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One Card Credit Card Review After 1 Year || Is One Card Still Worth It?

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One Card Credit Card Review After 1 Year || Is One Card Still Worth It?
Apply for SECRET Program here: forms.gle/PReu...
In this video, we dive into the key features, benefits, and drawbacks we've encountered during our 1-year journey with the card. Whether you're a frequent traveler, a cashback enthusiast, or someone looking to build their credit, we'll cover how the One Card has performed in these areas over the past year.
Stick around to get the real scoop on its rewards program, customer service, and any surprises that came up along the way. By the end of this video, you'll have a clearer picture of whether the One Card Credit Card is the right fit for your financial goals.
If you find this review helpful, don't forget to like, comment, and subscribe for more insightful content on personal finance and credit cards. Let's jump right into the review!
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Опубликовано:

20 авг 2024

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Комментарии : 372

@ajeethkumaryadavy6375 11 месяцев назад

Guys I'm a dumb guy who took one card without reading terms and conditions as this I couldn't find anywhere. Major flaw is they say 1 reward point for every 50 rupees spent but 1 reward point is equal to 10 paise and for 100 rupees spent it's 20 paise but other cards provide 1 to 1.5 reward points for every 100 rupees spent which is 1-1.5 rupees Same as reward points. One card buy such reviewers but this lady is okay. Read this for yourself in their terms and conditions. Their category is like nonsense as their top 2 spends but in a specific category. Guys best credit card is Flipkart Axis Bank and ICICI Amazon credit cards. I took when there was no annual or joining fees. Guys stay away from one card for peaceful life. Don't take it and you will thank me.

@MrAbhi-ox2ul 11 месяцев назад

Bhai detail bhar dee per abb Maan nahi kar rha aage badhne ka apka comment dekh aab kya karu.....???? 😢

@ajeethkumaryadavy6375 11 месяцев назад

@@MrAbhi-ox2ul Stay away from this one card. You will be happy. Better take some other credit cards as these days all the cards are free for lifetime with no joining fees. Also read the terms and conditions and reward point value of every card properly. 1 reward point should be atleast 1 rupee or almost equal to 1 rupee. Not like one card which is 10 paisa. Totally waste. No offers as such either. I don't know why I was so dumb not to read terms and conditions and saw youtubers and ads and fell for their trap and took this card. Totally unhappy.

@omkarraskar8664 11 месяцев назад

@@ajeethkumaryadavy6375honestly I've took OneCard just to build up a credit score as I'm a new new user. No enrollment charges and no annual fee. I think OneCard is a good card for beginners

@rajeshpapani 11 месяцев назад

@@ajeethkumaryadavy6375if it is life time free what is wrong with ?only rewards?i have amazon card with less limit, I don't hav any income should i go for one card?

@SanjuKumar-hk8yy 11 месяцев назад

Thanks man for providing your details

@sv6180 11 месяцев назад

They are giving milestone offers for me , for example . In the month of may and june , if i spend 1L they gave me 4000rs cashback on top of regular 1% cashback , so its 5% cashback. Now in august i recieved exact same offer again , where i should be spending 1L and will get 5000rs cashback.

@MrMalik-lk5nn 11 месяцев назад

How you spend this much????

@sv6180 11 месяцев назад

@@MrMalik-lk5nn not every month I spend 1L , whenever there are milestone offers then I will look at all my expenses and do it with that card. For example , I paid clg fee of both mine and my friend , that's 2.5L , which I split into 2-3 cards according to offers.

@Kamalbhagia Год назад

One more thing, when you buy gift card from one card, the GC will be only used to buy products, we can't use it for recharge, bill payment, tickets n all.

@avinashukla07 Год назад

Can you also make a video over what to focus on while buying health insurance

@prasannakamath9972 Год назад

checkout health insurance video from labour law advisor they have made a detailed video on thaf

@Bulldozer786 10 месяцев назад

Be cautious while applying for OneCard as they provide Credit Limit equal to your FD amount. Suppose you did FD of 5K so you will get credit limit of 5K only. So what's the use then?

@subhadeepdutta2686 10 месяцев назад

There is a hack to this as well. First when i installed the app they were willing to provide me credit limit against FD, so i uninstalled the app as it was not worth it..But after a few months since they had my details and credit score they provided me credit limit without any FD..I applied and got it without any hassles..

@SignalFlowers 10 месяцев назад

For EMIs on websites like Amazon and Flipkart

@kishorekrishnan2268 5 месяцев назад

Jeh badiya tha golu bulldoze....

@Bulldozer786 5 месяцев назад

@@kishorekrishnan2268 so chomu hope you understood

@TheAprajeeth 4 месяца назад

Not everyone is required to do a fd for getting onecard

@gumaarummati 9 месяцев назад

Full detail want we need l, that reason why I following you ❤

@ChandanKumar-uh2cf 10 месяцев назад

Power of makeup

@ambarsaha1975 11 месяцев назад

Mam please share some information regarding key entered transaction and rules regarding it in India in contrast to rbi it will be so helpful to us.

@Navyguy Год назад

*It's been my constant request to Team Be कि to do a detailed video on Car Loan Rates comparison for over 2 months now...* 😐😢

@bekifaayati Год назад

We will try to cover this in our future videos.

@Navyguy 11 месяцев назад

@@bekifaayati Eagerly waiting 🍻

@shubhamshirsat4643 8 месяцев назад

Bro you can compare it on paisa bazaar

@Official_BigFan 7 месяцев назад

Kavi iske ware mai v charcha karo onecard mai jo *My Fix Deposit* wala option hai usmai apka original FD ammount ke sath interest to show kar rha hai per jab v click kar rhe ho app close ho jata hai 😢@@bekifaayati

@Bhavik._.soni. 11 месяцев назад

I also using one card from last 1 year and I'm fully happy with it because fuel ⛽ surcharge waiver program no capping minimum transaction value wich is compared to other bank credit card applying minimum transaction for 1% fuel ⛽ surcharge waiver minimum ₹400 fuel refilling when my bike 🏍 fuel tank in small just 3.4 L only so effectively I filling tank full maximum bill is always under ₹400 so I always prefer to use one card at fuel station.. Very much other things are too good offer I get and use all benefits like bill payment on cread 5% get maximum ₹50 cashback from last 4 month I got 2 time cashback and other Ecom offer 10%discount on MRP UPTO ₹1500 TO ₹2000 ONE time I got that benefits in last year so I'm fully satisfied just dispointed by reward program but it's OK bcz It's give life time free card no joining fees and amc fees even I got card without FD and 25k limits so I loved this card and I give 4/5

@bekifaayati 11 месяцев назад

Great 👍

@Infinitelove0143 10 месяцев назад

Hey I'm a student and i do video editing in a channel on a full time basis but i wanna a credit card this time but without FD is this possible to get onecard, I don't have any issue with offers and all and will i be able to withdraw that amount?

@Bhavik._.soni. 10 месяцев назад

@@Infinitelove0143 wich amount about you talked to withdraw I don't get u sory

@purveshpatel9964 7 месяцев назад

@@bekifaayati one card offers a feature around you which basically allows you to get extra 10%(min.) 25%(max.) off on groceries like dmart relince mart etc. plus discounts 12%(min.)upto 25% on McDonald's pizza hut subway which nobody else is giving

@ajeethkumaryadavy6375 11 месяцев назад

Metal card ke naam pe kuch bhi one card chep denge. I missed seeing RU-vid and doing research and thought that one reward point is eqaul to 1 rupees like my other credit cards but its just 10 paisa. Geez. Im cancelling this card for 6months. Guys don't fall for the advertisement on RU-vid and other platforms. This is just a rip off. Stay away from one card and you will be happy from the effort of cancelling this card after 6 months as before 6 months 3k penalty

@abhishekgupta4366 4 месяца назад

Chor company hai bhai yeh haram ka chahiye is company ko

@parthaj33 11 месяцев назад

be happy of what you are getting ..... in the near future we might not even get much or no rewards.....

@MR.LakshayRaj Год назад

can you make video on FD based secure credit cards bank-wise and FD amount wise like bank A FD 1lac this is best offering by A bank B FD 2lacs best offering this by B

@f1pro910 7 месяцев назад

I will still recommend to someone who needs credit card to build credit history without need of worrying annual fee. Credit card with annual fee is always pain and it is almost impossible to close credit card once received especially in India.

@kaliprasanna96 Месяц назад

HDFC Mera asani se hi gaya. Wo mujhe baar baar call kiye magar maine haar bar no kiya. Wo mujhe 100 baar call kiye hone😂

@SatyamPal-te3pi Год назад

Thanks for making this video for us

@bekifaayati Год назад

Welcome 😊🙌

@IM_UP65 11 месяцев назад

SUPPORTING YOU SINCE 2021 ALL THE BEST DIDI 🤩👍

@av9703 11 месяцев назад

Didi 🤣🤣😂

@dkcreationofficial4437 11 месяцев назад

Le Women 🤣🤣

@Official_BigFan 7 месяцев назад

@@dkcreationofficial4437Kavi iske ware mai v charcha karo onecard mai jo *My Fix Deposit* wala option hai usmai apka original FD ammount ke sath interest to show kar rha hai per jab v click kar rhe ho app close ho jata hai 😢

@rajr752 5 месяцев назад

JiJi 😂

@akshaydole2981 11 месяцев назад

20K FD karwa ke mene One Card liya or 18k spend kiya EMI pe per month interest+GST lgake ke jayda lete hai upar se One Credit CIBIL score me b show nhi krta 7-8 month hone pe mai ese band krdunga

@pwka_ramlal 11 месяцев назад

One card se cibil increase me help nhi krta hai kya

@Bulldozer786 10 месяцев назад

OneCard is fooling people.

@ashimkrtewary6584 11 месяцев назад

Thanks for the information.. Ashish Sharma k reels me aapko dekhta aaya hu... Ye channel to first time dekha apka.. Great 👏

@bekifaayati 11 месяцев назад

Welcome 😊🙌

@ramakant6380 Год назад

Madam link is not in blue colur for searching🎉🎉🎉🎉😮😮😮😮😮😮

@bekifaayati Год назад

Please check once again

@myneedservice 8 месяцев назад

Thank you for good information

@Civil.Engineer. 10 месяцев назад

According to you which is best credit card

@kishorejaina880 11 месяцев назад

I have been asking from so many days to make a video on credit cards with their forex charges..

@sureshpandey1919 Год назад

I don't know any information about investment stock and other thing but i want to invest my money and get good returns better than FD so please can you tell me that index fund is good for sip and where i can buy this.

@bekifaayati 11 месяцев назад

Sorry, we don't provide Individual consultations. But you can check out videos of the channel we have covered it there .

@Niteshkumar-tc4ez Год назад

Really liking your vlogs

@bekifaayati Год назад

Thank you

@Niteshkumar-tc4ez Год назад

@@bekifaayati ❤️

@debjyotisarkar1454 Год назад

Kal 20raupay kam limit tha, mene check nhi kiya payment krdiya mereko 20rs k liye 400+71 total 471rs ka overlimit charge laga diya onecard ney😅

@sushmitapandey3742 11 месяцев назад

Please Make a video on how students can earn money during their college days

@bekifaayati 11 месяцев назад

ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-T5GQAME4tyA.htmlsi=0CXrr0Bx0adkFjwW You can refer to this video for more information.

@srinvasp1065 11 месяцев назад

Nice. One down side no limit enhancement after long time to me. Other wise good.

@bekifaayati 11 месяцев назад

Great

@tomriddleeeeee 8 месяцев назад

i have been using this card since 2 years only been assigned 15k limit and no offer for limit enhancement has been given

@SuzukiPiya Месяц назад

Mije 2 din mea 100 Aare hai bhai 🎉❤

@rashimjacob903 Год назад

For me its showing KYC pending since last 20 days. Does it really take that much time.

@bekifaayati Год назад

No it shouldn't, their customer service is not that great

@2hope_gaming 11 месяцев назад

Kya 5000rs ka fd karne par 1 year me 6% interest ke sath milega kya 5348rs 😮😮

@noobcreation9151 6 месяцев назад

I applied this card to build my cibil score 🙃

@tech_glide Месяц назад

I apply for new card they said they have stopped issuing new cards how to solve

@freshdailynew4556 2 месяца назад

Waise mera approval agya hai, is credit card ka, par ab to bilkul bhi nahi lunga , apna sbi ka hi sahi hai😊😊par sachhi kahun, ap na mujhe bahut bahoooot pyari lagi , kya coffee par mil sakte hain, plz plz 😋🤗

@GTTECHINFORMATION 11 месяцев назад

😂mai lene ka soch raha ta onecard but ab nhi 😂😂😂 3000 ka metal card 😂😂😂or band karwao 6months se pahle to 3000 😢😢😢 baap re

@aaryanqureshi5326 5 месяцев назад

When I got it and it was newly card ❤ they use to give rewards on fuel purchase and 100% surcharge waiver without a capping limit now it is not more giving rewards on fuel plus 400 upto surcharge

@sufeenkhan-yr4gw 10 месяцев назад

Which credit card to buy pls suggest I'm not a very heavy user of credit card??

@shivamsanger5420 18 дней назад

Mila kya koi option ?

@SAMUELGOMES-ip2ei 11 месяцев назад

This card disgusts me, even looking at this card I feel a sense of bitter humiliation, I own credit cards with limits of 50k-1.50k but one card has given me 2.2k limit by FD and has refused to increase my limit😑 i haven been using this card since last 2 years. I'm just keeping this card because it's visa signature, buy one get one movie tickets, reward points sucks 0.2

@rajdoshi6781 6 месяцев назад

what happens if you don't use credit card at all after getting it? does your credit score decrease ?

@786_hsiie 9 месяцев назад

I am just using this for ⛽️ 100% fule surcharge waiver 😊

@shivamvaland47 Год назад

Customer Support Is Worst 🤬

@bekifaayati Год назад

Yes even we found it to be lagging

@rishabhraj4293 11 месяцев назад

Badhiya update die h AAP LOG IS BAAR

@DreamsMusic4u 6 месяцев назад

This Review Is The Best really Eyes Got Open on Not to Buy this Card ..... Thanx

@raginikumari414 9 месяцев назад

Di mujhe Flipkart se 10000 ki shopping krne h emi pe toh mujhe 10000 he card ki limit rkhne parege ya fir mai 5000 ki bhi limit rkh skte hun kya .

@vishalarora13 Год назад

One card using every influencer to sell their card..

@ankitagnihotri3155 Год назад

Ma'am just wanted to correct one thing that IDFC First wow card also given 100% limit of your fixed Deposit and also 0 Markup fee. It's an advice Please check pears fact and figures before uploading the video. It's hampered your trust towards the subscriber and viewers Also. I am using wow card that's why I am able to say all those things. And one more thing IDFC First Bank credit card reward points comes with infinite expiry.

@gajendradeshmukh 9 месяцев назад

One card is just a Metal Card : a useless heavy card of no use, 1) No offers on online purchase 2) EMI conversion is not easy in this card etc. Its Metal Elephant of no use

@shubhamprocha5018 Год назад

Mujhy one card liy hue 1 saal ho gaya. But ajj tak mera cibil score generate nhi kiya inhony. Customer care waly bus sir our team is working on it bol deti hai 1 saal se same response.

@sunnykumar-py5fd 11 месяцев назад

Fd kitna k karabaye ho?

@sunnykumar-py5fd 11 месяцев назад

Ye card soch rha tha fd par le lu but tumhara comment dekh kar nhi lunga..cibil increase nhi karega to lunga ku

@Bulldozer786 10 месяцев назад

Dont go for onecard at all as they asking for FD to issue card. And the rate of interest is too low than other bank FD for same period.

@broadcastify755 8 месяцев назад

Why does she sounds like alia bhat

@Official_BigFan 7 месяцев назад

@saqibshaikh5741 Месяц назад

5:18 reference

@Omkar_24 10 месяцев назад

IDFC FIRST Bank WOW! Credit Card is way better than One Card.

@Mstech20047 2 месяца назад

If I withdraw 100 rupees using it, how much should I pay back?

@merutoliya5027 8 месяцев назад

Medam mere pas 4 credit card he unsourced Par ab muje one card chahiye par unsecured nahi mil raha he kya karu

@AbdulMalik-wf3pz 6 месяцев назад

Worst card i have ever used in my entire life

@raftaarcytech 5 месяцев назад

Kaunsa card apply karne k baad turant mil jayega ? Jis mei hidden charges na ho or acxha ho koi bata do plz ....

@abhishah654 8 дней назад

Tell me other credit card Better then Onecard with a Forex fees Of Less then 1%.

@freshdailynew4556 2 месяца назад

Apko pta hai ki ap kitni pyari lagti ho ,bolte huye,, kitti cute ho baba,😍

@azmathkhan1199 10 месяцев назад

I have this credit card since last week ... My question is Mh cibil is 624 now and i had taken this card by FD... Will my cibil increase by using this card ?

@VishalKumar-sn3or 10 месяцев назад

Use 30% every month for three months

@bekifaayati 10 месяцев назад

Depends upon your usage stats..!!

@Yasu_r.n.y Год назад

I have fi money can I take one card

@jay.singh1587 Год назад

Next year fd hone par card ki limit nahi badati

@anchuksharma4642 26 дней назад

Liya tha Matlab ab u not using it . Civil kharab ho to theek ho jata hai .????? Pls guide .kind request. For cibil improvement m taking this

@prasannakamath9972 Год назад

is it good idea to close this card how will it impact my credit score?

@bekifaayati Год назад

If you have any other card with vintage of 5+ years, then closing this card will have no impact on your credit score

@prasannakamath9972 Год назад

@@bekifaayati actually this is the oldest credit card I own

@averageguy9380 10 месяцев назад

User interface is ghatiya like no other. Simple chiz ka my option nhi, you cant deactivate your profile. This card is non sense.

@retazgamer945 Месяц назад

Her voice is like up and down in some part she is like screaming and in the next second is like nothing

@Suraj-singh- Месяц назад

Ye card jiska Federal bank ka hai usko limit enhancement ka offer nhi milta jaldi.

@anudevmadhu902 11 месяцев назад

Fd backed card-idfc giving 100%

@RajSharma-wi9qz 9 месяцев назад

Jiske pass bhi One Credit Card ho use surrender kar dena chahiye.....bohot charges hai

@kiran4059 11 месяцев назад

Hi can suggest me the credit card which gives cashback or rewards on EMI transactions

@Dubey_viraj 6 месяцев назад

SBI cashback credit card😅😊

@kajalgupta-sh7os 5 месяцев назад

I trust you kindly don't post any fake information please please

@bantooarya 11 месяцев назад

Mujhe to bus Medicine aur Bike ka Insurance EMI pe lena hai isliye le rha hu one card becouse iam a Student kya sahi hoga mere liye main jyda kharcha nhi karta but kabhi kabhi kuch paiso ki jaroorat pad jati hai

@freshdailynew4556 2 месяца назад

Mujhe to yar tumhe dekh kar Aisa lga ,ki wish I could be hug you😊

@sachupgupta1081 6 месяцев назад

Mere ko one card opt aaya h, koi fraud ho sakta h kya mere sath koi suggest karega please

@fearless0074 Год назад

Kina sohna 🧚‍♀️ tenu rabb ne bnaya ❤️ kre dekhda rvaa 🥰🤗

@Hemanta1999. 11 месяцев назад

Mam onecard cibil pe show nehin kar raha hai

@DEEPAKKUMAR-bp6yi 2 месяца назад

Maine one card fd pe chalu kiya tha ab band krwa rha wo reply nhi kr rhe mails ka aur call lg nahi rhi h q ki mai unka customer hu nahi.... please help how could i get my FD amount back

@nikhilpilpiyan7249 5 месяцев назад

ma'am konsa credit card 💳 lena chahiye.mare pass ek bhi nahi hai

@0pini0n21 4 месяца назад

Mt le bhai , faltu ki bt hai , debit is way better Tabhi liyo jb annual income 20Lpa se zyada hai Nhi to bt deke tereko debt me fsa denge

@shahidabhati3163 10 месяцев назад

Ye card EMI ke liye use ho jayega kya amazon pe agar kuch lena ho to

@Prahalad_Pathak 9 месяцев назад

Onecard credit card se HDFC credit card me payment kr skte hain ...plz confirm

@ajaydey5 2 месяца назад

Customer service is worst

@rahulnaik1145 11 месяцев назад

1 video on IDBI Bank account

@bekifaayati 11 месяцев назад

Sure, We will try to cover this in our future videos.

@kalsisunil5521 5 месяцев назад

कभी आप one Card को apply kar lo bahut acha card hai esi video banate ho or abhi aap hi bol rhe ho hai Lena chahiye ja nhi arre Bhai kehna kya chahte ho 😅

@pavandeepn 4 месяца назад

Please don't go for it. Biggest scam under hidden charges.

@pakeezagajal1260 5 месяцев назад

unable to pay offline payment by one-card multiple times, pleas help

@harshalpania Год назад

Very nice information

@bekifaayati Год назад

thank you

@mshibinz 11 месяцев назад

Stable money review please

@ganesh12897 11 месяцев назад

Good app but I have faced issue in withdrawal of FD from utkarsh small finance bank it too 1 week after placing withdrawal request...they were saying it's credited to your bank account check statement but it doesn't.... Finally after so many emails I got back my money .. But my frnds doesn't faced any issues... For FD purpose you can go with it

@jitendrasharma487 6 месяцев назад

Kya ise lene ke baad use karana bhi jaruri hai kya

@Revanth2344 Год назад

I'm going to close one card

@bekifaayati Год назад

Mostly, we will also be closing the card soon

@TheKing-19 11 месяцев назад

Don't close if you have other cards let it lie in the corner. It's LTF, you never know when you will be required to use it. Life is not all about reward points. You cannot spend above 30% for good cibil on other cards, so why not use this as backupcard ?

@iam_RanjaN_RaaJ 11 месяцев назад

Onecard pe credit limit increase nahi milta hai other banks jo provide karta hai.. Initial jo milega limit bas wahi rahega.

@suvamk 10 месяцев назад

I got a limit of 15k at first. They upgraded twice. 15 to 25. And a few days before it went up to 40 from 25..

@v-ke5yd Месяц назад

It's not like that,5 L ki limit ke saath approve hua tha ab 6.7L hai..Within 4 month.

@iam_RanjaN_RaaJ Месяц назад

@@v-ke5yd banking partner kaunsa bank diya hai?

@v-ke5yd Месяц назад

@@iam_RanjaN_RaaJ BOB BANK

@v-ke5yd Месяц назад

@@iam_RanjaN_RaaJ BOB BANK

@letslearnwithbrijesh 8 месяцев назад

Thankyou 🎉

@sangameshvarkanke7737 4 месяца назад

Kya hum card milne ke baad FD tod sakte hai ?

@narendranagpure1491 4 месяца назад

Is this card reflecting in cibil report??

@prathisahrudh Год назад

the customer support is horrible

@manozharihar Год назад

Create a video no fd card

@gajawadamanideep5871 Год назад

Credit card features to aade he correct batathi ho kam se kum wo survey toh dung ka daalo 150 characters se kamm enter karr raha hoon tabb b aapka survey link bathara ki more than 150 characters Kya bakwaas

@KGNexpress 10 месяцев назад

Jitne ki hum fd karwayenge kya utna hi limit rehta h usage ka??

@rakeshrok1015 10 месяцев назад

I from all my friends Want to say this This card company is a complete fraud. your money may get stuck My own Rs 5000 is stuck in this. I blocked the card. Even after that my money has not been refunded yet.