Thanks for the sharing. Setting and sticking to achieving goals can be quite a tough journey, let alone being accountable to yourself and others. This system first approach does sound useful. Hope you enjoy the journey along the way to a happier, stronger and wealthier you!
The long bond component in roboadvisors may be a cause of concern this decade. Try not to place all your eggs in that basket too. The easiest alpha still reside in CPF SA if you haven't reached the FRS yet.
Thanks for the tip Jirong! Was hoping that roboadvisors could help us invest in a safe and profitable way. But so far have not been seeing great returns.😅 I haven’t reach FRS yet. Agree that CPF SA is great!