I bought a new Renault Encore in 1984. Much to my disappointment, I later read a popular auto writer referring to that car as "desperation merchandise even when new".
Renault make great racing cars, the sporty models can also easily be abused... But, when you buy a Renault, the depreciation can be measured in the amount of metal that has fallen off in the form of rust. Second hand Renaults should be valued in weight of remaining material!
In the UK the car is registered by the manufacturer/importer the "number plate" then stays with the car for life . To be on the road the car has to be Taxed , tested and insured annually , These details are strored on a central database which are checked by the police if you cross them . Northampton was pronounced correctly :-))
When I was in Arizona, I looked into buying a car. The dealer had the ability to sell a 1 month insurance policy on the spot. Here in Ontario Canada you need to have proof of insurance before you can get a license plate.
I've bought a few motorcycles in Arizona, when I was a resident there, and dealers never offered that. They did however mention that the stated allows a grace period of 30 days to show proof of insurance. If I'm not mistaken, the state has the same policy for automobiles as well.
Weird im being informed of news (funny story) from a town I live next to England. From a lawyer living in a country half way around the world two weeks after it happened while randomly clicking on a U tube video.
In Colorado the dealer must confirm you have insurance before you can drive off. However, new car purchases are covered for 30 days if you have another car insured already.
I was getting my motorcycle serviced so I was listening to a young man who just got his motorcycle licence buy a Hayabusa. He did not want insurance, jacket, gloves ect but did buy a helmet. After the deal was done and he became the owner he started it, reved the crap out of it. Did a burn out down the driveway, lost control. Launched across the road into a brick wall on the otherside of the road. Came hobbling back and wanted them to add insurance and was told no. Left us all laughing.
Story’s like that make me so thankful that my dad bought me a 3 HP mini bike at the age of 8, even though my mom gave him hell for it, and faster ones every couple of years. When I got a fast motorcycle I was ready for it.
Perfect. More money than sense, and had probably just heard that they were fast bikes without knowing any more... They did the right thing leaving him out of pocket with a broken bike. He should be grateful that he still had his life on a bike like that.
No kidding. In Los Angeles California if you are an illegal immigrant without a driver license and your car got impounded due to a traffic violation, you may authorized someone with a driver license to get the impounded car released without paying any impound fee. However, if you are a US citizen or a legal immigrant and your car got impounded due to traffic violation, you must pay a hefty impound fee to have your car released. The radical left politicians have no shame in their pandering to illegal immigrants.
Also, in the U.S. if you have a loan on the vehicle the bank will insist that you show proof of ins. before granting final approval of the car loan in order to protect their asset.
In the UK, the plates are permanently linked to the car. They move with the car from owner to owner. They do have a vanity tag market, but it's more of a process to change plates in the UK compared to the States.
Yes, I've seen cars in the salvage yard after a crash that still had a valid plate on it. A criminal minded person could have stolen the plate and put it on the 'getaway' car before doing a robbery. They should have disposed of it better.
I used to live in Connecticut. Bought a car in Rhode Island. The RI dealer registered the car with the CT DMV, put a CT temp plate on the car. Got the metal plate in the mail about a week later. The RI dealer checked the insurance before I could take ownership of the car.
Most insurance companies do that, but with the best coverage on existing vehicles. So if you have liability only, so does the new car. In case of an accident, it is only covered if the vehicle is added back to the date of purchase.
@@robertheinkel6225 Yeah, for sure. It's important to get your insurance switched over ASAP... but this simple law basically eliminates these silly tickets.
Many policies automatically extend coverage to any car that you buy but you must notify the company as soon as possible. Also you will not have an insurance ID card for that car so you will still be in violation of the law in most places until you get one.
@@1575murray Oh really... where? That doesn’t make sense for them to do that. There’s other ways to prove that your newly purchased vehicle is insured. Anyway, if needed you can have access to insurance I.D. cards practically minutes after being issued insurance from most insurance companies now a days.
@@Tat2Dragons It's true nowadays they can fax or email one to you. I had to wait three days before I could pick up a new car years ago because the agent had to mail the ID card to me and the dealer was a real jerk about it. Ripped me off too.
I know this is a couple of months later. Probably an English dialect thing but we pronounce ‘shire’ as ‘shur’ but literally you were saying it correctly. Vehicles over here have number plates that stay with the vehicle from date of registration with the DVLA [Driver Vehicle licensing agency](as a new vehicle going in to service) for the life of that particular vehicle. Insurance and VED (formerly known as road tax) is the sole responsibility of the vehicle user / owner to purchase and are both traceable along with the MOT history via the number plate identification online by the public and via ANPR (automatic number plate recognition) for the police.
Back in the early 80’s while going to trade school in Rhode Island I registered a 1970 Dodge Dart there. At that time you weren’t required to have insurance and cost of registration was based on the weight of the car. It cost me $13.50 to put that little thing on the road.😂
I mean, you aren't wrong, but it's not the same as buying a Renault in the us. Ut actually can make sense to buy a Renault in Europe. Also Renault arguably has one of the best hot hatches in the world.
The registration plates in the UK are for the life of the car and are supplied by the car dealers. We have car tax which takes the place of yearly plate registration.
@@XFizzlepop-Berrytwist Plates and tags are the same thing. And different states do things a little differently. In my current state, I have property tax to which my registration (tags) gets attached every year. 1 stop shop. In my old state, I had to pay my property tax separate, then had to get an inspection every year, then take the tax receipt to pay registration fee for tags.
In the UK, its on the driver to make sure they have the right insurance before driving the car home. The dealership will generally remind you or offer you 'drive home' insurance while you sort out a full policy but its on the driver to make sure they are covered.
Over here in the UK, car reg and insurance aren't linked like that. Most of the cars you'll see at dealerships are pre-reg and have plates on them already so people can look up history and get accurate insurance quotes. The insurance company will need to know what plates are on the car before they can insure you for it as well. A good dealership will double check with you have you have tax and insurance on the car before handing over the keys but plenty out there who will do the least possible.
@@paulf3 In the UK plates are nothing to do with insurance and as a general rule remain with the car, not the driver. (Though there are exceptions for "cherished" plates).
Steve... In the UK the Reg.No. is a permanent PART OF THE VEHICLE ! It comes with the plate that is assigned to it by DVLA and stay with the car until it's either exported or crushed. Exeption : You apply for a personalised "fancy" plate, for a lot of money of course.
I live in the UK. It is Northampton in the county of Northamptonshire. As regards insurance, the onus is on the buyer to arrange their own insurance although most dealers will at least ask as they hope to arrange it and make a commission. I don't believe that there is a law that insists that they check. I have never been asked. However, with a new car, the dealer has to complete a vehicle registration document giving details of the new owner. There is a tear-off section for the buyer and again, the onus is on the driver to apply for car tax. But with a new car, the fee for road tax is nearly always added to the sale price and the tax application made by the dealer. In a couple of weeks or less a new registration document arrives and the car is taxed. The way the law works is that once the application has been made then you are covered. Police ANPR cameras can check with the DVLA computer and details of tax, MOT (yearly car inspection) and insurance are flagged up. If it has yet to go on the system it shouldn't be a problem as a check of the paperwork would confirm that tax has been applied for. In the UK a vehicle registration is arranged by the dealer and doesn't cost you anything. The plate registered number stays with the vehicle for life although you can buy a vanity plate. Even then, the original number stays with that car and may go back on if the vehicle is sold. I believe that we have a much simpler system than the US. 1) Car registration, 2) Car tax based on the type and size of the vehicle. 3) Insurance at least 3rd party cover. 4) Car inspection MOT every year after 3 years. All the information is held on a central computer and can be checked by the police or within limits, by the public, Anything except personal details can be checked unless you are a registered parking company or have a legal reason for the information, such as an accident with for example a hit and run.
When serving overseas I had to insure my new 1990 Plymouth Acclaim. I was lucky it had 3.0 Liter engine... anything over would require luxury insurance rates!
I take it you’ve not heard of the Renault Clio? Especially the v6? 0-60 in 5.8 sec and over 150mph top speed. Rwd, insane handling, a proper fun car. I could see that being the culprit in this incident. Lol
When I bought a new car in Nottingham, UK the dealer was in effect the first owner and had registered it, so it had plates already, (All the new cars for sale already had plates in the showroom.) The dealer wouldn't release the car to me until the registry had been transfered to me, the bank had transfered the money to the dealers account, and I had proof of insurance for that make, model and plate number. ( Took a couple of days, so gave me time to read the owners manual :-) ) In the UK unlike the USA the plate is the the cars I/D and remains with the car for life, and is not the owners plate. There is an exception for "Cherished Plates" i.e. personal or distinctictive in some way, but then you have to go through a transfer procedure, if you want to retain the use of those plates on a later new car.
last time I brought a new car in the UK the dealership had a number of number plates you can choose from to be put on your new car - also they do not need to see what insurance they have but there is a service they can sell you to cover you on the next few days as you drive the new car home - apart for North Ireland (which is part of the UK) the day you pass your driving test you can go out a buy/hire any car you wish and drive it.... The reason why people drive with no insurance.... I swapped jobs my insurance went from 500GBP to the cheapest quote of 2500GBP and the car was only worth 2000 to 2500GBP
In the UK Licence plates have nothing to do with Tax or Insurance. They are for vehicle identification purposes only. When you buy a second-hand car it almost always comes with its existing licence plates. When you buy a new car it comes with licence plates, these plates indicate which year the car was manufactured and which area it was first sold in. N.B. you can buy custom plates if you wish and these plates don't have to contain that information. Last time I brought a car the dealership gave me three days of *free* insurance, but that's the first time that's ever happened.
There's similar in Sweden - the license plate follows the car, not the owner. The US method is as I see it a bit odd - and especially the need to make a physical visit to DMV for a lot of stuff that we here in Sweden can do via phone or on the web. I don't even know where the physical address is for what corresponds to DMV here because I have never needed it. Also insurance follows the vehicle, not the owner.
There isn't a US method; there are variations from state to state. In Texas, you usually get the plates with a used car, though you get new ones when the registration expires and you register it. You can only register it if you have insurance though, so if it's a new car, you can't get the plates and if it's used, you can't renew the registration when it expires. You usually can't get it financed without insurance, so it would be unusual to drive it off the lot without insurance. They give you new plates every few years even if it doesn't change owners. The insurance is on the car, in that if someone borrows your car and has a wreck, your insurance covers it. When you sell a car though, naturally you cancel the insurance on it and the new owner covers it.
@@chitlitlah Still new plates now and then seems a bit odd to me. Here in Sweden we can have cars around with the original plate since the license plate format that we have now was introduced in the beginning of the '70s.
@@ehsnils Yeah, I don't know why the state gives us new license plates every five years or so. That's Texas though. There may be states that do the same as in your country. I mainly wanted to point out that the process varies considerably from state to state. Each state has complete control over licensing and registering cars and does it however they want.
I once bought a car one weekend after not having one for a year, so I had no insurance. The car dealer told me that if I left a message with an insurance salesman, that would cover me until I could talk to him on Monday. Guess what? That was a big fat lie. I drove around all weekend without insurance.
In England it is a requirement that all vehicles used on public highways must have insurance. Sometimes an insurance policy applies to a single vehicle and only one driver. You can pay more to include other vehicles and drivers. If the insurance covers a single vehicle you must inform the insurance company of a change of vehicle prior to using it on a public highway. The vehicle registration details are dealt with by the dealer and a permanent plate is attached before it can be driven on the highway. A dealer can have special plates that allow them to be moved on a highway prior to registration also dealer insurance.
I was raised in North Dakota in the late 90's I think I took drivers ED in 99. We were told you're not required to put insurance on a new purchase for 48 hours, but remember if you total it on the drive home you loose the car but still have to pay for it.
Seems like around 10 -15 years ago here in Indiana you had up to the time of purchasing your official plates to get the insurance. I remember a situation at one of my previous jobs. The dietary department at the hospital would deliver hot lunches to the "on site" daycare ( a block behind the hospital) for employees kids, by using this large 6 foot by 4 foot cart with hot boxes. The entrance to the day care was up a slight incline and a staff person would wheel that thing over there each day and up that incline. Apparently a day care staff person had bought a brand new car the pervious day - still had the temp plates on it and she was going to get insurance and plates after work that day. She made two mistakes - one, driving it without insurance. And two, parking in a no parking spot in front of the building. The guy delivering the food got up to the door and managed to catch his fingers in the door and by reflex let go of everything. The large food cart rolled back down the incline and before he could catch it, it crashed into the lady's new car, leaving a nice long serious scratch and dent down one side. I heard the lady was in tears when she found out what had happened. It also didn't help that the hospital's insurance ended up not paying either since she parked in a no parking spot.
I work for a major auto insurance company in the USA and we get a good amount of people that do not get insurance or swap vehicles before they leave a dealer. They often think that get 30 days to make the change, but they would have to do it effective the day they swap the vehicles. Some good dealers require proof but others just look to see if they have an auto policy.
Huh, I wonder which has such crappy terms. Here's from the verbiage from my insurer, covered for 30 days: Coverage for a "newly acquired auto" is provided as described below if: a. You acquire the auto during the policy period; b. You ask us to insure a "newly acquired auto" within 30 days after you become the owner; and c. The "newly acquired auto" replaces one shown in the Declarations, it will have the same coverage as the vehicle it replaced. You must ask us to insure a replacement vehicle within 30 days only if you wish to add or continue Coverage for Damage to Your Auto. If the "newly acquired auto" is in addition to any shown in the Declarations, it will have the broadest coverage we now provide for any vehicle shown in the Declarations.
@@andrewfidel2220 Yup, based on that wording, your does the same thing. You can ask them if you buy a vehicle on day 1. Then on day 25 you replace a vehicle with your new vehicle. Then you file a claim for an accident on day 5 and see if they will cover it. On day 25, you could do the replacement effective day 1 and it would be covered on the day 5 accident. Another issue is if the police check to see if you have coverage before you add it, that could cause much worse that the accident. It's much better to add(replace) it before you drive it once you bought it and if they have an active policy, we require no payment when you make the change. We would tell you when the payment(s) would be due. Test driving a vehicle is covered by the same coverage you have on your policy. Its just once it is in your name is when it can get complicated. The couple of places I checked with would let you back date the replacement up to 30 days from the day you request the change.
Pretty sure that when I bought new cars in the UK I needed proof of insurance in order to get the annual Road Fund Licence (car tax) which the dealer will have to organise for you as part of the purchase process. Last time I bought a new car outright was 1987 though. Last few new cars I had were leases on the Government Motablity scheme for disabled people. So that's slightly different, the lease includes everything but the petrol.
More or less correct. You need to present a valid certificate so the dealer can register the vehicle. Nowadays only the keeper / owner can pay the road tax (but you need the car registered first).
In Ohio, you need proof of insurance if financed. I know one guy that was told him he couldn't drive his car off the lot. He had paid cash and said if he had insurance wasn't any of their business. Ohio law is vague whither a dealership has that right. The "temp plates" are now good for 45 days in Ohio because it so long to get titles processed.
For as long as I can remember (I'm 10-15 years younger than Steve) New York has 'deputized' car dealers to issue plates and process registrations and titles. We do need to prove to the dealer that we have insurance, but when I bought my last vehicle there was some difficulty getting the insurance card but they said as long as I acquired a copy within a few days I was good as the vehicle had been added. One option for approving the dealer for adding a new vehicle is to call the insurance company and advise them that a certain dealer will be calling to add a vehicle for you. Of course, with everyone doing digital stuff these days, it's just a matter of logging in to the app on your phone, I'm sure many mainstream insurance companies have the insurance "card" available in their app.
Steve.... I bought a car in Detroit from a dealership without a license and drove it off the lot with payments in my name... I had a learner's permit from another state (happened in the late 90s)
In New Mexico it takes 30-90 days to get a plate, you can no longer get them from the dealer. We also have to show insurance before they will turn over the car. Even with that less than 50% of drivers have insurance which makes un-insured a requirement even for an old car.
@6:00 New truck, paper registration tag in window. Every time I drove thru a quiet little town in-between the two cities I was moving from and to, the bored police officers on duty would stop me to check my paper registration. "This is the fourth time I was stopped. I guess the last shift didn't tell you my paperwork is current? This is How many people work in your department? I am just curious how much longer until I've met them all." Several more guys, so you may be stopped a few more times before you get your actual license plate. After that stop I drove several miles out of my way to go around the town because of the time wasted stopping to chat with the local PD.
In England and Ireland you can have a policy that covers you as a driver in any car. Aswell as specific cars. Where you only have specific car cover one can inform their provider of them wishing to purchase a car and then the extended cover is provided for a short period of time. Usually only 30days. And only available where your policy allows. Young men are almost never privledge this without paying for it. So yes. You can purchase without insurance in England and Ireland. You can even extend your policy to another person for a short period or extended period. Again. Only where the policy the person has allows.
Steve I'm watching from Canada, Here we follow basically the same as Michigan. The dealer takes care of all licensing, and assured me they would contact my insurance etc. I purchase a 2018 Ram in 2018, we picked up our fully plated Ram. Here a vehicle can not be plated without insurance. They wanted that sale so bad that they put us on the road without insurance. We drove all weekend without any, I called my agent on Monday to verify, just to find out that only I can have the vehicle put on the insurance. The Dealership failed to inform me that they could not have the vehicle put on my policy and that I must be the one to call insurance.
Here in Manitoba Canada, if you trade or sell a car and buy one within i think 14 days, your old plates and insurance cover you for up to 14 days. (Some exceptions apply) Bought a new car a provide over (Saskatchewan) with no trade and saleswoman drove us to the insurance place to get a temporary permit to drive it home. Some folks like risk? What if wrecked car & killed someone or even just hurt themselves so bad they could not work? Not worth the risk! Thanks for the story!
In the UK, car dealerships are supposed to check if you have all the correct paperwork before they allow you to drive off the lot with the new car but many of them do not because what tends to happen is that before pen is put to paper, the salesperson, as part of the contract proceedings is supposed to ask to see the persons drivers license, insurance document and tax document (car tax is done online now) and if the driver does not have any of those documents, the salesperson is supposed to tell the driver that they cannot drive the car off the lot until they have all the correct legal documents. This then puts off the driver and as a result the driver pulls out of the sale, sale lost. What you will find happens instead is that the salesperson checks the drivers license because the license is need when filling out some of the sales contract paperwork. The car will have been taxed by the dealership meaning it is legal to drive on the road BUT they will not ask about insurance because they assume that the driver has insurance cover. There is no legal requirement or legal responsibility on the dealership to make sure the driver has insurance. Driving without insurance on public roads in the UK is against the law and it is why dealerships wont ask the driver for evidence if they have car insurance because in the UK, if you are witness to a crime be committed or know that a law is about to be broken, you have a legal responsibility to intervene if safe to do so or to call to the police immediately. So, if the salesman knows the driver has no insurance, the dealership has a legal responsibility in not allowing the driver to drive the car away, end result, sale lost. 'Don't ask, don't tell', salesperson is covered because they assume the driver has insurance. If they do not then it's the drivers fault, not the car dealers.
Here in Massachusetts, we don't need to carry proof of insurance. It is printed directly on the registration. If the insurance expires, ins. co. contacts the state and they cancel the registration immediately.
When my Motorbike got totaled in 2015 I learned a lot about Insurance in the States, especially in Missouri and Illinois, though other states are different I am sure, I understand that in Canada we do not over pay for insurance and now happily my insurance every year.
Bought a car in 1999 on a Sunday, only had liability coverage, could've insured it through dealer but chose to leave it at the dealer until next day when I could call our agent. Went and picked it up next day. Ever since we've had full coverage on at least one car so no problem adding it later.
In the UK we have three classes of car insurance: the lowest (which is the minimum required to drive on public roads) is "Third-Party". This covers any damage you do to other people, but does not cover you or the vehicle. Next up is "Third Party, Fire and Theft" which will pay out if your car is stolen or bursts into flames.(I suspect that cars mysteriously bursting into flames in the middle of the night is more common here than elsewhere in the world as a consequence). Finally we have "Fully Comprehensive" (usually abrieviated to 'Fully Comp') where it will pay out for damage to your car. The thing is that fully comp usually covers you to drive other cars at the third party level without having to tell the insurance company. So most uk drivers could legally jump into a brand new car and drive it away, since they would be covered by the policy on their old one (sort of, it's a bit dodgy at the edges, and I'm simpliflying a bit). So that's why dealer's don't ask to see insurance documents - and in most cases there aren't paper documents anyway. There's a pdf on an insurance company website I could download if I needed it - but I've never needed it. I do laugh at the technologically advanced US still having paper tax stickers on plates. Here you pay your yearly car tax on line - nearly all cop cars are equipped with number plate registration recognition cameras linked to the national vehicle database and the insurance companies databases. If they drive past a vehicle without tax or insurance it pings the driver to make a stop. And the police either know if you have insurance or can query the database if you're driving a different vehicle to the one you have the insurance on.
Hi, Steve In this instance your grasp of geography and pronunciation UK counties and county towns is perfect. How could he drive of the dealers lot? The dealer was breaking the law by not ensuring the new owner driver had valid insurance before handing over the keys! P.S. by American standards you do not speak too fast, any one who thinks so should listen to some American (ATC) Air Traffic Controller exchanges, I known some of your airports are extremely busy, but clarity of and understanding of ATC is paramount to safe flying, sat here at my computer they speak way too fast. Glad I was learning to fly helicopter here in the UK.
In UK The plate is ( unless you want a private plate ) always with the car ie the VIN is attached to the car plate. The insurance and tax status are both centrally held on computer. If you don't have insurance they tow it away until you do.
Every dealership I've worked at always provided the buyer with a faxed/email copy of Insurance at point of delivery. And for as long as I can remember, its always been required for the "Deal Jacket"
UK License plates apply to the vehicle and go with it to the next owner. Insurance is for the individual but the premium depends on the driver's record and the vehicle's specification. Buying insurance is the individual's responsibility. The dealer has no responsibility.
We don't pronounce 'shire' like that in the UK - it becomes something more akin to 'shuh'. So Northamptonshire becomes 'Northamptonshuh' - easier to say ;) It then follows 'Yorkshire' becomes 'Yorkshuh', 'Hampshire' becomes 'Hampshuh' etc... An example: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-XtjeyNepm6E.html Edit: and plates are attached to the car, not the person in the UK. So the car comes with plates, which are the same whomever buys the car.
In most European countries the plates are connected to the car, not to the driver. If I choose to drive without being insured (or with an expired technical inspection) I will get an automatic fine. So no need for anyone, including dealers and even the police to check that. Its all automated.
In the US most states your insurance covers you for like 10 days when you get a new car. you still show proof of insurance on your previous vehicle before you get the paperwork from the dealership then it’s your responsibility to prepare and transfer over the information to your insurance company within those 10 days. If something happens though you would still be covered even though the vehicle isn’t on the policy at that moment of time
And if the insurance company decides not to cover the car you bought ten days ago because you hadn't told them about it - you tell them they are required to, even though the contract of insurance specifically says you have to tell them immediately when you want to add or drop a car from the policy?
Interesting how you describe the experience of getting a new car! Long ago I visited the USA and rented a car. I got a new car. It even had no license plates, just a temporary tag (a little uncomfortable for me as a foreigner, over here one would be stopped by every policeman in sight when driving without plates, but apparently that is not an issue in the USA). However, what you said about "remove the plastic, remove the stickers, paper on the floor" intrigues me. That is also how that car looked. I basically had to "unpack" it. At the first stop I removed all of that stuff. I assumed that is the kind of service a rental car company would get when they take delivery of say 20 new cars, and maybe they were understaffed to do that themselves at that time. But now you descibe the same thing as a "new car feeling".... That is completely different from how it is done here. The car dealership will do all that for you, will clean the car until it is spotless, check everything, make sure all fluids are OK, order a bouquet and/or a bottle of wine, and give you your new car as if it is a present. They make sure you feel treated like a king. Is this so different in the USA?
The exact level of service depends on how nice the dealership is. Almost all will check the fluids and take off most of the plastic and stickers. Some leave the paper floor mats to show that nobody's shoes touched the carpet while they were prepping it. I've never heard of bottles of wine but maybe they do that at upscale dealerships. Some do like to put a big bow on your car when they are finished getting it ready for you, though.
Temp tags are a pretty common thing in some states. (Registration is handled on a state-by-state basis, so it depends on the rules in each state.) Definitely not the same thing as no plates, which will get you pulled over.
@@dominickpastore In my country, plate manufacture and distribution is quite tightly regulated. When you do not have the properly serialized and registered plates for some reason, you need to have special temporary plates that are without the serial number, seal, etc. and are in a different color. Driving around with just a piece of paper instead of a plate will get you pulled over by the first police officer who notices it. However, that is apparently completely different in the USA, we drove around for like 4 weeks with that temporary tag and through several different states, without any problem.
@@Rob2 I mean, it's not just any piece of paper...it still has a number on it, which generally police can check if it's valid. Plus most states have at least some security feature built in, like a holographic seal, so they aren't totally trivial to forge. But police don't totally ignore it, either. A brand new car with temp tags doesn't raise suspicion, but a junker with temp tags does, and they will often look for excuses to pull you over and run the plates in that case.
My insurance covers any new car, I have up to 30 days to inform them about the new car. Some states, like Virginia, do not require insurance so you can pay cash for a car and leave the dealership without insurance.
Driving without insurance in Ontario Canada carries a fine of $ 5,000 to $ 10,000 first offense. Plus a 30 day license suspension. Second offense fine is $ 10,000 to $ 50,000. We have a Compulsory Vehicle Insurance Act. Friend of mine got dinged several years ago when the fine was a bit lower, $ 3,000 and no ifs or buts, he had to pay.
My insurance company covered my new car automatically. I had a week or two to give them the details. This is especially true as the required insurance by my state is Liability, which follows the driver, not the car.
Good job Steve, you pronounced Northampton entirely correctly!. Mostly it's (incorrectly) pronounced "North Hampton". But the the "shire" part of any English county should rhyme with "hear", not "higher". Licence plates in the UK are issued when a vehicle car is first registered, normally by a dealer. The registration plate (as it is known) stays with the vehicle for the rest of it's life, unless an owner decides to have a personalised or vanity plate instead. The dealers are under no obligation to check you have a license or insurance, but most police vehicles can run a plate and an office will almost instantly know who the registered keeper is, and if it has insurance, road tax, or required certificate of roadworthiness for most cars over 3 years old. Do I get pedant of the month award? :)
As long as you have insurance on a current vehicle it’s practically automatic they extend coverage to any additional vehicle you’ve purchased until you have an opportunity to arrange the details with your insurance company.
IN the UK brand new cars don't show on the DVLA database until the day of purchase/delivery when I bought I new car August last the car company gave a week's insurance so you are covered from day one. I had to apply though and only did so because the REG number I was allocated was not recognised by my insurance company when I tried to get cover a few days before delivery.
Your pronunciation of the town and county are correct. Baring in mind that it was 1964, you could do almost anything in regard to license plates - i.e. make your own, paint it on the car, buy stuff to make it at a local shop, have the dealer make the up and so on. They had blanks that the necessary plastic letters and numbers plugged into. I still have my rear plate hanging in my den.
The tag or plate is due to the DMV clerk has to update the registration. In CA the DMV goes to the dealerships one a week or so to process the paperwork. They must have a copy of the car insurance to process the registration paperwork.
In Wisconsin if we have current insurance on another vehicle we have 2-30 days depending on insurer, to register the new vehicle with our insurance. My last new(used) car I drove him before calling my insurance. I maybe requested a quote before finalizing to know what I’d be on the hook for at least for the time
Normaly the dealers here in the UK will check that but well some don't and don't even need to have a driving license to buy a car here in the UK,you dont even need to have any car documents with you.The cars here have a number plates put by the deallers following a sequence, so the number plate belongs to the car and not to you. If you buy 10 cars each will have a number plate and they can't be used in other car . And yes you spell Northampton ok. Northamptonshire, archaically known as the County of Northampton, is a county in the East Midlands of England.
In Arkansas I wasn’t required to prove insurance to drive off with a new vehicle... I purchased the insurance like 2 days later when I thought about it while on a lunch break. Though I did give the dealership my insurance information since they let me drive the car for a full weekend before purchasing the car.
In the UK the insurance is specific to the driver, and not the car. The driver then gets a "cover note" for a particular vehicle from the Insurance Company. The car registration plate normally belongs to the car for all of it's life. The police can look up a car on the Government's system by it's registration number to check if it has paid current Road Tax, and has a current MOT (annual roadworthy test) Test Certificate if it is over 3 years old. The police can also look up the registration number/driver on the MIB national car insurance database to see if it has insurance. All from a computer in the police car. Car Dealers and on road car "testers" have "dealer plates" for their business insurance. That they display in the front and rear windows when driving a car. Things get messy when people assume that they have insurance that covers them to drive other people's cars, and then find out they don't have that clause in their insurance policy when the police stop them. Or people assume that they are covered by the car owner's policy when they are not. When they discover their parent's didn't include them as a "named driver" in this year's policy.
Steve, in the UK some counties are called shires. The county of NorTHAMPton (stress the "THAMP" syllable) is called NorTHAMPton shuh ("shire" is reduced to "shuh") and the county town (seat in the US system) is NorTHAMPton. The insurance referred to is Compulsory Third Party (CTP) and ye, most dealers can arrange to get your tags for you.
In the UK the 'tag' (registration plate) is permanently affixed to the car. Car Tax and insurance is held on an electronic database connected to licence plate readers. It's up to individuals to maintain insurance, any any car without valid insurance can be seized and crushed, unless heavy fines paid. Driver also gets points on licence and possibly banned from driving.
In Texas, the Dealer issues a 30 day paper "Temporary" plate, and the paperwork is processed through the DMV. The Dealer usually within 30 days will call to let you know your plates are in. At time of purchase, you can ask the Dealer to mail you the plates.
I’m from The Netherlands so the laws may be a bit different in the UK. But the dealerships prove the plates for you. Plates here are not tied to the owner but to the vehicle itself. The dealership doesn’t ask if you have insurance because the police can check instantly via your plates if your car is insured. So the chance is high that you’ll be caught driving without insurance
In the UK the dealers don't check for insurance, it's the drivers responsibility to get the insurance and pay the annual vehicle tax, also the number plates are always included with the car they aren't a separate thing unless you want to pay for a personalised one, we don't have different plates for different areas, after a car is 3 years old then you have to have an MOT vehicle safety test done every year by law
Just bought another used car, going from 2006 Jeep Liberty to 2015 Ford Escape and I'm in shock. I thought "high tech" was intermittent wipers. (OK, I'm 68 years old.) I'm going to have to STUDY this car. Cannot BELIEVE a car with just a 'start' button. Michigan
In my state (Idaho) and many others, insurance regulators let the insurance company raise your rates if you invoke the "uninsured/underinsured" section of your policy. So you're just paying for a loan option. The insurance company will get it all back from you with interest eventually.
something most people dont realize, new tires actually have a break in period. about 500 miles before you get maximum traction. its very easy to burn some rubber as you leave the tire shop with brand new tires. or a brand new car with its brand new tires. and lets not forget strange car, you arent familiar with how it drives yet. its probably more powerful than your old car, the transmission is good and tight and bangs off shifts hard, even if it feels smooth.
Here in the US,each state has its own rules on insurance and registration. For example, in Massachusetts, and New York, you can't even leave the lot until you can prove insurance.
A UK plate only shows that the vehicle is registered, we used to have annual tax discs to display in the lower left corner of the windscreen, but those have gone virtual now. Before the police stop you they have the data in their car from your machine readable plate referred to the government computer that tells them who the car is registered to and the insurance details and it's annual test status. No the dealer doesn't usually check or deal with insurance. You should tell your insurer first and get both cars on the insurance for the changeover day, but... However rule number one is don't excite a police officer by bad driving unless you want to be pulled over
You got Northampton pretty close.. But we don't pronounce shire as shire when part of a county name. We say it kind of like shirt with a silent t. Love you covering an English story 👍
In America most insurance companies will insure newly purchased vehicles for a day or two after the date of purchase. This gives the owner some time to add the vehicle.
Really? I’ve never heard that before. It doesn’t make much sense anyway, because it takes hardly any time at all to add/change a newly purchased vehicle to ones policy.
Most (but not all) dealers in the UK offer free 7 day 'driveaway insurance'. The insurance companies offer this as it's great marketing, and they hope that people will stay with them afterwards.
Good on the "Northampton" pronunciation, well done. We can forgive you the "shire" as it doesn't sound half bad said the American way, we'd probably pronounce it "sherr" though. Gotta love English, no rhyme nor reason. In UK cars are already registered with DVLA and already have plates when you buy them. You can't drive without plates, except possibly if you are a garage in which case you can use "garage plates" which are red on white. A car without plates will definitely get stopped by police.
Some states don't require proof of insurance at time of purchase. Arizona (for motorcycles, in my experience)and Kentucky both have a grace period to show proof of insurance. I know this from personal experience in both states purchasing vehicles.
The system in the UK is different. The registration plate on the car is a permanent fixture for the whole life of the car and has no connection with insurance. Insurance is the car owners responsibility. The system is completely automated and the police cars have plate recognition cameras linked to the licensing centre and will automatically flag up if there is no insurance, no road tax or no MOT (roadworthiness certificate.)
In UK the license plate only means you paid your taxes assuming it is current. There is a second database that police use to verify insurance. No insurance the car is seized about 48 to 72 hours later if the car is not insured and retrieved from impound it gets crushed and sold for scrap. Too many passengers in a vehicle, all excess passengers are thrown to the side of the road where you're stopped and you walk home from there even if you are on an active motorway.If the PC's are in a charitable mood they may drop you at the nearest service station. If not tough luck.
In the UK you can buy a car without having insurance for it and the seller won't ask anything. It's your problem and duty to take care of. Aside of that, reg plates (no plates) get put on a car at it's first registration and stay on the car for life usually.
Vehicle insurance (covering your or another car) is not compulsory in Australia. The registration does however include CTP (Compulsory Third Party) insurance that covers personal injury, but not any property / vehicles. Even if you don't care about your own car, you really should have third party insurance in case you are involved in an accident and you are deemed to be at fault. At least then you won't be coughing up big $$ for the damage caused.
Yes. You can buy a car w/o insurance in the UK. The tag follows the car. So yes, the dealer puts the plate on the car. It's cheaper to buy a used car in Britain than in Ireland (north or the republic). I've heard loads of stories of people going over to England or Wales to buy a car and then getting pulled over on the way to the ferry and getting the car impounded due to lack of insurance or the wrong insurance.
