Paul spends 7 minutes running through some technical aspects of Land Registration for those of you studying your mortgage and protection selling exam - CeMAP at www.archertraining.co.uk/CeMAP...
I am studying to become a legal secretary and struggled to create a general picture of the land registry. I found your presentation very useful, well-structured, coherent and concise. Thank you
+Paul Archer Could you do a piece on "notice of a mortgage must be filed with HM Land Registry" Been looking on the Land registry for how to do this, either its in some other jargon i don't understand or i'm totally at the wrong place. LOL. Thanks bud
@@PaulArcher Land registry C Charges Register says: Registerd charge dated 12/11/2020 by Lloyds TSB. I am in a process of buying this property. How can i ensure the seller settle this charge before completion? I assume seller secured a loan against this property. Can a seller even sell without settling this, or it can be passed on? Appreciate your help.
@@1234london1982 That's why you employ a lawyer to do the conveyancing for you. In the contract of sale, any charges are redeemed or cleared before you complete. Any lender that you have used for a mortgage will also require the property is unencumbered i.e. no mortgage
