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Monthly costs for my Trawler! Slip fees, Insurance, Financing, and More! 

Aqua-Cultured
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Have you wondered how much it costs to have a boat like my 44 Foot DeFever Trawler? I disclose how much my actual overhead costs are, which include my slip rent, insurance, financing, and hull cleaning. I guess you could say it is the price you pay to live in paradise! This is the way I want to live, so it is totally worth it for me. Of course there are many variables, and these costs are not applicable to everyone, but my hope was that this would be helpful to you and your future planning.
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21 дек 2022

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Комментарии : 119   
@jimmystockbauer3544
@jimmystockbauer3544 Год назад
Very lucid, super informative presentation kind sir especially vendor tips on marine products. Just about to purchase a Trawler you're literally saving me dozens of hours and $$ on buying flawed components and products. Cheers!
@AquaCultured
@AquaCultured Год назад
Jimmy, thanks so very much. It really means a lot to hear that my content is helping others. I wish you the best of luck with the trawler purchase
@jasongrinnell1986
@jasongrinnell1986 Год назад
I want tons of solar and lithium batteries just so I can anchor out. The black water is a problem but not if I replace a crapper with a composting one. Just to use while at anchor. I have big dreams for someone who has not bought a boat yet. Lol.
@AquaCultured
@AquaCultured Год назад
It doesn’t hurt to dream! I definitely want solar to be in my near future. I would love lithium, but that will have to wait a while due to cost. And I hear good things about those composting heads
@foggybottombbq1916
@foggybottombbq1916 Год назад
Great info. Phew, had some monthly cost I wasn’t planning for. Appreciate the info and guidance.
@AquaCultured
@AquaCultured Год назад
Thanks for letting me know, I was hopeful that this would be helpful and useful information.
@steveb9525
@steveb9525 4 месяца назад
I bought a Captain’s hat and left the receipt attached to it. and was thinking about trying to buy a $1 boat at auction, fix it up and live aboard. Now I am thinking about returning the hat…..
@darrellyoung9586
@darrellyoung9586 Год назад
Thank you. Very informative and will be helpful when I get my yacht.
@AquaCultured
@AquaCultured Год назад
I am always delighted to hear that my videos might help someone
@MarkMasters...
@MarkMasters... 8 месяцев назад
Excellent. I'm about to make the switch to a permanent liveaboard. Great info. Subscribed.👍
@MrJerobona
@MrJerobona Год назад
Great tutorial! Thank you for sharing!
@AquaCultured
@AquaCultured Год назад
Thanks so much for watching!
@andrewvanderklok8836
@andrewvanderklok8836 Год назад
Glad to see you posting new videos! Are you gonna be at boat stock 2023?
@AquaCultured
@AquaCultured Год назад
Much appreciated Andrew! My presence at Boatstock is highly likely!
@denisecousino3342
@denisecousino3342 Год назад
Your grandson is so smart and cute!❤
@seanwilson6521
@seanwilson6521 Год назад
Nice and honest. When I had a boat here in Nor Cal, I was surprised that I also had to pay 'property taxes' for my boat - like I owned the slip - as well. An annual amount determined by the value of my boat. Thanks for sharing.
@AquaCultured
@AquaCultured Год назад
Much appreciated Sean! Sheesh! Property tax! So glad they do not do that here in Florida
@jasongrinnell1986
@jasongrinnell1986 Год назад
Lol all you had to say was California.
@AquaCultured
@AquaCultured Год назад
@@jasongrinnell1986 😂
@ronaldkott5530
@ronaldkott5530 Год назад
Thanks for all the info
@gars1074
@gars1074 Год назад
Thanks for that nice video. I had no idea that the costs wee so high.
@AquaCultured
@AquaCultured Год назад
Really appreciate you watching! Glad I can shed some light
@br5498
@br5498 Год назад
Just wanted you to know, your videos on the westerbeke 12.5 saved my ass..ets when mine burned out and I basically did everything you did in one shot…
@AquaCultured
@AquaCultured Год назад
That made my day reading this comment! So happy that I helped spare atleast one person from some pain and agony! So great!
@likeariver2237
@likeariver2237 11 месяцев назад
Excellent commentary 👌
@AquaCultured
@AquaCultured 11 месяцев назад
Really appreciate that, thanks for watching!
@michaelwalder
@michaelwalder 6 месяцев назад
good info, well communicated
@thadeusmoor3535
@thadeusmoor3535 3 месяца назад
Holy crap that's a lot of money. I charged my renter $600 a month to stay in my boat slip I pay the power bill which is $150 every 3 months I pay the HOA iClear $300 a month after everything is said and done I know I could charge a whole lot more it's a 50-ft slip but I would not feel right doing that to the older guy staying there.
@stevebugg9568
@stevebugg9568 Год назад
Great information. Would you be willing to post an ongoing monthly spreadsheet of your expenses for monthly comparisons?
@AquaCultured
@AquaCultured Год назад
Thanks so much Steve! Good suggestion, I will see if I can make that happen
@MY_SOLACE
@MY_SOLACE 6 месяцев назад
Good job! My son is thinking of doing the same as you.
@robjohnston6750
@robjohnston6750 Год назад
great video !
@AquaCultured
@AquaCultured Год назад
Thanks so much Rob!
@makesumwake
@makesumwake 2 месяца назад
Thanks for sharing!
@AquaCultured
@AquaCultured 16 дней назад
Thanks for watching!
@surreallife777
@surreallife777 5 месяцев назад
Hi, thanks for the video. What year and model is your boat and how much does it cost currently?
@BellsRidesAboardSeaBoss
@BellsRidesAboardSeaBoss Год назад
Great information
@AquaCultured
@AquaCultured Год назад
Thank you for the feedback 🙏
@johnnyohness
@johnnyohness Месяц назад
I see you are another awesome guys who also deliver boats. No one has ever revealed what the cost of delivering boats (yachts) cost. Are they calculated by the foot of the boat and the distance delivered? I'm sure that must be the two big considerations, but what about other costs. If you were delivering ...say a 60 ft Hatreress from Miami to N.Carolina how would the charge for that delivery be calculated? Can you give me some idea how these calculations are figured? Thanks so much roe your reply. Just discovered your channel and am your latest sub.
@1970luismartins
@1970luismartins Год назад
Thanks for sharing 👌... Chears from Portugal
@AquaCultured
@AquaCultured Год назад
Luis, thanks so much for tuning in from Portugal! 🙌
@Driftwood50
@Driftwood50 Год назад
Great video, 3 years in living on a boat that looks like yours. love it. I stay at a marina about 4 months out of the year. live at anchor and cruise the rest of the time. Insurance is the largest cost. keep up the vids
@AquaCultured
@AquaCultured Год назад
You are doing it right Kevin! I look forward to the days that I will be able to do something similar. Really appreciate it!
@whatta7793
@whatta7793 Год назад
When at sea, how do you manage fresh water, sewage water, and electricity? I'm assuming you have a water maker for fresh water, that is powered by a generator? Do you have a battery pack so you don't have to run the generator 24/7? And, if you're so many miles out into the ocean, you're allowed to dump septic, correct?
@Driftwood50
@Driftwood50 Год назад
@Whatta great question. For electricity. I added 5 300ah lithium. They power everything including the ac's/heaters. I have solar that keeps them charged. If I have guest and they cook alot and open the fridge alot. I will start the 12kw generator every 5 days for about 2 hours. Water. I carry 300 gallons in a tank and also bring about 30 gallons of bottle water. I piss over the side while in the ocean. My poop tank holds 100 gallons. More then enough to hold till I get to a pump out. I have never dumped while in the ocean (yuck) but you are allowed. I fill up the tank with water when I get back to a dock. Plenty of free water in Florida. One day I will add a water maker.
@handroids1981
@handroids1981 9 месяцев назад
@@Driftwood50 Hmm, plenty of free Bill Gates Mosquitos [TM] to go with that free water these days.
@Driftwood50
@Driftwood50 9 месяцев назад
@handroids1981 no mosquitos hear. Your news channel must have gotten it wrong.
@aeb6868
@aeb6868 6 месяцев назад
Hi, do you know anyone who installed the hull shield system and saw a difference in bottom cleaning costs? Thanks
@BellsRidesAboardSeaBoss
@BellsRidesAboardSeaBoss Год назад
Hi again, came back to re-watch and take notes and to ask questions. 1. USAA, is that a lender for veteran only? 2. What is the name of your insurance provider? 3. If you leave the area to an area not prone to hurricanes, would the insurance be lower? Thanks a bunch
@AquaCultured
@AquaCultured Год назад
Correct, USAA only provides memberships to veterans and family members of veterans, although the veteran must be enrolled first. My father is a veteran which qualified me to join. My insurance provider is Concept Special Risks. And yes, if you go above a certain latitude during hurricane season, you would qualify for lower insurance.
@BellsRidesAboardSeaBoss
@BellsRidesAboardSeaBoss Год назад
@@AquaCultured Thank you very much
@petersrightbut8297
@petersrightbut8297 11 месяцев назад
Video starts at 3:15
@t4rfl
@t4rfl 5 месяцев назад
Is it better to get a boat loan or a personal loan?
@jerrycallender9352
@jerrycallender9352 10 месяцев назад
I saw that beautiful Hatteras earlier today,,
@AquaCultured
@AquaCultured 10 месяцев назад
She’s in Costa Rica right now 😀
@jerrycallender9352
@jerrycallender9352 10 месяцев назад
@@AquaCultured Sorry - I made that post before watching..I was referring to the Hatteras you videoed for your friend - the LRC
@AquaCultured
@AquaCultured 10 месяцев назад
@@jerrycallender9352 that’s the one! She’s floating happily over on the pacific side of Costa Rica 😁
@eddavid159
@eddavid159 Месяц назад
What Marina do you stay at ?
@w8stral
@w8stral 11 месяцев назад
So... $30,000/yr to sit at a dock for a live aboard 44ft slip
@AquaCultured
@AquaCultured 11 месяцев назад
Pretty close to it for my arrangement.
@JohnEBurns
@JohnEBurns 6 месяцев назад
Wow! That way too much Money! I am on Disability Soc.Sec.here in Branson, Mo. I can Live aboard a Yacht(36ft)long (14)ft.wide.(15)ft. Tall. A Marina here in Branson, on Table Rock Lake for 1500.00Oper yr. Incuding Elec. Cable or Sat. is Extra. But Shore Power, Water Hk.up,Sewage, Garbage all inclusive! So providing Boat is Paid For. Insurance on the Boat(36)ft.Covered Dock, is $900.00 per year. Landlines phone & interNet, $600per yr. Total-$3,000.00 a year/$250.00 a month. Ft.Meyers Fl. at a Marina there is at $300.00-350.00 a month if Less than, including 40ft. Boat.Not bad
@w8stral
@w8stral 6 месяцев назад
There used to be 30,000 people living aboard up and down the Mississippi/Tennessee river systems until the feds went through and kicked them all out. Sure, you can "live aboard" in the middle of nowhere Missouri as long as no one else is "living aboard" near you at dirt cheap prices. In fact, I have thought of doing so on the Tennessee as like you it is DIRT CHEAP. In fact, you can "live aboard" for free on the Mississippi currently. Absolutely NO ONE is fighting for a slip as is NOT the case near any vacation spot, in fact you are probably the only boat in the "marina"[close enough to only boat] Because no one else WANTS to do that as the whole point is to be able to move your home wherever you want whenever you want to someplace warm as almost no boats have insulation. Ft. Myers $300/month.... ROFL!!! Good one. Got some swamp land to sell too? Maybe bridges? Its $600/month + electricity and per person. A slip for a 40ft will be in total about $800/month or $5000/yr after the governor is added in the CHEAPEST part of Florida. The opposite side of Florida will set you back 2X this cost minimum if not closer to 3X. In/naer cities, paying $30,000 for your permanent slip and paying another $3k-->5k/yr in marina fees is NOT uncommon. @@JohnEBurns
@owlspiritreiki
@owlspiritreiki 4 месяца назад
Idk where yall live but where I am the cost of living on land is pretty close to that if not more so… it’s really not bad. You have to take into account terms on the loan, credit situations, boating experience, ect all plays into these costs. There’s no clear set number.
@w8stral
@w8stral 4 месяца назад
UNLESS you live in CA, Seattle, Wa DC, Boston or say NY, the cost of living on land is nowhere close to $30k/yr + utilities + food. @@owlspiritreiki
@rontucker740
@rontucker740 Год назад
Hey, saw a video but can't re-find it on your sleeper sofa. Can you give a manufacturer or website?
@AquaCultured
@AquaCultured Год назад
LoveSac www.lovesac.com/?BrandCore&&gclid=EAIaIQobChMI5Jel_NSX_AIV6SCtBh1F5goqEAAYASAAEgI_qvD_BwE&gclsrc=aw.ds
@tomreid5184
@tomreid5184 Год назад
I have family in the St. Pete area. What marina are you stay at? What is the MLW at the dock?
@AquaCultured
@AquaCultured Год назад
I am at the municipal. MLW where my vessel sits is around 18ft. I am pretty far down one of the piers, so as you work closer to land, the depth reduces quite a bit.
@tomreid5184
@tomreid5184 Год назад
@@AquaCultured Thanks. That's all I need to know. I used to live in St Pete back in the 70's.
@AquaCultured
@AquaCultured Год назад
@@tomreid5184 oh nice! My family lived aboard here back in the 70’s as well
@darrylb4048
@darrylb4048 Год назад
Have you ever thought of going on a tour from the east to west coast and up and down each? Make for great content. won't need a permanent moorage either, LOL.
@AquaCultured
@AquaCultured Год назад
Absolutely. I do have some tentative plans for making my way up the east coast in the next year. However, I will likely keep my slip since it is such a great place and very difficult to get a slip
@darrylb4048
@darrylb4048 Год назад
@@AquaCultured Great, now don't forget to do some of Canada on that route. After that make your way through the Panama Canal and up the west coast. You will love it and when you're old and grey you will be glad you did. Takecare.
@AquaCultured
@AquaCultured Год назад
@@darrylb4048 noted!
@dstuart2918
@dstuart2918 Год назад
Sounds incredibly expensive but a cool lifestyle
@AquaCultured
@AquaCultured 11 месяцев назад
A lifestyle that is worth the cost in my opinion. It can certainly be done cheaper though!
@jerrycallender9352
@jerrycallender9352 10 месяцев назад
I considering selling my house and 'going to sea'. I don't have a mortgage, but utilities run $550-$650 monthly, homeowner's insurance is $650 yearly, house insurance - appliances/mechanical/plumbing is $35 monthly, real estate tax is $2,800 yearly, insurance on 2 cars is another $1,800 plus upkeep another $ 1,500-$2,000...so, when you consider how much you spend to live in a house there's not a lot of difference, if any. Of course, houses don't normally sink, nor can they take you to exotic ports-of-call.
@AquaCultured
@AquaCultured 10 месяцев назад
@@jerrycallender9352 you hit the nail on the head. The big difference is in lifestyle and the types of projects you work on. But the costs are quite comparable in the end. Boats typically just get a bad wrap cost-wise when someone has a home and a boat to take care of
@jerrycallender9352
@jerrycallender9352 10 месяцев назад
@@AquaCultured ...and decent size RV is gonna get 3 miles per gallon, but then an RV can't drift over reefs and make agua.
@paisteplayer1040
@paisteplayer1040 9 дней назад
Dude take that $6100 a year you pay for insurance and invest it.. Or just put it in a high yield account of some sorts.. Thats an insane amount for a boat
@roberthorgan6015
@roberthorgan6015 Год назад
What do you do for a living to pay for your living the dream
@AquaCultured
@AquaCultured Год назад
Sales for a company that makes big acrylic windows for aquariums, zoos, swimming pools, and many other applications. Reynolds Polymer Technology
@1320fastback
@1320fastback Год назад
@@AquaCultured Very interesting. I used to work for LeeMar aquariums and we did huge acrylic tanks back in the days. Movie stars as well a commercial applications.
@AquaCultured
@AquaCultured Год назад
@@1320fastback wow, how about that! If you used anything over 1.25” thick, I imagine you used out material at some point.
@jodiplock4784
@jodiplock4784 Год назад
👍🏼
@AquaCultured
@AquaCultured Год назад
Thanks for watching!
@kendallevans4079
@kendallevans4079 4 месяца назад
3:15 starts
@xgp048
@xgp048 11 месяцев назад
Your monthly costs are more than I make in a month
@AquaCultured
@AquaCultured 11 месяцев назад
Costs can be highly variable out there, high and low
@dalewaterhouse6329
@dalewaterhouse6329 11 месяцев назад
I guess I'm out can't afford it on social security
@AquaCultured
@AquaCultured 11 месяцев назад
Don’t let that discourage you. I only presented my costs for my vessel. There are many vessels out there and many people living on trawlers at a much lower cost. There are ways to make it happen
@JohnNewton-ev8ch
@JohnNewton-ev8ch 11 месяцев назад
Sir, I hope you are making $$$ every time you advertise for O'Neal, etc?
@AquaCultured
@AquaCultured 11 месяцев назад
😅 I have my people working on that
@Jim.Thunda
@Jim.Thunda 18 дней назад
I'd rather live on the pick and come in for fuel and store's. I can make more money beach combing than you're paying out.
@AquaCultured
@AquaCultured 16 дней назад
I would rather hang on the hook as well, but for right now, this is what I gotta do
@joshlower1
@joshlower1 2 месяца назад
Yall relying on marinas goo much, build yourself a self sustaining boat so you dont have to rely on anyone
@AquaCultured
@AquaCultured 16 дней назад
Goals…
@click411
@click411 9 месяцев назад
Man you making me dizzy watching you because you stepping up and Back and up and back
@paisteplayer1040
@paisteplayer1040 9 дней назад
What he is saying is expensive to live, no matter how or where.. the American dream dies further more by the month
@jimgalligan50
@jimgalligan50 Месяц назад
Are you making money of this?😅
@AquaCultured
@AquaCultured 16 дней назад
Not enough! 😅
@angelmunoz3462
@angelmunoz3462 Год назад
This is not cheap
@AquaCultured
@AquaCultured Год назад
Indeed. Thanks for watching Angel
@darrendwyer9981
@darrendwyer9981 Год назад
Way too much self promotion frankly
@AquaCultured
@AquaCultured Год назад
Yeah, well, you know, that's just, like, your opinion, man. And in all seriousness, I was asked by many viewers what my monthly costs were...so that is what I did, I presented them. I did not originally intend to make this video because I did not want to come off like I was gloating or self promoting. But I do appreciate you watching and commenting. Is there anything that you would rather see or know?
@darrendwyer9981
@darrendwyer9981 Год назад
@@AquaCultured No... other than thanking you very much for your reply. i had no right to make my comment and I had a few too many "shandies" that night so sorry
@AquaCultured
@AquaCultured Год назад
@@darrendwyer9981 no sweat Darren! I appreciate it
@bobbyv9393
@bobbyv9393 11 месяцев назад
After 3 min. of no video just talk I went on to something else
@AquaCultured
@AquaCultured 11 месяцев назад
Yeah I get it, I don’t like to hear me talk either. But apparently there are people out there that like it
@garrydye2394
@garrydye2394 Месяц назад
Way to long of an introduction in everything but the title of the video. You really need to scrap 90% of that for the viewer. The average youtuber will watch a video for 7 seconds and if they do not start feeling they got the information in the title they will click off, as I did. That is why your drop rate is so high. We are three minutes into your video and your trying to sell T-shirts. No offense but less about you and more about the viewer. I know that is hard..but that is really what youtube is about. Really not trying to be mean...but trying to help. Check your drop off rate and see if it does the dreaded hocky stick. If so...this is why. Good luck.
@AquaCultured
@AquaCultured 16 дней назад
Appreciate the feedback! It’s always a learning experience
@rfen56
@rfen56 Месяц назад
Almost 3 minutes in and you haven't even broached the subject - this is a hole in time. I'm out.
@AquaCultured
@AquaCultured 16 дней назад
✌️
@michaelpowell9164
@michaelpowell9164 11 месяцев назад
You talk just for the sake of talking. Does You Tube pay you for longer videos? They must because all YT channels make videos as long as possible and hold off on the information I clicked on your video in the first place for till the end. Blocked
@AquaCultured
@AquaCultured 11 месяцев назад
Cool man ✌️ Thanks for the comment. I wish you the best in finding meaning and fulfillment in life
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