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LEVEL vs DECREASING LIFE/CRITICAL ILLNESS INSURANCE - WHICH IS BEST? 

DM Mortgages
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This video is to look at the pros and the cons of level and decreasing term assurance policies for life and critical illness cover. We can help you to find the best insurance cover for you and your family's needs including life cover, critical illness, income protection, mortgage protection, family protection plus more to give you the peace of mind you need.
The cost of our insurance service is free of charge - we also provide a free will writing service via MyLastWill.co.uk. Ready to go? Don’t delay, book your FREE online consultation here now - Arrange An Appointment here via our website - bit.ly/3tKdUf5
Not quite ready? Have some questions? That’s ok; we know it’s not every day that you get a mortgage or review an existing one.
Get in Touch;
• Call us for a chat on 0330 175 7504
• Email our team at info@dm.mortgage
• Check out our website here - bit.ly/3tKdUf5
Start your remortgage or home moving journey today. Get in touch with us now to find out how we can make moving home a breeze.
My name is Nicola McKenzie, co-founder of Dunham McCarthy Mortgages. My team and I are dedicated to making mortgages easier for you. Whether you are a first time buyer, climbing the property ladder, investing in a buy to let or simply re-mortgaging, we have an expert on hand to take the burden off of your shoulders.
We’re an independent broker, meaning we have access to nearly every mortgage out there so we can help you get the best deal. Once our expert has matched you to your mortgage, they will stay by your side the whole way, keeping you in the loop.
Our advice is free of charge so please get in touch. It is only when you have found a property and are ready to apply for a mortgage that we charge a fee.
Our typical administration fee is £495 (We charge between £0-£245 for a remortgage). This covers the time involved in dealing with your mortgage application and supporting you through the home buying process from start to finish. This also includes complimentary homebuyers protection insurance, organising any insurances, organising your Will and recommending any professional services such as surveyors, solicitors and conveyancers.
For Will Writing & Trust advice, head to;
W: www.dunham-mccarthy.co.uk (Detailed Estate Planning Advice)
W: www.mylastwill.co.uk (Online, quick, easy and convenient solution to draft your Will)
Timestamp
00:00 Intro
02:18 What is decreasing Insurance?
04:32 What is a level term policy
07:40 Pros & Cons
**Your home may be repossessed if you do not keep up repayments on your mortgage**
Dunham McCarthy Financial Services Ltd is an appointed representative of Primis Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority.
#criticalillness #lifeinsurance #bookafreeappointment

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6 авг 2024

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Комментарии : 4   
@Honest_Reviewer.
@Honest_Reviewer. 3 года назад
Another great video. This type of insurance is definitely worth looking into.
@kerriecook1659
@kerriecook1659 Год назад
Hi
@greenbrothersuk
@greenbrothersuk Год назад
Quick question and a scenario you didn’t cover. What happens if you take out a decreasing one for say 20 years and for £400k. You then pass away after 21 years ? Do you get nothing? After paying all that money in for 20 years because it’s now 1 year past the term?
@Ricardods21
@Ricardods21 Год назад
You got it lol
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