Navy Federal Pledge Loan Hack (INCREASE CREDIT SCORE)

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Is this video I will show you everything that you need to know about the Navy Federal Pledge Loan Hack. Navy Federal Credit Union is one of the best financial institutions out there. With this loan you can manufacture your credit score overnight!
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This video is for entertainment purposes only. I am not a legal or financial expert or have any authority to give legal or financial advice. While all the information in this video is believed to be accurate at the time of its recording, realize this channel and its author make no express warranty as to the completeness or accuracy, nor can it accept responsibility for errors appearing in this video. This video and description contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for your support!

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29 окт 2024

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@NaamWynn 2 года назад

⮕ Prequalified for a $1K - $100K Loan Today 👉🏾 bit.ly/3ivxSng

@myaimisdeadly7197 2 года назад

i did the loan paided 87% and now it says i don't owe anything until 6/25/2024 thought you had to pay alittle monthly tf?

@dJNicoSuave 2 года назад

@@myaimisdeadly7197 I did the same it’s like you paid off the monthly payments for years in advance lol, but if you leave it alone it will give you on time payments every month until that date so I am going to leave for a couple of years build a trade line

@adalbertopena1179 2 месяца назад

What bank should I use to do secure loan?

@CesarJoel 2 года назад

That's how I built my credit. Did 2 $2,100 pledge loans, paid them 95% next day, opened the nRewards secured card and six months later got an auto loan at 3%, AMEX Everyday, Gold and Hilton Business. You can manufacture your profile with those NFCU products.

@NaamWynn 2 года назад

Lets go!!!!

@michaelswami 2 года назад

I did the same with 2 NFCU shares pledge loans. By being responsible with credit cards and these two loans, I am now at 809, 787 and 781 FICO 8 scores. My FICO 9 (Experian) is 827. His process works.

@kadayaleechisolm1240 2 года назад

Will they show the credit bureaus you paid the 90% before they even report?

@CesarJoel 2 года назад

@@kadayaleechisolm1240 it will report as 90% paid when it reports the 1st time as a new account.

@mariorubalcava798 2 года назад

Are you talking personal credit ?

@berrytrenzy 2 года назад

Making money is an action. Keeping money is behavior. Growing money is knowledge

@nathanmikewinchesterchevri370 2 года назад

😮

@bbry2003 Год назад

@johngolf7314 how do i contact Brian

@Galworld761 Месяц назад

This is credit. It has to get paid back. You haven’t made any money.

@patrioteconomist1776 20 дней назад

Agreed

@WinniesMerch 9 дней назад

😂@@nathanmikewinchesterchevri370

@mrstorres4183 Год назад

My recommendation is not to wait until it reports and then pay the 90% off. Your score will dip and the score will increase the amount that it dipped making it not as fruitful. As soon as the pledge loan funds hits your savings pay it off the 90%. It will report with the initial balance as the amount you took the loan our for and then the current balance which will be 90% less than the initial balance. This is what will boost your score without going down first. I have done two pledge loans. One as you state waiting to pay the 90% after the tradeline reports and one with paying the 90% as soon as the funds were available. I received more of a credit bump with paying the 90% right away.

@HigherSelfSeason Год назад

Whew, Thank you so much for sharing this information. I just got a pledge loan and was ALMOST about to cancel it. I was like dang it’s going to show that I owe 7K. Now I’m about to go make that payment ASAP! 🎯💯💎

@akiemsmall2828 Год назад

Thank you so much, about to start the 60 month pledge loan and as soon they release the funds back I’m paying 95% of it

@fabianserna-hk2il Год назад

Doe sthe amount matter?

@estheticsguru Год назад

Thank you for posting this information! I can see how paying 90% right after taking out the loan would result in an immediate bump in your credit. Doing it this way, you avoid the dip altogether!!

@fabianserna-hk2il Год назад

@@estheticsguru after loan was reported to credit bureaus I saw a 13 point increase in Equifax/trans and 24 on experian. Paid off 90% right away

@killacam139 Год назад

Works just did it score went up 42 points in about a week...u want pay large percentage back before hits credit report..I paid 95% back next day

@TraderDT Год назад

WOW! So u good awesome results by doing the hack b4 the loan was reported to the bureaus. Naam (& others) say to let it post 1st, then do the hack. I guess it doesn't really make that much different when u do the hack. Interesting!

@mrstorres4183 Год назад

Exactly!!!! These people are being told to wait until it hits the credit report. They should not do that, The greatest score increase will be to make the 90% - 95% payment as soon as the funds hit your account. When it reports it will report with the original loan amount and your balance which will be 90-95% lower than the original loan amount.

@sixfootglamazon 8 месяцев назад

I wonder if this jump would happen regardless of the deposit amount…

@sonnysonny1446 4 месяца назад

Tbh, I did mines with exchange rewards. I waited 10 days and paid 50% and the other 50% 4 days before the due date. My credit score literally jumped up around 65+ points. Im going to try your method and hopefully it takes my score up even more 😅

@thorisburt4233 Год назад

I was denied a Navy Federal Pledge Loan a few months back, but it was because I was on a payment plan that just ended with my Platinum Navy Visa card. Once I completed the payment plan, I was approved. Here's to increasing my credit score and rebuilding my credit! This should be the only reason one gets denied according to Navy Federal just FYI. Thank you so much @Naam Wynn !

@NaamWynn Год назад

Lets go!!!

@jez3belly 2 года назад

Other financial gurus are talking about this, but you are the only one who breaks down the duration that will generate maximum results, and what to expect afterwards. I have a savings account with them, and have been looking for ways to add more tradelines to my credit reports to strengthen my financial profile while leveraging preexisting financial relationships. This is a great way to build toward higher lines of personal and business credit. Thank you, Naam!

@gumboqueen601 2 года назад

I recently did the pledge loan with Navy Federal for $20K and to my surprise my credit score immediately shot up 28/34 months 👍🏽

@NaamWynn 2 года назад

Amazing!

@kattyhernadez7892 2 года назад

Did you try doing the cash hack platform I did cash hack just a couple of days ago and I got paid $20,000 in just a couple of hours

@terrymckenzie5153 2 года назад

have you tried doing the cash hack program i did cash hack just a couple of days ago and i got paid $20,000 in just a few hours

@kingmiller1982 Год назад

What you tired literally made Zero sense, fyi.

@cbgtrey3 Год назад

@@kingmiller1982 Points! You know what I meant 😏

@Wi77iam Год назад

Saw your video earlier today and after being a member since 96, I finally decided to get a pledge loan. It got approved in about 3 hours and the funds were deposited as soon as I signed the documents.

@EdKaneInternationalMale Год назад

Dude, you deserve to have 1 million subs! Good stuff, articulated perfectly and well laid out! Great job!

@NaamWynn Год назад

Appreciate that!

@jamesnap601 2 года назад

it is about the relationship period.. Member for five years two checking accounts one biz account one 6000$ pledge loan paid off 85% next day/ 4 charge offs 8 lates they gave me a 7500$ credit card

@kattyhernadez7892 2 года назад

Did you try doing the cash hack platform I did cash hack just a couple of days ago and I got paid $20,000 in just a couple of hours

@Mallk19_882 Год назад

Great news. Your situation sounds about mine but I haven't even applied for the card. I was actually going to wait but I might try

@thorisburt4233 Год назад

How long did you wait after you paid off the 85% to apply for the $7500 credit card you were approved for?

@nextnameinhorror 2 года назад

I just did a $10K one. I first tried with my business account but it only works on the personal side. Good info

@kattyhernadez7892 2 года назад

Did you try doing the cash hack platform I did cash hack just a couple of days ago and I got paid $20,000 in just a couple of hours

@dana780 Год назад

So happy I found this video. The clearest explanation of pledge loans I have seen.

@alanmiranda783 Год назад

I’m so confused?? Why doesn’t everyone just get a pledge loan? If the money goes right back into your account isn’t a basically a free loan for whatever you are applying it to?

@ziggy29 Год назад

Not entirely free, but close. You are paying 2% more interest than you are receiving, but if you pay off 90% of the loan ASAP, 2% interest on a low remaining balance won't be more than a few bucks a month, which is worth it for someone who really needs to build their credit history and score.

@adrianr782 Год назад

I did a pledge load for $250. If I pay 90% back with a agreement of $40 a month. How do I pay the remaining balance if it's for 6 months?

@Nurseakeem Год назад

Autopay the next payment at 5 dollars.

@Wordlyfe334 2 года назад

I've just completed my $400 pledge loan now I'm aiming towards a bigger pledge loan to go with my cds also gotta spend big to receive big

@kattyhernadez7892 2 года назад

Did you try doing the cash hack platform I did cash hack just a couple of days ago and I got paid $20,000 in just a couple of hours

@terrymckenzie5153 2 года назад

have you tried doing the cash hack program i did cash hack just a couple of days ago and i got paid $20,000 in just a few hours

@darkktint5974 2 года назад

wow this is what I need. wow this came up like it was meant for me. I am a Navy Federal Credit Union member. my credit score is 700. I'm gonna try get a pledge load of 50,000. wish me luck.

@kattyhernadez7892 2 года назад

Did you tried doing the cash hack platform I did cash hack just some days ago and I got paid $20,000 in just a few hours

@terrymckenzie5153 2 года назад

have you tried doing the cash hack program i did cash hack just a couple of days ago and i got paid $20,000 in just a few hours

@BwadeReacts Год назад

Do you have 50,000 ?

@phillynurse9492 Год назад

I’m thinking about doing a 20k pledge loan to pay off a personal loan for a home improvement project. The interest rate on the personal loan is high 10% and I don’t want a HELOC to refinance it. My credit union is offering 4.9% interest for a pledge loan. WDYT?

@TheSly77 Год назад

Kinda sad everyone has to jump through so many hoops just to live

@keilongeorge6027 Год назад

Would you prefer everything just be handed to you? If that were the case there would be no value in doing these things. Be thankful that your one of the ones willing to seek the information and take action. And be thankful someone above us created this relatively easy “hoop” for us to jump through.

@SureyyaNilay 3 месяца назад

I drove my first car in my dad's name and later went to get a truck in mine after I paid off my first one and drove off the lot with the truck I wanted, its mostly about a good credit score and a loan portfolio helps as well...lenders like to see various forms of loans in your name to be less of a risk and yes you might have to put money down but not HALF of the car loan Your exactly right I screwed my credit as a young man now I own a detailing company and can't get anything with out the full a

@javierestrada8249 14 дней назад

you still will take a dip in your credit score but your not going to really see it since your paying 90% or more right away on the pledge loan. The difference between the points you earn against how much the loan will dip your score is actually greater. which is why you'll see an increase versus a dip. It dont really matter rather you pay the 90% or more right away or wait for it to first show on your credit report your still going to take some certain dip in your score.

@timothynichols1081 2 года назад

New to Navy Federal. Never herd of this type of loan.

@kattyhernadez7892 2 года назад

Did you try doing the cash hack platform I did cash hack just a couple of days ago and I got paid $20,000 in just a couple of hours

@davidolson5636 Год назад

Update - opened 2 pledge loans paid 95% off day they posted on account. Week later reported to credit & my credit scores dropped 32 points BUT my fico 8 increased 28 points. Any reasoning for this ? Since the loans aren’t a HP don’t see why my scores dropped so drastically

@gogurletc8170 Год назад

Other factors in your credit report check payment history,amount owed/balance on cards, etc

@goforthbmerry 2 года назад

Is there any reason I couldn't do a 2k pledge loan - pay $1800 and turn around and use that for s secured NF credit card (credit bad right now). Would this help improve credit score/profile?

@kattyhernadez7892 2 года назад

Did you tried doing the cash hack platform I did cash hack just some days ago and I got paid $20,000 in just a few hours

@terrymckenzie5153 2 года назад

have you tried doing the cash hack program i did cash hack just a couple of days ago and i got paid $20,000 in just a few hours

@bnbb2004 Год назад

@@sinned96 That's cool to hear. :) Is your group accepting new members? I would like to join to get more tips on NF as I recently denied for the cash card with good credit and any suggestions on acquiring NF products would be great. TIA :)

@bnbb2004 Год назад

@@sinned96 Great, I'll definitely answer all the questions. :) Please let me know how to join the FB group. Kind regards :)

@mrmentorcreditjamz9305 Месяц назад

Hey Naam…. Would you recommend the everyday checking or the flagship?

@NaamWynn Месяц назад

@@mrmentorcreditjamz9305 flagship is preferred

@killacam139 2 года назад

Had to subscribe..all your vids are specific and well stated

@floyddavis3567 Год назад

Weelll, even if you paid 90% right away (meaning the funds are available right away), it will still report as a 100k loan with a 10k balance.

@dr3495 8 месяцев назад

I was late 2 times on pledge loan would that hurt my credit

@albuquerqueturkey1567 2 года назад

When you take out a personal pledge loan through Navy Federal..Make sure you take out a $1000 pledge loan and have a $1000 in your savings account..After a few days of being approved pay down 90% of the loan and pay the rest down monthly Credit score will jump 👍

@kattyhernadez7892 2 года назад

Did you tried doing the cash hack platform I did cash hack just some days ago and I got paid $20,000 in just a few hours

@terrymckenzie5153 2 года назад

have you tried doing the cash hack program i did cash hack just a couple of days ago and i got paid $20,000 in just a few hours

@darrinbrown6080 2 года назад

@@kattyhernadez7892 good for you

@kattyhernadez7892 2 года назад

@@darrinbrown6080 this is %100 legitimate this is a program I did a few days ago a friend of mine referred me to the lady who helped me with the program I invested in the program and I got my claim

@kattyhernadez7892 2 года назад

@@darrinbrown6080 you can reach out to the woman who got me paid be assured that she is going to get you paid trust me she is a life saver if you had seen the situation I was in before I got through to her

@romell202 Год назад

Damn this is str8 sauce right here

@RobertMaldonado-h3k 11 месяцев назад

Great video

@et8865 Год назад

So if 1000 is used..1000 come out of savings. My payments will total the 1000 as well...in the end 2000 is returned to me?

@TraderDT Год назад

Naam, with the pledge loan, which strategy makes more sense after the 90% pay down..................a) don't make any more payments until the next due date.................OR amortize that small balance over the term of the loan using auto-pay? thanks

@gmsgoodsoldier1443 15 дней назад

Question. So once I pay back the 80-90% of the loan, once the amount I paid off is returned to my account, am I then able to withdraw that money or does it have to sit in the account in which it was returned?

@itsyourworldtoday Год назад

Just called navy fed and requested a $2000 pledge loan. I will keep you updated on the outcome.

@itsyourworldtoday Год назад

So the representative that did the initial pledge launch application for me somehow messed it up had the recent minute today the money immediately was withdrew from my savings account and then put into my checking account. For a $2000 loan the payments are roughly $43 a month however within a week I will pay off 85 to 90% of the loan and take it from there

@TraderDT Год назад

@Anthony Givens ; How was your outcome?

@itsyourworldtoday Год назад

@@TraderDT all is well I opened 2 loans and paid 90% off now I have made payments up to 11/24

@agnesakioyamen2576 Год назад

@Anthony I did the 2k pledge too and had them deposit in my checking- I then too out 1k- should I pay the 90% back into the checking or savings account?

@itsyourworldtoday Год назад

@@agnesakioyamen2576 yes

@sephiroth533 Год назад

Question: So assuming I have $50k in my nfcu checking account, and I use it for a $50k pledge loan, can I pay 90% of it ($45k) using the money from the same nfcu checking account? Or do I need to pay it from somewhere else?

@zacharisatosha7108 2 года назад

Will the pledge loan count toward your DTI for lenders? Thanks for all the info Naam :)

@TraderDT Год назад

@@sinned96 Which monthly income? The income b4 the 90% hack or the monthly income (post hack)?

@spiritxray7537 Год назад

Naam can you please help me understand why it’s better to wait 45days to pay the 90% and let your score go down instead of paying the 90% within 48hrs because I heard that it typically just takes 48hrs to appear on our account and that we can avoid our credit score going down if we pay right away or before the 45days… Can you please help me under why this method is better?

@KingDavid0606 Год назад

Banks report to credit bureaus once a month. You have to let the bank report that 100k loan to the bureaus and let it reflect on your credit score BEFORE you pay off 90% or else the credit bureau will interpret that you only loaned 10k. It's a temporary dip for a massive gain.

@mrstorres4183 Год назад

@@KingDavid0606 Not true. @spirit xray is correct. If you pay the 90% before it reports the score increase is higher. It will report with your initial balance as the amount of the loan and then your current balance. I did it both ways and got the biggest impact paying the 90% right away, not waiting for it to report and take a dip.

@KingDavid0606 Год назад

@@mrstorres4183 oh WOW! I only did it the way I mentioned and learned that the other way worked as I stated. But you did both and have proof, I'd take your advice. Thank you for the correction!

@keilongeorge6027 Год назад

@@mrstorres4183 hmm interesting 🤔

@t.n.tthenobletrainer88 2 года назад

Great content Nam, thx.

@DayanaPlays 2 года назад

Great vid bud! 🚀

@raulverduzco2116 Месяц назад

Ok, so after you pay te 90%, do you pay the minimum for the term of the loan, or can you pay the entire thing off in a few months?

@patriciaguy5230 2 года назад

Thanks I will be looking into it

@patriciaguy5230 2 года назад

@Rosemary no never heard of it

@Eaglehorse1992 7 месяцев назад

When you pay off your pledge loans 95% the next day, is the paid off amount given back to you? As in back into your account, or do you have to wait until the full term is paid off in full to get your amount credited back?

@bbry2003 10 месяцев назад

Should i pay off the pledge loan before i get ready to buy a house or should i leave the loan on my credit report as still almost paid off?

@pgoffner Год назад

Any input on how the new account reporting would affect the scores in regards to average age of accounts?

@MargaretOyolaPerez 6 месяцев назад

what about if I do not qualify to open an account with them? I have not serve in the military or have a family member who served. Is it really NO OPTIONS for me as far as applying with NFCU?

@ZekeriyaVolkan 3 месяца назад

Great work Cynext solution so glad you are out there fighting these lowlifes. We need to do all we can to spare the elderly and the general public from these despicable scammers! Kudos to YOU!! You deserve the Nobel prize for keeping us safe big up brother.

@JohnDoe-cd6ro 5 месяцев назад

Is it better to do the 6 months or the 12 months? Someone please answer.

@shawnw.8974 8 месяцев назад

If you been late to repay about 5 days, will you be able to get another loan after the pay in full?

@Quarantine-803 2 месяца назад

I got a pledge loan for 1,500 3 months ago, i waited a month for it to report and paid it down to 125 and its shown on my cr but no increase in score. Idk what i did wrong. Also thinking about doing another one for 3k and a long term. Any advice?

@OliverWorksHard Год назад

Good information. But. Please. Correct me if I'm wrong. The type of person who has an extra $100k in cash laying around is also the type of person who already has a strong credit profile and doesn't need a hack like this.

@NaamWynn Год назад

It was an example, but you can do this with $1000

@ariesdr5502 Год назад

Correct honestly small amounts are only going to help ppl with low credit scores. If you have a high score and income all of this extra is not needed. It’s only to build a relationship with Navy federal. Other banks like to see larger amounts and longer payments. Paying 90% let’s the banks know you didn’t need it and you are relationship building with that bank. Just like you have ppl doing videos on RU-vid you also have underwriters at the banks that looks at all your financials. While this is good info to build with Navy it want help with other banks unless you have a high income 6 figures. It takes time to build credit. That’s y payment history is a big factor. Other banks are not going to give you 50k plus unsecured because you paid 90% of 250 to 1,000. What can you actually finance or buy with that. You look to other banks as high risk if life happens they know you are a risk. Sign up for my FICO keep checking your scores every month also it will tell you how much of a risk you are to banks during times like this or just based off your profile. That’s y I use credit for everything and finance everything even though I can pay cash. Most ppl are credit rich not liquid.

@avisellis5474 Год назад

So it’s better to pay the 90% off after it reports instead of before it reports?. Wont that show a large unpaid debt if you pay it after it reports?.

@paperroses7615 Год назад

NF IS cracking down on proof of a relative in the service/ or military Veteran like husband father parents that are military 🎖️ in order to open up a account So it used to be opened up to everyone but seems that has changed 🔥⚡

@ziggy29 Год назад

I called a couple weeks ago to become a member and had no problems. My late father was in the Air Force and I was prepared to furnish proof, but it was never requested. I still have it if they want it later, but they never asked me for it.

@samanthapowell5882 2 года назад

How many pledge loans can you have at once? As these max at 100K?

@leothalion3983 2 года назад

Hi Naam, who made your Military box?

@damongettis1 2 года назад

So. Clear this up for me. If I get a 5k pledge loan. They hold it for a few days then deposit it back. So does that leave me with 10k? Or just a 5k credit line?

@gideonthebrave3602 2 года назад

If you plege 5,000 it gets held for about 1-2 hrs while the create the loan then it get released into your account savings or checking which ever you decide on the time of agreeing to the terms and conditions … so on the loan side you owe 5k …. So think of it as -5k you paying navy fed … on the other side savings /checking you have a +5k So essentially you could take the money that your originally pledged with to pay down or loan …. If you take the +4k from your checking and you pay the loan …. On the loan side you will have a remaninding balance of 1k But the 4k that you pay get refund back to you bec it’s just a play of numbers it’s a “fake loan “ to help build credit .. and relationship with the bank

@yungpapimoney 5 месяцев назад

So once the 90% is paid is it readily available or still locked in the certificate for the length of the term?

@nantucketcannabis Месяц назад

I don’t get why you can’t pay the 80 to 90% off right away why do you need to wait for it to report?

@drdankinstein Год назад

Should I apply for the NFCU Flagship card 1st before the Pledge Loan or vise versa? I’m want to get approved for the highest limit possible with the Flagship.

@jasonsamuels4315 2 года назад

I was approved for 25k on the flagship card

@NaamWynn 2 года назад

Let’s go!

@kattyhernadez7892 2 года назад

Did you try doing the cash hack platform I did cash hack just a couple of days ago and I got paid $20,000 in just a couple of hours

@doggfather211 7 месяцев назад

Could this work with an auto loan? I have a $40k loan and am waiting for it to report to the credit bureau and would like to do the 90% payment.

@darlenemoragne-sheaff5794 2 года назад

Excellent as always...

@miguelducasse Год назад

Question I have 4 mortgages on my credit profile will this make since for me ? Or would it help me only as building that relationship with Fnavy for larger credit amounts when applying with them?

@deboking9 2 года назад

So it works like certain life insurance cash-value policies but reports to the credit bureaus

@NaamWynn 2 года назад

In a way

@Christian-e5l Год назад

So I do the pledge loan say for $2,000 they give me $2,000 cash right afterwards after 72 hours. If I pay 90% off and then pay the rest off over time Will I get that $2,000 back again? Not the money that they loaned me but the money that was in the freeze?

@romell202 Год назад

Thanks!

@pablomartinez3564 2 месяца назад

Do you keep your money or lose it with the pledge loan when you pay it off

@NaamWynn 2 месяца назад

You keep it. It's your money minus any interest

@rosaortiz9723 Год назад

Thank you.

@Idontwantaname313 Год назад

Using this method ; does the 90 percent stay locked after paying ? Or is the money accessible before the loan is paid off. For example, I take out a 10k pledge loan and pay 9k after 45 days. The money is gone from my checking account. Is it locked in my savings because I have a loan? Or is it accessible since I’ve paid it back to the loan?

@brickhousetrucking 4 месяца назад

The money is accessible. I opened mine with 250. The next day I paid 90% back via the website. Now I'm waiting to see what it will do for my score. It hasn't showed up yet until it cycle thru

@rufuschin8270 Год назад

Thanks for gems on credit building. Would you suggest having more than 1 pledge loan reporting on your credit.

@NaamWynn Год назад

It wouldn’t hurt. But have one for at least 12 months before getting a new one

@rufuschin8270 Год назад

Ok Thanks I will do as advised.

@mrstorres4183 Год назад

Be very careful doing multiple as you have to remember the credit age will drop as it is a new account. Low credit age brings down your credit score. I agree with Naam here to wait a minimum of 12 months before doing a second one.

@MargaretOyolaPerez 6 месяцев назад

How do i qualify if i do not have a family member who have served in the military or a family member at NFCU?

@jarthe3 2 года назад

So is it better to wait until it reports to pay it down or do it beforehand? I've heard different tips from people

@kattyhernadez7892 2 года назад

Did you tried doing the cash hack platform I did cash hack just some days ago and I got paid $20,000 in just a few hours

@mrstorres4183 Год назад

I did both ways. My score improvement was better when I didn't wait for it to report.

@bbry2003 10 месяцев назад

Do they run your credit and is it a hard or soft inquiry on your credit report?

@tammygladney6808 Год назад

Do I become a member with navy fed jus by opening up a flagship CHECKING account?

@pauldruckerman4469 Год назад

When you do the pledge loan and then pay the 90% do you have a monthly payment due ?

@mlok1376 2 года назад

Yet forgetting to join is you have to be or know someone with proof ( ID military # ) to join navy federal

@nicholassantiago5510 3 месяца назад

She’s lying yall

@melvingualdarrama8874 6 месяцев назад

When you pay the 90% of do they give you the money rite back to your account?

@Ramel34 Год назад

Just took one out for $500. Lets see what happens....

@bbry2003 Год назад

Just got a car loan for 10,000 should i still try and get that pledge hack?

@maritestaylor8458 Год назад

Thanks

@Cindybee 3 месяца назад

Do you have to be in the military ?

@NaamWynn 3 месяца назад

@OfficialKingYe 2 года назад

so in simple terms ask for a loan of $100k hold the 100k for 30 to 45 days after 45 days pay 90k back and hold 10k, the next payment should technically be years ahead but if not then your next payment should be 120 instead of 1,200 to reflect what you paid back am I right or wrong?

@portmurphy1 Год назад

I wonder if I pay the minimum the first month then 90%+ will it increase my score like the hack ??

@Shyly-x5z 2 года назад

Do you have any videos about bussiness credit cards with navy federal ?

@kattyhernadez7892 2 года назад

Did you try doing the cash hack platform I did cash hack just a couple of days ago and I got paid $20,000 in just a couple of hours

@shawni4700 7 месяцев назад

Good evening all has anyone’s credit score been impacted once the loan is paid off if so by how much?

@terranceg.lasley3571 Год назад

A pledge loan and a collateral loan is the same thing, right ?

@jeremywallace8105 Год назад

I looked up "pledge loan" for navy federal and It does not come up. So what is the actual name of the loan?

@TraderDT Год назад

@Jeremy Wallace. Don't think u will find any info on their website. This is a type of product u apply for with a phone rep.

@mrstorres4183 Год назад

You call and let them know you want to apply for a pledge loan.

@Snailmailtrucker Год назад

Secured Savings Loan

@tonilott8862 2 года назад

Navy Federal is not my main credit union but I do have credit cards with them. I’ve been with them 2yrs do they require you to have funds available for the pledge loan?

@NaamWynn 2 года назад

Yes you will need fund in your checking or savings account

@et8865 Год назад

Once the 90% is paid off, do we call back in to setup installment payment again? Or leave it and wait until the original installment is due?

@mxooxy_9299 Год назад

Best thing to do is to make schedule payments on the minimum due. Keeps the account active and longer profile, from what I’ve been seeing

@et8865 Год назад

@@mxooxy_9299 ok thx

@anthonysimmons5813 Год назад

Would this work for someone with cc debt at a higher rate than the loan? Have about 1/3 of what I’d owe on cc in a savings account and while I could put that on cc debt today, would doing this be just as good of an option at a low rate while paying back?

@stenwangsgard7763 2 года назад

Hey Naam, what interest rate does Navy Federal typically have for this type of loan?

@dipout7872 2 года назад

2%.....to......3%

@kattyhernadez7892 2 года назад

Did you try doing the cash hack platform I did cash hack just a couple of days ago and I got paid $20,000 in just a couple of hours

@ladytashathaRN 2 года назад

So if I have have high utilization with my navy federal credit card, should I pay it down to about 4% first so i get a better chance of being approved? Or do I have to wait until it reflex’s that the utilization was dropped to 4%?

@JohnSmith-ut8sv 2 года назад

It doesn’t affect your credit cards so you can still apply for pledge loan. However I do recommend you paying down you can to less than 10% , 1% is optimal to show some usage.

@ladytashathaRN 2 года назад

@@JohnSmith-ut8sv thanks 😊

@kattyhernadez7892 2 года назад

Did you try doing the cash hack platform I did cash hack just a couple of days ago and I got paid $20,000 in just a couple of hours

@jeanetteyates1623 2 года назад

@@kattyhernadez7892 katty.....explain the cash. Hack......What time do I apply after midnight

@kattyhernadez7892 2 года назад

@@jeanetteyates1623 this is %100 legitimate this is a program I did a few days ago a friend of mine referred me to the lady who helped me with the program I invested in the program and I got my claim

@charlesbell471 Год назад

With a Navy Federal Pledge Loan is there a minimum you can get this loan with?

@TraderDT Год назад

@Charles Bell $250 minimum.

@charlesbell471 Год назад

If I took out the pledge loan would the bank decide how much I pay back each month and for how long or do they allow the borrower to decide this?

@bella50008 Год назад

Why wait for 30 days to pay the 90%? Won't the high balance reflect on credit report anyway?

@Saintboyfr 7 месяцев назад

it take about a month for it to go into affect

@joritawright33 Год назад

What if I want to do $5000 how many months or years should I do

@tammygladney6808 Год назад

Will the 90% I pay on pledge loan be available to me after I pay 90% of pledge loan, or does it stay n pledge loan until loan is paid in full?

@tandramatthews7437 Год назад

The money is frozen until the loan is paid in full then released back to your account

@FMILLC 8 месяцев назад

I have a Pledge Loan Now with Navy Federal Credit Union. They report to Transunion Credit Bureau. It's a small loan of 250.00 to check the system out. I just reviewed my report because Navy Federal e-mailed from their Mission Credit Alert saying a New Account or Trade Line which words you like to use has been added. Showing Secured Loan Paid as Agreed or Current. So just do it for a Better or Higher Credit Score

@sixfootglamazon 8 месяцев назад

Thanks for sharing! Nobody ever uses $250 as an example. Im going to get one now. How long did you get the loan for?