🔥 Free updates and great deals: sethisfy.com/telegram 💳 Generous sign-up rewards: sethisfy.com/cards Part 1: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-p4KBgcadcCg.html
Hi Seth, can review the best credit cards to use for stored value top-ups eg starbucks, coffee bean, simply go, etc? Thanks much and keep up the good work :)
Depends on amount and whether the hotel allows you to split the payments. If they accept paywave, you can consider $2,000 per month to UOB Visa Signature. With your spouse it is possible to do $4,000 per month. Probably should check in the Telegram since others would have more experience with wedding banquets than I do: sethisfy.com/telegram
No StanChart Spree? Gives 2% on all Local Contactless, Online and Mobile spend, and 3% for Online Spend in Foreign Currency. No Min Spend and total cashback capped at $30 per statement month. I think it's a great card for mopping up spends that are: a) in categories usually excluded for other cards (e.g. utilities (SP Group) and mobile plan (Circles)) b) above the optimal point on my other higher cashback cards c) during months where I primarily use vouchers and won't be able to hit min spends on my higher cashback cards
I generally don’t cover cards that are closed to new applications. 2% is also quite a raw deal since 4 miles per dollar cards are readily available because even cashback users can encash 4 mpd at slightly above 2% quite easily. But yeah if you really don’t want to deal with miles Spree is quite fuss-free I suppose.
Yes can but UOB One card min spend is $500 and UOB EVOL min spend is $600. Hitting either card’s min spend can hit UOB One account’s $500 spend requirement. Why split across two cards?
@@Sethisfy well, I think I can use evol on contactless and online spend. Since other categories, evol offers 0.3, maybe I will spend via uob one card. This way I can also hit the 500 spend. Not sure if this make sense
UOB EVOL needs to hit $600 to get its high earn rate. UOB One needs to hit $500 to get its 3.33% earn rate. You spend $400 on EVOL and $200 on UOB One card you will get your UOB One account interest. But you won’t get any good cashback for either UOB EVOL or UOB One. Just stick to one of them
@@Sethisfy true. Thank you for your response. What will you recommend for someone who roughly spends 1k per month. Pairing with evol card. Evol card (600) 250 contactless (8%), 250 online spend (8%), 100 others (0.3%)
Hi Seth, which card will you recommend for gym membership (mindbody app, merch code 7997) to maximise miles? $600 (every qtr) or $1.4K (bi annual) note: not able to split purchase Thanks!
