NEW Wells Fargo Attune: Chase Freedom, CO Savor Competitor!

Подписаться 304 тыс.

Просмотров 29 тыс.

50% 1

💳 Sebby's Card Picks: www.asksebby.com/credit-cards Click "Show More" to see Ad Disclosure.
CardMatch: www.asksebby.com/guides/cardm...
Timeline
0:00 Start Here
0:24 Wells Fargo Attune
3:47 How the Wells Fargo Attune Compares
4:55 Cash back vs Points
6:56 Cards at Risk
8:33 User Personas
10:02 Am I Getting the Card?
---------------------------------------------
Securely browse the internet:
🦈 83% Off + 3 Months Free VPN Deal: surfshark.deals/ASKSEBBY
Free Stocks & 💸:
📈 Get Free Stocks on Moomoo when you deposit $100 (limited time offer): www.asksebby.com/moomoo
📈 Get 2 Free Stocks on WeBull when you deposit $100 (limited time offer): bit.ly/AskWeBull
🛍️ Get a $20 Bonus after spending $20 at Rakuten: www.asksebby.com/rakuten
🎥 My Entire RU-vid Camera and Recording Equipment: www.amazon.com/shop/asksebby?...
---------------------------------------------
Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies which AskSebby will earn an affiliate commission or referral bonus. AskSebby is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers.
The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available
-----------------------------
Follow us for updates:
RU-vid Subscribe: bit.ly/subscribeasksebby
Newsletter: www.asksebby.com/newsletter
Instagram: / asksebby
Mandy's RU-vid: / mandyroams
Mandy's Instagram: / mandyroams

Опубликовано:

6 авг 2024

Ссылка:

Скачать:

Готовим ссылку...

Добавить в:

Мой плейлист

Посмотреть позже

Комментарии : 184

@AskSebby 2 месяца назад

💳 Sebby's Card Picks: www.asksebby.com/credit-cards CardMatch: www.asksebby.com/guides/cardmatch

@Rwelch24 2 месяца назад

This card feels like it hits all the common spend categories that major cards don't. It feels like a really solid semi-catch all to have if you value cash back.

@1drummer172 2 месяца назад

Wells Fargo marketing did their homework. Large swaths of consumers will get value from this card.

@AskSebby 2 месяца назад

Hopefully this ignites some refreshes from other issuers!

@micahgreene4573 2 месяца назад

drummer, I don't see it. I'm a long time Wells customer, and I can't see any practical use. No dining. No grocery. No gas. I'm out.

@BlakeMadsen Месяц назад

@@micahgreene4573 I live in Vegas and practically everything "miscellaneous" I do falls under these categories. I already have AMEX gold for dining and AMEX BCP for grocery

@dex4308 2 месяца назад

I don’t care what anybody says this is a juggernaut card. The multipliers are nuts.

@DiegoSanchez12 2 месяца назад

Uncapped is what makes it special

@AskSebby 2 месяца назад

Agree!

@codyferlo2133 2 месяца назад

Wells Fargo Active Cash lets you move your cash back into points, so I expect this new card to let you as well. One thing though i see is game shops, wonder if that includes playstation store, Microsoft store for Xbox and Steam, shows 4% for oculus.

@deadmeat1240 2 месяца назад

You beat me to it. Active Cash sets the precedent that you probably will be able to pool points for all your WF cards.

@yurig2530 Месяц назад

Can you move cashback to P2's Autograph?

@sydguitar99 2 месяца назад

This card really does feel like the card you could use every day

@yurig2530 2 месяца назад

WF cashback can also be transferred to Autograph, at least Active Cash can.

@zachirving7993 Месяц назад

Hope someone who gets this card can confirm as well. Very interested if this can happen.

@jonathanwisner7158 Месяц назад

@@zachirving7993 approved for this card and can confirm!

@strickban Месяц назад

@@zachirving7993 need someone to confirm this haha

@Maxyy40 2 месяца назад

I didn’t have Sebby dressing as a cowboy on my 2024 bingo card.

@AskSebby 2 месяца назад

🤠

@niuredblack 2 месяца назад

lol

@yurig2530 2 месяца назад

Bookstores - Amazon Sporting goods - guns and ammo.

@jarete.1491 Месяц назад

How are all Amazon purchases coded as bookstores?

@yurig2530 Месяц назад

@@jarete.1491 yes, they are

@yurig2530 Месяц назад

@@jarete.1491 yes

@carpusherlin 2 месяца назад

🤠Great job on this quick update and detail analysis! The card is more useful than I thought. It includes a lot of categories missed out from other cards on the market. The streaming, entertainment, transportation(Including EV charging) and recreation(huge!) are unbelievably all included! I will probably not get it because I am still team points but will definitely keep an eye on it to see if there will be a point variant in the future. Very happy to see Wells Fargo has new cards coming. Hope we can see these categories in new point reward cards in the future.

@IOSARBX 2 месяца назад

AskSebby, Subscribed because your videos always make me smile!

@chijason6630 2 месяца назад

🤠I just spent a few hundred dollars on museums and other attractions on my recent 3-week trip to the US Southeast (Atlanta, New Orleans, Memphis). This card would have been great to have during this vacation! With being rejected for the Capital One SavorOne in April 2024 (I already have the Venture X), I can definitely see applying for this card in early 2025. I will be spending a lot on MLB tickets, as well as museums and attractions for next year's Boston/New York/Philadelphia vacation after getting the card!

@YanLuo 2 месяца назад

if the points can be transferred to WF's partners, what an amazing and "think out of the box" card !

@jaykid007 2 месяца назад

Thnx for the info Sebby 🤠

@chewie94116 2 месяца назад

Thanks for introducing the Wells Fargo Attune. Very interesting. I might apply- covers movie theater, concerts, aquarium, sports, concerts, etc🤠

@phucmapvlog 2 месяца назад

🤠 I just saw this pop-up on my Wells Fargo page today, and that B&H has me interested 🤔

@jonathanwisner7158 Месяц назад

got approved for this card and can confirm that you can transfer the cash back earned on attune to points in your autograph (journey) account, which you can then transfer to airline partners. great card combo!

@AskSebby Месяц назад

Awesome! Thanks for the data point.

@taptap2323 Месяц назад

Can you please let us know if amazon purchases count for the book store category?

@sophiapan22 Месяц назад

This is great to know! I got this card, too. Will plan to get the autograph card in the future.

@vickiarnold7300 Месяц назад

Great job on RU-vid ❤

@andreabelt10 Месяц назад

This is the next card in my queue. I have a big shepherd girl🐶 and I spent a ton on pets supplies and grooming. I’m sending this video to all my friends who are pet parents. 🐾There is no other card like this in the market. Thanks for the video ❤

@JasmineSmith-ei2sk 2 месяца назад

Just snagged it, because why not! haha. After looking at all the merchant examples for each category it was a no brainer for me especially being a no annual fee card. Seems like it'll be great for a lot of my miscellaneous spend.

@arey256 Месяц назад

Nice, I wonder if the PlayStation store will be on there as well.

@JasmineSmith-ei2sk Месяц назад

@@arey256 That would be amazing!

@kazi1 2 месяца назад

🤠 I might get the card after getting Chase

@pachabee 2 месяца назад

If this card didn't survive, what would happen to it? Would it change into another existing card?

@KeiAngelus 2 месяца назад

You can convert the cash back from the active cash to autograph points. I’m assuming the same for this card.

@pluto3d638 2 месяца назад

Gonna apply 🤠

@Cody.Little 2 месяца назад

Definitely a unique card! The attunes marketing of “cash rewards” is the same as the active cash, so I imagine you’ll be able to transfer over to an autograph so you can transfer points to partners just like you can with the active cash.

@J2Shay 2 месяца назад

i just applied for this card and got approved, this is like an every weekend credit card for me

@taptap2323 Месяц назад

If you shop at amazon can you please let us know if those purchases count for the book store category?

@sophiapan22 Месяц назад

@@taptap2323 I got the card and spent at Amazon. Confirmed 4x. I bought kitchen supplies and still got 4x.

@Ryan-iq2zd Месяц назад

Can you upgrade your autograph card to the Attune card? Would that be a good idea? Also, could you transfer points from your Attune card to travel partners?

@yurig2530 Месяц назад

Can you tranfer cashback from this card or Active Cash to P2's Autograph?

@mikey1041 2 месяца назад

Unrelated, that denim jacket at the beginning is fire!! Related, this card seems almost like a vacation card for the normal person. Unless you're a crafter, it seems like a card you would use for all your excursions on vacation since most of them appear to be listed

@DavidTru779 2 месяца назад

🤠 Is the 4% only for US purchases, or are they worldwide? I tend to make purchases in the US, Mexico and Europe.

@cesarsanchez9697 Месяц назад

Is there a sign up bonus?

@wshnus 2 месяца назад

🤠 very smart move by Wells Fargo! Too bad that we cannot transfer the cash back to Miles to transfer partners. Also, I wonder if they have foreign transaction fees?

@calebwharton3007 2 месяца назад

I believe this cash back will be able to convert to points. Just like the active cash.

@geraldfineman3783 2 месяца назад

Sebby, Card is interesting but raises a point I am hoping you can address. How do plan out your application process to limit the credit score hit from having hard inquiries? Also, can you discuss the impact between hard and soft (like additional Amex card) inquiries? I know this only makes up 10% of your score, but it’s still 10%. Thx

@james-p Месяц назад

My additional AmEx cards don't show up as inquiries at all. So they have no effect, other than having a new account on my credit report.

@Vscounter Месяц назад

Is anybody gonna mention about the jacket? Looks nice

@AskSebby Месяц назад

Thank you :)

@Adiscretefirm 2 месяца назад

Wells let's me move cash rewards from Active Cash to my Autograph reward account, I would expect these to be convertible as well

@412foto 2 месяца назад

Definitely would love to see if B&H and Adorama qualify as camera stores. This is a very intriguing card. I think I would even take 3% back on those categories if it meant points instead of cash back

@naveeny1 2 месяца назад

If you live in a large city with a large focus on public transit, this is definitely the card for you. FYI, the points are transferrable to airline and hotel points, but you have to do an initial transfer to the autograph card points and then transfer to airline points. I have to do that with my Active Cash card. Also, kind of cool I can put my annual ski pass on this.

@SpencerChewitt 2 месяца назад

Interested to see how this pairs with the Autograph Journey once they announce more transfer partners 🤠

@Clementinee 2 месяца назад

"when" we have kids 👀

@AskSebby 2 месяца назад

👀

@syn3rgyz 2 месяца назад

so its a SFO techbro fucboi cashback card?

@KingItachi8660 2 месяца назад

You can transfer the cash back to a points card.

@Rhaegar7504 2 месяца назад

I know some families who easy spend 10K+ annually at Disney/universal. If they are already in the WF atmosphere, this is a great addition to use on that stuff!

@alexiac7223 2 месяца назад

Hmm will ice skating rink expenses count?

@scottdougherty2303 2 месяца назад

🤠 Gonna get this card with your link, thanks. No intro bonus, I assume.

@scottdougherty2303 2 месяца назад

Not seeing an Attune Link on your website. :(

@AskSebby 2 месяца назад

No link :( Thanks for checking!

@abhimanyutyagi9676 2 месяца назад

I wouldn't mind paying some annual fee for the attune if they provide some additional credits on gym, Broadway, movie theatres etc. and provide the option to transfer points..

@james-p Месяц назад

Man, if this were points, I'd snag it right now! But my 2% card gets me effectively 4% in airline ticket value (often more). But it looks like a great card for Team Cashback.

@themichaelw 2 месяца назад

Ikon pass is cool, but then again I always try to line that up with a big fat SUB

@AskSebby 2 месяца назад

Makes sense!

@MattClausen 2 месяца назад

🤠 I think this card may be a killer card once Wells adds more transfer partners. Assuming the CashBack works the same as the Active Cash and Signify Cash, you can totally move the cash back to points for Transfer partners. Might be the best New card in 2024.

@AskSebby 2 месяца назад

We'll see if they let transfers happen.

@spacecommunityv.i.d.a2040 2 месяца назад

Product change ?? Is there any Product change for this attune card with the current Wells Fargo credit card ?

@AskSebby 2 месяца назад

Be the data point you want to see.

@AngryAmericanOfficial 2 месяца назад

Great quote. Going to steal it

@Riothr 2 месяца назад

Tried calling them to change over my active cash. They told me we need to wait 6 months from the release date of this card to product change, so I assume December 6th or 7th?

@EsEf125 Месяц назад

Do martial arts gyms qualify into this category? i would hate to get this card only for them to only have select gyms qualify (i.e 24hr fitness, LA fitness, etc.)

@AskSebby Месяц назад

Should depend on the merchant code your martial arts gym uses.

@elizabeths.3634 2 месяца назад

🤠 this card sounds good.

@btr2trvl Месяц назад

Attune arrived 6/18. I charged WAlt Disney World Tickets and Buccaneers Season tickets. Statement cutoff 6/21. Got 4% on the Buccaneers tickets and 1% on Walt Disney World Tickets. Don’t believe the marketing

@Slader77 2 месяца назад

ive heard wells fargo banking is terrible, so does any one have credit with them and think its worth it?

@blademasterzero5295 2 месяца назад

🤠 Considering getting this, it would be an even stronger option if it earned points instead of cashback though.

@cjkim2147 2 месяца назад

I’m noticing that some of the categories overlap with Autograph.

@RAZZAQ.A 2 месяца назад

🤠 Nice jacket 👌🏽

@scottshapiro2795 2 месяца назад

I hope the eventually make this similar to Chase and C1 where your "cash back" can be converted into points if you want. That seems smart

@AlejandroPerez-ef5ez 2 месяца назад

On a different video I watched they mentioned the cashback can be combined with the Journey cards and use the cashback as points.

@jordan23ww 2 месяца назад

With Wells Fargo you already can convert your cash back to points. I do it all the time.

@Adiscretefirm 2 месяца назад

There was a rumor when Autograph transfer partners were first mentioned back in October that Active rewards would no longer move to Autograph, it never happened but still persists. Just like the Cap1 two card limit still gets repeated

@clownworldresidentii5184 2 месяца назад

I don't think WF wants my profile, I'm not matched to any card in their pre approval tool. Which is funny since I was approved for the CSP with a 22K limit.

@yvjyang 2 месяца назад

🤠 funky card for funky spends. Awesome as innovation though.

@brandonhuang4414 2 месяца назад

The fact that leisure and activities is on here makes it a game changer. Especially since theme parks categorize this way. Scared though that this may not be sustainable for Wells Fargo. I do hope though that Wells Fargo lowers the cash back minimum if they haven’t already That was always a headache

@shaunbava1801 2 месяца назад

Even with kids travel is very possible and points are king, prior to covid my oldest child went to something like 30 countries(key is traveling to accessible places, little kids usually fly well it's dragging all their stuff which is the problem). I have been able to use points to save significantly on hotels in major cities and flights, generally redeeming between 2-4 cents per point is easy and the floor for most points cards is around 1 cent anyway. It's pretty easy to redeem the points. That being said I'm not adverse to cash back when it's 3% or more and I cannot get that on points car

@yurig2530 2 месяца назад

My kid flew first time when she was 3 months.

@btr2trvl 2 месяца назад

I can't believe 4% on 6 annual passes and all my season tickets. Super jazzed!

@tbone2001 2 месяца назад

🤠 Dallasite here. Glad you’re pulling for the home team! This card is very intriguing. It fills the big gaping holes my 20+ other cards barely touch, if at all. Go Mavs! ✭ Go Cowboys ✭

@jordan23ww 2 месяца назад

Best wishes to your Mavs! I’m pulling for y’all in the finals! I also agree, this covers so many holes for me too! I have 20+ cards too.

@faywhite7886 2 месяца назад

Cowboys.. Damm I feel sorry for you

@Spydah3kgt 2 месяца назад

🤠 Wells Fargo has to make huge plays to lure back credit card users and customers in general. They've never had good cards and the banking experience was horrible. My biggest and most frequent spend doesnt light up the board for Attune, so it feels super niche. And I'd probably forget to even use it in the moment 🤷

@chewie94116 2 месяца назад

I usually don't want to go aquariums, museums, zoos, but I do go to theaters, symphonies and amusement parks. This card might fill that niche that literally many consumers are looking for. Plus it is no annual fee. How can you beat that?

@JazzyMarineVet 2 месяца назад

Lets Go! Alabama chic💃🏻ready to roll

@AskSebby 2 месяца назад

🙌

@ow5966 Месяц назад

Yes when you have your kids you will not be traveling as much because if you have a family of four that's four airline tickets for everything

@ApplyWithAdler 2 месяца назад

🤠I like the card but wouldn’t want to get it until you can redeem for points. Maybe that will come? Sebby, after the baby talk at the end of the video, I was expecting to leave a 👨‍🍼emoji. Side note, why aren’t there better baby emojis?

@AskSebby 2 месяца назад

Hopefully, we'll see some data points in a few weeks if it works or not.

@gotja 2 месяца назад

This is a weekend card wow

@zach4216 2 месяца назад

0:52 why sebby fuck up my nofap streak?

@kazi1 2 месяца назад

@AskSebby 2 месяца назад

👋

@cellsvelocity3254 2 месяца назад

🤠 Heart ❤️ it

@kevinlin1529 2 месяца назад

For the Attune, do you know if the “cash back” is transferable if you have an autograph card? People have said that other Wells Fargo cash back cards can transfer to partners if you have autograph

@AskSebby 2 месяца назад

Wouldn't count on it since it's not in the marketing.

@yurig2530 2 месяца назад

It should be, like Active Cash.

@kevinlin1529 2 месяца назад

@@yurig2530 do you have personal experience with the active cash and autograph cards? I keep hearing conflicting things but haven’t heard anything from anyone who actually has done it

@kevinlin1529 2 месяца назад

@@AskSebby I called Wells Fargo's credit card department and they told me all Wells Fargo cards and rewards are pooled into one pool. So as long as you have an autograph card, all rewards are transferrable. I think that changes how valuable this card is to me and perhaps could change other people's mind. 4x points on these broad categories is great. Even though the transfer partners aren't amazing yet, it could be a quick earner on categories that would otherwise be 2x in other ecosystems

@WallStreetIceCream Месяц назад

It blows the citi custom cash away

@allenwilliams7055 Месяц назад

I wish Wells Fargo didn't limit me to only 5 credit card payments a month, it's really stupid

@oeckstei 2 месяца назад

Hopefully this puts chase and Amex on alert, maintain the fees or add more multipliers and “coupons” that are easier to use.

@finbarrsheehan8304 2 месяца назад

🤠 If you hate the city of Boston just say that😐

@jenwatt2259 2 месяца назад

🤠Not for me. I have too many places to see!

@ClassicIX 2 месяца назад

This card, the us bank cash+ & the gm card are got tier only 3 cash back cards you need and blow every other card out of the water. The gm card as a no annual fee gives me $100 a year to use on gas or my electric bill. So I get paid to own it and as a Chevy guy I get one free detail. The us bank gives you 2 5% beck categories in literally everything. So with this care and the us bank card you can cover pretty much every category that niche for your life. Video games, all online purchases, utilities, gym memberships all recreation activities etc. literally everything except food which is already over saturated

@jarrod499 2 месяца назад

Sebby wells let’s you move cash back to your points account

@La.aviator 2 месяца назад

Already seeing potential issues with people not getting 4% because of the broad variety of categories because merchants aren't coded correctly 😂

@MOBMJ 2 месяца назад

definitely a hip card

@Milkinporsche 2 месяца назад

The only one card for pet owners, very nice move WF!

@unlimitedpower4101 2 месяца назад

While this card can be good for some people, I don't think it's as practical for the average person the way the Chase Freedom lineup and Capital One Savor One are. I am not getting this card.

@kirk1701 2 месяца назад

It sounds like a good card, save for that 3% fee for foreign transactions.

@_iErik 2 месяца назад

If this catches on at all, it’s going to get nerfed so fast…

@meowmeow8873 2 месяца назад

I need a 5% off kitty litter card.

@fogrunr5075 Месяц назад

So if you live in a trailer park and you're paying $800 - $1000 a month for your pad...maybe you can get 4X on that. That's $40 a month, $480 per year.