I use your debt pay planner and it worked and I was able to payoff a predatory loan, by four months early, with its help. I’m on a no spend January “dry January “ lol but as soon as February comes I plan on getting again. Thanks for all you do, ❤ to help us along the way. Sound like your feeling better.😊
You explain everything so simply! Thank you for taking the time to create these videos. You have truly helped me out on this journey! ❤️ Also....I love your nails! Simple, natural, and clean. 😁
Keep crushing it. I love the money jar method as a bartender. I save all my cash tips towards my emergency fund. Anything above goes to debt payoffs. 💕✨
I have a debt payoff app. I have all my debts on there as you do right here. It will give approximate time for payoff based on how much extra you pay above your monthly debts. In 2023 i paid off about $18,000-$20,000. This year im doing a savings plan specifically for my debt. I put $200 into 50 envelopes and that will give me $10,000 towards debt. So far im at $5200
@@rhondamason5850hi I use debt payoff planner. It’s not free but it is nit expensive like 24 a year. Absolutely the best app ever. Look it up on RU-vid, DebtPayoffPlanner
I am finally going to start paying down my debt this year. I finished nursing school and graduated, so now I am able to focus on my job/career. I am also just excited to spend time with my family. I love your videos and absolutely enjoy watching them. I think I have to use some physical trackers that I can color in too. I think that will help me in staying focus too. Thank you for your videos and your inspiring words.
I am so excited for you!! Let me know how it goes. I will be doing debt check-ins along the way, and I would love to hear and root you on along the way, too. Doing hard things with community makes it sooooo much better. YOU GOT THIS!!
Hi ! Thanks for your videos , do you sell printed planners , or can you suggest budget binder for letter size . I purchased the digital downloads of 8.5x11, don’t want to have them go to waste .
Lanpn 8.5x11 inch Scrapbook Photo Album, Linen Cover Archival Acid Free Top Load 3 Ring Binder Folder Photo Book 8.5 x 11 with 30 Plastic Sleeves 60 Pages (Black) a.co/d/2RDJRdB
I apologize if you mentioned this before, but what type of Heloc did you use? I'm curious because I just received an offer from Aven in the mail and am curious if I should do it. I only have about $8,000 in credit card debt that I want to consolidate. I have a car payment and school loans to help my daughter for school that I would not include in the loan. Thanks in advance
I used element financial, and they had the best introductory low apr for me. Make sure with interest all crazy interest rates you get a low intro interest rate and have a reasonable early payoff fee so when intro apr runs out you can transfer.