Planets in the 12th House: Mars and Money 

I have Mars and Saturn conjunct in Taurus in my 12th house, and Taurus is the 12th house in my chart. I just started to work on learning about what this means two days ago, and it has been a painful eye-opener. I am beginning to understand what my father leaving when I was 8 actually means for me in so many ways that I never considered before. I see links to extreme shame and fear about my socioeconomic status, my spending habits and lifelong rotten management of money, why I have chosen the men who I have in the past, and a little bit about what Saturn wants me to do in order to change it all. To top it off, Mars was retrograde when I was born, my sun is in Pisces (and I also have a huge Pisces stellium), and my moon is in Cancer in my second house. I hope that what I have heard from astrolgers about success in the second half of my life (I’m 50) is true, because I’m exhausted. Thank you for your work; I really admire you and feel drawn to your energy. This video helps, and I plan to watch all of your others.

This has helped me so much!! It’s literally like listening to my own story and struggle with money. I’m mid thirties and it’s just now that I’m getting there. My 2nd house ruler of Leo in my 12th. The struggle is real 😔

I have a lot of 12th house planets, including my Mars, and Sun. I am a complete hermit.

Moon conjunct Mars in the 12th. Currently 23 years old, student loan debt, store credit debt, renting, disabled (mental health). Gig oriented, has a natural & spontaneous cash flow. Smoker, eater. Woman.

I appreciate your take on placements. I’ve had both self-inflicted and third party inflicted misfortunes related to my 12th house Moon (ruler of the 3rd). Day-to-day dislocations are extra draining to me, early in life I had an unfortunate encounter with an abuser which made me develop some PTSD related to leaving the house. Then when I hit the young adult phase I engaged in very dangerous types of dislocations, taking rides with friends who drove while intoxicated, passing out in public transportation and so on. Age has definitely helped me, taking responsibility for my own safety and well being was a process and while there may still be out-of-control misfortunes that come my way at least I can say my self-undoing habits are mostly gone.

Hi Kelly. Thanks a trillion for your story. I'm having Mars in the 12th house. I'm an aries rising Aquarius, moon is in virgo. You've just told how I'd been in my life with money. I'm in my thirty's moving towards the mid thirty's. Exactly like you I'm progressing. It was really motivated for me. May God bless you.

I'm also a Pisces rising with Mars ruling my second house, but I have mine in Leo in the 6th house and despite the ruler being in a different house I still really related to this video, and the percentage-based model just blew my mind. I never thought of it that way so thank you! I'm 25 and Saturn is about to go over my sun in the 12th house soon and I really want to use this opportunity to become more responsible. And also the comment you made about starting small and then going from there, I really appreciate that comment too because I've been trying to better myself but I realized that in order to build big habits, you have to start small. So thank you for reminding me!

Absolutely Fantastic. Sun and Mars in the twelfth, in my mid-30s, transitioning from a lucrative career (yet i also seemed to spend it all as well lol) towards being self-employed in a less secure field that I’m very passionate about. This thorough, clear, grounded explanation (of the least clear and least grounded of the houses) totally corroborated my impulse to dig deep into dedication and discipline - Saturn-style - in order to best support these new professional (and financial) endeavors of mine. Thank you so much for sharing your gift of insight with us.

I have my Sun, Mercury, and Pluto in the 12th in Scorpio with Pluto tightly conjunct my Mercury. The Sun rules my 9th while Mercury rules my 7th and 10th Houses. One of my favorite stories recently is about my conversion from Placidus/Modern to Whole Sign/Traditional. I loved Astrology since I was teenager however the information and systems I used didn't quite seemed right. My thorough misunderstanding of Astrology led me to believe I could simply gamble with my way to a rich life...I believed I had Jupiter in the 5th vs it being in the 7th. It wasn't until I was 30 that I found you guys, Chris and Austin as well as a kind of spiritual awakening that I started rebuilding what I knew and believed in from the ground up. That's just from having the ruler of my 9th in 12th. Fun fact the ruler of my 12th Mars is in my 5th House so it honestly that hit made me laugh my ass off. As for my Mercury there, well my career and dating life have a kind of crazy history. Every relationship I've been in, I've been cheated on. However it wasn't until I learned the true nature of my chart I learned why. Often enough my partners tried to communicate in one way or another they were ready to leave and I either ignored it or believed I could change their mind to get them to hold on. Being a Rising Sag with Jupiter in 7th kinda compounded my relationship issues. Also took me to my around Saturn Return to learn how to listen and let go. As for my career, I've struggled to find what it is I wanted to be. I still do, on the one hand I'm a decent writer and always thought that I'd be a Journalist or Teacher. However as time passed those doors closed to me due to my own actions. My actual MC falls in my 11th House and is conjunct my Venus and weirdly enough nearly exactly conjunct Spica. Currently I am an ESL Tutor, Prep Cook, and fledgling Professional Astrologer. My 12th house is a genuinely fascinating place that has filled life with both some of my greatest tragedies and some of my most prolific growth.

I fully understand this explanation, thank you! I've got Mercury, the Sun and Uranus in my 12th house, Mercury is the ruler of my second house, and everything is becoming clear now. I love to listen to people, I know when to be quiet, I love quietness and privacy, some people see me as being secretive. I am conservative with money and never go on spending sprees without an goal. As the sun is also the ruler of my first house I do like to take breaks from my lonesomeness to being highly social.

Thank you so much it really helps to understand how important where the rulers are and it really helps when you share your story-makes it less abstract I will check out your webinar

Thanks! Mine is Venus and Mercury in 12th, Venus ruling 2nd house and very similar to your experiences. Mercury rules my 1st and 10th houses. I love my friends but also alone time and was never afraid to be alone. Journaling is something I always turned to, helps to sort things out

Brilliant explanation. You made it so much more understandable by telling us the story around this placement.

I have mars on sag in the the 12th. Aries rules 4 th and Scorpio the 11th house. Since I recall I have had confrontations with my dad that ended in physical and passive agressive violence from him to me. At the age of 18 moved to Paris to study, during 8 years studied and worked in Paris and Athens every other month. Had what was for me the perfect life. I got into the yoga world and felt in love of a “father figure” and moved to the state and I lost all of my perfect life in Europe and I knew I was not gonna be able to go back. Things didn’t work out there, and I was forced to move back to Chile. Now I’m working my way to move to Mexico City since last year an actors agent signed me. Moved there on sept last year and I had to moved back again because of the pandemic, but as I said I’m working my was back there. I really thank you for your testimony, it made a lot of sense and I could understand hoy that Mars and Neptune in sag on the 12th made me make things harder for myself. Thanks 😊

Really enjoyed learning more about the 12th House through your personal experiences! More personal stories to come, I hope!

Kelly I have the exact same configuration as you, just in different signs (Mars in Virgo in the 12th ruling the 2nd). I could relate to much of what you spoke about and I'll be approaching my 1st Saturn Return in the next couple of years so this was very inspiring! Thank you.

Thank you for shedding light on this matter Kelly. I have exactly the same story as you although Saturn is the ruler of my 2nd in Pisces 4th house with Mars in the 12th of Scorpio. It took me until my 50s to get a handle on money. Never too late I suppose 🙏

Thanks for your honesty Kelly 😊

you're such a bright light. thank you for sharing!

Your personal story made this very clear about the 12th house. Thank you! 🔆 I have Moon in my 12th. Moon rules my 9th. I am looking at this differently now based on the way you described your experience with 12th house planets.

Oh man this helped I have Mars Capricorn in the 12th. I realized I work and function better with organization and focus when I'm alone.

Thank you! That was brilliant, I really appreciate you sharing your story. There is lots of Shame on our society around debt and saving etc it’s not an easy thing to expose about ourselves. 💜

my mars is in the 12th, and in western astrology, is in Cancer. It's been proven to be disastrous, especially with a Mars return or with 10th house concerns. Sidereal, however, it is in gemini. As a result, I've found myself partial to vedic astrology, if only to save myself from utter despair.

Thanks for sharing your 12th house experience Kelly. I have Mars in Scorpio conjunct the Sun in the 12th house with the ruler of the 5th (Mars) and the ruler of the 9th (Sun) in the 12th. I can tell you that early in life, romance and having FUN caused many issues, unwanted pregnancy and miscarriage among just a few. However, astrology and my search for purpose in life also came early in life (16) and helped me to awaken and somewhat counterbalance. Like you, after my Saturn return, I got a handle on it, although I still didn’t totally calm down until my forties. On a side note, my father (Sun) was a gambler, the life of the party, and very irresponsible causing our family much pain during our early years.

My moon is in the 12th house. At first I was like where is she going with this story and then the “ah ha” moment kicked in. Great explanation on the 12th house!

Leo Moon in 12th, ruling my 11th, which, in turn, houses retrograde Saturn. Can't say I "learned to master friends and group with the time", but an astrologer once told me that "emotional losses through love are inevitable" (12 house Moon also opposing both Venus and Mercury). That happened to be true.

Loved the explanation. I have the two rulers of my 2nd house (Aquarius) in the 12th house. I am 33 and started to think about saving money this year. Money vanished for my account most of my life, and I have been working since 15 (similar story hahaha). Hope now it gets better. :)

I have Venus conjunct Saturn in my 12th house... I am a Libra Sun and my MC (Libra) is in the 10th house. Yes it is challenging... BTW thank you for sharing your experience of your Mars in the 12th. Very clear and understandable explanation.

I have sun, mercury and mars in my 12th house. The sun is the ruler of the 2nd house and mars is the ruler of the 10th house. I was a really great saver throughout my life (when I had the money to save), but in my mid thirties I had a serious accident that put me out of work and study for a couple of years and I lost everything I had saved. Recovery has been difficult and I haven't had much support as I'm single and interstate from my family. Its all very 12th house stuff.

Loved that video Kelly, also loved learning more about you through this example. I also have Mars (chart ruler) in the 12th, but I truly feel like what makes this placement difficult, is the fact that Mars is squaring my Moon (IC ruler). I also have Venus in the 12 but exalted in Pisces, I feel that energy very deeply, Venus is the ruler of my 2nd and I can relate to your story very much, I love to spend money especially on beautiful objects, and things that make me feel beautiful or luxurious (Taurus 2nd house hello haha).

Thank you for sharing your story! I so appreciate your vulnerability on this topic. Makes me feel like there is some hope for me.

I have Mars in Leo in the 12 House! I’d love for anyone to share any insights about this placement specifically. Everything I read contradicts itself. Mars in Leo is big and showy, but everything in the 12 house is hidden.

Omg!! Thank you!!! Another piece of the puzzle. Mars is in the 12th and rules my 11th house.🥺 Getting better but I’m middle life. It’s been though!

I have my Mars in Libra in the 12th, conjunct Saturn in the 12th and my ASC, both are in Libra. Its confusing because whenever i put an effort and discipline (Mars and Saturn) into something that i really wanted including financial gains, the results seems to be fleeting (12th house-loss) BUT everytime i surrender to the higher unseen hidden realm (12th house-hidden from you) i suddenly and almost always gain something whether its financial or not. This year during this pandemic for example me and my family experienced sudden financial gain after years of financial loss. Gaining money during the pandemic (12th house-hospitals and isolation). Its unsettling sometimes to watch the power of the 12th house affect my life. Since Mars co ruled my second house (Scorpio) the relevance of 12th house is very important for me.

I have the Sun, Mars, Venus and Mercury in the 12th house in Cancer. My Moon is in Pisces. It’s a constant struggle.

I have Mars conj NN in 12th house Virgo sq Sun in Gemini and Mars ruling my 7th house with Saturn in Aries placed there. Suppressed anger has been a problem for me and that resulted in a huge blow-up that happened a couple of years ago which I've been working to heal. I got married young and divorced just as quick lol but it was a huge lesson for me. Learning compromise and diplomacy within intimate relationships has been something that I've been working hard at but sometimes I feel like I'm better off alone. Although I like the idea of a relationship and connecting with people (Gemini Sun/Leo moon/Libra rising), I find that I'm happier alone. When I'm alone I feel peace in knowing that no one can disrupt or ruin me. On a positive note, I get a lot done in solitude, often times completing things in the background before revealing it to others and meditation/introspection has helped me recognize my distorted ways of thinking to heal them (Maybe that's also mercury 12th house ruler). I also realized (thanks to quarantine) that I love to exercise and I can channel that Mars energy more productively. It gives me great relief.

Wow. I have mars in my 12 house, and mars is the ruler of my 2nd house, exactly like you. I am also suffering financial problem with the different reasons from yours. By the way, I have Chiron in my 2nd house. Anyway, your story is very inspiring to me, which helps me a lot.

This is awesome, thanks!

My Mars in Cancer ♋️ in the 12th thanks you. 💕

Wow so fascinating thank you for sharing that too!

Thank you for this video💖

Thanks Kelly, I had the same easy going attitude with money and also have to remind myself to pay attention. Keeping balance etc. I have Neptune in the 2nd which is in Sagittarius (altho the house cusp is in Scorpio) and Pluto in the 12th.

I have Uranus 5, Mercury 14, Sun 16. Mercury rules my 2nd house. I want to work from home forever. I did that thing with the credit cards too.

I have the same placement, you just helped me so much!!😂

I've got Saturn in the 12th house, so it's my 7th house rule, I've been married 3 times....this explains a lot

Thanks for sharing ! Your story is actually my story as well 😅. Mars in Taurus and in 12 house.

amazing from start to finish! could be my story +/- 10 years!

I am absolutely like what you describe. 26 turning 27 in August. Thank you for this information.

Wow I found you from Pam Gregory, buy I already love you from the astrology podcast, from your triple Gemini friend in California 🐾💜🐕‍🦺🥑⛄😇🌎🌈🌻🌼🐈🌲🐕🐝🦎❄

Thank u for ur honesty about money.

Moon in 12th in Capricorn. A long fight against weakness. Mauro from Brazil.

Sun and mercury in 12 h Leo. My daughter has sun, merc, mars in 12h Gemini. 12h placements are a gift... I can't take seriously any astrologer who hasn't studied enough to know that.

The money piece you shared was so helpful for me! Second house is in Cappy with Mercury and the Sun, and Saturn is in Pisces in the 4th. I have no idea why I've never had a focus on $. I'm not a hard worker and I haven't been motivated by $. I would think with the above placement I'd be a money maker? I have no savings, etc. I always make just enough and don't worry about it. I'm 54 and no retirement fund. I've always been self employed, so like you, I don't have a regular income so the idea of budgeting never made sense. I always just trusted the flow of it. Anyway, I love your idea of putting a % away on Thursdays! I just made my first transaction. Thank you! 💜🙏💥

Thank You Kelly, can relate, 2:nd house ruler (Mars/Pluto) in 12th...and Neptune in 2:nd....always had this magical quality when it comes to money. Have not worked it out fully yet -so good job You, - but have been lucky enough to never lack anything- so far-, (Jupiter, PoF in 8th, ruled by Venus) Just some bumps in the road.. Since 2008: PLUTO conj. Moon, S.N opposite Sun, N.N, Mercury... but I have landed on my feet, so much wiser in several areas... Grateful for the awakening, still wondering what Pluto holds, more than white hair- soon squaring my ASC Libra 27° But money is still random... because of my work (artistic field). I´ve noticed thru life (56yrs) that where I focus -I gain. :)

Thanks Kelly. Great guidance 👍🌈💖🌺xx

At 23 i started implementing financing education on my own without school. I been working on organizational skills/ schelduling and routine.

this story really resonates with me! I turned 40 and I've only now come to a point where I can understand and manage money better, where as before I didn't really think about it and it all just slept through my fingers. I have Jupiter conjunct Saturn at the same degree in my second house. Would you say this explains my story? Thank you for sharing yours :-)

Thank you for sharing Kelly. Are you going to do an 8 house talk on it’s on like the 12? I have both of your talks on the “dark houses” but would love to learn more about the 8 house.

You are bright young and vibrant!! Your skin aura and hair are gorgeous and wonderful!

My 8th and 12th houses are packed w huge planets so this is comforting

🎉. Hello 👋 today 🎉 I'm protected by God's Grace and mercy and my children and grandchildren ❤😊

Very helpful

The perfect beautiful librarian😍

Kelly, I know this is lame, but what kind of/color lipstick do you use? It's perfect for you and I have similar coloring. :)

I have sun in the 12 th. Yes to so much you said❤️

Thank you xxx

currently experiencing a 12th house profection year, and as a scorp rising with an 8th house mars... well, I could use that Diving into the darkness seminar.

Mars in Taurus 12th house. . .having a house party with my Sun, Mercury, Venus and Saturn.

I have Mars in 12 house and I'm relate with the story and same pattern how I managed my money

I also have Mars in the 12th house, but it rules my 3rd and 10th house instead. I've had issues with my relations with siblings, and I've noticed that I wouldn't really want to be famous or have too much prestige. As long as I'm financially well-off, I'm good.

Hello and thank you for your info you shared, I have three planets in the 12th house Mercury, Jupiter, and Mars and I am 58 and thank god for my husband because I am also self employed and some how have had good luck on my side . I always worry about money and what would I do if my husband wasn’t here. I like being independent and I do not like asking anyone for money but fortunately for myself my husband pays most of our bills and my money is for spending and that gives me less stress.

My ascendant ruler (Moon) is in the 12th house and I'm the master of self sabotage

I can really relate to this my second house is libra in tropical but my medic chart my 2nd is in 2nd house mercury

I have Pluto, Jupiter, Uranus and my south node all retrograde and in the 12th house in Virgo using tropical I’ve been studying astrology for a little while and most recently found Vedic and now my head spins some more. I really love this topic. When I use the time lord technique it seems more accurate with Vedic Do you think I should just focus there?

Most people with a Mars in the 12 house have to go into business for themselves. Another thing is that they have to be careful with steel implements such as knifes because they can get in trouble with steel and cutting tools... But at the same time they can make money using metal tools as Aries rules the second house. I am an Artists and so I work alone in a studio using Paint and steel painting knives... I also work as a cook for many years using Knives... Depending on where your Saturn is located, it will indicate the type of environment or medium with which you work in.

I have my Sun, Mercury, Venus, Mars and north node in the 12 house.. what does that mean ?

thank you!

Very deep explanation

I have a big stellium in the 12th. Moon, Mercury, Jupiter, Sun, Venus tightly conjunct - in Scorpio :D

thanks !

Yes the percentage model is the ticket. I’m a Capricorn managing money takes watching it. Yeah!

I’m still learning how to understand my chart. I have Neptune 12°58'r Scorpio in the 12 H. It would be greatly appreciated if anyone who knows something about that would like to comment as I’m a bit perplexed about the seperate things I’m reading. Thanks so much for this channel 🙏🏽✨🌈

I have Mars in my 12H ruling my 2H and 7H in a day chart. This was definitely an eye opener to say the least 👁👁👁

So are you equating 12th with 2nd because you have Aries in your 2nd and mars is the ruler? So I have Pluto in the 12th and that is Scorpio 8th house. Have I got that correct that I’m looking at that correlation? Thanks

Thank you thank you! Explains alot. I have Venus in the 12th. Very tough.😢

Pluto, N.Node, Moon in 12th/Libra. Combines with being Scorpio Rising with Uranus in the 1st, I have no thoughts about cutting people off and burning bridges if you hurt me. I don't do toxic. I don't do shallow!

I have Venus and Mars in Aquarius in the 12th house... I absolutely cannot find any information on this combination anywhere but.... I can relate to a lot of these Money Problems 😂

I have mars I'm aquarius ♒ in twelve house. In my terms and twenties I spent my whole paycheck and never saved. Now in my thirties I have emergency fund and have lite money in Roth IRA and 401k

Hi, I was wondering in which house your saturn is located?

I have Moon Uranus and if using Placidus etc then Pluto is too xxx

12th house Mars in Taurus

My mars is also in the 12th in Aquarius. Making my 2nd house rules Mars as well. Are you also an Artist?

Alcohol or drugs are vary detrimental to Pisces or even 12th house placements

I have my sun, Venus and Juno in the 12th house, Aries.

Just seen this video and I have a question. How does mars rule the 2nd house? Isn’t the 2nd house ruled by Taurus and Venus? Genuinely asking because when she said her 2nd house ruling planet was in her 12th she mentioned mars but mars doesn’t rule the 2nd. Unless this is a whole house system in which I haven’t learned yet.

I too have Mars in 12TH. I 100% struggle with the way I manage money, although I’m trying to get better. I side note: I have 4 brothers hahaha so yeah forsure. And a sister, but yah know

Moon in Virgo in 12th, taurus in 8th house. Is this good?

Pluto in Virgo in whole sign, 12th, first transit of Saturn through Virgo, Grandfather died and a few young men who were close friends, as in their parents and mine socialized a lot so we were friends also died, one in a motorcycle accident one from bone cancer, The second run of Saturn through Virgo - My Father, an Uncle who was very dear to me, an aunt, & a young woman who was a good friend all died within 5 months of each other. Natal Saturn is 10 Aqu.

I know this reply is really alate one.but interesting.i have a stellium in my 12th house that includes my north node,saturn,mercury, Mars, jupiter.i have had so many really big tragedies in my life some people would never believe.i am in my 2nd Saturn return now.i am a Pisces, Pisces rising and moon in scorpio.pluto in virgo.uranus and South node in ieo with Venus conjoined my sun.hows that!I've never had a reading but self taught in a lot.I always am looking at my family's charts,also needing more and more thirst interning about charts.

Venus Conjunct Sun in Leo (12th house) Mars in Libra (2nd house) Venus rules my Libra (2nd house).