Durga prasai beiman hoin banking system beiman ho.10 % ma jhikeko loan 19% banako x yahi kura ko birodh ho yo kura uthaune manxe beiman ani banking system thik?bank kai employee hoki kyaho??
Oe pagal madwari ko jhole..hyan purai li..jasle kp oli ra prachanda lai bhat khwaucha tyo chanchun manche ho? Pahile hospital khola vhanera anumati dene...usle bank loan garyo.. hospital nirmad pani garyo, machine ra upakaran lyayo ra aba sanchalan garna license magda govinda kc jo india ko agent ho usle garda license nadine sarkar le nirdaye garyo... Ani tyo loan kasari tircha vhan ta? Tyo jaani jaani gareko aparadh haina? Yo kura yemale kai ramkumari jhakri le pani vhaneko cha..check youtube. Rayo kura nic asia ko..esko kanda dherai cha, jasle 1 crore ko loan lai 6 crore ko ghar khaideko cha jabarjasti.
जसलाई रिस उठ्यो उसले डुब्छ भन्छन तर बैंक डुब्ने अाधार देखिदैन तर रकम सबैले फिर्ता माग्न एकै पटक जादा सबै बित्तिय सस्था डुब्छ अनि हावा र हल्लाको पछाडि लाग्नु उचित हुदैन जस्तो लाग्छ ।
Thank you 🙏 . We need more people like you, to give us financial clarity....right from the basics ..., layman's language......Such a valuable information 👍😁
म पनि सोच्दै थिए के गर्ने भनेर NIC को डिपोजिट पैसा । फुर्सद नभएर केही रिसर्च गर्न पाएको थिएन । अब क्लियर भए धन्यवाद छ सर लाई । नेपाल हलै हल्लाले सकिने भो।
Can't go without commenting. I rarely comment in social media. Great respect to the youth like you because nowadays we don't find such person to spread positively with clear information. Keep going 👍👏🙏
i was totally aware about his clear information as simple as Nepal national bank do inspection and audit on timely basis.. i also suggest everyone to not run behind the rumor without clear evidence..
Right information at the Right time and this needs to be known by everyone. So stop running towards the false statement without knowing about it. so informative thank you!!
मैले हजुरको भिडियो लगातार हेर्न थालेको एक महिना भयो। नेपालमा पनि यस्तो राम्रो युट्युबरहरु रहेछन्। शेयरमार्केटको बारेमा धेरै कुरा हजुरको भिडियोहरुबाट। युट्युबरहरू मध्येमा हजुर चाहिँ मलाई जेनुन लाग्छ।❤
@@SitagangaRodhiGhartapai jasto anpad lai padelekheko manche ko kura kasari bujnuhuncha ra. Yeti fact figures lai pani nammane lai k vannu. Accept it or argue with wall
Ramro video mero vaii bata aayexha, ekdam jarurat thiyo yo Kura, janta haru daar ma thiyo Tara yo video le dheraii janta laii sajilo baunecha vanne biswaas cha. #nicasia
जे कुरा र काम गर्ने सबै मान्छे नै हुन् । मान्छेमा नैतिकता गुमाएको कारणले गर्दा सहकारीमा अलि अलि जम्मा गरेको पैसा हिनामिना गरेपछि दिनहॅु गॅासको लागि गुजारा चलाउनु पर्ने; औषधि गर्न नपाएर मरिरहेको छ; भूकम्पले गर्दा भत्तेको घर बनाउनु पर्ने; यस्ता थुप्रै समस्याको दु:ख कष्ट सहनु पर्ने भएकोले पैसाको मामिलामा विश्वास हराइसकेको छ । कुनैमा पनि नराख्ने, जे कुरा आफैमा छ, त्यसैमा सन्तुष्टि हुन सक्नु पर्छ । मर्नु पर्ने मानिस नगर्दा नै राम्रो हुन्छ ।
Thank you sir.. you are contributing in the motive of NRB for financial literacy for general public in a very easy and simple way... will be looking for more information and knowledge from you ❤😊
सत्य एस्तो छ । तर के गर्नु दुर्गा प्रसाई ले बैंक डुब्न लाग्यो, पैसा झिक्नु भन्दा उसको हावा कुरालाई पत्ताउने जनता पो छन् र कुरो बिग्रिन्छ। सत्य सब्ले बुझौं।
Yestho knowledge ta syllabus ma rakhnu parxa. Merai relatives harula nic asia bank bata prayala paisa nikalesakyo darla. Bidesh ma vayako sathi vai sanga kura garda ni nic asia tah dubna lagyo ho vanera sodxan. Yestho public awareness navayara mache haru tetikai aatiraxan. Malai banking knowledge vayako hunala malai kei dar xaina. So, let's share the video, and I am also going to share it with friends and relatives.
Yeti dherai study yeutai bank ko lagi. Bank le kunai charge ta pay garena na ni tapailai. J hos tapaiko video herda trust chahi garna man lagxa. Salute xa sir hajurlai
Yo study yei bank ko laagi gariyeko haina ne. Haami banking literacy ko aru topic ne banaudai chau go n check. So aafuley jaane ko kura and halla ko beech maa logical explanations huncha bhanera darshayediyeko matra ho. Swartha kewal ek cha, tyo ho banking gyan to people.
कुरा ठिक हो मैले बुझ्या पनि यस्तै नै हो तर शाखा घटाउँनुपर्यो भन्दै केन्द्रीय बैंकमा निबेदन हाल्न जाने बैंक सञ्चालक समितिको त्यो झण्ड कुन रहेछ र किन त्यसो गरेछ त्यस गैर जिम्मेवार ब्यक्तिलाई टुप्पी तान्न जानुस।😂
This video should circulate every where ...especially to those people who act like beda.. every nepali should understand that its hard for bank to pay off every money at one time
200 % correct dada.. bank dubne hudaina... Dada i have a amazing business idea and i want to start my startup but malai tha samajha ma aairako xhina ki k garne... Kaha bata start garne? Kasari marketing garne? I have business idea and i know business or startup work. Ma dherai dinn dekhi kasari start garne kaha bata garne vanera sochirako xu but still confused. Please give me suggestions and if possible then ma hjr lai bhetna chahanxu.. i know hjr ko time dherai nai valuable xh.. yesari bhetna chahanxu vana ni hudai na.. but hjr le malai 10 min time diyera vaye ni kasari aagadi badhanu vandinu vayo vane ma clear hunthiye hola.. ma hjr ko tyo time lai pay ta garna sakdina hola dada.. but if you guide me then you have some equity in our company. Malai business samajha ma aauxh ani kasari garinxh tyo ni tha xh like technical team, finance, how to calculate valuation, gross margin etc. malai yo sab math aauxh.. but marketing kasari garam tha xhina..bazar ma kasari lunch garam tha xhina.. kasari branding garam... K garne dada plz suggest me.
You have well presented your views indicating no need to panic, But There is a larger picture to it, NRB policies are very much driven my IMF and World Bank Policiies, be it stringent policy regarding working capital loan, BASEL code, NFRS accounting etc, So the polcies are of world standard, Tara supervision, reporting etc aspects ma NRB ali dhilasusti bhako chahi ho, COVID PERIOD ma almost 35-40% ko credit growth was something they should have controlled. Ani feri jati pani bank haru pahele aftero ma thiyo that was a decade ago ahele Commercial Bank ko loan haru dherai nai thulo akar a bhayesakyo, The economy is not progressing, NIC Asia ko chahi dherai kina charcha cha bhane, They had started this run of cut throat competition of increasing credit with risky collateral coverage against (loan to collateral portion ma ali dherai flexibility) jasma aru bank haru ni humiyo, ra ahele ko isthiyi more or less, business loan haru ni realestate ma gayeko ra realestate ko samasya le garda collateral bikne issue bhako ho, which being said, Ishityi lahi control or seriously supervise garerna bhane bank haru samasya ma awuna sakchan ra NIC asia jasto thiyo bank samasya ma aye bhane yesko asar aru bank ma ni awuncha, So yeslahi swiftly handle garnu parcha. ra yo provision, NPL, Interest ko kura haru chahi Bank haru ko unaudited and audited balancesheet comapre garda kuncha kunai kunai bank ko deviation almost 60-70% thiyo only 3 banks ko deviation khasai thiyena Nepal Bank, SCB and laxmisunrise.
Great information but kei kura haru ma confusion xa ta. In depth story ko video ma branch close gareko bhaneko xa tara yeha xaina. Ani bank ko financial statements herda dekhine NPL(Non Performing Loan) exact hunxa bhane hunna teslai manipulate garna sakinxa as per rule given by NRB. Bank le loan ko interest tirna nasakeko lai arko loan diyera tes bata interest tireko dekhainxa jun le garda NPL ghatxa bankko tara loan bhane badi rako hunxa. I might be wrong pani hai.
Financial report dekhayera matra vyo ta, esto bad loans badheko bela pani npl 1.19 matra kasari vyo, doubt laagena. NIC le bad loans badeko bella emi or interest pay garna feri loan thapera clear grna lagayo jsko karan le npl low ra profit high dekhayo, but thats for short time, ultimately the bank and the depositors of the bank is at risk, poora bujhera critical analysis grnu hola, tapaiko adha adhuro kura le aru lai samasya ma parna sakx
Govern garney kaam , rastra bank ko ho. What choices do we have if we dont beleive in reports that went through inspection, if found faulty karwahi huncha, niyam huda aauney report lai bishwas nagarney bhaye news maa circulate bha kura lai bishwas garihalney aadhar ke cha ra.
Ra yesarinai present content/scenerio ma chalirako trend lai RU-vid ma video lyaunu vayo vane win-win scenario hola sir hajur Lai Ra hami viewer Lai. Video Ali badaunu paryo sir.
Mr Charles is a broker who emphasizes the importance of managing risk in his trading approach. He believes that preserving capital is crucial for long-term success. Therefore, he aims to limit the potential loss on any given trade by setting a predetermined stop-loss order.
