an insightful sound method from a top performer would always provide more interest no matter what, last year yield interest remitted 39k in passive income. Q2 this year was 17k as It does takes time and the magic of compounding. it truly great to see steady growth.
It seems like a lot of your interest is riding on your source ability to perform hefty, I could really use your viewpoint bcos I need a lot as rent, inflation alone eat up almost all of what I make. get me involved.
Oh very well then, Props to Frost Hilda, her name, and resourceful stock wits structures my holdings quality merits. Best you get more conversant yourself.
Brilliant video. I am a big stock guy and it has worked well for me, but I also like to have a well balanced, low-cost set of ETFs that keeps the money in my pocket.
Sweet money man!!!💰 tbh having an experienced advisor manage my portfolio has been invaluable. Started in 2020. Just retired with a nice nest egg of over ~$2m
I like VOO or VTI for the cornerstone of my portfolio. I like SCHD for the dividends ETF… but don’t go all in! I have QQQM for a growth ETF. I use VGT for my growth, but I am a tech bull. QQQM will be more diversified by sector.
I'm a plumber making over $100k a year, and I've never invested before but do have a substantial cash saving. I'm thinking about starting a Solo 401(k), but I'm stuck on what to invest in. I've watched a lot of beginner videos, but I still don't know the best way to start. Any real-life advice or tips would be really helpful.
I believe every Investor should start with ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.
A healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech.
You don't need to find the next NVDA to succeed in investing. Just choose top-notch ETFs and partner with a financial advisor like I did. I turned $100k into $53,000 in annual dividends-a significant milestone for me today.
I'm scared about retirement as I turn 60 on my next birthday. I need to ensure I have enough money to survive on. How can I consult your advisor? My retirement account isn't performing well.
Melissa Elise Robinson is the licensed advisor I use and im just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment
I love both ETFs. Couldn’t definitively decide one over the other. Ended up buying QQQM in my Roth and SCHG in my brokerage account. I have a considerably larger position of SCHG.
The performance numbers I saw gave an even split 2 each and the upcoming 4 way split of SCHG was the deciding factor for me , I switched from QQQM to SCHG.
Great content, man. One suggestion. Be aware that at the end of phrases you lower the tone so low that one can't hear what you're saying. And somehow at yhe end of phrases there is always something important that can be missed by rhe audience. Try to use a compressor either live or at editing to keep the sound at audible level all the time.
Hey mate, thank you very much for your suggestion! I'll try to improve on that in the future. Are you also into video editing or youtube content creation?
Hey man, I haven't forgotten your request! In the next weeks (probably next week) I'm going to publish a comparison VGT vs XLK (two of the best Tech ETFs around). I'll try to also do a video on all the best tech ETFs, only I don't know when.
The truth is, they are both wonderful ETFs. In my video I go through the single points and in the end QQQM wins by a little, so if I have to choose I'd say QQQM. But they are both great, you won't do anything wrong if you pick either of them.
My life changed too when I started doing this and putting money in stocks. The first few years it as really great, but this year I haven't felt like my portfolio is doing well. I have lost more than $40,000 from my portfolio the past four months, and it's now very worrisome.
My next video next friday is going to be a detailed comparison of VOO and VTI, including expectation for the future when choosing one over the other. Stay tuned!
Hey there, I would honestly not have as much as 50% individually on growth ETFs, so maybe I'd reduce qqqm+schg to a total of 35% and give the 15% back to VOO. By the way, VOO also has overweight in growth, but at least in case of price adjustment of the growth market S&P500 would automatically increase the value part, making it less volatile than pure growth ETFs
@@DanielSuarez-zn8iw I would have as much as i want in an S&P500 ETF or in a total stock market stock. For sector ETFs yes, I would not have more than 50%. Growth has overperformed in the last 15 years, but not in the real long term when compared to value. So you never know what's going to happen in the future
Obviously with ETFs it's always a question of the index they track. But I'm not doing videos about the indexes. For simplicity, I refer it as strategy of the ETF.
The first step to successful investment is figuring your goals and risk tolerance either on your own or with the help of a financial professional but it's very advisable you make use of a professional
~Mrs Mary Gail was my hope during the bear summer "' last year. I did so many mistakes but also learnt so much from it , and of course from Mary Gail Benner. She is my number one when it comes to crypto and TA.
Compare to FSPGX growth mutual fund from fidelity it’s a mutual fund with an expense ratio .035. Price in the $30s with basically the same performance you can actually buy whole shares and not tempted to sell being it’s a mutual fund. Nice video
Qqqm has a problem with companies not in the nasdaq, which are tech weighted. This fact should be a part of the diversification aspect as Schg has a wider pool to choose from
Thank you for your feedback. I did consider and said that schg has 250 companies and qqqm is only limited to the 100 of Nasdaq, in fact SCHG won that segment of the analysis
Hey man, unfortunately no. There is not a great selection of dividend etfs for Europe, there are some good ones but nothing comparable to SCHG as holdings
My partner likes your videos and information. My brain glazes over when he watches investment videos. All I could think is, please don’t ever wear that T-shirt ever again. 😉😖🤣
Hi Landon, Undoubtedly TQQQ has given a monstrous result in the last 10 years due to the performance of the growth sector. Let me say it like this: as long as things go well, leveraged ETFs like TQQQ seem like an investor's paradise. When a new cycle of value predominance occurs, that's were people are financially ruined by ETFs like this. TQQQ gives around 3 times more returns than QQQ, but also 3 times the losses. As long as we are living the "Growth" dream, which has been dominating since over 15 years, ETFs like these look like a no brainer. But we as investors need to see the real long term --> 20-30-40 years. That's where you see that what happened to growth in the last 10y is actually a anomaly, although a good one. Moreover it has almost 1% expense ratio, which is not a big deal when the ETF gives 30% per year, but it does hurt after it gives -30% for a couple of years. If you are a day trader, or if you invest for the short term, you can surely put some money on it. You might even get really rich with it. Consider though that most of the AI Hype has already been priced in the current market valuation, so I'm convinced we are headed for a flatter second half of 2024. In any case, my suggestion would be to only invest a certain, small portion of your net worth in an ETF like TQQQ. Don't just go all in on the growth sector with a leveraged ETF just because growth did so well in the last 10 years! Does it help?
@@rick.austin yes, that makes sense. but long term, lets say 20 years in a roth ira. This looks good to hold 10-20% of my portfolio in my opinion. qqq isnt going anywhere as im sure our stock market won't completely crash as we have stops in place if it goes too far down. Seems like a win to me. And yes, never go all in. Diversification is paramount! Thank you for the reply, and i think this would be a great vid subject for future content. Keep up the great work brother!
In my 380k traditional IRA, I'm in the process of winding down my stock holdings and will go for SCHD, SCHG, and IVV as my tri-core, evenly distributed for now. IVV and VOO are basically the same. I retired in 2020 due to the pandemic instead of eking out another year at work. Stocks I'm hanging on to for now are AAPL, CLS, NVDA, AMRX, MAIN, SLVM, SPOT, and STRL. I also have a few sector ETF's, SMH, FTEC, JEPI, JEPQ, XLF, and VNQ. I still have 1.5 years to go before I have to start my withdrawals. I'm considering looking at monthly dividend holdings, and switching my IRA completely over to a brokerage account once I'm of age. I most likely will be looking for a tax advisor to guide me during that process, since I've been doing all my holding activities on my own, mostly using Zacks and Fidelity as my advisors. This was certainly a great year for me, but I need to go a little less agressive now that I'm retired. But only a little. I've never owned bonds and never will. That's just me.
I already have SCHB, VTV and SCHD in my retirement account. Will it make sense to still add QQQM to the portfolio, knowing that SCHB is a blend ETF that has some growth stocks within it? Thank you
Hi there, it depends to your inclination to the growth sector. Surely with the ETFs you mentioned you're strongly tilted towards value, regardless of SCHB. Almost all of the companies in QQQ are already in SCHB, but people should't overreact to fund overlap: if the you buy QQQ to increase your overall weight on growth compared to your current portfolio, there's nothing wrong with it. Honestly, I can hardly suggest anyone not to have QQQ or QQQM in their portfolio
Hi @@randsimon1313, yes they are the same and QQQM is cheaper. Now QQQM is big enough, in terms of AUM, that you don't even have any issue with spread. So yeah, I would definitely go for QQQM
Hi Richie! You're strongly tilted towards growth. Obviously growth overperformed lately so you muat have had great returns, but what about adding a diversified foundation with an S&P500 ETF?
I really don't get it. Why people are obsess with expense ratio, look instead at the annual return. QQQ have a high expense ratio but the annualized return is better. Do not forget that the expense ratio is already deducted in the return
Hey there, do you mean QQQ with respect to QQQM or SCHG? QQQM has the same annualized return since inception (2020), even a little bit better because of 0.15% exp ratio instead of 0.20%. If you mean SCHG, I totally agree with you. In fact, you can see the result of my comparison confirms that
Yes I did many im the past (if you check my playlist on etf comparisons in my home you'll find them), but I'll do more! Actually i've been trying to broaden my topics because i don't really like niching down on the same type of video every week :)
When deciding which ETF to choose, do I take into consideration that SCHG is $94.45 per share and QQQM is $185.87 so I'd be able to afford twice as many shares of SCHG?
Hey there, the unit price has no influence whatsoever in the value of the ETF. Investment firms arrbitrarily decide how many shares their ETF fund is divided into. What you have to care is only how much (%) the share grows. Most brokerages (I believe almost all now) allow fractional investing, with which you can buy even a fraction of an ETF share (you invest a $ amount you decide instead of a nr. of shares). So buying $50 of SCHG or $50 of QQQM is exactly the same thing and what matters is how much % they grow over time
A quick speaking tip; try not to “fade” your words as you get closer to the end of a sentence(unless we should all just ignore the last few words of every sentence). Maintain your speaking volume through the complete thought.
Hey there, did you tell me this already once? I was aware of this because somebody told me in the past, although it's still hard to correct. I've heard many youtubers do it through a compressor in the EQ. I'll research and try to correct it. Thanks for the tip!
