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My New Debt Payoff Plan for 2024  

LymanJoy
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27 окт 2024

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Комментарии : 37   
@ginamoffett1973
@ginamoffett1973 9 месяцев назад
I use your debt pay planner and it worked and I was able to payoff a predatory loan, by four months early, with its help. I’m on a no spend January “dry January “ lol but as soon as February comes I plan on getting again. Thanks for all you do, ❤ to help us along the way. Sound like your feeling better.😊
@lymanjoy
@lymanjoy 9 месяцев назад
That's absolutely amazing, 4 months EARLY. Wow, and starting out the year with no spend. I can't wait to hear how your debt payoff goes this year.
@lynnyo1467
@lynnyo1467 9 месяцев назад
I'm impressed!!
@PursuingPeace
@PursuingPeace 8 месяцев назад
You explain everything so simply! Thank you for taking the time to create these videos. You have truly helped me out on this journey! ❤️ Also....I love your nails! Simple, natural, and clean. 😁
@lymanjoy
@lymanjoy 8 месяцев назад
Thank you for these kind encouraging words!!
@UneakTershai
@UneakTershai 2 месяца назад
Keep crushing it. I love the money jar method as a bartender. I save all my cash tips towards my emergency fund. Anything above goes to debt payoffs. 💕✨
@lymanjoy
@lymanjoy 2 месяца назад
Love it!! Such a great way to stay motivated!!
@tanyaaustin4123
@tanyaaustin4123 9 месяцев назад
I have a debt payoff app. I have all my debts on there as you do right here. It will give approximate time for payoff based on how much extra you pay above your monthly debts. In 2023 i paid off about $18,000-$20,000. This year im doing a savings plan specifically for my debt. I put $200 into 50 envelopes and that will give me $10,000 towards debt. So far im at $5200
@lymanjoy
@lymanjoy 9 месяцев назад
LOOVVEEE this!! Congrats, it sounds like you will be debt free in no time. How exciting. Thanks for sharing. 😀❤️
@rhondamason5850
@rhondamason5850 9 месяцев назад
What debt payoff app do you have? Is it free?
@mommifong
@mommifong 8 месяцев назад
@@rhondamason5850hi I use debt payoff planner. It’s not free but it is nit expensive like 24 a year. Absolutely the best app ever. Look it up on RU-vid, DebtPayoffPlanner
@jadevu904
@jadevu904 6 месяцев назад
I love these videos to keep us motivated!! We are in this together!! 2024 is a new great year, I know everyone will paid off all their debts soon
@lymanjoy
@lymanjoy 6 месяцев назад
Indeed we are, I am so encouraged by you all!! Thanks for keeping me motivated and encouraged as well!!! Debt Free soon!! Keep it up
@tarajack7
@tarajack7 9 месяцев назад
I am finally going to start paying down my debt this year. I finished nursing school and graduated, so now I am able to focus on my job/career. I am also just excited to spend time with my family. I love your videos and absolutely enjoy watching them. I think I have to use some physical trackers that I can color in too. I think that will help me in staying focus too. Thank you for your videos and your inspiring words.
@lymanjoy
@lymanjoy 9 месяцев назад
I am so excited for you!! Let me know how it goes. I will be doing debt check-ins along the way, and I would love to hear and root you on along the way, too. Doing hard things with community makes it sooooo much better. YOU GOT THIS!!
@jebannschannel5935
@jebannschannel5935 6 месяцев назад
subscribed!! you are a great inspiration to everyone seeking ways for a debt free journey might as well as financial freedom.watching u from germany!
@lymanjoy
@lymanjoy 6 месяцев назад
Thanks for watching!! And for the very kind words!!
@Girlpleasebudget
@Girlpleasebudget 9 месяцев назад
great video!! glad this has worked out for you, im going to apply this method this year to get rid of mine, gave me lots of motivation, thank you xx
@lymanjoy
@lymanjoy 9 месяцев назад
Awesome, super excited for you. Let me know how it goes. 😄
@DawnCross
@DawnCross 9 месяцев назад
I'm in year two, thanks for the inspiration.
@lymanjoy
@lymanjoy 9 месяцев назад
Well, I wish you the best payoff year yet!! You got this!!
@Savvyover50
@Savvyover50 9 месяцев назад
Hi I really enjoyed this video. Great information for paying off debt. Thank you for sharing.
@lymanjoy
@lymanjoy 9 месяцев назад
Thanks for watching!
@jadevu904
@jadevu904 6 месяцев назад
This is the best technique I've seen, when you do per paycheck or per week it will be less stressful and effective
@lymanjoy
@lymanjoy 6 месяцев назад
Thanks, it has been very helpful and the key to paying off debt for me. 😃
@michaellawsonspeaks
@michaellawsonspeaks 9 месяцев назад
Congratulations!!! So inspiring
@lymanjoy
@lymanjoy 9 месяцев назад
Thank you!
@barbw6116
@barbw6116 3 месяца назад
Hi ! Thanks for your videos , do you sell printed planners , or can you suggest budget binder for letter size . I purchased the digital downloads of 8.5x11, don’t want to have them go to waste .
@lymanjoy
@lymanjoy 3 месяца назад
Lanpn 8.5x11 inch Scrapbook Photo Album, Linen Cover Archival Acid Free Top Load 3 Ring Binder Folder Photo Book 8.5 x 11 with 30 Plastic Sleeves 60 Pages (Black) a.co/d/2RDJRdB
@lymanjoy
@lymanjoy 3 месяца назад
Leather 3 Ring Padfolio with Calculator Blue Professional Portfolio Binder Organizer Briefcase Personalized Document Folder a.co/d/1Q2IZU1
@robinlanders8551
@robinlanders8551 9 месяцев назад
I apologize if you mentioned this before, but what type of Heloc did you use? I'm curious because I just received an offer from Aven in the mail and am curious if I should do it. I only have about $8,000 in credit card debt that I want to consolidate. I have a car payment and school loans to help my daughter for school that I would not include in the loan. Thanks in advance
@lymanjoy
@lymanjoy 9 месяцев назад
I used element financial, and they had the best introductory low apr for me. Make sure with interest all crazy interest rates you get a low intro interest rate and have a reasonable early payoff fee so when intro apr runs out you can transfer.
@robinlanders8551
@robinlanders8551 9 месяцев назад
@@lymanjoy thank you for the information! I appreciate the help.
@Love.Yourself.1976
@Love.Yourself.1976 9 месяцев назад
🫶
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