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Money Mistakes I made in my 20s you should avoid (save money using these personal finance tips) 

Kajol Phadnis
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29 сен 2024

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Комментарии : 97   
@KajolPhadnis
@KajolPhadnis 3 года назад
Just wanted to share my regrets so you don't ❤ Please share any other mistakes you've experienced so the fam can learn too 💯
@sanketjadhav3174
@sanketjadhav3174 3 года назад
LOVE THIS! Thank you so much Kajol! Super self-less of you to do this. Takes guts to talk about mistakes and lessons. we appreciate it SO MUCH!!!
@KajolPhadnis
@KajolPhadnis 3 года назад
Anytime - any more lessons you want hahahhaa actually feel like Aunty K
@michaelmcguinness1462
@michaelmcguinness1462 3 года назад
“Just to poop it out” 💩 😂 - I feel personally attacked that at mistake Kajol! I nearly ordered a lease car a while ago, but instead bought a second hand car. 1 month later, I was sent to work from home. I’m so thankful that I’m not stuck with a 3 year contracted lease car!
@KajolPhadnis
@KajolPhadnis 3 года назад
Me too Michael hahaha. Also thank god about the car! Never bought lease, always bought pre-owned but still, never used to think about resale value of a hybrid engine vs diesel 5 years ago...hybrid holds more of its value!
@TheFalconSmash
@TheFalconSmash 3 года назад
Thanks for being so open about your experience. I'm definitely going to put the information to use.
@KajolPhadnis
@KajolPhadnis 3 года назад
That's all I ask :)
@navedmaruf2565
@navedmaruf2565 3 года назад
I absolutely loved this video. Would love to see a video on investing into stocks and shares for just general investing.
@KajolPhadnis
@KajolPhadnis 3 года назад
Defo will be doing one 👌 So many topics I just love speaking about haha
@shafkatjawad
@shafkatjawad Год назад
@@KajolPhadnis Waiting for it :(
@SohaibAshraf
@SohaibAshraf 3 года назад
Credit is the devil - im convinced Klarna was made to make me go broke
@KajolPhadnis
@KajolPhadnis 3 года назад
Yo I feel attacked 😅🥺 me too
@anil2009
@anil2009 3 года назад
I write comics to make money
@kamelelabouti2764
@kamelelabouti2764 3 года назад
I recently started my career out of university at a big4 company, and I've learned so much from your videos. There's so much value in them. I feel grateful that somebody somewhere in the world shares he's mistakes so that I can learn from them and take strategic decisions. I'd be happy to see more ! Thanks Kajol ;)
@KajolPhadnis
@KajolPhadnis 3 года назад
No thank you for watching!!
@KiranKumarYT
@KiranKumarYT 3 года назад
I recently joined Deloitte USI as an Analyst and waiting for my first paycheck. Planning on investing and saving up starting from my first salary. This video helped me a lot, thanks, Kajol. Ps: Need more personal finance videos!!
@user-eq6vf4tu7v
@user-eq6vf4tu7v 3 года назад
Love this! Would love you to make some investing videos - especially etfs!
@KajolPhadnis
@KajolPhadnis 3 года назад
Coming soon! Thanks for watching :)
@gowtham5437
@gowtham5437 3 года назад
Hello Kajol, the video was enriched with great content. I have mailed you regarding thumbnail designer for this great channel.
@Devamsha
@Devamsha 3 года назад
The crypto one hurt my SOUL 😭 😭😭
@KajolPhadnis
@KajolPhadnis 3 года назад
Me too b me too
@JWisdom
@JWisdom 3 года назад
Glad I got to watch this now before it was too late ⏰ great video 👌🏼
@KajolPhadnis
@KajolPhadnis 3 года назад
Speaking from the legend himself! Thanks so much xx
@MyNameIsShazaam
@MyNameIsShazaam 3 года назад
Since I deleted Instagram my consumerism has dramatically dropped.
@KajolPhadnis
@KajolPhadnis 3 года назад
For me it's email newsletters - unsubscribed and now I don't get triggered
@sydl3317
@sydl3317 3 года назад
Thank you SO much for making this video. I just got my first full time job at a big 4 (fresh out of college), and I have been spending a lot of money lately. This made me think about my actions. The problem is I don’t know how to invest for retirement. What exact company do you go through - exa: TD Ameritrade or Schwab?
@KajolPhadnis
@KajolPhadnis 3 года назад
Are you based in the UK / USA? It depends on that and will share more
@sydl3317
@sydl3317 3 года назад
Kajol Phadnis I’m based in the US. I want to start saving for retirement ASAP, but I just don’t know what company to go through.
@bal8914
@bal8914 3 года назад
Great!! Video
@kelvinchuttur1127
@kelvinchuttur1127 3 года назад
Great video! Interested to hear on your growth since and your investment strategies 👍
@KajolPhadnis
@KajolPhadnis 3 года назад
Will do 🥳
@simran_athwal
@simran_athwal 3 года назад
please could you do a video on investing in bitcoin ?
@KajolPhadnis
@KajolPhadnis 3 года назад
will do :)
@dangermouse2837
@dangermouse2837 2 года назад
Great vid Kajol, will take on these tips for the future!
@santosh3221
@santosh3221 3 года назад
Great video 👍🏾
@StabDab
@StabDab 3 года назад
Make next one on intelligent investing!
@KajolPhadnis
@KajolPhadnis 3 года назад
I'll add that to the list :) growth or value hehe or just generally best things to invest in?
@StabDab
@StabDab 3 года назад
Keep it basic! You can even make a series. Them are never boring
@citykeys3495
@citykeys3495 3 года назад
Thanks for the tips . Am currently looking for a personal consultant
@PatriciaSonia
@PatriciaSonia 3 года назад
This is an excellent video and so needed for everyone. The earlier you start saving the more grateful you will be. Compound interest is your best friend. Please know though, that billionaires get to that stage by exploiting people. So don’t use them as a standard unless you want to add exploiting and profiting off other people’s labor to your goals. No judgement here, just establishing clarity. Know what lifestyle makes you happy, then you will know when you have enough money. If not, you will be constantly hustling for more and more.
@KajolPhadnis
@KajolPhadnis 3 года назад
The question I keep asking myself is when am I gonna be happy 😄 but yeah compound interest for the win!
@simranjeetkmann
@simranjeetkmann 3 года назад
learnt a lot from this video, thanks Kajol!
@KajolPhadnis
@KajolPhadnis 3 года назад
Thanks for watching don 🥰
@SabbirKhan-vy6gp
@SabbirKhan-vy6gp 3 года назад
Hi Kajol! I just saw your post on LinkedIn and I can say that I have benefited so much from your videos, I managed to secure a grad scheme with Deloitte this year and that's largely due to you! So please keep up the videos, you are helping individuals like me and I am sure there are many more. Keep it up!
@KajolPhadnis
@KajolPhadnis 3 года назад
so happy it helped :)
@shaylendutt8836
@shaylendutt8836 3 года назад
I had a question because you work for a big 4 and might know this is the difference in pay between management consultants and tax accountants at the big 4 hugely different ?
@KajolPhadnis
@KajolPhadnis 3 года назад
Yep as they sit in different service lines
@shaylendutt8836
@shaylendutt8836 3 года назад
@@KajolPhadnis are we talking 5-10k difference ? Also would you recommend going for safer summer internships to get something and then riskier grad schemes in Third year?
@KajolPhadnis
@KajolPhadnis 3 года назад
@@shaylendutt8836 yeah we are depends which country. Would say you'd regret doing something you don't like so.make sure you apply for what you like
@shaylendutt8836
@shaylendutt8836 3 года назад
@@KajolPhadnis I'm interested in both which means I kinda don't know which one I want to do. Generally are your consulting projects very short or quite long like 3 months? Also what sort of careers can you go into after consulting?
@TheShyam31
@TheShyam31 3 года назад
Great point on social media influencing purchasing habits espc going beyond ones means!
@KajolPhadnis
@KajolPhadnis 3 года назад
thanks Shyam as always 😇 some bad habits haha
@Owaismh54
@Owaismh54 2 года назад
Awesome!!
@sydl3317
@sydl3317 3 года назад
Hi Kajol! Are you selling the Chanel purse still? I am obsessed with the pink color. Do you know what the exact name of that handbag is? I’ve been wanting to buy one designer handbag for years
@notasdemy
@notasdemy 3 года назад
Great video! I would love to see one where you explain in detail how you got out of lifestyle creep!
@KajolPhadnis
@KajolPhadnis 3 года назад
defo will do this :) Thanks so much for watching x
@Jubair194
@Jubair194 3 года назад
Great video, keep it up!
@KajolPhadnis
@KajolPhadnis 3 года назад
Thanks Jubair :)
@shobhnanayak
@shobhnanayak 3 года назад
Oh god this is soo helpful! Thanks Kajol! ♥️
@KajolPhadnis
@KajolPhadnis 3 года назад
My pleasure 😊
@arunjacob7927
@arunjacob7927 3 года назад
Great video! Big 4s have restrictions on external engaments. How did you manage to get approvals?
@KajolPhadnis
@KajolPhadnis 3 года назад
External engagements in what sense? RU-vid or investing?
@arunjacob7927
@arunjacob7927 3 года назад
RU-vid. When you said multiple source of income I thought you had some other business ventures :)
@KajolPhadnis
@KajolPhadnis 3 года назад
Equities, property etc are all other sources of income. RU-vid I've already got approval for :) Any other ventures we have e.g. startups we can get approval for as well
@vibhusharaval
@vibhusharaval 3 года назад
Love this video! Great content Kajol :)
@KajolPhadnis
@KajolPhadnis 3 года назад
Thank you so much Vibhusha!
@adamakbar2217
@adamakbar2217 3 года назад
How to invest would be a great video!
@KajolPhadnis
@KajolPhadnis 3 года назад
Coming soon!
@phantomticker
@phantomticker 3 года назад
Great video, thanks Kajol.
@KajolPhadnis
@KajolPhadnis 3 года назад
anytime 😊 thanks for always watching my videos 💙
@isaiah53.4
@isaiah53.4 3 года назад
Can't believe you sold the dip 🥴
@KajolPhadnis
@KajolPhadnis 3 года назад
Me too 😭😭😭😭😭😭
@thgki
@thgki 3 года назад
dayum sis - you make £100k?
@KajolPhadnis
@KajolPhadnis 3 года назад
I wish :(
@thgki
@thgki 3 года назад
@@KajolPhadnis didn't you say 4% of your pension is 4k from the employer? Not tryna catch you out or anything but #quickmafzzzz
@KajolPhadnis
@KajolPhadnis 3 года назад
haha no so in my first year of my job - I put 8% in and my firm put 12% of my salary. So when I said 4k 'free cash' was the the payment by my firm i.e. 12% in the first year of my job :)
@thgki
@thgki 3 года назад
@@KajolPhadnis ohhhhh I get you. Well thanks for being so open!
@chibuezefavour9738
@chibuezefavour9738 2 года назад
This is a great video it has a lot of value I appreciate you taking the time to make it
@benedettaspadaro5741
@benedettaspadaro5741 3 года назад
Thank you for sharing all your experiences! Would love to watch more videos about savings and investing!
@KajolPhadnis
@KajolPhadnis 3 года назад
defo coming soon :)
@ahmediszair8316
@ahmediszair8316 3 года назад
buy bitcoin
@KajolPhadnis
@KajolPhadnis 3 года назад
Mistake number 2
@ashishalex10
@ashishalex10 3 года назад
Top tier advice
@KajolPhadnis
@KajolPhadnis 3 года назад
🥰
@moneeshreddy9791
@moneeshreddy9791 3 года назад
First view 😀
@KajolPhadnis
@KajolPhadnis 3 года назад
Legend
@shopifyguy4782
@shopifyguy4782 3 года назад
Tenth!
@KajolPhadnis
@KajolPhadnis 3 года назад
💙
@vizpatel5287
@vizpatel5287 3 года назад
Great advice 👍🏼defo feel mistake 1 and 3
@KajolPhadnis
@KajolPhadnis 3 года назад
Number 3 was my worst 🥺
@yogeshkale3117
@yogeshkale3117 2 года назад
Hey Kajol, if possible please make a proper video about how to invest in early 20s which can give good returns after about 5-10 years in London.
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