i can vouch this works!!! and they report to all 3 for 20$ a month i’ve had it almost a yr (next month makes a yr) n i used her link provided at the time. i just turned 30 so i have a lot of young n dumb accts on there but i can at least say these video and kikoff helped me to bump up my score 80 points. its still bad but it is trashhh like how it was before.
The question is what happens when the account closes I had self years ago helped significantly with my score but once your done it closes and your credit drops again 😭
Unrelated to this video... I need advise on a charge off. Opened account 6-22-21 with mriffA. Can't remember exactly what was going on but a $1 payment was made 12-22-21. No other payments made to current date. Not considered or in collections, but a personal loan per Experi.n. Account charged off. $1393 was written off. $1392 is past due. I tried disputing sometime in '22-failed. Live in Ohio. SOL is 6yrs. This is the only negative thing on my credit report. Current score is 689. What can or should I do?
@@Jeremiah-q9t I hear you. I want to try the pay for deletion route but I don't know if it'll work due to the history of non payment. Like it's not affecting my credit score too much I just don't want it on there anymore
@@Jeremiah-q9t I hear you. I want to try the p&d route but idk if it'll work due to the history of nonpmnt. Like it's not affecting my credit too much, I just don't want it on there anymore
NO you don’t get a loan. You do get the money you put into the account back at the end of the term though. You aren’t getting a loan but they are giving you positive payment history on your credit!
@@oneschance Understandable. It’s kind of hard to get everything in one video. Just a heads up for those who care I did Kikoff and Ava and got about 40 points in 6 months. Currently sitting at 702 was in the low 660’s This isn’t great if you already have good credit but for those with less than stellar credit history it is a huge bonus.
Hello thank you for this I opened the credit builder account and my credit dropped from 760 to 750 😭 hopefully it goes up after 3 months or should I pay it off ?
@@JustinMethod if your score was 760 a product like this Is probably not a good option to be honest. This is geared more for folks in the 550 or lower range
