Recently bought some recommended assets. They seem to be more negative portfolios this 3rd half of 2023 with markets tumbling, soaring inflation, and banks going out of business. My concern is how can the rapid interest-rate hike be of favor to a value investor, or is it better avoiding the market for a while?
Just ''buy the dip'' man. In the long term it will payoff. High interest rates usually mean lower stock prices, however investors should be cautious of the bull run, its best you connect with a well-qualified adviser to meet your growth goals and avoid blunder
having a brokerage advisor for inveesting is genius! Not long ago amidst the pandemic crash in March 2020, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $550k with the help of my advisor from an initial $120k investment thus far. That's impressive!, I could really use the expertise of this advisors , my portfolio has been down bad....who’s the person guiding you.
This is quite educational. It's crucial for newcomers to keep in mind that the financial markets are highly irrational in the short run. You should constantly be ready for the unexpected. That is how chance operates. Because of the inherent risks in the market, I always favor long-term investments.
Rather of relying on penny stocks, I wish to diversify my assets by investing in ETFs/index funds/mutual funds and stocks of corporations with stable cash flows. I received $400k from the selling of my property. What should I do?
Remember that investing in the market carries risks, and it’s important to do your own research and consult with a financial advisor before making any investment decisions.
As a soon retiree, keeping my 401k on course after a rocky 2022 is top priority. I have been reading of lnvestors making up to 250k ROI in this current crashing market, any recommendations to scale up my ROI before retirement will be highly appreciated
The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner.
Having an lnvestment advser is the best way to go about the market right now, especially for near retirees, I've been in touch with a coach for awhile now mostly cause I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I nettd over $220K so far, that made it clear there's more to the market that we avg joes don't know
THIS used to be one of my most watched YT channels... sadly, it's been a while since i visited it has been a very rough year... i am experiencing one of the toughest phases of my life... Lost a fortune lnvesting in emerging companies. Hopeful, for a turnaround.
It's the market if you don't leave during the bear, you will be fine. You should have done a proper analysis of the companies or worked with Adam Brossard Wright, or any other sec regulated advisor. They are really trustworthy with low comissions. As a beginner investor myself, I have made over 45K in a few months of coping Adam's investing positions. In all honesty, I wish I had known about him earlier.
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement of about $750k. I want to know: Do I keep contributing to my portfolio in these unstable markets, or do I look into alternative sectors?
I stopped listening and taking financial advise from these RU-vidrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, In reality, all I needed was professional advice.
No, as a matter of fact I always preferred to handle my own investing, but after my portfolio took a major hit in 2020, I really had to rethink my plans for the future, so I reached out to an F.A Mrs Marisol Cordova who really helped me balance up my losses.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
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have you guys seen the market lately? My stock portfolio has taken quite a hit, My tech stocks have been plummeting. And also my energy sector investments have also been suffering. I have lost almost $120K in my stock portfolio. it's been a rough ride.
I think there are a few factors at play. Inflation is rising, and the Fed is talking about interest rate hikes. That's spooking investors. Geopolitical tensions are playing a role too. The ongoing trade disputes and conflicts are making everyone nervous.
I agree, having a brokerage advisor for inveesting is genius! Not long ago amidst the pandemic crash in March 2020, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $550k with the help of my advisor from an initial $120k investment thus far. That's impressive!, I could really use the expertise of this advisors , my portfolio has been down bad....who’s the person guiding you.
This conversation makes me realize how important it is to monitor the financial health of pension plans and understand how they're invested. It's not something we should take for granted. Please who is the advisor that guides you
I am experiencing one of the most challenging phases of my life... Lost a fortune lnvesting in emerging companies... How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.
Because these folks have probably been in the market for awhile now. Remember it’s time in the market not timing the market. Patience is the name of the game unless they r day trading which is really difficult. Glued to computer screen all day and you can gain that $200 grand but lose that just the same and very easily. They don’t tell you about that part. Only their upside
I've been a faithful Boglehead for decades, sticking to 80% VTI and 20% Total bond fund allocation, saving every payday. Three years ago, I put half of my assets into TSLA, keeping enough in index funds so that even if Tesla went bankrupt, I would be OK. Even with last year's drop of 80%, my Tesla stock is up by almost 100% in three years. I have to admit, after 50 years of "slow and steady" investing, buying this one exciting stock has been pretty thrilling. But I still understand and accept the compelling logic of owning low-cost, broad stock and bond market index funds.
Thanks. I’m in Oz and putting it all on VTS and DCA in a low tax structure account. It’s the first time I’ve gone for a slow burn rather than trading the market which I just kept losing. All your tips are helpful and reinforce why I am doing this now- thanks!
Ok. Someone needs to disrupt the tulip market so I can get rich investing in tulip futures etfs. Tae I love your content and I appreciate how you make new stuff while reinforcing core themes - sometimes we need that to stay on track for the long haul.
For anyone interested in picking individual stocks, the books written by Peter Lynch are fantastic. Start with One Up on Wall Street, then Beating the Street. He explains why most fund managers cannot and do not beat the market, and shows how individual investors have a tremendous advantage. Other great reads include Berkshire's annual letters. So full of wisdom and insight.
It's a bit late, but I just started investing after years of poor money management. I was able to completely pay down 5 figures of credit card debt and put away a nice chunk of cash. I went with a roughly 60/40 split between index ETFs and individual stocks. It's maybe not ideal, but with my entire portfolio down 1.5% just this week, seeing a couple of the stocks I picked actually up for the week helps steel my resolve to stay in it for the long haul.
I am looking for maximum growth, so 100% stock is an easy decision for me. However, it is difficult to determine WHEN to transition to a lesser percentage of stocks. 5 years from retirement? 10 years? It's like hitting a moving target while standing on a moving platform...
You need some clarification first, and I understand the confusion because a lot of idiots make videos conflating the two. Index funds are funds that track and index. That's it. They can come in the form of a mutual fund or an exchange traded fund (ETF). Therefore an index fund can be an ETF. I believe your question should be "what's better a mutual fund or ETFs"? If you are comparing an index fund that is a mutual fund and an index fund that is an ETF; they are tracking the same thing so you will have the same returns. The only issue with mutual funds is that they distribute capital gains and dividends, while ETFs just distribute dividends. Therefore, if you have a mutual fund in a regular brokerage account, and not a retirement account where taxes aren't an issue; you will have to pay taxes on the dividends AND the capitsl gains. Compare that to only having to pay taxes on the dividends received by the ETF. That's why it's recommend to buy ETFs in your brokerage account and mutual funds in s retirement account.
Only point I disagree with is advice #1. I think people who blindly invest in individual stock shouldn’t be investing in individual stocks. If you stick with stocks like FANG stocks you should be good especially if your a younger investor. My personally favorites are Google, Tesla, and Microsoft. Only make this a small portion of your portfolio (unless your younger, you can take the risk and go a little heavy.) I believe Google and Microsoft will be winners in the future and the writing is on the wall. Tesla will live and die with Elon (which makes them the most risky, compared to the other two that have had multiple successful CEOs.) just my 2 cents…
It's estimated that Americans will need more than $1 million to retire comfortably, but I found most of us aren't bullish about meeting this goal. I've been sitting on over $600K equity from a house sale and I want to invest in the stock market, how do I achieve this?
Made my first withdrawal last week and I wasn't really happy with myself cause I was skeptical which made me invest so low meanwhile I'm on my second trade with her and this time I invested big.
Robo manager tend to be passive except for rebalancing and tax loss harvesting. Tax loss harvesting can be worth the Robo fee imo. Also long bonds they buy wont do as well as myga annuities with higher rates.
Get your investments right before venturing into real estate, I leverage on the volatility of the market for significant returns rather than holding and loosing value to the volatility of the market I made my first mill from going diverse, mainly stocks, ETFs, few Coins and bonds. thankful to my now financial advisory Lisa Rosa Cavanagh. It’s a long term plan for me so I invest and re-invest. about to purchase my second property ..she's the best in the business
I have to disagree with points 1, 2 , 4, in this video in a taxable brokerage account (out side your IRA , 401k, HSA, 403b) choosing individual stocks is better than choosing an index fund. By using tax loss harvesting in a taxable brokerage account you can offset capital gains with capital losses as long you do not violate the wash sale rule buying a like stock, ETF, mutual fund 30 days before after a loss; IE you sell shares of General Motors for a loss and buy shares of Ford 30 days before or after. You also can write off $3000 of capital loss a year on your income tax; you carry over excess in future tax years. With an index fund like S&P 500 you could do tax loss harvesting but you would have to not be in a index for 30 days; if you sold shares of S&P 500 SPY ETF for a capital loss you would have to wait 30 days later or buy more shares or a like S&P 500 ETF Vanguard VOO to not violate the wash sale rule. I had stocks I inherited or I added that have out preformed the S&P 500 like Eli Lilly I am up 255% from an inherited stepped up basics from August 2020.
This is a great video I really appreciate the dedication in each video you post, I learn a lot watching your videos and it has always been helpful to me. Building a steady income is quite difficult for newbies.. Thanks to Margaret Bryant for improving my portfolio. keep up with the good videos.
Overall, 51% of traders think it's a good time to invest in stocks, mutual funds, and other equity-based investments, despite Treasury yields and other safer cash-like investments paying big. I’m thinking of investing $400k into my stock portfolio but unsure about it
I was able to diversify my $550K portfolio across different markets with the help of an investment advisor, and in just a few months, I was able to generate over $950K in net profit from high dividend paying stocks, ETFs, and bonds.
I'm guided by Stacie Lynn Winson. An experienced coach with extensive financial market knowledge. While you can consider other options, her strategy has yielded positive results for me. She offers valuable insights, including entry and exit points for the securities I concentrate on.
Yes. Don’t buy individual stocks. I invested a few thousand dollars as an experiment, in 2 individual stocks at the height of the Pandemic, they had been doing great pre pandemic, and if the post pandemic economy was as good as pre pandemic they should have doubled after the pandemic. However, the economy changed after the pandemic and these two companies have not recovered yet. Don’t know if they ever will. I’m still holding them, and it’s only a couple thousand dollars, but I wonder if I would have been better off investing in an index fund, or a fund that pays dividends. It was only a small part of my investments, but lesson learned.
Sorry, but individual stocks here only at this moment. I have lots of catching up to do. Chances of any of them crashing during the period I hold them, are low. I also have a several back-up plans and options. Not ready for ETFs yet. 401k never offered in any of my jobs in 25 years. Taxes really low, so I don't even want to waste my time on trying to lower them.
14:00 This is the biggest fallacy taught when it comes to market investing. Average annual return is about 8% but this is retrospective, averaging out past returns. Therefore forward calculations should be calculated as simple interest and NOT compounding interest. Therefore if $100,000 invested for 30 years at 8% annually would yield around $240,000 after 30 years. $100,000 x 8% x 30 added to your original $100,000 = $340,000. Still not bad returns but not as magical as everyone makes it out to be.
The stock markets are currently witnessing severe downturns, as evidenced by the RSI showing pronounced oversold states. We've seen a persistent decline without notable reversals, creating an overwhelmingly negative and apprehensive market mood. In light of these circumstances, there's a substantial chance we'll see a robust rebound or a corrective rally soon, possibly addressing some of the evident gaps in the chart. This scenario underscores the unpredictable dynamics of financial markets and the necessity of astute investment choices. Using Mary mcDonald trading strategies, I've personally reaped significant gains, securing 13 bitcoins within a mere five-week timeframe of day trading. This success attests to her profound market knowledge.
Riding the market wave entails understanding the market volatility, mary mcDonald has been doing an awesome job reviewing the charts, enabling me to capitalize on the volatility via day=trading.
My p0rtfolio is plummeting significantly, I’ve lost about $320k within a few months and I'm not confident about picking st0cks anymore. Are there really no other options for me to gain from the stock market?
I started out with an FA named Nicole Desiree Simon Her honest approach gives me complete ownership and control over my position, and her rates are incredibly affordable given my ROI.
I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her.
I'm guilty of buying the haystack along with a couple individual needles 🪡 😅, you got to be careful while attempting to look for those needles otherwise you'll end up getting poked.
