanyFlammer 11 месяцев назад

Either one of those options would work. I personally think I'd manually remove it, but I would say whatever is easiest for you and works for you.

@heatherszuch9069 2 месяца назад

I have it set up for spending. If my husband goes to lunch at Taco Bell I want it to come from his bucket. Then if I go to lunch at Taco Bell I want it to come from my money…..is that possible?

@BrittanyFlammer 2 месяца назад

There's no way to separate it coming from the same account. All Taco Bell would come out of the same bucket.

@benjamin_lee 9 месяцев назад

this is so nice, this is exactly what i was looking for. But what is the process for moving the money from the spending buckets to a credit card account? I pay all of my expenses with a credit card and I want it to be easy to pay off the credit card.

@BrittanyFlammer 9 месяцев назад

Hmmm....the buckets are meant to be used with your debit card. If you want to use your credit card you'd have to manually transfer the money from your ally spending buckets to your unbucketed spending. Then, when you pay your credit card it would come out of unbucketed spending and keep your buckets accurate. Does that make sense?

@johnhenderson7081 Год назад

I have not done the checking buckets, but do have Ally Savings buckets.

@BrittanyFlammer Год назад

I love their savings buckets. I’m still learning the ropes with the spending buckets.

@Raney29Forever 10 месяцев назад

@@BrittanyFlammerI am a HUGE FAN of the Savings Buckets but, I haven't been able to figure out how to set up the Spending Buckets in the Ally app.

@BrittanyFlammer 10 месяцев назад

@Raney29Forever here’s how to do it in the app: Open up the app, choose your checking account, then you can toggle between account activity and spending buckets. If you select spending buckets then you can choose add bucket. I hope that helps!

@brainthebrian3690 4 месяца назад

This sounds kind of convoluted for what it is. They really need to just give people a cheap version of their debit card to use with these, since its basically a mini account anyway.

@BrittanyFlammer 4 месяца назад

I also think it's a bit convoluted. I don't use the spending buckets for much - but I've been happy with the checking account in general and i LOVe their savings buckets.

@antmof94 8 месяцев назад

wait so if theres 2 transactions that show up as unbucketed from the same store you cant set one transaction to one bucket the the other to a different?

@BrittanyFlammer 8 месяцев назад

If you are categorizing them yourself, you can put the transactions from the same store into different buckets. If you want to 'track' a business (where the money automatically comes out from a bucket) you can only choose 1 category for a business. For example...WalMart. If you track walmart to groceries it will only come out of the groceries spending bucket. If you don't 'track' walmart and it comes out of uncategorized, you can move 2 different transactions into 2 different buckets. I hope that answers your questions.

@laurenweiner8450 6 месяцев назад

If Walmart is tracked to groceries but I get a prescription there one day, can I manually switch that one transaction?

@BrittanyFlammer 6 месяцев назад

@laurenweiner8450 yes- it will automatically put it into groceries, but you can manually adjust it afterwards

@ahohnonono 4 месяца назад

So the buckets help to budget? Bc I’m not good with money tbh. And if ally will automatically transfer money to my spending buckets for expenses and such. Will I know what’s left for fun money?

@BrittanyFlammer 4 месяца назад

In theory the spending buckets could do this. I have used it for two different buckets, but I don't use this account as my main spending account...so I don't know how practical it is if you're using this as your main spending. I personally prefer a budgeting app. But you could do what you're saying.

@OkcStarX 7 месяцев назад

Buckets suck

@BrittanyFlammer 7 месяцев назад

Sorry to hear- I’m guessing you had a bad experience with them!

@brainthebrian3690 4 месяца назад

How? Let us hear it brother.

@OkcStarX 4 месяца назад

@@brainthebrian3690 it’s convoluted and doesn’t really work. For example you can make a bucket then it will fill up and you will have to move rhe money to another bucket. So you won’t know if you spent money on something say groceries or not because youll move the money you spent to something else. Buy groceries entertainment bucket fills up. I was a nightmare… if you’re going to bank with ally I would actually suggest opeing multiple checking account then just labeling each account what it’s intended. First checking account nickname it bills. Second one nickname it entertainment. So on and so forth depending on your needs. Overall ally was ok but the buckets were hands down the worst “feature” of the app.