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LAP 1: Top 10 Differences between LAP (Loan against property) and Working capital product (In Hindi) 

CA Ankush Jain
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Let us begin the journey of assessing LAP product. This is the first video, First of all we shall be discussing about what are the key differences between LAP and working capital product as per banking point of view.
Although there are multiple differences but i have enlisted top 10 differences here with reasonable explanation to each of these points.
All the videos related to LAP product shall start with series "LAP 1,2,3..... so on and so forth" while the videos pertaining to Working capital shall start with "Lecture no. 1,2,3..... so on and so forth". All other videos for general knowledge shall not be having any numbering altogether.
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29 авг 2024

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Комментарии : 69   
@HimanshuSharma-if5ue
@HimanshuSharma-if5ue Год назад
Very informative videos I am also working as a credit officer in HDFC Bank your video help me to enhance my skills and growth my career
@AnkushJain
@AnkushJain Год назад
Thank you
@bhagwat152
@bhagwat152 Год назад
Thanks a lot sir Best explain sir
@AnkushJain
@AnkushJain Год назад
Thank you 🙏
@rajatthakurhimachali4353
@rajatthakurhimachali4353 Год назад
Great sir ji
@AnkushJain
@AnkushJain Год назад
Thank you
@SaurabhTiwari-gu2pw
@SaurabhTiwari-gu2pw 2 месяца назад
Sir please credit understanding ke baare me bta dijiye this session is very usefull all BCM and CM please
@AnkushJain
@AnkushJain 2 месяца назад
Thoda detail mein btaiye k kya information chahte hain aap topic mein.. may b Maine already video bna rkha ho
@RJHMvideoblogs
@RJHMvideoblogs 7 месяцев назад
Thanks for sharing Sir....
@AnkushJain
@AnkushJain 7 месяцев назад
Your welcome
@ankitgupta5583
@ankitgupta5583 Год назад
Please make a video on banking surrogate method to determine loan eligibility.
@AnkushJain
@AnkushJain Год назад
Yeah it will come in due time
@samtashah4559
@samtashah4559 4 месяца назад
Sir can you please explain home loan procedures as well.
@AnkushJain
@AnkushJain 4 месяца назад
Will check
@ankitgupta5583
@ankitgupta5583 Год назад
Whic one is better profile Lap or working capital ??
@AnkushJain
@AnkushJain Год назад
It is an individual choice. Both are good profiles. I personally like working capital more due to more financial analysis being done in it
@sakshamagarwal754
@sakshamagarwal754 Год назад
Dod limit, LARR facilities are also provided in Lap product.
@AnkushJain
@AnkushJain Год назад
Yeah but theme is same. DOD is not only LAP product now it is equally provided in working capital line also. LARR is kind of separate eligibility calculation method although it is only a emi based loan by nature.
@MONUKUMAR-xu7xg
@MONUKUMAR-xu7xg Год назад
​@@AnkushJainLARR full form please
@AnkushJain
@AnkushJain Год назад
it is loan against rent receivable
@ArchiesBhanushali
@ArchiesBhanushali 9 месяцев назад
Docs konse dekhne hote LAP cases ki pd karte samay??
@AnkushJain
@AnkushJain 9 месяцев назад
Lap series ki video mein eligibility vale video mein ye clear ho jayega point
@ArchiesBhanushali
@ArchiesBhanushali 9 месяцев назад
@@AnkushJain ok
@AnkushJain
@AnkushJain 9 месяцев назад
👍
@AnkushJain
@AnkushJain 9 месяцев назад
👍
@luciferofthehell2921
@luciferofthehell2921 Год назад
Sir kya hum property and asset ko same man sakte hai?
@AnkushJain
@AnkushJain Год назад
Same kaise? Asset to balance sheet mein hoti hai but property may be balance sheet mein na dikhai ho.. jruri nhi hai.. otherwise common language mein property asset hi hai
@luciferofthehell2921
@luciferofthehell2921 Год назад
@@AnkushJain ok sir, sir kya rigister mortgage on agri land ek achha security option hai?
@AnkushJain
@AnkushJain Год назад
Yes
@SKTALKS19
@SKTALKS19 Год назад
Sir suppose mere pass 5 properties hai fully constructed ,kya lap sirf usi property pe milega jis property pr mai reside karta hu , ya kisi bhi property pr mil sakta hai jide mai own karta hu .
@AnkushJain
@AnkushJain Год назад
Kisi bi pe
@hunnykhatnani817
@hunnykhatnani817 Год назад
Sir can you cover shore up of nwc in detail ?
@AnkushJain
@AnkushJain Год назад
I have already made a video on net working capital
@hunnykhatnani817
@hunnykhatnani817 Год назад
@@AnkushJain lecture no 20 ???
@AnkushJain
@AnkushJain Год назад
Yes
@SaurabhTiwari-gu2pw
@SaurabhTiwari-gu2pw Год назад
Sir Branch manager jo case senction karte hai usme kya kya dekha jata hai please us per vedio bnaiye quki mai idhar new select huaa hu to plz samjhaiye sir 🙏🙏
@AnkushJain
@AnkushJain Год назад
Sanction process is same. Please start watching videos from lecture no. 1
@SaurabhTiwari-gu2pw
@SaurabhTiwari-gu2pw Год назад
Ok respected sir but please ek vedio me only senction karne ka sara step bta dijiye i humble request you 🙏
@AnkushJain
@AnkushJain Год назад
Ok
@gurpreetSingh-pz7bo
@gurpreetSingh-pz7bo Год назад
Thanks
@AnkushJain
@AnkushJain Год назад
👍
@karthikviswanathan3949
@karthikviswanathan3949 Год назад
Pls put videos in English so it ll be very helpful
@AnkushJain
@AnkushJain Год назад
👍
@ankitgupta5583
@ankitgupta5583 Год назад
Sir please share link for membership in group .here is facing problem to join
@AnkushJain
@AnkushJain Год назад
Which group? WhatsApp or telegram?
@ankitgupta5583
@ankitgupta5583 Год назад
@@AnkushJain what's up group
@Deepikabisht337
@Deepikabisht337 3 месяца назад
How come only one product is there in LAPsir? Plz explain.
@AnkushJain
@AnkushJain 3 месяца назад
Couldn't get your question
@Deepikabisht337
@Deepikabisht337 3 месяца назад
@@AnkushJain Sir, In LAP we have do have different products like term loan, DOD and MDOD. Thus, u said only one product in LAP, wanted explanation for that
@AnkushJain
@AnkushJain 3 месяца назад
Basically two, term loan or drop line limit... While in working capital there are way too many
@mehulchandak9993
@mehulchandak9993 Год назад
WC mei bhi toh Super Biz Program mei multiple Income ko combine karke WC de sakte hai
@mehulchandak9993
@mehulchandak9993 Год назад
10:20
@AnkushJain
@AnkushJain Год назад
@@mehulchandak9993 ye hai but this is not part of pure working capital. Many banks don't have such products and they follow pure working capital principles only. Hamare bank ne option Diya hai hamein
@mehulchandak9993
@mehulchandak9993 Год назад
@@AnkushJain okay
@AnkushJain
@AnkushJain Год назад
👍
@ramugehlot1274
@ramugehlot1274 Год назад
Sir ap gst par course banaeye na ap jo samjate ho vo koi nahe kar sakta hi
@AnkushJain
@AnkushJain Год назад
GST k baare mein zyada mje bhi nahi pta
@TheSuresh2022
@TheSuresh2022 Год назад
Sir, agar client ne channel finance avail kari h, uske baad hum usse CGTMSE me funding kar sakte h??pls clear
@AnkushJain
@AnkushJain Год назад
Yes of course. Channel finance is separate facility
@TheSuresh2022
@TheSuresh2022 Год назад
CGTMSE case got rejected, reason given by credit- client has already availed channel finance facility. Is it reasonable??
@AnkushJain
@AnkushJain Год назад
Hope that client is not already overfunded
@TheSuresh2022
@TheSuresh2022 Год назад
@@AnkushJain no sir, case is rejected, only because of channel finance..
@AnkushJain
@AnkushJain Год назад
Please check the policy once, it could be rejected due to charge over the current assets also there with channel finance banker
@Npsslaahkar
@Npsslaahkar Год назад
Sir LAP pr next videos kab tk ayegi?????
@AnkushJain
@AnkushJain Год назад
Already released 2 days back
@saibaldatta6615
@saibaldatta6615 Год назад
Please tell me in details how to get membership.
@AnkushJain
@AnkushJain Год назад
Pl click on this link ru-vid.com/show-UCE4CwHclbqMgdYCH6lDQmDAjoin
@tejendrakc8476
@tejendrakc8476 Год назад
how to join channel and be member
@AnkushJain
@AnkushJain Год назад
On channel page, there is join button appearing. You can join through it
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