Neat stuff Matt... I do have my own organized chaotic spreadsheets but I'll give yours a looky at and play with them. These sheets remind me that I have to revamp the tax spreadsheets since the tax forms always change... nice to be able to plug in or change any income/expense/misc amounts and have the exact amounts that will be recorded to be able to keep track all year round; kind of acts like a Balance sheet too.
matt if you get round to it you can actually lock those cells not to be edited behind a password at which point you could upload and have a locked cell and unlocked cell version for those who want to use but are not so technically minded and fear of changing a formula by accident and then those that want to adjust it