Teacher here as well! Definitely hard for me in the summer because I go down to pretty much a bare bones budget. This is the first summer I have sinking funds, so I’m interested to see how that plays out. Great video and budget with me! 🌷🌸💗❤
❤ I find sticking to my budget in summer extremely challenging - do you have any tips for staying in track? Like usual, I’ve spent all of my June and stipend money and have started dipping into July. 😳🤦♀️ I need to get it under control ASAP!
Wow! Your mortgage is over 30% of your income. That's scary. It looks like you receive substantial raises each year from looking at the past video. I hope that helps.
The recommendation is typically no more than 25% and an FHA loan will let you go up to 43%.I feel very comfortable with my mortgage. I live in California, where the cost of living is much higher than other places.