Liability Auto Insurance 101 

What does it matter what you have if the Insurance Companies refuse to pay anyway!

650 a YEAR? lol, as a licensed insurance agent, I find that figure hilarious. 650 for 6 months is more common, and I am licensed in every state so I see a lot of policies.

Even more importantly, get a dash cam guys! And Multiple! Not just for the front, but the back and sides too!

This video is so underrated. One thing though, you should have added the umbrella coverage, which Dave recommends.

George please do a video on what auto insurances are out there that do run credit checks for those who have no FICO scores.

George has grossly UNDER-estimated the cost of an accident. If you only have $100,000 liability that's going to disappear very quickly if you are liable. I changed from $100,000 to $1M liability and it cost me an extra $6 per month. Well worth two ice creams per month

Great content!

Thanks George! I just sent an email to my insurer to change my coverages.

please make a video on car accident insurance

What if I was comming over the railroad tracks and crossing the street that ran parallel to the tracks, the driver leaves his stop sign and speeds infront of me. Why would I have caused the accident, my foward progress was violated. I have the right of way ( no stop sign), isn't that federal?

Hi new subscriber here. I love your videos, i was involved in an accident and it was my fault, the other driver sent the bill to my insurance which is $120,000. I only have liability of $15,000. I am going to pay for the rest or anything else? What about if the other driver sued me? Should I pay for anything??

I have a four year degree in insurance, a CPCU designation, and 30 plus years of Property and Casualty experience. Obviously, George has none of these. I do not know his area of expertise, but it is not insurance. Your liability limits should be at least the total of your net assets. You get a personal liability umbrella to cover exposures from you cars and your property. $1,000,000, $2,000,00 or whatever.

Liability

This is not 100% true. This is for a tort state. In No-Fault states like Michigan, your own insurance pays for your own injuries

Does the liability insurance pay for stolen car? For example if someone damn ass steel ur car, how much the liability will pay?

$650 a year? Prove it. Not in the United States.

Don't blame the chipmunk, OK ? He has a right to live. His ancestors were here before modern human civilizations invaded his habitat and paved over mother Earth with cement, steel and asphalt and degraded his environment and his quality of life.