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LifeWithMC
LifeWithMC
LifeWithMC
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I just want to be an inspiration to others!

IMPROVE CREDIT SCORE *FAST* IN 2024
9:18
2 месяца назад
HOW TO GET AN APARTMENT WITH BAD CREDIT!
18:48
9 месяцев назад
STOP DOING THIS TO FIX YOUR CREDIT!
3:39
9 месяцев назад
HOW TO BUILD CREDIT TO GET AN APARTMENT!
8:43
9 месяцев назад
Комментарии
@Goodjobjoe
@Goodjobjoe 4 часа назад
If you won’t say it I will…Credit One. I shred them offer letters like I change drawls
@stonecoldsigma
@stonecoldsigma 4 часа назад
What bureaus do they report to?
@WavyHouse710
@WavyHouse710 5 часов назад
🔥🔥🔥 Love your content, I'm definitely tapped in with yuh.
@JBreezzBeatz
@JBreezzBeatz 7 часов назад
W video
@acetheking3136
@acetheking3136 12 часов назад
I don't why I look at my credit karma every Day for The last 2 years 😂
@LifeWithMC
@LifeWithMC 11 часов назад
LMAO!
@Bossman_da_trucker
@Bossman_da_trucker 13 часов назад
First here
@LifeWithMC
@LifeWithMC 11 часов назад
HEY!!!!
@latashalogan8502
@latashalogan8502 22 часа назад
Can we do both of the kikoff accounts the credit building and the other one?
@SerifeKadir
@SerifeKadir День назад
Great work Cynext solution so glad you are out there fighting these lowlifes. We need to do all we can to spare the elderly and the general public from these despicable scammers! Kudos to YOU!! You deserve the Nobel prize for keeping us safe big up brother.
@Zekeriyailker
@Zekeriyailker День назад
Credit scores are just a form of federal control, so if you want to continue living a good life? it’s important to have a high score. My house and vehicles are paid off, I have one Visa card for all purchases, which gives me air miles, and I pay it off monthly, but my score bounces between 800 and 820 without changing any of my patterns, so it’s manipulated for some reason. Cynext solution made it stay at that range and getting it up
@ZarifeSaadet
@ZarifeSaadet День назад
I stumbled across your video and instantly knew this was made for me. I'm going through the same thing with my business but just knowing that I'm not the only one who's experienced this just pushes me to go harder. Continue to put out informational content and sharing your story, THAT is what separates you from the rest. Much gratitude sir and Cynext solution was so helpful during the process of boosting my credit.
@tkyisrael9168
@tkyisrael9168 День назад
Calling the bureaus has given me a headache.
@joseph7389
@joseph7389 2 дня назад
You are the reason I applied for this card just got approved for 500im super happy I'll let u know how it goes for me I had good credit back in 2020 but lost my job due to Covid and went into about 10,000k debit and have been slowly rebuilding my credit score is 620 and have 3 credit cards at the moment mission lane being one of them Thanks again for the vid !!
@TurgayNagihan
@TurgayNagihan 2 дня назад
Credit scores are just a form of federal control, so if you want to continue living a good life? it’s important to have a high score. My house and vehicles are paid off, I have one Visa card for all purchases, which gives me air miles, and I pay it off monthly, but my score bounces between 800 and 820 without changing any of my patterns, so it’s manipulated for some reason. Cynext solution made it stay at that range and getting it up
@SerdarVolkan-h6h
@SerdarVolkan-h6h 2 дня назад
I stumbled across your video and instantly knew this was made for me. I'm going through the same thing with my business but just knowing that I'm not the only one who's experienced this just pushes me to go harder. Continue to put out informational content and sharing your story, THAT is what separates you from the rest. Much gratitude sir and Cynext solution was so helpful during the process of boosting my credit.
@freshjerseyprepper8847
@freshjerseyprepper8847 2 дня назад
I appreciate you!! People... "Utilization".. when you can only spend 30% of ANY Credit to Keep a Good Score, is why Kickoff exists for "You" to have that PERFECT Plus Report being Reported to the 2 Credit Lenders. It, to me.. is a Huge Benefit for $20 a Month ($2,500 example). Just saying😊
@deshaknighton5302
@deshaknighton5302 3 дня назад
Yes Get yo ish together!!! 💪🏿 motivation!!!!
@Nonya3005
@Nonya3005 3 дня назад
I have 3 accts in collections with Jefferson Capital that were previously Navy Federal accts. I never received those initial collection letters from Jefferson. Only the letters with payment plan options. Should I dispute or ask to settle/pay for delete? Before Jefferson, it was a different agency sending the same type of letters. Seems like the debt is being sold around.
@gina6582
@gina6582 4 дня назад
What is the website thank you
@ElianARojas-eb7tc
@ElianARojas-eb7tc 5 дней назад
How can I use the credit I got !
@kewanamcdonald2046
@kewanamcdonald2046 5 дней назад
Hey so i checked my ChexSystems and i dont see that i owe a bank ; but back in the day i over drafted my account ; and i had never paid it off , i cant see it on none of my credit reports experian , transunion , nothing ; so when i heard about chexsystems i was like ill check it out ; so when i logged it me owing a bank was not there , so should i reach out to early warning to see what they have on record ??
@mariacampos2805
@mariacampos2805 6 дней назад
I wish I saw this video before I applied for a credit one card 😩. I just recently got a capital one card and I thought they were affiliated. SMH live and learn.
@gotskillz135
@gotskillz135 6 дней назад
Besides Kikoff what other credit builders do you recommend
@tomaradoss3420
@tomaradoss3420 6 дней назад
Closed accounts with balances
@dsimms177
@dsimms177 6 дней назад
Cap closed my account for onlyfan deposits. Marked me as high risk and blackballed me from opening with any other bank account. Btw the OF was a chef cooking account.
@rouseyournicholls
@rouseyournicholls 6 дней назад
@KayShanae
@KayShanae 6 дней назад
I am VERY familiar with West Monroe!!! My dad is from Tensas parish. We used to live in Bastrop, but we used to go to the annual rodeos & do shopping in monroe/west monroe!
@karlajurgensen9693
@karlajurgensen9693 7 дней назад
Does this apply to medical bills in collection as well?
@TaushaRichardson
@TaushaRichardson 7 дней назад
So sorry for being a pest, one last question! I have another charge off, $20k for a car that was repossessed back in 2018 but I accidentally "acknowledged" or "verified" it back in 2022 when I tried to dispute it on Experian's website so now it is within the 4-year statute of limitations. Since I am still within this window, should I try to settle? I understand that I may need to schedule a call with for this one, which is what I plan to do in the coming weeks/months if needed!
@JIGGY4L
@JIGGY4L 8 дней назад
Used flex at my old complex. Only tip I would say is to make sure your complex takes ACH and you are golden. Also, please make sure you pay! Amazing video!
@LifeWithMC
@LifeWithMC 8 дней назад
Thanks for the tips! ❤️
@azme1982
@azme1982 8 дней назад
GoodDay Thank You
@TaushaRichardson
@TaushaRichardson 8 дней назад
What if I have a charge off that I paid off a few years back? Can I get that removed and if so, how? Thank you in advance!
@TaushaRichardson
@TaushaRichardson 8 дней назад
I should add that I'm planning to buy a home in the next 6-12 months so that's why I'm trying to clean my credit up!
@LifeWithMC
@LifeWithMC 8 дней назад
Send goodwill letter and ask for a courtesy removal of the account. Good luck!!
@TaushaRichardson
@TaushaRichardson 7 дней назад
@@LifeWithMC Thank you so so much!
@LOCALORDINARYgm
@LOCALORDINARYgm 9 дней назад
Can we use the line of credit ?
@LifeWithMC
@LifeWithMC 8 дней назад
No you can't. It's only there to help build your profile its not for personal use.
@thepinnaclegroupllc8313
@thepinnaclegroupllc8313 9 дней назад
I have a question. I am a junior and it is not on my credit profiles. Should I change that and how do I go about that?
@LifeWithMC
@LifeWithMC 9 дней назад
Contact the creditor and have that added to your account and it will update when they report to the bureaus again.
@ShardiaMGreen
@ShardiaMGreen 10 дней назад
I’m moving to Dallas in Aug! I’m super excited! 💚 I’m a licensed life insurance broker I would love to connect!
@LifeWithMC
@LifeWithMC 9 дней назад
Wishing you the absolute best!!! Keep me updated!! ♥️
@ShardiaMGreen
@ShardiaMGreen 10 дней назад
Question. What if I just started the credit builder and I make the payments early will my score start to reflect early?
@LifeWithMC
@LifeWithMC 9 дней назад
Hey! No, they still only report once a month.
@lynncahill6658
@lynncahill6658 10 дней назад
Excellent thank you
@LifeWithMC
@LifeWithMC 9 дней назад
You are very welcome!
@lynncahill6658
@lynncahill6658 8 дней назад
I got some items straightened out on some of my credit reports and mailed a certified validation letter in yesterday! Can’t thank you enough 😊
@deeasomugha4512
@deeasomugha4512 10 дней назад
Is there a sponsor code for smart credit?
@LifeWithMC
@LifeWithMC 9 дней назад
No I don't have one.
@ArlenisDiaz-kf9jk
@ArlenisDiaz-kf9jk 11 дней назад
Thank u 🙌🏼
@jasonmcginnis4557
@jasonmcginnis4557 11 дней назад
Thank you so much for doing this video. I was skeptical too and your made it perfectly clear. Thanks for sharing your wisdom. 👏🏻👏🏻👏🏻
@813South
@813South 11 дней назад
Yall almost gave her a stroke from the start. In case you don't know when I black woman's eyes roll and flutters like that you about to get cussed out and/or punched
@LifeWithMC
@LifeWithMC 9 дней назад
LMAOOO!!!!!!
@chandrachiles4406
@chandrachiles4406 11 дней назад
can you repeat your website please?
@LifeWithMC
@LifeWithMC 9 дней назад
www.achievingcreditexcellence.com ♥️
@BusinessbyAshli
@BusinessbyAshli 12 дней назад
Hey MC love all your videos🩷 I have a charge off (repo) of my Jeep from Chrysler Capital Financing that happened on 9/1/2023 with a charge off balance of $13,000 and just wanted to know if you had any advice or best practices for car repos? Is it possible to get deleted? Thanks in advance
@LifeWithMC
@LifeWithMC 9 дней назад
Hey there! Thank you! Honestly, just send them a pay for deletion letter and see if they will accept your offer. Keep in mind it's possible you could be sued if the account is still within the statute of limitations.
@BusinessbyAshli
@BusinessbyAshli 6 дней назад
@@LifeWithMC THANK YOU GOD BLESS YOU GIRL😭💖
@payrollrio
@payrollrio 13 дней назад
I recommend it. Been had self card, since 2022
@carterpope1369
@carterpope1369 13 дней назад
Are still helping with getting credit corrected?
@getputup1001
@getputup1001 13 дней назад
Hey about capital one when you settled did they agree to pays for delete or after you settled you sent a good will letter?
@LifeWithMC
@LifeWithMC 13 дней назад
Well for my 2 accounts they were charged off and I sent a goodwill letter requesting removal of the account. I explained my financial hardship and they removed the account after a few emails. If you do send a pay for deletion Capital One is pretty good about honoring them.
@getputup1001
@getputup1001 13 дней назад
@@LifeWithMC ok thank you i appreciate it
@leimomidemello3467
@leimomidemello3467 14 дней назад
So just to clarify, say I grabbed the $750 limit at $5 per month , we are not obligated to purchase anything? Like that credit line can sit there, no purchases made and make a positive increase in my personal credit score ?
@LifeWithMC
@LifeWithMC 13 дней назад
Yes, thats correct. There are no purchases being made anywhere to increase your credit score.
@NoCaping
@NoCaping 15 дней назад
Only thing about this is I had been using my Cash App account to make the rent payments for years & found out Self as well as other rent reporting doesnt work with cash app smh 🤦‍♂️
@NoCaping
@NoCaping 15 дней назад
Love how you got Nip in the back #TheMarathonContinues 🏁 ❤❤
@LifeWithMC
@LifeWithMC 13 дней назад
🏁 My inspiration!! #TMC
@percellomni1427
@percellomni1427 15 дней назад
Child Support reported about 20-something late payments of $1 on my credit profile, the same $1 at that… to break it down, somewhere down the line one of my payments was $1 dollar short(which I don’t know how b/c I’ve been paying the same amount for 9years) so when I paid my same amount the following month it covered the -$1 from the prior month which means that now this payment is now $1 short… so they just kept rolling that $1 dollar over every month and kept reporting it. IS THIS LEGAL? And WHAT SHOULD BE MY PLAN OF ACTION?
@LifeWithMC
@LifeWithMC 13 дней назад
Yes, what are you needing help with?