Millionaire Reacts: Living On $81K A Year In Decatur, Georgia | Millennial Money

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Опубликовано:

6 сен 2024

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Комментарии : 333

@TheGrahamStephanShow 2 года назад

Sorry for the late post today - had an unexpected home emergency this morning (everything is fine, don't worry) - finally got this up!

@Heggscast 2 года назад

❤️❤️

@Starlighttz 2 года назад

❤️❤️

@user-gs2cd4do6z 2 года назад

Should I let my goldfish buy stocks though? Seriously though I'm glad everything is fine.

@TheRed02151 2 года назад

Decatur? MORE LIKE DEBTATUR HAHA !! AM I RIGHT?? I'll be here all week, graham....Except for Saturday's and Sunday's, CAUSE THE MARKET IS CL0000SED AHA HAHAHA! my portfolio is trash tho. I wrote closed with zeros for no good reason.

@The_uncooth_peril 2 года назад

I didn't ask bro i don't care

@amandadean3948 2 года назад

Not to be rude but it AMAZES me when people make huge financial moves (homes, cars, loans) with people they’re not married or related to.

@1588chrissy 2 года назад

Marriage or relations won’t protect you from someone who would do this sort of thing unfortunately. How many marriages break down because a spouse has taken out credit, even some will sign their spouses name. Sadly only way to avoid this sort of thing is to not mix finances with anyone.

@leannethomas3411 2 года назад

Pretty common in the North of the UK to buy a house with a long partner as the renters market is terrible and house prices have gone way up. A lot of solicitors set it up that if you split the bank takes it share, you both get you original deposit and any equity is split 50/50.

@ljs1668 2 года назад

Obviously. And she has several videos where she talks about regretting this. Have you never made a money mistake as a young person?

@CashMoneyReckadz 2 года назад

Agreed! Like what is the game plan when you brake up with your boyfriend while you both Co own a $400K home???

@Pandorash8 2 года назад

I purchased a house with my ex-fiancé. But we had legal paperwork drawn up beforehand, so when we broke up, the lawyers sorted it out. Which was just as well because he tried to do the wrong thing (not entirely his fault, he had a problematic family). But here in Australia, de-facto partners have the same legal rights as married couples. So, we likely would have landed on the same outcome despite the agreement. But I tell everyone to never go into any large financial purchase without thinking through all possibilities, and having a (legal) plan in place.

@pegasusred8048 2 года назад

It’s not simply that loans are just handed out so easily but it really is the fact that college is expensive and then paying off the debt is like jumping through hurdles. College shouldn’t be so expensive anyways. Also, hopefully it’s different now, college shouldn’t be pushed as the only path to success.

@lpetmcd 2 года назад

I actually don’t think this video does her justice. She’s killing it with her finances, and I really encourage people to watch her. Way to go Leila!

@AliBooneInvest 2 года назад

Definitely looking forward to checking out more from her channel after watching this through.

@lopezfam7317 2 года назад

God bless you and God bless anyone reading this! Hope you have an awesome day! Seek him while you can! Jesus is the way and the only way and he is returning soon! Whenever you think you aren't loved... Remember the ultimate sacrifice was for love! ENDING YOUR LIFE IS NEVER THE ANSWER! For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life. John 3:16 KJV The wages of sin is death (hell) but Jesus paid our debt on the cross, for our salvation! We must turn to God and away from our sinful ways, Confess Jesus is Lord and believe with our hearts that he was risen from the dead by God, and we must be baptized in the name of the Father, the Son and The Holy Spirit and live by His word and Commandments! Trust that God will help with the rest! Seek God today before it's too late! Today could be your last day on earth!

@bonkiman Год назад

Leila is so exy, huge booty,

@Kevin-hq5os 2 года назад

I'd really appreciate if you could put all the MM videos in a playlist! I love these and would love to binge all the ones you've posted!

@Niesh2k10 2 года назад

Anyone who watches her knows how far she has come with her personal finances and just over all growth. She’s very very inspiring and her thumb nails are amazing 😂 I love her videos and watch ALL of them!

@chris-g825 2 года назад

They don’t teach money in school then proceed to give kids student loans and be in debt….🤦🏻

@Alex-cw1ph 2 года назад

And let's not forget blaming them for not being born as financial geniuses!

@xJayhawkFANx 2 года назад

That's intended. Gotta keep the average American poor and in debt so the banks can profit from us

@_sparrowhawk 2 года назад

Yeah it's almost like they're taking advantage of you hmmmmmmm hmmmmmmmmm!

@jlovesj3335 2 года назад

that's the point

@ms_cartographer Год назад

They also overcharge for education, while admins make 200k+ each year because there's so much admin bloat. Universities also waste millions on athletics, and vanity projects.

@elizabethadao7279 2 года назад

I sub to her channel and she’s actually great at budgeting.

@singingLeaf123 2 года назад

Graham, I live in Atlanta which is near Decatur and I think her insurance is high because of auto insurance. Auto insurance is extremely high in Georgia

@vhutch11 2 года назад

Thee highest in the country I believe! Facts!

@Tinyysue 2 года назад

A couple of things with this because I know people might want to be rude about Leila with her finances, but CNBC messed up her numbers, I would suggest those who want to really see what she has done look at her most recent video since she really has been kicking ass in the finance department. I have worked one on one with Leila and she really has taught me so much about finance management. Also about her students loans she is really attacking the heck out them before they resume back in Aug. Overall, love Leila and her content and if it is not for you that is okay

@loving_dad_explorer Год назад

That FTX plug hahaha

@josephburton3232 2 года назад

Imagine being able to purchase a house with a $3,000 down payment.

@mileyfan890ify 2 года назад

18 year olds still have to raise their hand to go to the bathroom if they are still in school. I totally agree.

@jemurillo9857 2 года назад

How about a video on lifestyle inflation on the main channel and how to avoid doing this?

@matthewaronica4906 2 года назад

Graham, survive on $69 for a week. For the memes and the content. I’ll even smash the like button

@thenonniche6657 2 года назад

Love your channels she is amazing with her money. Sad they got her budget numbers wrong.

@nina_h9410 2 года назад

I follow her, she is great at budgeting. CNBC has made some mistakes with her budget breakdown

@jessiestandifer3674 2 года назад

Millennial money, where are the 200k earners spending everything?? It makes the rest of us feel better 😅😂

@christiansnaturestudio6599 2 года назад

I'm not in college and I suck at sales too 😂 especially high ticket sales 😂 I'm not getting richer either way

@brendanmcpike184 Год назад

What’s worse than the drinking analogy you used with the loans is the fact that 18-20 year olds can sign up to go to war but they can’t have a beer.

@ricardovaldez4658 2 года назад

Yup they loan this much for student loans but if at 18 you want to buy a house/car or even get a business loan it’s denied

@jamesrichardson2191 2 года назад

My parents make around $450k a year and my mom had a 100k Amex bill, they should do an episode on her

@vhutch11 2 года назад

How is she able to carry a balance when Amex requires you to pay off your balance at the end of every month?

@jamesrichardson2191 2 года назад

@@vhutch11 Good question, she didn’t, my dad was just looking over spending for write offs and when he added up her bills it was just over $100,000 last year

@vhutch11 2 года назад

@@jamesrichardson2191 ahhh I see. Poor dad lol, that’s an outrageous amount of spending

@jamesrichardson2191 2 года назад

@@vhutch11 yeah, he wasn’t mad because she provides about half the income, but he thought it was ridiculous, meanwhile I’m out hear working 16 hours a weekend after a school week for $15/hr, lol

@Hunty49 Год назад

I'm amazed 18 year Olds with no job can get a student loan. The hoops I had to jump through to get a home loan was crazy. And that's with using the home as an asset for the loan.

@BiesingerFIREJourney 2 года назад

Student loans can be a scary trap! Meaning, it’s easy to get them but too many people put off paying them off until after graduation. I switched from part time to full time work during college to help me pay off student loans and fortunately the hard work paid off!

@ceciliaruns72 2 года назад

🤣 You crack me up! Great video! I follow her, she's great at budgeting!

@bella2011ao 2 года назад

I live in GA, about 30 mins from Decatur. You pronounced it correctly ! :)

@thomasveleba9261 Год назад

"Now I'm not saying lower the drinking age" 🤣🤣🤣 I'm ded

@evan51298 Год назад

9:30 oof

@Andy-im3kj 2 года назад

Bro 81k you can live really comfortably wtf is she doing lmao?

@ThePunchBox 2 года назад

1:20 Hey graham, I’m your $200k guy right here, have $0 in savings, spend every dime. I’m an AE for a software company, down to show you how I spend all my money, would make for good content lol

@Melch192 Год назад

Always love how much Graham complains about the little stuff (and not saying this sarcastically)--so funny to watch haha. Given her situation, I'd say she's learning from her mistakes and doing well!

@adrianahernandez6533 2 года назад

I’m from GA! You said it right Graham !!!

@anna_25 2 года назад

I can never understand the american educational system. I'm midway through my PhD, finished my graduation and my masters (with a semester abroad) for free. I only paid my living costs and no, I didn't have a scholarship.

@sashalessa2023 2 года назад

Decatur represent!!!

@DominoBK 2 года назад

I love her and her videos! So happy for her!

@thomasreedy4751 Год назад

She must have researched a way not to pay taxes because that relatively high income earner is paying less the. 4.4K.

@tenn7114 2 года назад

With that salary she can afford a house from the 150k-200k easily, she just need to be more frugal with her budget

@arafrahman1116 Год назад

you should do a "best careers through college/university in my opinion" would be cool lol

@AliBooneInvest 2 года назад

Dropped the "like" before we confirmed the side hustle haha - but always a good guess! Loved this episode and (as always) the reaction.

@tedibare1 2 года назад

Graham, my kid works with a woman who went into $54K in debt to be a daycare worker. Now, yrs. Later her student loans are up to $72K.

@seaportsthename 2 года назад

who in their right minds would ever do something so dumb?! i try not to judge but damn!!

@paigeb85 2 года назад

wow... does she qualify for PSLF?

@cramsa Год назад

Eventually it will become $100k… the interest is a cancer…. America needs to wake the hell up!!!!

@Cat-hz7yd Год назад

Good lord 😭 I was hired to be a daycare worker at 17 with only babysitting experience.

@turtleanton6539 9 месяцев назад

😅😅😅

@Riverrain123 2 года назад

Very cool ep!

@sarahtaavetti Год назад

3000 Usd for a down payment of a house (even if it’s just a partial one)???? That is insane. That is literally the deposit I had to pay for RENTING…. Maybe I should move to the US. Lol. I live somewhere where you have to make at least 180K to start even thinking of buying a house. And that’s in the suburbs. Forget the city.

@Velocentric 7 месяцев назад

Many U.S. states have a city named after 18th century naval hero Stephen Decatur. I live in Decatur Ga. and am familiar with the outdoor locations in this video but have never met this young lady. She seems to have her act together. Not much to complain about.

@tylerzerdy7806 Год назад

I’m trying to invest in crypto, how come I can’t find FTX? 😂😂😂

@Imwhey 2 года назад

Making gains graham 💪

@BryanrasonCa 2 года назад

It’s most likely the video mic. I’ve mixed a lot of this stuff. It sounds like it… anyway. Love the show.

@cramsa Год назад

She lives in my area… My gross income is about $50k and I have a payed off townhouse in a modest area of Dekalb…. I feel I would be CRUSHED if I still had a mortgage or had to pay rent or even had that level of student loan… rent around my neighborhood is about $1700/m so considering I don’t have rent/mortgage + $50k gross income… I am in boat as someone without student loans or car loans making $80,000 WITH RENT/MORTGAGE…. Adding nearly $100k student loans to that is CRAZY… she can’t even breath. She would have to make almost double ($150k/yr) have some safe breathing room.

@ttr8141 2 года назад

No offense, but given her spending choices, Leila should not be giving personal finance advice

@nightingaleofficial3604 2 года назад

Leila is the poster child for people who go to college and get into SLD to fund it and use SLD as their fall back. Then they complain about having to pay the debt coz they’re not using the degree if they even managed to graduate.

@DionTalkFinancialFreedom Год назад

Love the Ftx promo. Lol.

@iamme50 Год назад

I used to love living in Decatur. I'd definitely consider relocating back to Decatur. The Emory students are a pain in the butt though.

@blake_iwnl 2 года назад

8:50 "her pet?" 😆

@FannyGodMother 2 года назад

Leila’s channel is great. I love her transfer tuesdays!

@taylorsmith782 2 года назад

Life Insurance ( in Canada) is smart to start when you are young! For longer term policies you save a lot of money in the early years. The best policy to start young is a permanent policy where you pay for a period of time ( much cheaper the younger yout are), then have the death benefit for the rest of your life & most have a built in cash surrecder value which you can use for retiremnt income, and even use as collateral for loans!

@finalhour4406 Год назад

Imagine going to college. Getting into a lifetime of debt, and thinking it gets you a *good* job... the best jobs are skilled trades. And skilled trades school can guarantee you a good job after graduating

@ydup6388 2 года назад

Was waiting for this

@polliec8443 2 года назад

Why don't you make your own millennial money episode? I would be interested in seeing one on Vegas, and what the cost of living is for the average person.

@salomepereira6967 2 года назад

He has two episodes with CNBC

@polliec8443 2 года назад

@@salomepereira6967 sorry, I should have clarified. I meant produce his own episode about someone living in Las Vegas, and see how their cost of living stacks up against a normal income.

@RadixElektra Год назад

FTX ad did age well

@sissiroxie 2 года назад

Decatur is in Atlanta metro. Anything in 285

@munhl 2 года назад

Too weird a channel I'm subscribed too is reacting to a channel I'm subscribed too.

@nadiaortega2951 2 года назад

I’m so happy you’re making this video since I’m subscribed to both of you. Seeing Leila through her financial journey inspired me a lot. Also if you see her in the comments in the video she explains the numbers on the video are incorrect. Just go easy on her 😭

@dudefromlaveenaz 2 года назад

I'm subbed to both also

@rianweston-dodds6247 2 года назад

“We gotta beat CNBC make it” 😭 when your content is basically their content

@triple_gem_shining 2 года назад

Happy Thursday

@Regulus3333 2 года назад

Not maxing your roth. HUGE MISTAKE. Huge. Huge. Shame they dont teach financial education …im in wealth management

@RaggityDoll Год назад

Yes, you pronounced Decatur right. It's like the Robin Thicke song, Blurred Lines where he sings, "It always works for me -- Dakota to Decatur (uh huh)"

@armandocastillo1632 2 года назад

1600 for rent is kinda a lot for Georgia though

@voidfroze 2 года назад

It's gone up a lot the last few years, atl is booming

@slapdashzeal6095 2 года назад

Not too bad for in the perimeter.

@direkta010 Год назад

I thought you said that actively done funds can't even beat the S&P500?????

@infini.tesimo 2 года назад

What I took away from this is I'd rather have credit card debt than student loan debt because at least one you can cancel and ultimately cash is king.

@StarBoy-ew3yx 2 года назад

Miss these video🥹

@WookieSenshi 2 года назад

Eyy, I've actually been subbed to her since last year.

@seanbouker 2 года назад

Just to support the OG... Subbed

@courtneypuzzo2502 2 года назад

Decatur is about the size of Middleborough Mass though its cheaper to live in Georgia than it is to live in Massachusetts

@thebusiness7701 Год назад

Graham promoting FTX hasn’t aged well…

@BBThemes 2 года назад

surely if her ex defaulted on a car, wouldnt you go after the car for repo to pay it off? dont garnish their wages, take their (kinda your) car.

@kateg9437 2 года назад

Many car payments end up underwater. The car depreciates faster than you pay the loan off, so you usually would still end up several thousand in debt if you sold the car.

@AC-qo8oq 2 года назад

I’m married and we both do well. My husband got life insurance. He’s 46. Is it scam? Is it better if he puts that money towards a VOO and then assigns it to me, just in case?

@kateg9437 2 года назад

Do you have kids? Or a mortgage?

@Pandorash8 2 года назад

Basically, if one of you were to pass away, can the other get by alone? Do you have children, debt, health problems, is one of you not working or planning not to work at some stage? Even if one of you isn’t working for a spell, and they’re the one who passes, the one surviving would need to pay someone to do the childcare/housework etc. If you have sizeable assets, little or no debt, no children and/or you’re both able to be self sufficient on your own incomes, then you may not need insurance.

@AC-qo8oq 2 года назад

@@Pandorash8 good to know. We have mortgages but I can cover them along with my tenants by myself and we have no kids but maybe we will one day. Graham needs to make a video on this topic.

@joshbuxton8249 Год назад

The FTX plug did not age well lol

@Vincetagram 2 года назад

Should've just said atlanta lmao

@jameswhitaker4357 2 года назад

Greater in Decatur 😉

@Daniel-oy4gu Год назад

Hope she wasn't using ftx...

@BimmerWon 2 года назад

I’d kill someone to make $81K a year. These people are ridiculous and have no idea how to spend money.

@jiive 2 года назад

lol this is hilarious. I live in Atlanta and have a mutual friend of hers on facebook!

@Cascadecapital 2 года назад

I was about to comment that you look leaner. The calorie tracking and gym routine definitely show!

@TheRed02151 2 года назад

Decatur? MORE LIKE DEBTATUR HAHA LOL.!! AM I RIGHT? I'll be here all week, Except for Saturday's and Sunday's, CAUSE THE MARKET IS CLOSED AHA HAHAHA! ah my portfolio is trash tho.

@christiansnaturestudio6599 2 года назад

College and sales ain't for me

@TheAlfredoWay 2 года назад

Graham there is nothing wrong with Life Insurance, Depending what kind of policy you have.

@briyonce777 2 года назад

You gained 2,000 subscribers just since you took that screen shot, im impressed lol

@Jumpman67 2 года назад

Another channel I watch. Worlds colliding.

@mentor_bajrami 2 года назад

Friendly Tip, don't fkn use FTX.

@sev7789 2 года назад

Oh I'm subscribed

@infamous1427 Год назад

I live in Decatur!!

@mikimono- 2 года назад

If yall not subbed to Graham, big tripping... that's all

@spongebob3591 2 года назад

Dude!!! You know since she was on The Graham Stephan Show she is going to gain some subs from that.

@NobilityProduced 2 года назад

Reaction Living on 51K in Michigan and Ohio please. Thank you

@TheGrahamStephanShow 2 года назад

I will check it out!

@SoFrolushes 2 года назад

Nice to see small channels make decent money

@TheGrahamStephanShow 2 года назад

Yeah!

@bluecollarmenproductions 2 года назад

Even me and my wife have separate checking accounts

@ItsameBS Год назад

The more in debt you are the easier to control.

@TheTrueHardcorefr3k 2 года назад

I have life insurance to pay for my brother and sister's college. One of those if it does happen at least someone benefits. I'm a truck driver so you never know when your time is up.