@@grigorirasputin425 I Googled your question, here's the response: "Can I maintain a US address even if I live abroad? Using a virtual mailbox means you will have instant, reliable access to your US mail and can maintain a US address (and US bank accounts) while living abroad. For many expats, these benefits are well worth the minor monthly fees." Sep 15, 2023 Apparently Old Dog uses one. I'm trying to figure out which service is the best for me. Take care.
Great info, Joseph...! That's an issue I'm struggling with. I might end up living in the Philippines until the end of my days and never needing to use Medicare Part B. It would essentially be an unnecessary and potentially costly form of insurance. However, what if I decide to move back to the US? Or what if I simply want to return for a medical procedure or emergency that is routine in the US? So, perhaps it's wiser to err on the side of caution?
@@grigorirasputin425 research the subject ej: Montana, many full time RV yt channels cover the subject on how to have a physical address while not having any property, also sailing channels, nomad remote workers etc.
Great Video my Friend and decent video with Calvin also as you will ALWAYS have my support and friendship as this is just the tip of the Iceberg of just how Kind and Good person you are. You have shown this over and over again from Marilyn, Kit & kat, Ken, Bernadatta and even Gel as the list of people you have helped will only increase just as your Channel Q Adventures will also grow. See you soon and Thanks for offering to help me buy my own Motorcycle as I have always enjoyed renting yours. Much Love Bro just keep being you & the Lovely Ai.
Derek and his wife saved Ken’s life without a doubt, I found Ken a bit of a shady character but fair play to Derek and his wife help was at hand 👍🏴🏴🏴
The sad part in all this is that it appears that Ken has not done anything to show his appreciation for what Derek and his subscribers have done to help him. Bernadetta, the filipina lady who housed and fed Ken, should be commended also. Kudos to Derek for helping her to fix her house.👍🏝🇵🇭
Absolutely as Ken should have repaid Bernadetta and instead Derek and his community stepped up to reward her for her Angelic heart as she and her nephew went way above and beyond. She even helps a Congo family as Bernadetta is an absolute Angel..
He Truly is a Great guy and his Bikes are Top Notch as I too have met him and Ai and proud to consider him a friend also and if your a friend then you too Must be a Good guy
Excellent story. Thanks for helping this guy out, Derek. Even though he probably wasn't always telling truth and probably had some underlying mental issues, which most the homeless people do. You continued to do the right thing by him(Ken). You should not look for a reward when doing good deeds. You will be blessed in due time, which most helpers are. Paul keep it coming!
I’m married. My wife is 5 years younger. So incapacitation would just mean my wife takes care of me. We also have 4 daughters and 10 grandkids, so I would rely on one of my daughters if something happens to my wife. Gets complicated for expats without family.
Very nice person to go out his way to help a complete stranger for no reason besides the fact that it was another human that needed help. Hats off to Derek and you Paul..
The government is VERY efficient when it comes to when you owe them anything. My parent died and w/o us informing or filing w/ the government, they contacted us in less than a month they were turning off SS benefits. Damn, I've never seen such efficiency and speed from any government agency.
Of course they cut off SS after someone dies. Why would a dead person receive SS? Even if you collected a SS payment after the death they are going to get it back.
Great point. I've work with Social Security for the last ten years. It can easily take 1-3 years to get the disability benefits they owe you, but if you owe them, they work with great efficiency to find and lock down those funds.
I am Proud that after meeting Derek several times he is a Friend and as I am part of his Q Adventures community have followed him since about day one and Greatly admire him. And thru him I met Paul and baby Mae who are as Good of people as my Bud Derek & Ai and please if you land in Cebu hit him up as he Rents Motorcycles specifically to Expats and top of the line new ones and it helps supports his Philanthropy. Ken was an Example of his own Bad choices and decisions that put him in such a bad position as in the end he was down on his luck and needed help of a kind soul Thanks Paul a😎s this so Great and shows why i am a subscriber since you offered it. And since i will be in Duma permanently in June/ July we'll see ya around town❤.
What a great guy with a giving heart. You don't meet too many people like that in the world today that's willing to help anybody that needs it. God bless this man and his efforts
I had watched to whole series on Derek's channel when he was posting while it unfolded. Derek is a good man. And I have to admit, when I saw the thumbnail, I thought you were going to be telling us Ken came back! LOL I am glad he didn't, because whatever got him to the point he was there, whether it was his fault or not, he was in a really bad place. Ken and the people who helped are kind souls.
I have to agree with you there! The worst thing Ken could do is come back and screw everything up again. I too watched the entire series on Ken via Derek's Channel, and Derek and his Wife did an amazing job, basically taking a neglected Street Dog off the Streets and setting his life straight again. I hope Ken is getting the Care he needs in a Care Home back in the UK now...
@@marylougeorge9890 Oh? That is very sad to hear. 😒 I hope his last moments were peaceful. I know my days here are counting down but I have made the decision to remain here with my Wife and Daughter to the end. I could get better Medical treatment back home, but why die alone and lonely somewhere I do not wish to be anymore?🤔
@@Da1nOnlyPigsta It is best to spend your days with your loved ones. I’m 73 this month. I have my daughter, son-in-law and granddaughter. One of my sisters I am close to (I have 4) and my 3 nephews I enjoy live nearby. They all make my life so much better. So, I understand.
@@REDD_NECKERSONevery city has homeless. I lived in LA and it's still one of the top destinations for tourists and liveable areas. Even cities I visited like Tokyo have homeless too.
I've followed Derek for about a year, he really does go out of his way to help people in and around his community. Ken was in really bad shape when Q started helping him and the great thing about that situation is Q also help the elderly lady that took Ken off the streets. If you go anywhere near Lapu Lapu you should look him up and maybe give him some business if you're in need of renting a bike.
The proof of life is so important to maintain. Some people will be victims by their nature. It's sad and incomprehensible to see but does exist. The help Derek did was beyond the call of duty and is very commendable. You guys are an asset to the Philippines. Kudos to you both.
Disappointed that Ken made no attempt to thank Derek, the people who donated or Bernadetta. That is the true sad point of the story. But maybe things did not go well when he got back. I guess we will never know/
Absolutely as that is why so many of us gave Derek some money to assist in remodeling and fixing her house up as she sacrificed so much as she makes less then $50 a week and supported him for months with not a dime from Ken ever being given or repaid. He should send lots of $$ as she saved his Life and Derek helped get him home and even if he isn't happy now in UK at least he is ALIVE as he wouldn't be
My thought while listening to this was what happened to Ken once he landed back in the UK? Did the government or possibly family help him to settle someplace decent or did he simply trade the hot streets of Cebu City for the cold streets of London?
The only thing that makes me nervous about living abroad is getting dementia. Maybe I forget how to access money, forget my atm code….or I trust someone to help me access my money. Nothing else really worries me, as long as my SS check keeps coming.
Derek is a wonderful guy and I truly appreciate his willingness to step-in a help expats in distress. The world needs more Dereks. The world does not need any Mark Thorntons. This morning Dumaguete residents should be asking themselves if their community would be better off with Mark Thornton or Paul Cardwell. Cardwell might have baggage but he's a likeable, amiable guy and not an evil backstabbing bully like Thornton. I'm guessing Paulie will silence me because he wants to obscure the nasty influence that people like Thornton have imported into his adopted homeland. That's his prerogative.
Unfortunately there is little or no support for British citizens abroad. Pretty much impossible to even get the Foreign Office a repatriation flight for elderly or disabled people.
I’ve run across Derek’s channel, previously, especially when he was running all over, trying to get more bikes for inventory. I wonder how many more “Kens” are in a similar situation here? 😢
Sometimes you have to give people a pass , especially old and fragile people.. it’s not about where you’ve been, more about where you’re going and how can we help. Really important to put yourself in others shes know one deserves to be left to die.
The branch manager at the bank rejected the deposits as the account had been inactive for an extended period of time. Just what they do with on line deposits they are not familiar with on a regular basis.
God Bless you for taking care of that man and reminding us all of our humanity!!! You are a gift not only to that poor man but you are also a great example for us all to replicate in our own lives👌 🙏🙏👏🏻
I get a proof of life certificate every year from the UK. I have to get it signed by some official person i use my doctor to confirm that i am still living. I get 3 months to return it otherwise my pension is stopped. I have to show my passport. So you can't have another person doing it for you . I have to do the same with my German pension 😊😊
Paul, and Derrick, thank you for all the info on that man’s story. The end story to me, is he did not follow up on the things that he should have done, so in my opinion, he did it pretty much to himself. You guys do so much more than is needed to help expats through life in the Philippines, and I will be going there in 2025, and I will have specific things to ask, before making the travel there, so I will not get into the bad situations that many of others have done😊😊
Hi @steveperyer4850 Thanks for sharing your thoughts! We appreciate your kind words about our content. Looking forward to helping you when you're ready to make the move in 2025.
Ken was a cool cat. Derek is a great human too. I bought a bag for my wife with the help of Derek. I contacted him and asked about buying a bag from a local family and he came through and got the bag to me in the states.
Hey Paul my dear friend, you definitely have to have safety nets in place. Awesome video as usual. Love you and Baby Mae always.😊 😊 😊 😊 😊 😊 ❤️ ❤️ ❤️ ❤️ ❤️ ❤️ ❤️ ❤️ ❤️
Derrick and wife are angels, true Christians. No judgment just love of fellow man in action. This is a special story on many levels, thanks for sharing gentleman.
Hats off to those that undertake what I would characterize as "Adult Welfare Cases". It should serve as a "Red Flag" to those that don't have the necessary financial stability nor the necessary "Financial Common Sense" not move to any foreign country. It's good that some people have decided to assist and aide these persons that have, for the most part, voluntarily put themselves into bad situations. I have been living in the Philippines for 9 months. The information from channels like Paul's, Jennifer Terri's, and several others helped me greatly in preparing to come to the Philippines. I am returning to the USA in late May and I'm not sure whether I will return. The best part of my Philippines experience has been the weather and the cost of living. It has been my experience that the friendliness of the Philippine people has been greatly exaggerated, bearing in mind I live in the Cebu Metro Area. Congrats to those that have made a successful transition to living in the Philippines.
Derick I watched some of the Ken series. It was a good thing you did for him. Screw the backstory help the man. I like the way you think. New sub to Q Adventures. Sup Paul 👋🏻
This channel is both very good,very informative,very helpful for any expats from any country,mostly for american expats living in the Phillipines as you Paul talk through your american circumstances and experiences,but useful to anyone that is an expat in any country. You bring many common sense advices that everyone should take very seriously so this channel has a great value for people and for us that are not expats,its both interesting,informativ and also entertaining..thanks to your good humour,wit and the natural telling a story abilities you have...I appreciate your channel,I appreciate your well meaning, sensible,common sense advices that for sure will benefit your fellow human beings..
Hi PAUL , First of all I WANT TO THANK YOU FOR ALL YOUR VIDEOS , You do a tremendous amount of giving us information along with a good helping of humor. I wonder who was scamming who , this wonderful gentleman , by the grace of GOD , helped the homeless guy get back his social security AND get him back home.. WOW meanwhile the guy was POSSIBLY coming up with B.S. stories or half truths? TY PAUL , plese keep up your videos and helping with these situations. GOD BLESS CIAO
It's not true what your stating Paul. If one visits the local barangay there are facilities for homeless, plus free medical care for all. I personally obtained help for a homeless broke guy from the US, including IC care, an operation and he could of availed of an amputation how ever declined. His last months were spent in an evacuation center, regular care from DSWD, including doc visits, free care, and food. Sadly he passed last week. I hear often said there is no help, rubbish, one needs to porter barangay THERE IS HELP.
😎👍🇺🇲 I recently ran across Ken's story and watched most of the videos. It really was a remarkable thing Darrick did. Then of course the whole Ground Zero debacle started popping up on my feed. 🙄 OMG people. I digress. He's right. The back story isn't really important at that time. Ken was so far gone that it didn't really matter if it was most or all of his own doing. Getting him healthy enough to travel was more important. I'm sure most of the problems in a foreign country come from being slightly gullible and less aware of the signs. Not to mention. Some old people can get and downright cantankerous. Which can hamper getting assistance. Ken seemed like a decent old dude. Just got himself in a series of unfortunate circumstance. That's why these videos are so helpful. They Really give the would-be retiree a leg up on arranging the steady income stream. Personally, I have a clue what to do now, if choose the peens as a place to go. So much valuable information for us to consider before packing our bags. I hope to return in the Fall for another investigation vacation. Maybe I'll roll through Dumagety (spelling) for a look see. Maybe all the drama surrounding Ground Zero will have dissolved by then😏 Anyway. Cheers from Fluffy in the PNW Seattle WA area.✌️
FYI I am on SSI and I have everything sent to me VIA email they send alerts and you Log on the SSI site and you have a personal email page with them , No physical mail , its very easy .....
I was thinking of selling my house and retiring permanently in Philippines, but I think I will keep my house as a backup. I might have to work 3 more years and retire at 57 but I rather do that then risk being homeless in a foreign country
@violaceeous5837- I have the same thought. I thought also of keeping the house and renting the bedrooms out to expats needing a permanent address in the U.S.
@@JohnSmith-ti2kp let us know if you do that--renting out a "domicile" address to expats. I'll be in need of something like that when I retire to the Philippines in 2025--I wouldn't even need a bedroom, just a box in room or garage so I can use that address as my domicile address for my brokerage while retired in the Philippines.
@@napoleonmdusa8877 Keep in touch, we may be able to work that out. Also, it is possible to use a safety deposit box at a bank for important papers and such. What area of the Philippines are you interested in?
@@gobfranklin6759 I am thinking that a local CPA firm might make a good Expat partner. The CPA's could handle any taxes, maybe serve as a mail forwarder especially with fax and are insured, bonded and licensed.
I have lived in Thailand 19 years, all my S S contact comes from Manila direct to my home in Thailand and my checks are Direct Deposited to Bangkok Bank New York City. Many years, never a problem.😅
Money Matters in the Philippines/Expats Going Broke in the Philippines. Where in the world you can find a place where money doesn't matter? You need money to eat, to maintain your life while you are still alive you need money when you get sick. If you don't have money coming to Ph who would take care of your needs? Well, there are still Filipinos who are willing to extend help just in case but hello, in reality wherever you go you need money NOT just in the Philippines. But one thing is for sure you can still survive your days here in the Philippines if not a year without money because of Filipinos' generosity and their helping hands, which you can't find anywhere in the world.
Hi @user-jb2rk2su2z Appreciate the perspective! Money can be tight anywhere, but we're grateful for the kindness and support from our new Filipino friends.
Paul this was an excellent interview. You reap what you sow. And you both have a lot of good things coming your way. 😇❤️🙏❤️🕊❤️🐑❤️⛪️❤️🇮🇱❤️🌴❤️😇😇🌴🎯 I will be following Derek now best wishes and warm regards to you and baby Mae.
Absolutely especially when in the Philippines as you Must choose to pick the Good guys to associate with like Derek, Paul and Scotty boy so if you need help there is a backup plan and these are Good Guys who walk the talk
Unfortunate but it doesn't sound like he is trying help himself. Probably enough good hearted people to mooch upon. He deserves to be homeless. All his stories are never his fault. At his age he should have learned life's lessons. He's learned how to con his way at your expense.
Hi @popcornsutton6849 I understand the frustration, but I believe we can't judge someone's character solely based on their situation. Thanks for sharing.
Maybe form an cooperative for emergency funding and assistance for Expats for situations such as Ken's and others including evacuations for medical emergencies and Chin-ese evasion, etc.
Mental illness will make a person do things that nobody understands. It is hard to understand what someone is doing from a rational place when the eyes you have always looked through are rational and based in logic and understanding.
Well, you guys did a great thing, and most importantly, you're not naive about it. Some people are flawed, some are broken, and some fall between the cracks. We can blame them for their poor choices and subsequent misfortune, or at least try to mitigate (while being realistic about expectations). Good job, guys.
I remember reading a story on the internet years ago. There was an older Australin man found in Saigon Vietnam. He was sleeping on a discarded sofa in an ally. He had some mental problems that I do not recall . But he could not function or take care of himself. No one knows how he got to Vietnam because he did not have a passport or required documents for entering the country. Basically somehow a crazy guy got on the plane and got off in Vietnam. Eventually the embassy was notified and got him back home.
I would to just point out that is a bit rich to call the guy dishonest or dumb. None of us know the back story, and he didn't come across as a liar, more so a very old malnourished guy perhaps with early dementia who had fallen on hard times. Plus didn't Ken say that the pastor took him on b4 his pensions got cut off and was actually accessing these directly? Good on Derek for what he has achieved and a very big shout to the lady who cared for him. Paul, can you guarantee that one day your faculties won't fail you. Not everyone has a loving wife like you do to care of them.
Yeh Paul is above the fray and Won't comment as i won't either as my Girlfriend and family have lived in Duma for a Long time and her dad in on the Barangay council and is Best to associate with just a few "Good Guys" and as a friend of Derek's and have met Paul also i can say these guys walk the talk and DON'T participate in the cliche behaviors. Surround yourself with Select Good People and so Many Great Filipinos as 90+% of my Best friends are as it is ALL a matter of Character and your Actions backing up your words
