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LPPSA for Government Sector Employees 

iherng
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Rena FB page: / rena.choong
Link to join my team in property investment club: bit.ly/3DxoxWS
Use promo code: SEANTANMAKEOVER22 for property makeover: wa.link/0ea7rb
This episode will be all about LPPSA, a privilege for those who works in the government sector. What's great is Rena kinda shared strategies how to maximize that to increase our investment portfolio!!

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5 сен 2024

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Комментарии : 26   
@bernardtanpianist
@bernardtanpianist Год назад
Just found out from the LPPSA calculator that if a government servant is on KWSP scheme, then they can only borrow up to the retirement age (which is usually 60 years old). Only those on pencen can qualify up to 90 years old, but maximum tenure is still 35 years. So I guess if someone is on the KWSP track, they'll have to calculate which one is worth it - getting 100% loan or longer tenure with a commercial bank.
@raditzfarhan
@raditzfarhan Год назад
Refinance topic after this!
@tanchinkoon
@tanchinkoon Год назад
Wow finally worth wait for this topic that I did ask u last time.....
@iherng
@iherng Год назад
Yupe. It took a while to find the right person who really understand the subject beyond what's available online. Thanks for watching Chin Koon!!
@amirulnasir1906
@amirulnasir1906 Год назад
Great sharing! Keep it up
@carrmennlee
@carrmennlee Год назад
Love all these interesting topic ! Especially those you can’t learn easily & efficiently online.. thanks Sean ❤ more new project full review pls
@andyvel
@andyvel Год назад
The fixed interest Gov loan is one of the the most lucrative aspects of being a civil servant, especially is husband and wife both work there. Invest wisely with that money.
@etor95
@etor95 Год назад
im here from tiktok!! tq for this video 👍👍
@iherng
@iherng Год назад
Appreciate it Vito. Thanks for watching!!
@abcdefu1373
@abcdefu1373 Год назад
Why no more updates in this playlist anymore 😢 I find it very useful and alot of important tips to be learned about mortgage here. Im looking forward for ur next episode!
@iherng
@iherng Год назад
Well if you have finished the series, pretty much you have learnt everything required for loan application:)
@daddyraffles7083
@daddyraffles7083 Год назад
LPPSA for government servant yang berjawatan tetap sahaja... Jika status Jawatan ialah kontrak maka tidak layak memohon pinjaman
@iherng
@iherng Год назад
Thanks for sharing Raffles!!
@carrmennlee
@carrmennlee Год назад
Super useful for property agents too !
@lukenyanti
@lukenyanti Год назад
Great info, thanks Rena and Sean!
@johnctlun
@johnctlun Год назад
Hi Sean, would like to have insights of using property as collateral if possible :D
@ws4412
@ws4412 Год назад
Max loan tenure for kwsp is 60years old, not 70.
@michaelbyz23
@michaelbyz23 Год назад
Morning!
@iherng
@iherng Год назад
Appreciate it Michael!!
@acgerlok1992
@acgerlok1992 Год назад
So if someone is being appointed as a personal secretary or Political Secretary, or the politician themselves, can they apply for this LPPSA loan? Considering that Politician or their appointed official secretaries are also "government servants" per se right?
@judekhishensingh7225
@judekhishensingh7225 Год назад
Is it possible to pay only the interest portion of your monthly installment? If your unit is untenanted and you're unable to bear the full cost of the monthly payments.
@iherng
@iherng Год назад
There are banks that offer interest only loans, but usually it's for the first 5 years only. But if you cannot afford the monthly payment, how did you got it in the first place. That should be the main concern.
@judekhishensingh7225
@judekhishensingh7225 Год назад
@@iherng Got it ! Thank you 🙏
@notification47
@notification47 Год назад
Is Rena still available?
@iherng
@iherng Год назад
Well I have no clue hahahaha=)
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