PAYDAY ROUTINE 💰| How I Budget My Paychecks | Budget Breakdown 

Hi Kayla! Excellent tips on the HYSA and breaking down your monthly budget by week. Both are tips the hubby and I use for saving and budgeting. If you’re in the Apple universe, the Apple Card may be another way to earn cash back that can either go towards your Daily Cash balance for future spending in-person (wherever Apple Pay is accepted) or online because the Apple Cash has a digital card number stored right on your phone for added security, no physical card; or the cash back can be deposited to your Apple savings account. I will caveat that to say 1) To have the Apple Savings account you have to be an owner or co-owner of the Apple Card; and 2) Apple Savings account still has competitive advantage over traditional banks but may be 0.25%-0.50% percentage points lower than online banks. Options to look at for your already established budget plan.

Very helpful to see how someone else sets theirs up. I have a layout but will definitely be updating now.

Would love to see how to make a travel budget