Portability Of Health Insurance Plans - Here Are The Things You Need To Know - By Harish Prabhu

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Опубликовано:

20 окт 2021

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Комментарии : 25

@akshaybhat2867 2 года назад

I feel Health insurance is mandatory!! Thank you Mr.Harish prabhu for passing informative take on health insurance.

@rameshverma45 2 года назад

Excellent!! Insightful!!!

@voiceshrey 11 месяцев назад

Very useful information

@balakrishnanayak1750 2 года назад

Good discussion n infos for all People Sir👍

@yugandharnalabolu3518 2 года назад

Excellent information

@AshokKumar-2113 2 года назад

Thanks you very much sir 🙏

@koteshwarkodaree3035 Год назад

Thank u sir

@pas3088 2 года назад

Dear sir, can nri buy soverign gold bond from secondary market, My nro demat account allows to do so.?

@DineshKumar-kx1wm 2 года назад

Sir, Pl get it clarify the ambiguity that if insured on portability increase sum Assured then whether increased S.I. will be treated as fresh sum insured and will be given treatment as fresh insurance inspite of one has C.B. IN PREVIOUS POLICY BUT NEW INSURER HAS NOT RENEWED WITH C.F. C.B. ? Say previous S.I. RS.5 LAKH, C.B. RS.2 LAKH AND ON PORTABILITY RENEW WITH SAY 7 LAKH, WHETHER NEW INSURER WILL PAY CLAIM AS PER 7 LAKH FOR ALL CLAIMS INCLUDING THAT OF WAITING PERIOD DISEASES TOO? PL CLARIFY

@npratapvet 2 года назад

Excellent topic and good information for us.

@NRIMoneyClinic 2 года назад

Thank you Dr Pratap

@baskerr1445 2 года назад

Sir, excellent video. You are to the point and crisp. Is there any video on selection of health insurance providers in India with advantages and disadvantages provided by each health insurance.

@NRIMoneyClinic 2 года назад

We will try to produce a video on the suggested topic. Thanks for suggesting the topic

@baskerr1445 2 года назад

@@NRIMoneyClinic Thank you so much sir.

@meenathomas1782 2 года назад

Let me know wheather person with health insurance in india can claim in other countries.

@kalubalu3702 10 месяцев назад

Bro i am planning to Port to secure from my health suraksha silver HDFC. It has completed 7 yrs. Shall I wait for 1 year again so that 8 year complete in one policy to avoid any inconveniences later on due to PED. Or no issues since it's inside migration? Please advise. Thanks!

@chandramouliramachandran4217 2 года назад

I have a problem. I ported my health insurance from one company to another company which accepted all the previous benefits of the company including Master health upto a particular limit. Now when I lodged a claim they are telling that Master health check up can be availed only after paying the renewal premium for the second year, whereas mine is a continuous policy for more than 10 years in the old company. Please clarify.

@bappasaha3715 2 года назад

Pls make an episode on personal accident insurance plan sir🙏🙏🙏

@vinodjain557 2 года назад

NRI living abroad permanently , have health insurance plans , filing ITax returns in India too ; can get a rebate in India’s tax returns . In US there is only a premium rebate for seniors & that rebate is paid by Federal Govt . A simple reply shall help us.

@rajivmehta7379 2 года назад

Most of the companies are misrepresenting while selling health policy or while porting policies of other companies. All the terms and conditions should be informed beforehand in writing before taking payment but are informed in writing afrer taking payment which is wrong and insured are being cheated . So many ifs and buts are there in policy document which the insured should have right to know in advance . Even on porting there are many things which are not disclosed as IRDA has given free hand to the insurance companies and there is hardly anything in favour of insured .

@anujbansal1990 2 года назад

I have purchased a health policy and after purchasing I took claim for heart stunts in 2014-15 and no claim after that till now .Now I wish to port the policy . please guide kya ab port karne par meri sab disease cover hongi inclusive heart

@tnbandhu Год назад

What about moratorium sir ji

@premashanmugam8643 2 года назад

Is there any age limit for using portability?

@NRIMoneyClinic 2 года назад

No age limit

@BiswaranjanGangulyGanguly 2 месяца назад

Some correction to be shared.Sir telling the company taking is the liability.sorry for this statement, it's not liability, you are making asset instead of liability,from the clients for doing business through taking huge premium from clients after clients!!!As per IRDA regulations from 01.04.2024,any policy on consecutive 5years on old policy the moratorium period will be imposed( before 01.04.24 it was 8 years from 2016.).if it's having moratorium period,covered with continuity benefit with old company, then no questionable matter does not arise from the new company to be port for new company as well as no questionable matter for ped, either it is disclose ped or not, it's not an issue.because client already crossed 5 years, which is crossed waiting perid of 4 years(max 4 years waiting period for ped).At present porting for clientsto new company is uncontestable, otherwise any fraduluent matter.