My Review of the Capital One Venture X in 2024

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Today I'm going over the Venture X in depth with a comprehensive review of the card's benefits, comparison to the AMEX Platinum and Chase Sapphire Reserve, and ways to utilize the card's benefits as well as those Capital One Miles. With Capital One acquiring Discover, I'd expect it to compete even more closely with the other frontrunners in the premium travel card arena.
Capital One Venture X Referral: i.capitalone.com/JDdSL0CTx
Chapters:
00:00 Intro
01:41 Chapters
03:20 Annual Fee Breakdown
04:53 Sign-Up Bonus (SUB)
06:29 Top 2 Card Benefits
09:39 Rewards Structure
12:44 Capital One Lounges
15:56 Partner Lounge Network
17:26 Hotel Benefits
18:41 Capital One Dining ✨
20:46 Capital One Entertainment
21:59 TSA Pre/Global Entry
22:59 Hertz President's Circle
24:03 Primary Rental Insurance
25:18 Cultivist Membership
26:23 PRIOR Membership
27:57 Cell Phone Protection
28:52 Price Drop Protection (Travel)
29:25 Price Match Guarantee (Flights)
30:09 Price Prediction/Alerts (Flights)
30:39 Vinous Subscription
31:53 Credit Score Requirement
32:17 Capital One Miles Valuation
33:29 Miles Transfer Example
36:27 Summary + Recap
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Опубликовано:

7 июл 2024

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Комментарии : 72

@702Blunt 3 месяца назад

I had a fucked up credit around 400 because i did bad financial decision when I was 18. When I decided to take my credit serious, capital one was the only bank who gave me a 2nd chance with the regular debit card, i was able to build up my credit to 700. Forever loyal to capital one.

@brandongentile8577 3 месяца назад

Excellent and well-detailed video. Just applied and got approved. Looking forward to getting my card! Also thank you for your service

@adrianrobles838 4 месяца назад

Just got mine. Thanks for the video

@Andy_Built 4 месяца назад

great video! exactly what i’ve been searching for 👍. i’m bouncing back and forth in deciding on chase or capital 1

@dr.baotran8448 3 месяца назад

Very insightful information. Thank you.

@carlosleshawn 2 месяца назад

Great info thanks!

@jacksonbliss 3 месяца назад

I just got approved for my Venture X card and I can’t wait to use it! ✌️

@Dr.Boombatz 4 месяца назад

Great video. Love your channel keep up the good work.

@realprofessoroak 4 месяца назад

🙌

@akc5247 Месяц назад

Have actively used the Sapphire Reserve for last four years. Just got the Venture X today. Appreciate your video!

@realprofessoroak Месяц назад

You bet!

@nubianpwr Месяц назад

Excellent points made here👍🏾

@realprofessoroak Месяц назад

Appreciate it!

@johnathondaniels1 4 месяца назад

Thanks for the video, just got approved! Hope you got some points from my referral!

@jaipoh 4 месяца назад

Can one hit the 4K mark with an authorized user and the primary going ham on purchases? Or just from the primary?🤔

@Dudevegaslv 4 месяца назад

Just canceled my platinum and chase for Venture X!

@realprofessoroak 4 месяца назад

Absolutely savage

@MrK9thunder 4 месяца назад

Thanks for comprehensive review! Heard air canada aetoplan is better airline transfer partner? Ive been united 1k for last 10 yrs and prefer star alliance. Btw, cancelled chase csr after owning x card since introduction.

@TheZombaslaya 4 месяца назад

The thing I love about the VX is how usable of a card it is with the 2x multiplier. No other high end travel card has that, and the Amex Platinum is only 5x on flights and some Amex booked hotels. If I'm dropping hundreds of dollars every year for a credit card, I want to be able to use it. The only other card I see that can really compete is the Altitude reserve.

@realprofessoroak 4 месяца назад

Agreed, I think the play for the AR is with their multipliers on mobile wallet and travel purchases, but the total net return is still greater with the VX, considering you'll still earn more points with 2x in the aggregate even when mobile wallet isn't available

@youseennothing8432 2 месяца назад

I'm new to your channel! Great job. Do you think "cover purchase" is good deal?

@vinazeez3559 2 месяца назад

Great video man. Are you still on AD orders, if not are you still getting waived for the AMEX platinum?

@mariatylermoore1563 3 месяца назад

How do I book multi stop flight from USA through UK to Africa using capital one transfer miles?

@SoFloGal12 Месяц назад

Great video, thanks! Do you think it’s better to upgrade vs apply for a new card? Currently have the quicksilver and the venture. Thanks!

@realprofessoroak 27 дней назад

Personally I would just go for upgrading the card to the Venture X if it's offered by Capital One. That way you wouldn't incur a hard credit pull and all your card info stays the same, and it's less of a hassle in general. Only drawback is of course the no sign-up bonus when upgrading (unless it's offered)

@SoFloGal12 26 дней назад

@@realprofessoroak About an hour before this reply I decided to get a new card all together 😂🤦🏻‍♀️ I was approved and only 4 point hit to my credit so hopefully it wasn’t a terrible decision. Thanks for the response! I’m thinking about switching the regular Venture I have ($95 annual fee) to the Venture One ($0 annual fee), do you think that’s ok?

@tcrobjr 4 месяца назад

How did you get the fee waived for Capital One? When I called and asked if they did that Military I was told that they don’t.

@stevenloomans3822 4 месяца назад

Doesn’t the regular venture also give 2x on everything?

@ab3040 3 месяца назад

The only thing I can complain about is having no domestic airline partners If it can get a United/American or even a JetBlue/Southwest I really can't see a good argument for any better card

@MultiJuan120 3 месяца назад

You can redeem miles for any of the mayor alliances partners of United and American, like Canada Aeroplan and British Airways, respectively

@ab3040 3 месяца назад

@@MultiJuan120 which is why I'm ok with it, but not ideal

@jtwu8931 Месяц назад

Some finer points: when you book flights thru travel portal. Your ticket is the lowest fare class that airlines want to charge you for even selecting a seat, not good seat, any seat in advance. Upgrade to premium Econ or business classes you might as well buy the full fare for that class because you will be asked to pay as much to upgrade if they allow you. I was told once that the fare class is so low they will charge full price for upgrades. Enough said.

@realprofessoroak Месяц назад

This is good

@erronwhite8771 4 дня назад

Capital One VX have some good benefits, I am just not a fan of their transfer partners. Thats the only reason I am sticking with CSR. If C1 add more domestic transfer partners like a hyatt, southwest, united etc......, I would easily cancel the CSR for it.

@wizardfones4113 4 месяца назад

How do you book a flight with partner airlines after transferring points to their VX listed airlines.

@realprofessoroak 4 месяца назад

At 33:29 I go through an example of a point transfer, but once you've moved the points over to an award partner, you'll want to go on that award partner's website to look at award ticket availability. There are some other videos on my channel in which I go through how to do this in detail as well.

@melissatravelgal Месяц назад

Cannot get approved for the VX. I have had the C1V for a year. Too many revolving open accounts, allegedly! ;(. Looking forward to the day I can get the C1VX!!!

@twistedjustice81285 4 месяца назад

If you transfer the points and book a flight with an airline partner, does that mean you won’t be able to utilize the $300 credit since it wasn’t booked in the portal?

@realprofessoroak 4 месяца назад

Nope, they're actually independent of each other so if you transfer your miles to an award partner you still have your full $300 travel credit entitlement to use on Capital One Travel

@mrhydrojefe 4 месяца назад

Thanks for the videos! My wife just got approved for the venture x. Should she add me as an authorized user or will that prevent me from ever getting the sub? I currently have the venture and plan on downgrading it when I hit a year.

@realprofessoroak 4 месяца назад

As far as I'm aware, being an authorized user does not prevent you from being eligible for the sign-up bonus once you apply. Now of course, when you apply for the card outright instead of upgrading your Venture, it will be a hard inquiry on your credit report, and you will have to be removed as an authorized user from the other Venture X prior to applying for it.

@mrhydrojefe 4 месяца назад

Thanks. Also if you want to share your corporate car codes I wouldn’t complain;)

@nicksmith8141 2 месяца назад

I picked this up in July of last year and though I rotate 8 cards based on offerings this is my most used card passing my Citi Costco Visa last year despite only using it half the year. I don't get much benefit from the lounges since I fly mainly out of Midway which does not have one. Cell phone protection is useless for me since Verizon forces you to use checking or their card (I do have). Actually pretty much all of the other benefits are not of use to me including the portal as I usually book elsewhere... I get my main benefit from the points and credits alone.

@mrg2001 4 дня назад

I pay Verizon with my VX.

@nicksmith8141 4 дня назад

@@mrg2001 you can't get the autopay discount unless you use their card

@cfpzona Месяц назад

Why would anybody wanna get a crappy Iphone when they could have the newaet Samsung Ultra? Anyway, good video. Just got the Venture X

@ronin7561 3 месяца назад

This is not the professor oak I was looking up 😭

@JorgeGuzman28 4 месяца назад

Capital one says they will not waive annual fee for active duty. Did you receive the waived fee if so how?

@Kevtheone_j 4 месяца назад

He stated that he upgraded his card. Probably can assume he upgraded a card that he held prior to active duty.

@JorgeGuzman28 4 месяца назад

@@Kevtheone_j that would make sense. Capital one does have SCRA benefits but not MLA benefits. Thank you for pointing that out

@Kevtheone_j 4 месяца назад

@JorgeGuzman28 I'm also trying to figure out how to get this card waived. Hopefully a clear answer comes soon.

@realprofessoroak 4 месяца назад

Right, so I had the Capital One Venture before going on active duty and then upgraded it to the Venture X which is covered under SCRA benefits. That being said, with both my Chase and AMEX cards, they applied SCRA benefits even though for some of the cards I applied after being on active duty. Basically, the issuer can decide to do what they want even though the policy for MLA is during AD and SCRA is credit applied before. My recommendation is that if you are on active duty and trying to build a setup, I would start with the AMEX lineup because once you get your first one, they don't do a hard pull again when you apply for their other products. The Venture X is obviously a great offering that pays for itself even without the annual fee waived, but if you're looking specifically for cards that waive the fee for applying while on active duty, that's what I would consider.

@cerebrumexcrement 4 месяца назад

i dont know what to use my $300 travel credit. its expiring soon. i want to use it on top of the annual $300 credit im getting, so it'll be $600. aaghhh.

@realprofessoroak 4 месяца назад

It can be used on anything you see on Capital One Travel, and as you probably know, expires on anniversary date of the card, so you gotta make sure you use it before it expires!

@sneezygibz6403 4 месяца назад

Credits don't stack.

@cerebrumexcrement 4 месяца назад

⁠@@realprofessoroak ok i see it. i wasnt sure how to redeem it.

@cerebrumexcrement 4 месяца назад

@@sneezygibz6403 i know. i was planning on using the expiring one for a flight and the new one for hotel.

@cerebrumexcrement 4 месяца назад

@@sneezygibz6403 i know. i was thinking of using the expiring one on a flight and the new one on hotel.

@IamtheWalrus64 2 месяца назад

New subscriber here. I see you have the Costco Card & use it for gas. Would you still use it for gas or swap it for the VX since you can get more value from the VX using transfer partners? I was thinking about getting the US Bank AR so I can get 4.5% back at Costco and Costco gas when using mobile wallet. Not sure if that would be better for domestic flights or if the CSR would be the better domestic value w/ the 1.5 bonus. Thoughts?

@realprofessoroak 2 месяца назад

The US Bank Altitude Reserve is one of the best plays for Costco. That's what I'd personally use if I had the card, but since I don't, I usually just use the Costco Rewards Citi card for the 5% back on Costco Gas since the multiplier on gas is just 2x for the VX. If you consider that the award redemption potential for the VX or CSR or any of the cards that offer transfer partners, it would technically be advantageous to put all your purchases on one of those for maximum potential value, but again, I usually just stick with using my Costco card for gas since it's convenient and the margin in award potential for the limited amount of money I spend on gas is negligible.