The BEST/CHEAPEST Loan which you can get INSTANTLY 

Thanks for the information ☺️❤

I am hoping they won't spam by calling for loan.

The link of volt.lla is not working when you go through the link they just re direct you to their site and charging 999 without the discount of 250

The link of volt.lla is not working when you go through the link they just re direct you to their site and charging 999 without the discount of 250

How to take Loan against shares ? stored in Demat account ?

Right sir

Being genuine ensures you remain in the game.

@@Informative_videos ✌️

@@mousumibasak2280 In finance it's the opposite. Everyone is out there scamming us 🥲

😂😂

Thanks ❤

He has already mentioned it

he already mentioned in last my friend please watch full video.

You clearly didn't watch the complete video.😅

video dekhle pura bhai

Jalan ho rahi hai bhai....batao....batao....oh reply button Kahan hai bhul gaya...

You can stop the SIPs, even then the fund will continue to grow

@@privacyowl ofcourse... But I would ask you not to see the SIP as an additional burden... If during the repayment of your loan, you're not able to manage both EMIs and SIP, I would suggest you to pause your SIPs till the time you repay the loan. Tip: Mutual funds grow faster when you have a good amount of base and have no SIPs running... The logic is SIPs average out the NAV price so does it reduce your returns..

I also want to learn this

This video is Partnership with an app to mislead the LLA audience to go for such loans whose future is not Great and affect their investment Habits with new debt traps.

Yes I also agree Vikarmji . I was also thinking in the same direction. However,To Mr. Mandeep and LLA team, Good information and a lot of respect.

good observation

By 5L in 3yrs, he could have meant 11.5k SIP for 3yrs @12% this comes to 5L at the end of 3yr. U see his gaol was to add back 5L ASAP(he took 3yrs to do so), the goal was not to add EMI equivalent SIP for 3yrs

Yeah but if the valuation of your portfolio falls you will need to buy more shares or pay back amount to loan company and i will suggest you never pledge your mfs more than 50 percent and keep repaying your loan amount rather than investing in stock market but I suggest you you can take a person loan at lower interest of 10 percentage at fixed reducing rate that will be more beneficial bro

can you please share your contact details?? Need to talk about Volt's Loan against mutual fund facility.

Can you explain this with data??

@@ankitkhatana7022 when you take or wanna take loan you should check for the APR (Annual Percentage Rate) this covers all the charges and taxes and gives you the actual figure of the interest rate. Lets say you wanna take a loan of ₹10k, rate of interest in mutual fund pledging is currently @10.5% now the catch here is the processing fees they charge is a bomb (₹999) or roughly ₹1000.. add up this and now your APR or total interest for this loan is 10.5% + 10%( Processing fee is ₹999 which is 10% of loan amount) So the cost of this loan is 20.5% which is way higher than any personal loan. However the figures change when you take a loan of higher amount let's say ₹1.5L then it would make sense because now your APR will come down. However assuming the processing fee remains the same (₹999). So in a nutshell Loan against mutual funds is best when the loan amount is higher. However for that, you should have enough holdings to get a higher credit line. Hope this explanation helps.. if not please drop a comment.

5k pe bhi 999 n 150k pe bhi 999. Ab khud data bana lo.

Plus there is a renewal fee to 499 plus gst , right now they are offering the tenure for only 1 year when you will extend it next year they clearly mention the charges as 499+ gst

Is it 9 percentage reducing? Is there any pre payment charges?

@@apratimchakraborty5344 no idea , you can explore more and let me know

Could you tell me which banks or NBFCs are offering these rates?

@@privacyowl almost all big banks like axis , hdfc , ICICI

There are many pros & cons. I took a loan of 10 lakh it cost around 10.99 but less than 10 lakh ROI is pretty much higher like 14

Yes bro but you can't invest loan amount against mf in share market but you can use that money for your needs and the amount you gonna save bcz the usage of that money can be invested in share market but it's too risky if you don't have money to pay emi bcz mf are volatile

Hi there, Thank you for your question. Please see the details below: What is the EMI or repayment details? - You're required to just pay interest due every month. - You can repay the principal as per your convenience. If you have excess funds, then you can repay earlier and get debt-free fast. If you're low on cash, then you can pay a lower amount. There will be no penal or default charges. Are mutual fund details shared with volt secure? - Yes, Volt Money is fully safe & secure. We work with RBI & SEBI authorized companies to provide you loan against mutual funds. - You will continue to see the lien marked mutual funds in your CAS statement. During the loan tenure as well, lien can be removed from mutual funds based on repayment done. What is the impact in our cibil score after loan received against Mutual Funds? - There is no CIBIL impact for checking eligible loan amount. - When you take a secured loan, your credit score doesn't get impacted as severly. If you have any further query or feedback, feel free to reach out to us. Regards, Team Volt Money

@@voltmoney Thanks for clearing those points. know one more thing what will happen when we default or delay to pay the EMI. and how much the amount of panelty for delay payments?

Bro pura video dekha? It was for the part promoting "volt" in which you can get loan against your mutual fund assets. They are not promoting any unsecured risky loan, they are promoting secured risk free loan.

Bro sponsored and affiliate mai difference hota hai

Kyu bhai tum zindagi bhar free me hi video dekhoge kya. Grow up dude.

Tere chacha thodi lagta ha free me video bnata rehga, apna kharcha bhe to niklana hai inko

Yes he is money minded

How is it possible place explain more about it because I have been hearing about her.

Thank you ma , i just messaged her on WhatsApp and she responded up

She gives her clients nice attention