Part 2 with more detail: Kona Coffee Farms (or macadamia nut farms, etc) can be difficult to finance! Talk to me about farm loans vs conventional loans in Hawaii. Generally if it is a 25 acre parcel with organized rows of trees and farm equipment actively farming, a property will require a "farm loan" which can be much harder to obtain. If a parcel is smaller than 20 acres and has some coffee trees or other fruit trees, but is not being actively farmed, it may qualify for a residential home loan (easier!). Contact me, April Nelson, to review specific properties and mortgage options in Hawaii. Licensed Mortgage Loan Originator in Hawaii, NMLS #2056032.
7 окт 2024