LIC Jeevan Dhara II is a non-linked, non-participating, individual savings plan in the category of deferred annuity. The annuity rates under the plan are guaranteed at the time of policy inception. The annuitant(s) receive the annuities throughout their lifetime after the end of the deferment period.
Since the LIC Jeevan Dhara II plan is non-participating, the company's actual market experience does not affect the benefits. The death or survival benefits payable are guaranteed and fixed; no other bonuses or additions are payable. The plan is available for offline purchase from LIC agents or intermediaries and online on the official website of LIC of India.
Minimum Entry Age
For Annuitant/ Primary/ Secondary Annuitant:
20 years
Maximum Entry Age
For Annuitant/ Primary Annuitant:
Option 1, 2, 8, 9, 10 & 11: 80 minus Deferment Period
Option 5, 6, & 7: 70 minus Deferment Period
Option 3 & 4: 65 minus Deferment Period
For Secondary Annuitant:
Option 8 & 9: 75 years Option 11: 79 years
Minimum Vesting Age
For Option 1 to 9: 35 years
For Option 10 & 11: 31 years
Deferment Period
For Option 1 & 9: 5 to 15 years
For Option 10 & 11: 1 to 15 years
Premium Paying Term
Regular Premium: Same as deferment period
Single Premium: Single pay
Special Features:
Don’t miss out on the special features of LIC Jeevan Dhara II, that makes it a prevailing option to invest in:
Regular or single premium payment options:
Single life annuity and joint life annuity
Pay annuity in yearly, half-yearly, quarterly or monthly modes
Incentives available for existing LIC policyholders/ nominee/eneficiary
Top-up annuity by paying additional premium
Receive death benefit in a single lump sum amount or instalments
Opt to receive a lump sum amount in return for a reduction in annuity payments
Advanced annuity period option
Avail of loan and fulfil your liquidity needs
Regular Premium :
Single Life Annuity:-
Option 1 Life annuity for single life
Option 2 Life annuity with return of premium for single life
Option 3 Life annuity with 50% return of premium after attaining age 75 years for single life
Option 4 Life annuity with 100% return of premium after attaining age 75 years for single life
Option 5 Life annuity with 50% return of premium after attaining age 80 years for single life
Option 6 Life annuity with 100% return of premium after attaining age 80 years for single life
Option 7 Life annuity with 5% return of premium after attaining age 76 years to 95 years for single life
Option 8 Life annuity for joint life
Joint Life Annuity :-
Option 9 Life annuity with return of premium for joint life
Single Premium:
Single Life Annuity:-
Option 10 Life annuity with return of purchase price for single life
Joint Life Annuity:
Option 11 Life annuity with return of purchase price for joint life
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10 сен 2024
