Pet Insurance: Answers To All Your Top Questions 

Pawp was a scam in our experience. Been paying for many months, and had an emergency with our cat. Upon having the mandated PAWP vet video call and her looking at my cat as I did things she told me to do and conveyed how his abdomen felt, how his gums looked, etc, she told me to have the vet see the cat ASAP. I did so, and the cat wound up spending the night at the vet and had treatment for dehydration and other things. He had refused to eat or drink for days prior to this, and was vomiting regularly. He was deteriorating quickly. If he had not been treated, he would likely have died. Submitted everything to PAWP and jumped through their multiple hoops of resubmitting the same documents over a weeks time, only to be told that they wouldn't cover anything because it was "not covered" and "wasn't an emergency". I spoke to them about receiving a refund for my monthly premiums as they obviously are just stealing from people under a false promise of coverage. Classic fraud. They basically told me to pound sand. Horrible predatory company.

im considering taking that $100 plus a month im going to be spending and investing it into a index fund. $1200 a year for 10 plus years you're looking at over $15,000-$20,000 depending on how the market does then you can keep whatever is left over and not used.

I paid for insurance through PAWP for my pets for over a year.. My little dog **** developed a sudden swelling in her stomach, was panting and in pain. After a video chat, I was told the vet at PAWP couldnt be sure the dogs condition was an emergency. She also informed me that their policy of paying up front had changed. Today my dog will be euthanized due to my inability to assure pay. The vet, any vet, knows a swollen abdomen is a life threatening emergency

This is really helpful. I’ve learned the hard way that let emergencies can be expensive. Definitely will check this out

My french bulldog has Trupanion he is 9 months old and I'm in California. His premium is locked in at puppy rate for life $135 and it covers holistic and physical therapy if needed for recovery along with any mobility braces or carts. I saved $15 because he is a service animal. I have unlimited coverage and we are covered at 90%, our deductible is $500 per incident or per illness, not per year. If my pet has a heart condition per example, I pay $500 deductible for that condition 1x for the life of my pet and policy. The policy is continuous and does not start over every year, you can't get dropped and your policy does not go up for filling a claim. You can go to any vet or pet hospital and some locations get paid before you leave so you only pay your deductible, exam cost and 10% of copay. Most other policies renew every year and will reassess to last years conditions and call them pre existing condition for renewal and not cover them. Other insurances may be cheaper for my Frenchie but do not have unlimited coverage or illness coverage, only emergency accident coverage...Most of them quoted me at $95 and they will continue to go up every years as my puppy gets older.

I actually have Pumpkin for my 2 year old cat. I have a $500 deductible (for a lower premium since he is young). I didnt have to use it for his first year. But this year I had to and the claim process was fast. Even though I didnt get reimbursed because it only went into the deducible, the claim took less than 2 weeks. I am actually grateful I have it because he has an upcoming dental work due to an accident. But thank you for the info for Pawp. I might pass your video along to my friends who has older pets since older pets have a much higher premium

Hypothetically if the company sells to another and name changes, will they still cover the condition your pet had or would it be considered a pre exsisting condition?

Sponsored by a pet insurance company? Not gonna watch. Thanks for disclosing up front tho.

Hi! Is Petplan now called Fetch? Is Fetch available in Canada? I am getting a German Shepherd puppy and am researching the best affordable pet insurance for him in Canada 🇨🇦

Thanks for answering my msg regarding your pet insurance video from a while ago and referring me to this updated video. This was also very informative and " Pawp " sounds interesting and may be good for a pet owner of one cat which I may be soon ( maybe 2 cats but still debating that ) so I'm not sure how much coverage 1 cat may need but Pawp seems like a good option. Again thanks for the info... and I'll figure it out ... oh I also heard believe it or not ASPCA actually has very good coverage, have you heard this?

okay I just watched your other video and made a looong comment...and then a couple more. So now on this video I would like to say that my pet insurance here pays out depending on how the vets do it. Some vets here want direct payment and then send the reimbursement forms in but other vets (we had to take our furbaby to a specialist at a point) are willing to submit the forms and get reimbursement from the insurance company (if you get it) and you pay the difference. I am stating this because even though I know the majority of the times it's the insurance company that wants you to pay first, sometimes its the vet offices. Also I was wondering is there an equivalent to Pawp in Canada? Or if I decided to travel with my furbaby in the states for a period of time, could I get coverage through them?

Glad to see you finally made this video. (: It was fun sending you research hope something was helpful. I know no one likes insurance but as always you have a great way to educate. Enjoyed it!

Unfortunately Pawp isn't available everywhere. I live in CO and it's not a covered state. Feeling a bit heartbroken about it. Hopefully they will become available here soon.

My daughter wants a puppy but since Covid things been hard, getting the dog isn’t the problem but accidents and illnesses does happen smh I was know if I get a dog and I can’t pay the vet directly even with pet insurance… is there a PI that’ll pay the vet directly and I’ll pay the remaining fee

So it sounds like its best to have pawp & a regular insurance in case your regular insurance doesn't cover your emergency

I've been investigating the price increase as my dog ages. It's really going to skyrocket past age 9. Any recommendations for a carrier with the LEAST increase as our dogs live hopefully long lives?

⭐ Get Pawp (Pawp has since changed their business model to focus on telehealth): tidd.ly/3xyLjZw 20% off your first month with code RESOLUTION20 at checkout 🐾 Get Petplan (affiliate - now called Fetch by the Dodo): www.pntrs.com/t/SENKR0hPTkxDSEpNTElIQ0dJTEhPSw

Sooo good! I love Pawp

That’s so helpful thank you so much!

I have Lemonade now but I signed up for Pawp so I have both unfortunately before I saw this video.

I went with ASPCA pet insurance❤

This might be a silly question but when you submit a claim after a vet visit, will the reimbursement include the deductible you paid let’s say if your reimbursement percentage is 100%?

I would also recommend looking at progressive. 20$ a month, 250$ deductible, 80% unlimited coverage for my 6 year old cat.

So how high would the premiums get when you are later in life? Like year 10 for example?

thank you. i have trupanion for my pug puppy 🐶

Thank you

would you say PAWP is like GAP auto insurance?

Thanks Franky I definitely love your videos.. It is very difficult to decide. Maybe I will try Pawp for my 2 year old Maltese..

If trupanion pays the vet directly would I also need Pawp

That's cool, but they only give you $3,000 it would be better to get care credit most vets take it.