As a retiree that's downsizing it's sickening to see how much money we spent on things that matter not. I wish we'd taken more trips or done things with our children to make lifetime memories. We're frugal but still see wasted opportunities to have saved more.
We bought snowmobiles, boats,dirt bikes,and we had a a small vacation cabin.all bought on less than 50 thousand a year. But everything was bought used with cash( except the house and cars) while raising 5 kids and my husband retired at 57 and that was a good thing because he passed away at 64.
When I've been to the US its amazed & shocked me how many people eat out 7 days a week for all 3 meals and STILL do grocery shopping..... Don't getbme wrong people here in Europe do eat out but not all week for all meals. If u can't afford to have a financial emergency fund you can't afford to eat out 7 days a week.
To all those who are always struggling financially- are you putting God’s kingdom first and His righteousness and letting Him add the things you need? Matthew 6:33
I really appreciate your "tough love" as that's where I learn new strategies from you all the time! One of the hardest things we ever did was to sell our home & move to a rental due to me & 2 of my children with chronic illnesses & disabilities blowing out our finances. However, it was the best thing we ever did! Moving from the hills to the plains means we have more sunshine that helps us with our illnesses & we're now out of a home that had mould making us sicker! As awfully hard as it was it has created positivity for our bodies, relationships & finances. It was done with a LOT of prayer & God definitely guided us through the process. 🥰Blessings from South Australia💕🐨
We had a large family. Last child when I was 39 hubby 45. That does change saving for retirement savings. We lived frugally on one income, homeschooled in a small house. Made some financial mistakes but never got in debt. Retired with house payed off and debt free and downsized big time. My health tanked 6 years ago and that has been a financial drain but we have managed.
I really wish I'd saved my emergency fund earlier. I had $8000 saved when my house had a catastrophic plumbing failure. Cost to fix, $10K. Not the end of the world, but let me be a cautionary tale.
To clarify THRIVE (maybe it’s thrive life foods, forget exact name) freeze dried foods is an MLM, not thrive market…they are just an online shopping market Maybe you say that later in the video 😊
I started job hopping, but would not go unless it was $10k plus going up in salary. Was super sad that I had to jump to diff. company in order to go up substantially in jobs. Most hire outside for going up big salary increases. I loved some places I worked, but $10k plus increase was too hard to pass up. Plus a job company does not love you, don't feel loyal, it is all bus.-so you have to look out for you I realized this really later on in life, otherwise I would have jumped more often like every 2-3 years is about right.
I hope so I tithe and it seems everyone is in need of financial help in family all of a sudden. My rent went up over$100 and its getting harder to save
It’s good timing here where you talk about people selling things when Halloween items just hit the stores. Some people are going nuts buying that stuff right now. I have one craft project for each holiday I am doing and that’s it. I will be participating in a craft show in November so I will be making items for that sale but I already have the supplies.
So often the price on the shelves doesn't match the purchase price at my local Walmart. They haven't updated their shelf prices on some items for a couple years. I quit shopping there as much because of that.
most people now want somebody else to help them but can't help themselves. they act like they are owed something. iy used to be we worked hard. I used to work 2 jobs and walked everywhere. im blessed now
DONT do the window unit or hvac get a mini split it works sooo much better then the HVAC never mind the window unit save 800 and get the pioneer brand they are easy enough to install if you or someone you know is even a little handy Ive installed three of them in different places and LOVE THEM they are also soo much cheaper to run
With your new progressives, try all different head tilts to see if there's a place that they work. If it's an uncomfortable tilt, they got the progressive height wrong. If they don't work anywhere, they might have got the pupilary distance wrong, even if they got the right Rx. Either way send back for correction. Your tint probably makes a difference in how tired your eyes get, but it shouldn't make a difference in how crisp the letters are. (I'm not an optometrist, but my husband is, and I've heard a lot through the years.)
I can't understand why public schools don't teach basic finance a requirement. Every year of high school the kids should be taking a class (finance 101-finance 104 😂). I have made it a priority to homeschool my son since the second grade; we cover finances every single year. My stepson, who lived with his mom until he turned 18 was taught absolutely nothing in public high school, except stocks 😮. You cant invest in stocks if you don't even know how to budget your paycheck!!! All he talks about now is wanting to meet an investment firm to put money in the stock market to get rich...he doesnt even have a full time job yet. He already owes three people money because he has already made bad financial choices. He blew the $650 from his graduation open house in 10 days. It blows my mind that in 13 years of public schooling, he never had a class that taught him the basics of fiscal responsibility.
@@lateshachurney5965 they need to reintroduce this class now! The only finance related class I took in HS was economics. It didn't offer any info on personal financial matters though. Fortunately, my dad was raised my Great Depression survivors, and my mom grew up in a poor family with 10 kids. I learned it at home. Most kids don't have that opportunity.
I had it in high school, now 65. We had to get a job, act like taxes came out of pay. Looked in newspapers for a place to live , cost of living bills, groceries ect... That really got a lot of us prepared for what was coming with graduation over.
There are a number of cookbooks for 2. I have a copy for Betty Crocker one +50 years old. I've used it when it was just the 2 of us, multiplied the recipes as kids came along and back down to the 2 of us now. Lots of yummy family favorites.
Same here, I have been paying my own way my entire adult life. Sometimes it took a couple jobs and a side hustle or two, but I supported myself. I get so angry when people tell me their 25ish year old can't make it on their own in today's economy, that's why they still support them.
Walmart pulls that blank amount here in Mo. too. I ask why they say the thing is broke. so now i tell them to tell me the price out loud for each item . They also will ad some things to scan price
"Live chat is not available for this video" is what has been showing for a couple of months now. I thought you guys disabled the chat maybe because of trolls.