PAY OFF CAR LOAN EARLY | PAY OFF DEBT FAST | HOW TO PAY OFF DEBT FAST | Millennials In Debt

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PAY OFF CAR LOAN EARLY | PAY OFF DEBT FAST | HOW TO PAY OFF DEBT FAST | Millennials Can Pay Off Debt | Millennials Can Pay Off debt |
I was able to pay off my car loan early!! I paid off my $18,000 car loan in one year!! In this video, I give you my six tips to help you pay off your car loan early. I also show you how much money I paid each month in order to pay off my car loan early. #payoffcarloanearly
Video about the month I paid more than $1,100 in car debt:
• Cash Envelope System S...
I'm documenting my debt free journey while also giving people personal finance advice like budgeting, saving and paying off debt! If you want to know what I'm up to on a daily basis, follow my on Instagram or Twitter 😊
/ thelifeandnumbers
/ lifeandnumbers

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Опубликовано:

21 июл 2024

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Комментарии : 1 тыс.

@raulgolfs 4 года назад

I PAID OFF MY CAR! Got 2 credit cards left, started with 6 total credit cards! I’m in baby step 2, Debt currently at $26k started with $40,000 beginning last year! Battling everyday to beat that person I see everyday in the mirror! Debt free is the goal LETS DO THIS!!

@lifeandnumbers 4 года назад

Congrats!!! You’re doing a great job. Never forget your “why” and keep up the hard work! 😊

@raulgolfs 4 года назад

@@lifeandnumbers Appreciate that! Its been rough especially with all the issues with my car, but not letting Murphys law kick my butt. Thanks again!

@christopherharmon9336 4 года назад

@@raulgolfs I am about 2/3rds of the way through Chris Hogan's "Everyday Millionaires." Fast read, I think you would like it. Sounds like you don't NEED it! Keep the pressure on the debt!

@raulgolfs 4 года назад

@@christopherharmon9336 Hey thanks for that bud! I've heard of his book through the podcast. I may get the audio version soon. Thanks again.

@willcolbert5324 4 года назад

Thanks to Keith.. He cleared off my car loan of 21,400. I’ve also made 4k for myself. I’m forever glad I met him. He’s a nice guy and always ready to help. He’s always available on + 1 7 1 5 6 0 2 0 7 6 9

@Dewbys 2 года назад

I bought my current car for 25k. After taxes the loan came out to $27,500. I’ve paid it down to 22k so far in 8 months. I can now sell the car for 35k because of the market value increase.

@TyParks-hg1rn 5 месяцев назад

I Would Start Over with Zero Miles and Lower Interest , Payments , with a Multi-thousand Dollar Nest Egg , Then Open Yourself a CD or Money Market and Put a Piece Over there to Start Building Interest while Working towards the Next Goal. I Have to Give My Credit to The Lord. I Really Did Pray Help And Threw Many Things I Experienced By Doing So , My Financial Situation is Changing in a Way That I Know I Could Not Do On My Own. I Hope the Best for You Who Are Giving their Absolute Best. I Understand How it Feels it Struggle to Make it And Not Know what to Do. Just Know , It Really is Possible.

@christopherharmon9336 4 года назад

I started throwing in an extra $100/month to the principal of my car payment. The last year to year and a half, I bumped that up to $200, and I paid the car off in exactly 48 months. This cut a full year off the car debt. Every little bit you can throw at the loan will reduce the amount of time you're paying on your car.

@lifeandnumbers 4 года назад

Great job 👏🏼. Yes an extra $100 or $200 is huge and really adds up over the lifetime of the loan!

@christechguy 4 года назад

Originally $45,000 in the hole now down to $25,000 in the hole. Working towards financial freedom.

@lifeandnumbers 4 года назад

Almost half way, you got this!! Great job so far! 😊

@christechguy 4 года назад

kcsymone' thank you I’m trying! Haha

@bellenieves 3 года назад

Yes girl! I’m 24 with my own home and just got a new (to me but used) car. I’m working on being financially literate and this video helped me a lot! Hoping to have my car paid off in 2 years instead of 5. Thank you!

@lifeandnumbers 3 года назад

That is awesome! Great job already being a homeowner and paying off the car in 2 years sounds like a great plan, you got this!! 😊

@theethicalhacker7271 3 года назад

Congrats I’m almost there 😂 paying off college is a pain.

@user-np6tf8zx1u 4 года назад

I feel you, when I cut out the $100 trips to target oh man I suddenly had so much money 😂

@lifeandnumbers 4 года назад

Target is a dangerous place lol thanks for watching!

@shereent3121 3 года назад

Sometimes $600 trips during tax and stimulus time.

@annaalessandro376 3 года назад

I think this pandemic has taught people the importance of multiple streams of income, unfortunately having a job doesn't mean financial security. I really appreciate the transparency and giving people a fighting chance during this troubling times.

@Ndasuunye 2 года назад

Haha no it hasn't. Otherwise they continued need for unemployment check wouldn't still be so prevalent

@brianoconner3090 3 года назад

Paid off our auto loan of 5 years yesterday. We saved CAD$ 5k in interest. Our term was supposed to end by Dec 2023. Yeah it feels so good to finally get off that debt.

@lifeandnumbers 3 года назад

Congrats! That's a huge amount you saved in interest!

@seangoff9578 3 года назад

Thank you so much for making this video. Clear and simple. Literally what the dealerships never tell you. Great job on this video! 🙌👌👍

@lifeandnumbers 3 года назад

Thanks for watching! 😊

@eloraferris9980 4 года назад

This is so impressive! Wow! Congrats to you on your super hard work. Once I pay off my other debt I hope to also pay off my car early!!

@kailim4109 3 года назад

Yessssss so here for this 🙌🏾🙌🏾🙌🏾 getting a new car this week & I'm so motivated to pay it off as quickly as possible 🤞🏾

@rodrigorodriguez464 4 года назад

Congratulations on being so determined. Your obviously taking the time to educate yourself on multiple subjects, which makes it easy to make the right choices.

@thesandrapagethings 3 года назад

Love seeing what the payments looked like for you! Can’t wait to pay off my car in the next couple of months!! 👏🏻🎉😍

@lifeandnumbers 3 года назад

Thank you for watching! That's exciting that you're so close, a great way to end 2020!!

@travelinman482 3 года назад

@@lifeandnumbers Yeah, I second on seeing your "payment history". It really does help your viewers put things into prospective. Especially, for me to actually see how the interest amount drops every so often.

@ThomasDBradley 4 года назад

Thanks for this video I paid my car loan off in 7 months. I put all payment on the principle. I got the car in January and now I'm debt-free.

@TermanusMagg 11 месяцев назад

My mom explained to me that principal payment but I didn’t really understand so thanks for the break down. That piece of information is worth gold !!

@mugentuner Год назад

Good for you. I've done similar a few times. Including a few mortgages. It all comes to self discipline, money management and stop buying wants vs what you really need.

@Alicia-ch3cr 4 года назад

I paid off my $10,000 at loan within 6 months. I calculated my daily interest rate and paid an extra $1000 in addition to my monthly payments of $338 monthly income of $3300. I also took your advice on the gap insurance ($900). Girl you helped me alottttt! I love you lol This video helped me so much!!!

@lifeandnumbers 4 года назад

Wow that is really impressive!! Great job, I’m proud of you! 😊👏🏼👏🏼

@ebukanwabuwa8345 4 года назад

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@Alicia-ch3cr 4 года назад

1CENT no need to lie about that. It’s simple math. If you know the simple interest formula then you can use that to help you. Have good day!

@averyt6521 3 года назад

After 30 days cutting gap wont hurt u in receiving money?

@arkimwilliamson4429 Год назад

@@averyt6521 so cut gap

@SUSHISTATUS 4 года назад

Out of all the videos I watch, this is the only one that explains Principal Payments! Love it, thanks!!

@lifeandnumbers 4 года назад

Glad I could help! Thanks for watching! 😊

@ebukanwabuwa8345 4 года назад

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@mastinanagel380 4 года назад

@@lifeandnumbers Hi! I'm so glad I stumbled across your video and it was the first one that truly explained how I can pay my $8,000 car loan off in less than the year or few months for that matter. My monthly payments are $262. So going by your video if I pay my $262 monthly car payment, then after that payment I'd make an additional one days or so later so it will go towards the principle. Correct? I think I got it right. Thanks so much for your video and helping me figure out how to pay off this car loan so I can work on getting a house. I'm definitely SUBSCRIBING to your channel. I just sat through 3 videos before I came across yours which was the only one that finally clicked for me. Thank you Jesus! 🙌🏽

@TibGamingShow 3 года назад

@@mastinanagel380 no, when u pay your monthly payment just play the amount u have to play monthly plus additional money on top of that but make sure u click princical tho and not monthly payment or else it’ll go towards the next month n ull still pay high interest

@donovan847 3 года назад

This was super helpful! I am getting a car loan for the first time and I’m planning on paying off my car working 1 or 2 years.

@brittanysmason 4 года назад

You’re amazing! Thank you so much for making this video and explaining it clearly because I’m in the process of paying off my vehicle right now and this was so helpful!

@lifeandnumbers 4 года назад

Thank you for watching! 😊

@BlazeStar1109 4 года назад

I am literally in the same exact number boat that you were in, so inspirational thank you for the motivation

@lifeandnumbers 4 года назад

Thank you for watching, I hope the tips help!! 😊

@xjonxxutix4640 3 года назад

Lessssgggggooooo IM IN THIS MISSION NOW STARTING TOMORROW 👏👏👏

@djmav6305 2 года назад

We need more people like you in the world to help people kill debt 🙏🏼

@mikalareads 3 года назад

I just bought a new car and I love it so much and my why is going to be pay it all the way off in 3 years (instead of 6) so it will be 100% mine and I can be proud to drive it. Great video!! Thanks for your tips!

@anthonymason3501 3 года назад

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@TermanusMagg 11 месяцев назад

I felt that when she said “I was truly pissed” 😂😂😂

@goddessgennae3471 2 года назад

Thank you so much for the information and knowledge! Thank you for reminding me of principle payments lol sometimes hearing things from someone other than your parents helps. Most importantly I want to thank you for emphasizing you did this ALONE AT 25. I’m currently 25, & working on my finances and debt. I have NO support system. You helped motivate me and didn’t even realize it. Keep going, & continue to be a BOSS. If no one has told you yet, I’m proud of you and wish you success in ALL your endeavors! 💝💖💖

@goddessgennae3471 2 года назад

Oh yeah and thanks for the side hustle savings tip!! Lol I’m a makeup artist and hairstylist. Let’s just say I’ve been hustling backwards lol

@conniepalmer2956 3 года назад

Thank you so much for sharing this video and showing us the payment ledger. I was able to FULLY understand your explanation AND get a good picture of how this would look for me.

@lifeandnumbers 3 года назад

Glad it helped! 😊

@mireyazermeno3518 2 года назад

Thanks so much! This is an excellent video of a real person dealing with finances. Very easy to understand and very positive thinking of the many things we can accomplish to put more money into that principal balance. I have as well help pay my loan by canceling the maintenance agreement the dealer sold me when I got the car in the amount of $1124.25 and having an interest rate of 2.90 that brought the interest rate to $0.

@KeonnaJae Год назад

You're the goat! From 3 years ago to now lol. Getting a newer car this year for the first time in 7 years, I plan to put a 5K down payment... can't wait to use this method and pay it off soon. Because who wants a car payment anymore? 🙄🤣 thank you for the gems!!!

@giellekuhn1169 4 года назад

This has been SO helpful! Thank you for much for making this video.

@lifeandnumbers 4 года назад

Thank you for watching! 😊

@krtlkid 3 года назад

Finally an average joe cc debt story.When I'm finished paying off my cc debt I can tell my story of how I paid it off,2 credit cards total bill around 16000.The journey is rough but I ain't gonna give up.Thanks for sharing yours with me,its very inspiring👍

@lifeandnumbers 3 года назад

You got this! 💪🏽 thanks for watching!

@lovelessness1 3 года назад

Very helpful! This is definitely my plan now plus paying off other debts.

@lifeandnumbers 3 года назад

Glad it was helpful! 😀

@brookeelle6879 4 года назад

Wow, I didn’t realize interest went down like that when you make principle payments. That means every single month you’re paying the loan down faster even with the regular monthly payments. I have to do this! Great video

@anthonymason3501 3 года назад

@briannaMason803 3 года назад

Thanks for showing the actual numbers and where it has principal and interest separated. Principal payments low key confused me but now I understand

@lifeandnumbers 3 года назад

A lot of people don’t understand how principal payments work so I’m glad it helped! #eachoneteachone thanks for watching! 😊

@ForGoodnesSake 3 года назад

Wow...that's so awesome! I am going to work on this your way. Save, side hustle, discipline!

@lifeandnumbers 3 года назад

You can do it!!! 💪😊

@kdhartman44 4 года назад

You are smokin in so many ways! Nice job!! Showing how the interest is effected is eye opening!! TY!!

@lifeandnumbers 4 года назад

Thank you for watching!! 😊

@kdhartman44 4 года назад

Are you in Kansas City or does kc mean something else?

@bottlesofchris 3 года назад

this was absolutely amazing and you did such a great great job at knocking that loan out. Its so dope that you are a natural saver. Financial literacy and budgeting turned me into a saver. money used to burn holes in my pocket. This will be my mindset going into my first car loan soon. go head queen!

@lifeandnumbers 3 года назад

Thank you so much!! Budgeting and financial literacy are key! That way you'll be more than prepared to handle your first car loan! 😊

@ashleyallen8817 2 года назад

Thank you so much for showing me what determination and discipline can do. I’m in this exact situation but I have a child but a car note that I DID NOT WANT(the car)…. But seeing this makes me realize I need a side hustle but I will sending any extra money towards principal. This was a beautiful example

@jaylittle3873 4 года назад

love to see a QUEEN breaking down these financial tips. Thank you!

@lifeandnumbers 4 года назад

Thank you for watching!!

@sexybutterflypwm 3 года назад

This is the best explanation and breakdown!!!! Bless you!

@lifeandnumbers 3 года назад

Glad it was helpful!! 😊

@jeffpapinphoto 3 года назад

Just caught this video, I don't know you but "wow" - thank you for sharing your findings to the larger group...

@lifeandnumbers 3 года назад

Thank you for watching!!

@laurenshifrin1321 4 года назад

This video has seriously just inspired me and helped. I bought a car in 2018 that I resent due to the negative emotions behind the purchase/reason and I found out today I have $18,000 left on the loan and when I called to find out my payoff the lady told me about principal interest. Seriously inspiring and I plan to make payments towards the principal now after seeing this video!! THANK YOU!!!!!

@lifeandnumbers 4 года назад

Oh wow that sounds a lot like me! You can do this!!! 😊

@ThomasTime 3 года назад

Yes! I can do this too! Thanks for that super good tip about the Gap Insurance and about the principal payments!!!

@lifeandnumbers 3 года назад

Glad the tips were helpful! Thanks for watching! 😊

@Four2Tour 4 года назад

Who’s subscriber. Figured it was time to share my thoughts 3/4 of the way through. Girl you don’t have to prove yourself on anything. You did two things: you grind and put sweat equity behind your work ethics and that is what paid off your vehicle. You put your foot to the concrete and you went out and conquered it. That is a huge accomplishment! Love your video, liked your video, I didn’t know you could get a refund on gap insurance or warranty’s; so that is very promising as we get closer and closer to paying off our vehicles. Would love to gain your subscriber ship on my channel but will definitely be looking forward to watching more of your videos in the future.

@raulgolfs 4 года назад

Wow! In 13 months! Nice job!

@lifeandnumbers 4 года назад

Thank you!! ☺️

@salometipsandtricks2786 3 года назад

Hello everyone. Blessings of love and peace and goodness be upon your. This is a message of love. Dear Christian women of the world repent of your sins of dressing immodestly even at home for bed. That means dress in dresses and skirts that doesn't show your breasts or knee or back or stomach. But an outfit that is not costly and goes passed your knee don't show your stomach or breasts or back or stomach when you sits or stand or bend down to pick up something or left up arms to grab something. Don't follow the beauty gurus or fashion gurus. Repent of wearing makeup and jewlery and braided hair and just be simple but modest and clean. Use the money and time for helping others such as your family and relatives first then other Christians then everyone else. Donate to the poor and widow and orphans and churches with your makeup and jewlery and braided hair money. Any use the time to go on RU-vid and social media and teach Repentance of sins to women and children. Repent of not wearing a headcovering when you pray or praying in your closet like you are supposed to and not in public. Repent of lying and stealing and gossiping and hating your family and relatives and neighbors and Churches and strangers in other countries who are humans and also might be christian like you or Jewish. Love your family and relatives. Spend time with them and be obedient to your parents and if married to your husband. If in trouble call on Jesus Christ. Donate to the poor and widow and orphans and churches and strangers such as the homeless in your city. Teach online the gospel to women and children. Volunteer your time at church but make sure to clean up your house and cook for your family and relatives first before doing so. And study the commandments which you can find online by typing in 1050 new testament commandments and studying prophecies at home. And be a gentle quiet spirit. And pray for others. Thank you for listening. Love

@dontahawkins5745 3 года назад

@@lifeandnumbers i am going to reach all my goals in 1 year thank you for information

@anthonymason3501 3 года назад

@travelinman482 3 года назад

@@lifeandnumbers The problem isn’t that people don’t want to pay their debt, much like some Republicans lead you to believe, it’s that most Americans are living pay check to pay check is their issue.

@sandrarolongarcia 4 года назад

Killing it 🔥🔥🔥 good job very inspired to pay off my loan faster

@lifeandnumbers 4 года назад

Thank you for watching! 😊

@rareseason 2 года назад

Excellent presentation of determined person paying off a debt and saving money in interest cost. This is a wonderful example to follow. Peace.

@ladielynn008 2 года назад

This was such an amazing video!! And you made everything so simple to understand!! Thank you, I’m doing this! And congratulations!

@OlyviaWoods 4 года назад

Girl, you're the bomb! I just purchased a new car and I loved the inspiration. Keep being bomb at life!!

@lifeandnumbers 4 года назад

Aww thank you so much!! ☺️

@shaniquaanderson6515 4 года назад

Yes you for sure inspired me...me and my husband both have car loans and our goal is to pay off the rest of his this coming year because he only has a little over $10,000 left. But I’m determined and thanks to your tips I’m sure we’ll be there by this time next year 💪🏽💪🏽💃🏽💃🏽Thank you!!!

@lifeandnumbers 4 года назад

Thank you for watching! Come up with a plan, stick to it, and you guys can do it!! ☺️💪🏼

@shaniquaanderson6515 4 года назад

kcsymone' thank you 😊

@citygurl0105 3 года назад

Off topic but your couch is too cute!! And congrats. Paid my car off in 2018! 3 years early and no going back!

@lifeandnumbers 3 года назад

Ayyye that's great! #teamnocarpayment 😂 And thanks about the couch! 😊

@mariabrewer5504 2 года назад

Wow!!! Your story is so very inspiring! I have an $8,000 loan that I want to crush as quickly as possible and you have given me the inspiration I need and the tools to make it happen. Thanks so much for sharing

@sneaklp 3 года назад

You go girl!!!!! Congrats on your staying on point with your goal! Thanks for sharing and helping others to know how they to can free themselves of crazy interest charges! Be Proud of Yourself for sure and keep on inspiring us all!!

@lifeandnumbers 3 года назад

Thank you so much!!! 😊

@PRnKC 4 года назад

Thank you!! This was very helpful. I need to buckle down and stop spending my money on concerts and put it on my loan.

@lifeandnumbers 4 года назад

Glad it was helpful! I understand it’s hard giving up the things you like. Always remember you’re “why”. Set backs may happen but keep your end goal in mind.

@angelicascorner8780 4 года назад

Love this video ! Got me all pump to pay my car loan ! 🤗 thank you

@dbrown4752 4 года назад

Good job babe, most can't drop add as many large principlable payments thou but every bit counts. Proud if u thou

@realestatewithlilianayepes 3 года назад

I’m so motivated now ! Mine is $30k but hope I can do it in 24 months .

@lifeandnumbers 3 года назад

You can do it!!! 😊💪🏼

@Raychul28 3 года назад

Thank you so much for your accuracy, and very informative video... cause I just purchased a honda civic 2018 with this video I now know i can pay off my loan way faster then the actual loan pay off Thank you!!

@lifeandnumbers 3 года назад

Glad it helped!! 😊

@lolascloset2862 2 месяца назад

Wow thank you for the transparency this makes it feel achievable!!!! Thank you. I plan do make principal payments . Thank you

@dubmatic798 Год назад

Thanks for this vid. I'll be paying my new car off early also. You broke it down very well.

@WintersGold94 4 года назад

I'm so inspired, thanks sis! Foreal, now I have confidence to set a goal every month. Thank you girl!

@lifeandnumbers 4 года назад

I’m glad this helped motivate you, you got this!! Thanks for watching! 😊

@bevostoute9828 4 года назад

@@lifeandnumbers Ii

@ebukanwabuwa8345 4 года назад

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@bret9675 4 года назад

This was some super great advice! I’m 23 and I’m hoping to pay off my car within 2 years. I’m definitely going to use these tips. Thanks!

@lukecotter169 Год назад

did you end up paying it off in 2 years?

@lover4naturalbeauty 2 года назад

Bravo!! Bravo!! you have inspired me. You have created a small part of financial freedom for yourself. Great video! keep em' coming!

@lifeandnumbers 2 года назад

Thank you!! 😊

@AmberCeleste__ 3 года назад

Setting this goal for myself!!! This is amazing to know it’s possible

@lifeandnumbers 3 года назад

It's definitely possible! Do the math, come up with a plan that makes sense for you, and stick to it! 💪🏼😊

@AlisaDowellRadiantRefresh 4 года назад

Good for you! Smart to pay off the car especially with that interest rate!

@lifeandnumbers 4 года назад

Thank you!! ☺️

@ebukanwabuwa8345 4 года назад

Alisa Dowell If you thinking you can make up for the cost of hiring a fake hacker,why not embrace the new one with no upfront charge and increase your customer retention with him by contacting +15316009510 on WhatsApp or on Instagram @ hak_debra66 for your PAYPAL,CREDIT SCORE,PHONE(cheating husband/wife)BANK ACCT/DEBT,CREDIT CARD BALANCE,BTC MINING AND MANY MORE. His one of the best around and reliable

@Camillethompsontech 4 года назад

Love your personality, thank you for these tips

@lifeandnumbers 4 года назад

Thank you so much!!

@Mstruelyblessed87 4 года назад

wow this is amazing! I have just created a plan to pay off my hr-v early and I'm so excited!!!

@lifeandnumbers 4 года назад

That’s funny we have the same type of car! And great job coming up with a plan to pay it off early. You got this! 😊

@ebukanwabuwa8345 4 года назад

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@MikeRuh01 3 года назад

Good job. You were definitely Motivated. That's How I go at things like this too.

@lifeandnumbers 3 года назад

thank you!

@anthonymason3501 3 года назад

@djboombee1722 3 года назад

Wow great video & info super motivating & inspirational blessings to you 🙏🏾

@lifeandnumbers 3 года назад

Thank you!! 😊

@lakiadeanna 3 года назад

I’m so happy that I came across your video. Your advice is helping pay off my car loan. Thank you so much 😊

@lifeandnumbers 3 года назад

You are so welcome! 😊

@markbattle9577 3 года назад

Hey Symone, most excellent video. I did something familiar to this in 2012 for my truck and then for my wife's car. Unfortunately I did not think to this sooner for the truck and did this 5 months prior to the end of the loan for the truck, but did it about two years before the car loan was finished. I will look forward to the next vehicle we purchase.

@valeriavillalobos5730 3 года назад

They gave me 72 months.... And with my math and all I should pay it off in 2 years!!

@TheKylast 4 года назад

The gap coverage information really helped. To be honest, I didnt even know I had it. I bought this car three years ago and it's been a thorn in my side (finacially) ever since

@lifeandnumbers 4 года назад

Glad it was helpful! They throw a lot of information at you when you’re buying a car so it’s not surprising you didn’t remember. It’s good you know now though!

@ubaok24 4 года назад

I only got gap insurance because it paid for my oil changes which are $55. And my 19 inch tires cost about $400 bucks so in the event of a tire blowout or a nail in the tire, I can get it replaced without paying out of pocket. But I plan on trading in my car before the gap insurance runs out.

@kevinbledsoe4425 2 года назад

Congratulations , it’s smart to work hard , budget , to get ahead in life !!

@lifeandnumbers 2 года назад

Thank you!! 😊

@JP-fn2xg 4 года назад

Great information. I’ll definitely be using this strategy. Thank you for sharing this information!!

@lifeandnumbers 4 года назад

You're welcome! I'm glad it was helpful! 😊

@LearnArabicWithAbbassia 4 года назад

Wow! Thanks for sharing, so motivating. I have to call to make principal payment , I can only make the mandatory payment online.

@josephstrongbow5522 4 года назад

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@jamila2957 4 года назад

Thank you so much for this video. I'm on the car loan journey and my first payment is in March. You've helped me develop a strategy to pay off this loan within 18 months. Bless you!

@lifeandnumbers 4 года назад

That is awesome!! I’m proud of you for already coming up with a plan!! 😊

@harrywinks5296 4 года назад

I paid off 38k auto loan! thanks for helping me Andrew, he cleared my debts without any upfront payment within 3-4 working days . It's almost surreal to me that it is actually happening as I have been burdened with debts for almost a decade. I'm so excited to start my investing portfolio with him on bitcoin mining where i make over $7,500 every week! I will NOT have a mediocre life because Being in debt is the worst, Its this cloud over your head every day and It makes you feel depressed!!

@ebukanwabuwa8345 4 года назад

@CrustofCreation 3 года назад

I can't tell you how much this video helped you. I did not know you could cancel big gap and other insurances as well. Thank you!!!!!!!!

@lifeandnumbers 3 года назад

You're welcome!!! I'm glad it helped! 😊

@raymondjr.1080 3 года назад

You have the best video with actual facts and examples. Thank you for sharing your time and ideas.

@lifeandnumbers 3 года назад

I appreciate it, thank you!!

@cassandrawilliams3414 4 года назад

Great content easy to understand. Thanks 🙏🏾 🙏🏾🙏🏾

@lifeandnumbers 4 года назад

Thanks for watching!!

@ArizonaLuxe 4 года назад

GAP Insurance is the biggest rip off. I've never had it and never will. Glad you were able to cancel it and congrats on paying off your car early! Continue that on your student loans and you are on your way to building wealth!

@lifeandnumbers 4 года назад

Yeah I definitely regretted getting it. Never again! It was a waste of money smh. And yes my plan is to attack my student loans the same way. Thank you for watching!!

@israelsantiago5069 4 года назад

Thank you for explaining your other expenses. It seems more Achievable and realistically possible

@edgarmouret6676 4 года назад

I really like this video and on my situation I got a new trunk and I have a second sport car I love it and It hurts me when i sold it but i did sold it and took all the $6k straight to the principal and I still miss my car but I save so much money by doing this and I refinance my truck 6 months later after my credit score when up and save $7k on top of that I’m trying my best. Thanks for the video I love it

@lifeandnumbers 4 года назад

I know it must have been a hard decision but financially you did the right thing. Great job! 😊

@MC-sc2oh 3 года назад

I love how you put it all out there & how you broke it down. My car payment is $412 doing Uber as a side hustling job. Making $6-700/weekly putting against principle.

@lifeandnumbers 3 года назад

Wow! 😮 600-700 a week is amazing!! Keep it up!!

@blissdad13 5 месяцев назад

They really have soccer moms out here being cab drivers and running their cars into the ground.

@madeulookmobilecarwashandd4842 3 года назад

Great video! I just purchased a new vehicle, and I'm following your plan to pay it off early. It'll be paid off by August 2021. Thank you!

@lifeandnumbers 3 года назад

That's great!! Finish strong! 💪

@KoloaKane 4 года назад

Way to go, good on you for posting this. If everyone would be as smart as you , the overall economy would be better. Because, consumers could spend money on themselves and their families instead of giving money to banks (in the form of interest)

@lifeandnumbers 4 года назад

Thank you! Yes it has been amazing this last few months, being able to spend what used to be for the car payment on what I want to buy!!

@davidmarksphotos 4 года назад

another thing to consider is REFINANCING. I went from an 17% APR to a 5.5% APR. after refinancing my auto loan. you can also purchase new gap under your bank. dealerships will charge 900 for Gap but your bank might sell it for 200 for the same thing! GAP is important to have for the first year or two!!

@lifeandnumbers 4 года назад

that's a good point! I am considering refinancing my student loans. the dealerships over charge for everything lol smh

@davidmarksphotos 4 года назад

kcsymone' Thank you so much for responding! And thank you for this video very insightful

@6bat6manz6thesh1t 4 года назад

How long did you wait to refinance ?? And where did you go?

@davidmarksphotos 4 года назад

Lucy Huerta I waited one year exactly. That’s a good amount of time for anyone. The trick is that you have to make more than your monthly payment so whatever bank you choose sees that you are paying off your car in a more aggressive way. Makes you more appealing for them to take your loan. I would advise you choose a credit union. Or even a local regional bank. Big banks like Wells Fargo, chase, America etc. might turn you down or give you a high APR. local banks are more generous and like to make business and will sometimes give a lower APR to obtain your business.

@6bat6manz6thesh1t 4 года назад

David Marks thank you 🙏🏻 my rates 22% and i was trying to get it refinanced ASAP

@reneab117 4 года назад

You’ve definitely inspired me. I’m going to really push myself and be disciplined. Thank you!!!

@lifeandnumbers 4 года назад

You're welcome! You can do it!! ☺️

@ebukanwabuwa8345 4 года назад

@mbga2978 4 года назад

I’m in love with this video....hon you strong 💪🏾 proud of you....

@lifeandnumbers 4 года назад

Thank you! 😊

@skoolie_life3261 4 года назад

Girl you are awesome! I plan to do the same. Thanks for the inspiration.

@lifeandnumbers 4 года назад

Thank you for watching! ☺️

@MyNeonBubbles 4 года назад

This is so inspiring, I just got a used car with a 13k loan, it’s a nice car and had amazing miles for the year but I definitely don’t want to pay on it for anymore than 16ish months. Thank you for your tips!

@lifeandnumbers 4 года назад

I hope the tips help, you got this!! ☺️

@birdogcollective5930 4 года назад

Great Stuff! Lovin the video.

@lifeandnumbers 4 года назад

Thanks guys!! 😊

@truetrue6143 3 года назад

Thank you!! It's common sense but sometimes people just need to hear it or see it. So thank you.

@lifeandnumbers 3 года назад

It's common sense but it can be hard to have the self control and means to complete. So I want to share that it is possible. Thanks for watching! 😊

@luiscorniel1 4 года назад

Great content, super informative. Clear and direct. Thank you 🙏

@lifeandnumbers 4 года назад

I’m glad it was helpful! Thank you for watching!! 😊

@ebukanwabuwa8345 4 года назад

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@grantrmoore 2 года назад

I canceled my extended warranty & GAP a day after I purchased the car.. They were NOT happy at the dealership 🤣🤣

@lifeandnumbers 2 года назад

haha 😂, gotta do what you gotta do 🤷🏽‍♀️

@TheJayrockerr Год назад

That’s awesome!! Good for you.

@fromscla5883 3 года назад

I love the fact that you got a car that is reliable and economical with a reasonable price. It's obvious that many Americans buy too much car to flex on people but at the end of the day the joke is one them. Most of these cars will eventually get repo'ed and will destroy you credit. I got a car loan in May 2018 for a 0 miles honda fit sport 21k. December 2020 im at 7500 and should be done paying by mid February.

@lifeandnumbers 3 года назад

Great job paying it down so fast!! And that's a good investment with it at 0 miles, it'll last for years!