⦿⦿About Punjab and Sind Bank Car Loan:
Punjab Bank and Sindh Bank are centralized banks in New Delhi. There are 1,559 offices nationwide, and they have 623 offices in Punjab. Vir Singh is considered the founder of the bank. In March 2020, Punjab and Sindh Bank had a total of 8,862 employees. It was established on June 24, 1908. The auto loans provided by Punjab Bank and Sindh Bank have announced eligibility criteria, which include the applicant's CIBIL score.
#PunjabandSindBankCarLoan
⦿ Advantages of Punjab and Sind Bank Car Loan:
➡ Interest rate starting @7.35%
➡ Choose from multiple banks
➡ Used & new car loans
➡ One-step application
➡ Approval in 2hrs
#AdvantagesofPunjabandSindBankCarLoan
⦿ Punjab and Sind Bank Car Loan Eligibility:
🅐 Salaried Individual:
🅑 Age - 21-70 years of age
🅒 Net Monthly Income - should be a minimum of ₹ 25000
🅓 Employment Duration - Minimum 1 year
🅔 Income Eligibility - Depends on Form 16 and Salary Slip
#PunjabandSindBankCarLoanEligibilityCriteria
⦿Self-Employed Individuals:
✔ Age - 21-70 years of age
✔ Minimum ITR - Rs. 4 lakh, Rs. 18 lakhs (for selected car models)
✔ Employment Duration - Minimum 3 years
✔ Income Eligibility - Depends on the latest Income Tax Returns
#PunjabandSindBankSelfEmployedCarLoan
✨ Self-Employed Non-Individuals (Company/Partnership):
💫 Minimum ITR - Rs. 4 lakh, Rs. 18 lakhs (for selected car models)
💫 Employment Duration - Minimum 3 years
💫 The applicant has to present IT returns and audited financials of 2 years with Calculated Income.
⭐ Priority Customers:
➊ Applicant should have a vintage of at least 6 months
➋ Average Quarterly Balance - Minimum Rs.1 lakh for last 2 quarters
➌ Maximum Loan Amount - 3 X Average Quarterly Balance of Last 2 quarters
🔯 Punjab and Sind Bank Car Loan Interest Rate, Fees, and Charges:
🌠 Interest Rate: 7.35% p.a.
🌠 Processing fee: 0.40% of the principal amount
🌠 Issuance of Duplicate Repayment Schedule Charges: Rs.500 per instance
🌠 Penal Interest: NIL
#PunjabandSindBankCarLoanInterestRate #PunjabandSindBankCarLoanFees #PunjabandSindBankCCarLoanCharges
⚫ Punjab and Sind Bank Car Loan Documents Required:
Documents required for a car loan are as followed:
☛ Identity Proof: Driving License
☛ Aadhaar Card
☛ Passport
☛ PAN
☛ Voter ID
⚫ Date of Birth Proof: Birth Certificate
➡ Passport
➡ Driving Licence
➡ PAN
#PunjabandSindBankCarLoanDocumentsRequirement
🌟 Income Proof: Latest Form 16 and Salary Slips
⚫ Punjab and Sind Bank Car Loan Types:
Punjab and Sind offer three types of car loans to their customers. You have the choice of picking the offer which suits you. Punjab and Sind Bank presents the following types of Car Loans:
✅ New Car Loan - If you have a desire to buy a new car, this scheme is for you. You can avail of a car loan from Punjab and Sind Bank for a minimum of Rs. 1 lakh and a minimum tenure of 7 years.
✅ Used Car Loan - If you wish to purchase a used car then you can pick this scheme which offers a minimum loan of Rs. 1 lakh and a minimum tenure of 5 years.
✅ Loan Against Car - You can select this scheme if you require urgent funds where you can keep your cars as security with the bank.
#PunjabandSindBankCarLoanIncomeProof
⚫Time Stamps:
Punjab and Sind Bank Car Loan Key Features 0:15
Punjab and Sind Bank Car Loan Advantages 0:30
Punjab and Sind Bank Car Loan Interest Rate and Charges 0:40
Punjab and Sind Bank Car Loan Eligibility 1:00
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For Best Offers On Car Loan
Check Link Given Below
www.dialabank....
For more details
www.dialabank.com
9878981144
booking@dialabank.com
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14 окт 2024
