So I had so much fun with "Duck Pond Life" I decided to bring the Middle-Aged Dadzzz back for another informative rap about mortgages, home equity loans, and managing your budgets. Jake from State Farm may be a good neighbor, but M.A.D. is here to teach you how to get out from under your landlord and into the burbs in the first place. Check it out. And if you like it, be sure to give it a thumbs up and share my fantastic educational hip hops with your friends and family! Take care everyone, and thanks for watching.
The Prompt: A group of middle aged dads explain how mortgages and refinancing a home works, hip hop soul, washtub bass
Prompt Revision Near End: The middle aged dads rap about facts first time homebuyers should know and tax credits available to them
(Lyrics)
[Verse 1]
We got bills and we pay 'em
Mortgages on the daily
Interest rates might just slay ya
Stayin' grounded never fails me
Cash in hand, call me shady?
Still my fam, so amazing
[Chorus]
Refinance the crib
Keep the cash where it lives
Lower payments, we win
Make those dollars spin
[Verse 2]
Middle class but we flexin'
Equity, it's investin'
Credit scores, we protectin'
Cash flow, it's reflectin'
You want in? Learn the lessons
Finance ain't just a section
[Chorus]
Refinance the crib
Keep the cash where it lives
Lower payments, we win
Make those dollars spin
[Bridge]
Cut the waste, time to save
Ride this wave, stay brave
Locked in rates, home we crave
For that life, we'd stay
[Chorus]
Refinance the crib
Keep the cash where it lives
Lower payments, we win
Make those dollars spin
Yo, listen up, here's a story you should hear
About first-time buyers, and why you shouldn't fear
Got that down payment, let’s get started now
Budget smart, we'll show you how
Credit scores, they open up the doors
Check your history, don't ignore
Look for grants and assistance too
State programs tailored just for you
[Chorus]
It's your first home, you can make it true
Tax credits and loans, we'll guide you through
Save for closing costs, don't be caught off guard
Inspection day, yup, it's a crucial card
Negotiate repairs, get everything in line
With the right realtor, you'll be just fine
Interest rates and terms you gotta know
Fixed or adjustable, see how they go
Plan your payments, think ahead
A home you own is a future well-fed
[Chorus]
It's your first home, you can make it true
Tax credits and loans, we'll guide you through
Never skip the pre-approval stage
Lenders will see you, it's the first page
Shop around, compare those rates
A few points down, could be great
Down payment options, vast and wide
20% ain't always the guide
FHA, VA loans, they exist
For lower down payments, put 'em on your list
[Chorus]
It's your first home, you can make it true
Tax credits and loans, we'll guide you through
Save for closing costs, don't be caught off guard
Inspection day, yup, it's a crucial card
3 окт 2024
