Nothing wrong sa advise ni Chinkee. Coming kc sa financial point of view. Majority ng brand new car buying installment ang payment, isama mo pa ung bayad sa PMS. Secondhand car is very risky may first hand experience ako dyan. At the end check natin ang financial capability natin.
Ako Mahilig sa second hand. Sulit kase. Just to share yung 5 things na DAPAT pumasa sa akin bago ko bilhin: 1. Casa Maintained with Records! - pinipicturan ko yung service booklet tapos confirm ko kung tugma yung info sa casa 2. Up to date na Registration - isang text lang naman to get info sa LTO 3. Walang unusual noise, kalampag or squeeks - Test drive mo kahit 5 mins lang na patay ang Radyo. Maririnig mo yan 4. Lahat ng switches at ilaw gumagana - Self explanatory na to 5. Walang tulo! - Dala ka ng flash light pag tumitingin ng 2nd hand na auto. Silipin mo makina at ilalim ng kotse kung may mga leaks Yung sa cosmetics naman, as long as walang kalawang, goods na yun. Madali lang naman mag pa ayos ng cosmetic problems. kung meron man gas-gas ang auto, madali naman mag pa detail ng paint.
When comparing the purchase of brand-new and second-hand items, the financial factor cannot be disregarded. If money is not a concern, it is obvious that one would choose the brand-new option. The comparison between brand-new and second-hand arises due to financial considerations. Naturally, financial advisors lean towards practicality as both options have their advantages and disadvantages. Starting with brand-new cars, the pros include the assurance of excellent condition that will endure for years and the enjoyable new car smell that lasts around a year. On the other hand, the cons include a 20% depreciation in value during the first year and a subsequent 10% depreciation in the following years. Regarding second-hand cars, the pros are that you can already account for the initial depreciation, depending on the car model, which allows for savings. However, the cons include uncertainty about the car's condition as advertised and the possibility of paying more if an unlucky purchase leads to a problematic unit.
Best decision ko so far mabili ung pangarap kong oto noong nag-aaral pa ako. Used Jazz GE 2012. Walang budget panghulog or full cash sa brand new. Nagsama ako ng marunong kumilatis ng sasakyan. Bought it almost 3 years ago. Kung magkano ko nabili noon, ganoon pa rin ang bentahan ngayon. Maintenance lng ang gastos. Change oil, tune up, tires, etc. If may pambili at need ng reliable na daily driver syempre mas prefer ko brand new.
Uy agree! This is a very informative video to watch lalo na if you are a new car owner and needs some enlightenment (lalo na if budget is to consider). Ako I agree doon sa it depends sa iyong financial capability, kasi why not buy a brand new car di ba kung kaya mo naman. It gives you the latest stuff and a peace of mind most importantly na wala syang sira (and of course under warranty pa!). In my case, I bought a 2nd hand one being my first. That's what I can afford at the moment using my own money, and not a single centavo from my parents. Luckily for me which also pushed me further to buy it, eh kilala ko yung first owner and how well-maintained the car is. I have all the records sa casa and I just continued the periodic maintenance under the same dealership. It was a heaven sent. Yung plus don eh the unit I got is the top of the line variant with some upgrades like the dashcam. So sa mga nag iisip mag spend ng hard-earned money nila for a second hand car, scrutinize it as much as you can. Sometimes, you can buy a gold at the price of a silver. Pero if you are capable of shelling out naman, go for a brand new unit na. =)
brand new parin kung afford mo talaga. Wala ka ng iisipin pa unless minalas ka. Pero kung 2nd hand naman wag sagarin ang budget. Kung 500k budget mo dapat may nakatago ka na at least 50k para sa maintanance. Kahit gaano pa kagaling mechanic mo may lalabas at lalabas na issue ang 2nd hand na sa iyo aabutan. At pinaka importante mag research kayo sa common issue ng sasakyan na bibilhin nyo para alam nyo at prepara kayo sa gastos.
financial kasi. subjective - tama naman na pag bumili ka ng brand new, once ilabas ng kasa depreciated na yung value. pag second hand lalo pag lumang-luma na yung car halos nag-plateau na yung price nya dahil depreciated na - kahit taon pa lumipas ibenta mo man yung kotse halos ganon pa din ang presyo. about sa financing and cash purchase ng car. may bukod na video sya tungkol dun. and yes cash purchase ang recommended nya. pinagkukumpara nya yung second hand saka brand new - ibig sabihin walang malaking budget para bumili ng cash - so tama lang na i-assume na installment purchase ang katapat.
It all boils down talaga sa financial capability ng isang buyer to tell if brand new car or second hand car. Dagdag ko lang siguro, if wala masyado knowledge sa pagbili at sa sasakyan much better sa brand new talaga if budgets permits. then, kung may alam naman kahit basic lalo sa pagtingin (engine, papers, exterior, interior, etc.) you can opt for second hand may budget man or kulang.
Wag Tayo maniwala sa mga payong ganito sir magaling yan Sila magsalita tapos sa huli bintahan kalang nila Ng product nila una sana Bago Sila magpayo sa pobliko payamanin nila muna mag tauhan nila sa Bahay gaya Ng katulong nila driver nila tapos yon ang patunay para pamarisan Ng tao.eh baka nga kuripot pato magpasahod sa tauhan nya tapos paniwalaan natin 😅. Salamat sir Ryan sa content mo madaming natutunan na ang nagbabalak palang na kukuha Ng kotse at sa mga my kotse na ❤
Awts mali pala kaming auditors na nag dedepreciate ng 2nd hand assets🤔 Nakakarindi ng marinig sa mga financial advisors ng maling concept, mag aral nga muna kayo ng accounting depota. Lahat ng equipment nag dedepreciate, maaring mas mababa na lang ang depreciation pag tumagal, pero paano naman ang maintenance at repairs mo? Sa brand new in most cases mas mababa ang repairs, maintenance, at insurance. Kahit second hand pa yan dapat prepared ka sa expenses, kung hindi kaya wag na lang mag sasakyan muna. Asset talaga ang car, pero may expenses to use na kasama. Mas mahal magka sasakyan kesa mag commute🥲
grabe din yung pag iisip ko kung Brandnew and 2nd hand ...na punta akong sa Brandnew kasi PMS lang iisipin for whole 5 years kasi may warranty for 5 years. pag 2nd hand dapat lagi kang may bala if every na may lumabas na sakit.. Brandnew lalo po sa 1st time car owner at new driver para dalhin lang ako sa point a to point b.. :)
Tama sir lalo sa mga walang pang outright cash ng oto, hindi tinitignan nung bibili yung overall na babayaran including the interest kundi yung kaya nyang bayaran on a monthly basis for the next 60months. Sa case ko, puro 2nd hand binibili ko from my 1st car (03 altis,), 2nd car (Montero Gen 2) and this year (Montero Gen 3). Parang every 5 years nag uupgrade ako paunti unti hanggang sa umabot yung budget/car ko na konti na lang idadagdag ko brand new na.
Second hand yung nabili kong car. Pero before na bilhin ko yun sabi ko nalang sa sarili ko eh since secondhand yan so expect the unexpected nag ready na ako ng extra cash para sa maintenance. At ayun nga may lumabas na isang sira. Worth 10k din una kong repair dun. pero so far as of now wala naman na ako nging problem except nalang sa pms. Kasi pagkakuha ko. Pina heavy pms ko na agad. So far satisfied naman ako sa nakuha ko. 😃
I had a few used cars and a few brand new ones. Okay naman ang used cars pero mas prone talaga sa mga sira. Mas confident ka dalhin kung saan saan if brand new.
kung hindi naman kaya ng budget ko go na ako sa secondhand peru kung kaya naman ng budget eh go for the brandnew nalang mas masherep rin kasi ung sariwa.
If mag installment k lng dn naman mag brand new kna pero kung may pang cash k let say meron k 750k dyan k mag isip2 dahil 750k entry lvl lng makukuha mo n compact car n small engine p,, s 500 to 600k may makukuha kna n top of the line may subi k pang 150k n pde mong pang puhunan s negosyo or investment, ≤5 yrs nga lng makukuha mo model,, Currently meron aq isang second hand n sasakyan pero top of the line and meron akong hinuhulugan n bnew n kotse n entry lvl(meron nmn ac and power windows but steel rims).
to compare is not the way, if you're planning to go all ride better go with 2nd hand also first timer better pull a 2nd hand most parents " rich ones " use used cars to test the children if they are really ready to take care of the real one again yes maybe the price will be tripled when you buy a used car as you need and always must be after testing and asking questions about the history of the car you need to use the car for a week then bruv we need to go to a shop to reconditioned everything even go as far to retuning and rebuilding the engine ... again you do so in systematic way as we all buy used car coz we can't afford brand new but tbh brand new have a place if you're a good user, already have a history of using 4 wheeled , and never ever already get into hard damage ... yes insurance but bruv the more you think of insurance the more reckless you become remember take good car of car and it will take good of you in the road ( expect ofc if you used your phone while driving ) but you know the idea proper maintenance and checking is necessary in both used and brand new again for me Used Cars; Pros: proven and tested, a lot of mekaniko knows the problems that may arise, a lot of parts you buy , and lil cash Cons: problem with seller if they lie, maintenance ( engine rebuild, and reconditioning ), license, and legal problems if you know what I mean, but also how many times that the car already sold in the 2nd hand market BrandNew; Pros; efficient engines, new parts, up to date standards ( infotainment system, engine, seat , and safety system ), freebies , and first owner smell and other perks Cons; parts maybe costly when damage, units part may take years to get as new models always has problem in stocks, new models is not very friendly to our 2nd or informal technicians, lastly cost, but most importantly that long waiting of that fckg plate number all are just opinion thou
if maarte ka to the point na bawat bolt gusto mo na calbrated and mas reliable anytime anywhere, go for bnew, for 2nd hand for me kasi for project car na dapat (prepared ka mag waldas ng cash for repairs)
MAY QUICK QUESTION PO AKO.. YUNG MGA BRANDNEW NA SASAKYAN PERO FROM PREVIOUS YEAR PA (OLDER MODEL NA BRANDNEW) NAG DEDEPRECIATE PO BA ANG PRICE NUN OR STILL THE SAME WHEN IT WAS FIRST INTRODUCED?
Real Ryan kaya niya sinabi na wala ng depreciation kase malamang sa malamang gagamitin mo yan pang matagalan diba? 2nd papanong imposibleng walang sakit sa ulo? Kunware bumili ka ng brand new 6-8 years na sayo it means ba masakit na sa ulo yun? Hindi naman diba? Ganun lang din yung second hand at syempre magsasama ka ng mekaniko kapag bibili ka. Tapos bakit mo ididisregard yung price? Eh kaya nga nila sinasabi yung about sa price kase maraming Pinoy na di naman talaga afford mag kotse pero nag kokotse. Also if hindi mo kaya i cash payment yung kotse di mo talaga afford yan.
goods sir ryan. 🤗 kaya gustong gusto kita pinapanood kasi at the end ng video laging may verdict talaga. na22lungan mu talaga magdecide mga viewers at hnd ka doble kara
Yung bago pa kami kukuha ng sasakyan. nag scroll ako sa FB at nakita ko yung video ni Mr. CT about brand new or 2nd hand. naguluhan ako.. hanggang sa umabot na yung point na kumuha parin kami ng bagong sasakyan 2 months ago. tapos nag upload ka ng content nato. napaisip ako na tama ang desisyon ko mag brand new.. Thanks sir.
Pag afford brand new. Pero pag walang malaking budget, second hand. Ganyan lang ka simple. Depende talaga sa estado ng pamumuhay o anong pag gagamitan mo. Dami din kasing mayayaman na second hand binibili pang "project car". Kaya go kahit san jan depende sa budget.
Well...depende sa needs and preference..ako kasi ung taong ayaw may utang or obligasyon monthly. So since nag drive ako at kaya ko na bumili. Once palang ako nag bnew 2019 navarra el matic.. investment wise luge ka kasi paglabas mo jan less 30% na. Unless for keeps.. yes ode financing pero ung 24-36mos parang bnew nadin sa interest. Better but ung mga sasakyan na di masyado nagdedeppreciate. Lc, SIR, evo, defender, ung mga investment na vehicles. Pero you can never go wrong with a corolla or civic😂 whether bnew or used. Depende na sayo yan..
For me lang, siguro ung target audience ni Chinkee Tan ay para dun sa mga lower-middle to middle class people. Kasi we don't have the option to pay in full cash at mostly mag reresort lang to financing. Sa advice nya naman sa 2nd hand cars, I think dapat din siya ma inform dun sa mga 2nd hand cars na financing pero sa terms ng payment naman is parang bumili ka na din ng bago. Haha so tama nga naman sinabi ni real ryan, if yung monthly gross mo can cover the monthly payment terms ng car na gusto eh go ka. Sa totoo lang, mas oks talaga brand new kasi ala ng sakit ng ulo, kesa sa mga second hand cars na lugi ka na sa financing tapos baka sumakit pa ulo mo sa mga sira na hindi mo nakikita, tapos seen ka na lang ng ahente after ng sale. 😅
Ang totoo naman ba usapan is overall cost of ownership, maski brand new o second hand. I'm a little biased toward second hand kasi madami nang car reviews, aftersales reviews, makakapamili ka ng coding number kung may plaka na, at puwede mo mainspeksyon yung unit na makukuha mo even before you make a decision. Pero kung minimal knowledge ka sa car maintenance, and it would be easier for you na iasa sa casa ang issues ng kotse mo, go for brand new. This will give you the time you need to educate yourself with car issues and maintenance as the car gets ilder over the years.
Mas ok talaga makinig sa car guys when buying car. Kesa sa financial advisor hahaha same lang naman na gagastos ka pareho. And wala kang kasiguraduhan sa 2nd hand sa mga hidden issue. Go sa brand new if kaya mo icash :)
Brandnew talaga pag kaya ng budget kc may warranty at cgurado na sau talaga ung sasakyan.2nd hand daming manlo2ko ngaun lalo na sa papel at history ng sasakyan pera din yan..ok pag kilala mu mabi2lan mo at cgurado..d
if may cash ka pang brand new. brand new na if hindi talga kaya cash or kahit installment gepit sa monthly at NEED mo talaga sakyanan. 2nd hand ka nalang. 2nd hand cars is a compromise not the ideal choice TBH
Brandnew naman tlg dapat.... oo mas mahal pero walang sakit sa ulo.. ikaw unang gagamit sa auto mo... pag nagka aberya, pwd mo ipawarranty... eh sa 2ndhand?? ikaw mag mamana ng issue ng sasakyan na makukuha mo + no warranty na yan... so masakit na sa ulo.. masakit pa sa bulsa db?
Ask ko lang Sir kung totoo na after nang 7 days basing sa Invoice date ay hindi na pwede gamitin ang sasakyan hangat hindi pa lumalabas ang OR CR?. Malaki raw a ng penalty kapag nahuli. Brand new na hulugan or brand new na cash.
Gray area sir para magkapenalty. For you to understand better, once your unit is released, considering all paperwork are done and available, dun palang mag start yun processing with lto. Fastest turn around time is 13 days. Pero same govt body rin nag set ng 7 days 😆.
si jeep doctor sinasabi nito na vlogger na sumasama sa pagbili 😂 may cut kasi un sa ganun.. ang pinaka malupet dun hndi nya sinasagot saan ung tindahan unless magpapasama ka na bumili, segurista din sa kwarta ung vlogger na un eh hahaha
Ang problema kasi dito sa Pilipinas, lalo pag 10 yrs na ang sasakyan mo di mo na makukunan ng TPPD and OD insurance, kahit ok pa yung status at my value pa na p200K sa O.I.C so kung maka disgrasya ng property personal bayad mo yon at ikaw rin bayad sa paggawa ng sasakyan mo dahil wala ka rin own damage coverrage, kaya hussle ang secondhand kung madidisgraya
agree. planning to buy new car, fb type. nung una tlga 2nd hand lng tinitingnan ko pero nakabili nga ko ng mura 2nd hand kahit may ksma ako mekaniko ayun less than 1 month sira na, nagrerent pa naman ako parking space. kaya nung sinilip ko price ng brand new w/c is mrmi namam pagpililian, prang kaya ko pala mabayran base sa papasuki kong business. So 2nd cash nga & mura pero dami din gastos pag nasira plus abala pa di magamit pg kelangan or brand new na hulugan pero malabo or matagal bago magkasira. take note both ay may maintenance. di ba?
Di lang basta mekaniko sir, kailangan mahusay na mekaniko, marunong gumamit ng gadget like scanner at marunong sa electrical. Mirage 2015 hb manual trans 2nd hand nakuha ko minor parts lang pinalitan ko. Till now runs good, more than 1year na gamit ko.
- tama, un naman tlga un, bilhin mo ung kaya mo lang mahirap kc bibili ka tapos mahahatak din ng banko kc di mo na kayang bayaran sayang ung mga unang bayad.
May benebenta kapatid ko na 2nd hand na kotse, may buyer at may kasama daw na magaling na mekaniko pero kasalakuyan naka duty daw bilang security guard. Nung sinilip nila yung oto nag Ok na tapos nung nag babayaran na himirit si manong mekaniko/security guard na back out daw dahil blow by daw ang makina. Natawa kami dahil ng tanungin namin pano nasabi blow by ang makina kinuha nito yung cellphone nya ang pinakita nya samin ang isang tiktok vid. Na papano daw malalaman na blow by makina (basta natatandaan ko nakasalamin yung nasa vid.) Ibinalik namin ang bayad at hndi nakipag talo sa RU-vid auto mechanic / Security Guard.
wala namang mali sa sinabi ni chinkee tan lalo na kung papanoorin mo yong full video. ang point kasi don is mas magiging maganda kung bibili ka ng cash kasi wala kanang iisipin na monthly hulogan. kung kaya mo naman bumili ng cash sa brand new why not.
the purpose of video ni Chinkee is better to buy cash kisa sa hulogan. And thats Fact kasi mas maganda naman talaga bumili ng cash compare sa mag hulog ka monthly at May interest ng kasama.
Kung bibili ng second hand I highly recommend T-Sure ng Toyota. Refurbished ang mga sasakyan and dumaan sa Toyota inspection. Bumili ako sa Toyota T-sure ng 2018 Toyota Altis 1.6 G for 695k. Paglabas ng casa kala mo brand new. Syempre may warranty din ng Toyota.
It all boils down kung ano ang kaya ng bulsa. Kung kaya mag brand new by all means go for it but if di masyado kaya ng wallet mag 2nd hand nalang as long as you do your due diligence sa pag bili. Very vital ang pag check ng unit wag agad bilhin. Interesting din ang advice ni Scotty Kilmer about buying cars: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-Yig2etl02k0.html
college student here, my parents are planning to buy me a car and gave me the decision to what i want to buy with a 400k budget, with that in mind my parent also told me to either use it to full pay a car or use it as downpayment but insisted for me to get a new car and finance it instead. What should i do? To be honest i wanted to buy a second hand so to not care about the future payments and buy a newer car instead with my own money from work+sell the old 2nd hand car after college but hearing about the problems you might get on a 2nd hand unit might be a headache i might actually get a new car instead. p.s no problems financially but i want to get the best bang for my buck.
Normally, yun ganyan, need mo mag check if you can afford it with your existing financial capability. Check with the bank then share your decision with your parents. In reality, bnew or 2nd hand can have probs. Not all bnew cars are perfect. Pero may warranty to help you if may product defect. Kaya for the 2nd hand, andyan yun greatest asterisk nila. 400k budget can get you a modern car thats reliable. Just need to pick the right one
Mas ok sana Sir Ryan kung hindi mona isasama sa video mo yung mga ibang content creator na may maling pananaw tungkol sa kotse. pwde mo nalang sila i correct na hndi na sila nakikita sa video... para wala nalang bangayan.. nagiging toxic kase
I think ang key component dito eh kung sino din ang target audience ni Chinkee. Most naman doon e naghahanap lang ng Point A to B, hindi car enthusiast talaga. With regards to depreciation, totoo naman na ang kakain mostly nyan ayy yung unang owner. At hindi lahat ng succesful naka brand new, unless may survey ka na mapapakita na LAHAT ng succesful naka brand new, aba mahirap naman siguro yan bitawan. Hindi ko rin namang sinasabing mali ka, ang panget lang pakinggan na para kang condescending sa isang content creator na nagpapalaganap ng responsableng pamumuhay. By the way, wala akong kotse ngayon, naibenta ko nung pandemic to catch up on more important bills. I had the capacity to pay, but the pandemic took out my livelihood. After that experience, laking sisi ko na brand new ang aking nabili, kung yung second hand sana, may sasakyan pa ako hanggang ngayon. (yung brand new car ko ay dinownan ko ng 450k)
Lahat ng kotse ko 2nd hand di nman masakit sa ulo basta magaling ka tumingin, at mag alaga , wala mali sa sinsabi ni chinkee, besides hndi lahat ng tao magaling magbayad ng utang. kaya mas ok na cash atleast wala iniisip na hinuhulugan na pwede mo gamitin sa iba gs2 mo pag gamitan. kasi d lang nmn kotse responsibility mo sa buhay and madami pa ibang expenses
Real Ryan! ano thoughts mo sa mga naglabas nang brand new ranger raptor at everest noon ngunit naabutan sila nang recall such as overheat sa raptor at transmission issue sa everest, minalas nga lang ba sila or mas mainam na nag second hand muna o kaya tumingin at nag inquire sa other brand? isa yon kasi sa nag papa isip sakin pag mag lalabas nang sasakyan, baka may issue at ma recall, sayang lang pinang bayad. Hoping to hear from you soon para mag ka roon nang peace of mind salamat!!
I'm not Real Ryan, pero palagay ko lang hindi nman sayang yung pera nila kasi nagrecall nga diba? Inayos ng walang bayad at ngaun maayos na? Kung may nasayang siguro yung mga days na hindi nila nagamit yung sasakyan. Mema lang..hahaha
Tama ka po.. Pero sana hindi po kayo nag-eendorse ng particular product sir.,, Sana nakuha mo ang point kung bakit.,, Just saying lang po, desisyon nyo pa rin po ang masunod.
Eto nalang pag sabihan mo SUNDAY SPECIAL: CAR CONTENT CREATORS EXPOSED (KAMOTE TIPS PARODY) ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-CGJeV-koKP4.html
Naghahanap din ako ng used car alam ko kc mas mura. pero parang mas mahal pa pag pinadaan sa financing compare sa brandnew.. 750k na lang umabot pa ng almost 1.2M including DP in 4years. Same price ng BNew na vios pero di naman umabot sa ganyan hanggang mabayaran..
Tama k dyan sir/mam! S pag katgal tagal Kong nag research about car napansin ko din yan pag dating s financing between new and used car Ang ngiging lagay mdalang s used cars Ang my term financing up to 5 yrs terms, usualy 3 to 4 yrs lng tapos Ang laki p ng hiningi nilang dp at montly Kung baga inaagad k nila n mtpos Ang hulog mo.but s brandnew khit Malaki Ang dp mo my chance p din n lumiit Ang montly mo dhil mlki nga Ang dp. So mppaisip k nlng din bkit k kukuwa ng used car Kung halos d same lng nmn Ang system eh di dun kna s Bago kc my warranty n tapos syo p nk pangalan at Ang pinaka mganda dyan wla kp worried s brandnew 😅
Eto tlga ung hinahanap q sa comment section..ung direct to the point sa iniisip q...madami n dn kc aq napanood n vloggs ng mga used cars and pag kinompare ung down payment ng bnew vs 2nd hand cars halos parehas lng nman tas qng i pasok xa sa financing parang pumapatak same price n dn ng bnew😅
Putol naman ung video na pinapakita mo hindi lahat ng sinabi nya ung pinapakita mo. Hayz...pareho ok ung brand new and second hand depende nalang sa capacity mo to avail sa brand new mabigat sa bulsa talaga pero may mga benefit sa second hand mura mo na mabibili kaso dapat marunong ka tumungin lalo ng ng makina kasi sasakit nga ulo mo if mabili mo madaming problem na.
