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Reassure 2.0 niva bupa 

Game of Insurance
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#reassure2.0 #nivabupa
This video discusses in detail about niva Reassure 2.0 niva bupa. This policy has introduced some of the industry first health insurance coverage. But are these coverage really offer what they claim. Lets watch in detail.
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Time stamps
00:27 Lock the clock explained
02:12 Reassure Forever explained
04:39 Booster+ Explained
05:07 General terms
08:23 Waiting periods in policy
09:29 Optional cover
11:25 Vague/unexplained terms
13:52 Overall analysis of policy
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9 окт 2024

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Комментарии : 89   
@61basat
@61basat Год назад
Amazingly read between the lines. These things are missed out due to heavy marketing by the company.
@nazeembasha16
@nazeembasha16 2 месяца назад
Good Analysis, after 5th video on this insurance, I got these questions asked by you Thank you
@ranjancom2000
@ranjancom2000 11 месяцев назад
Yes I am also not clear on "Room Type Modification" and "Co-payment"
@ranjancom2000
@ranjancom2000 11 месяцев назад
Reg the "Home Care / Domiciliary Treatment" What if I need "Nurse to take care at home will the expenses cover on Domiciliary Treatment" On daily bases I need to take care by putting some IV and injection on time, before and after food for this I need Nurse to take care. Will the hospital provide support on sending the person to our home on daily bases, or will I need to spend from my pocket for that expense to get hired by a third party service and get the claim refunded . Pls describe in more detail on this part.
@gameofinsurance
@gameofinsurance 8 месяцев назад
No this is not covered under domicilary hospitalisation.
@vivekbhise1218
@vivekbhise1218 Год назад
very good elaboration into details of product! I have watched so many channels and personals for years you giving best insights compared to them... in terms of twists and confusions company make into its wordings, keep up good work!
@gameofinsurance
@gameofinsurance Год назад
Thanks buddy. It is difcult to be neutral and honest on social media. Just trying to be one authentic person in health insurance segment.
@vivekbhise1218
@vivekbhise1218 Год назад
@@gameofinsurance true
@ranjancom2000
@ranjancom2000 11 месяцев назад
Pls read the policy and explain "Expenses in reaching a Hospital" Where is registered ambulance and "Room Type Modification" when there is no Cap in room rent why they have this option .
@gameofinsurance
@gameofinsurance 8 месяцев назад
They have not clarified this in policy. One who is buying this policy need to ask Care about that
@gauravshukla2721
@gauravshukla2721 Год назад
Very detailed and genuine explanation..honest review..keep on doing
@gameofinsurance
@gameofinsurance Год назад
Thanks buddy
@gauravshukla2721
@gauravshukla2721 Год назад
@@gameofinsurance Which Family Floater Health insurance plan from a horizon of next 25 years you would suggest? Stable company Ease of claim processing Long lasting Product plan
@gameofinsurance
@gameofinsurance Год назад
@@gauravshukla2721 I have no specific preference. No health insurance policy can survive such long period. However you will get options from same insurance company to shift to another policy when product is withdrawn. My point is policies which offer reasonable and practical cover needs to be trusted more. New India Oriental HDFC Lombard Star Offer good products. I try to explain the policy as honestly and clearly as possible. That should not be taken as recommendation or advice. Make informed decison.
@Aanand_mt
@Aanand_mt Год назад
Bhai bahut acche se samjhya with examples. Great work👍
@gameofinsurance
@gameofinsurance Год назад
Thanks bro
@rohithbk3063
@rohithbk3063 Год назад
Please mention the age slabs when premiums get changed for different insurance?
@gameofinsurance
@gameofinsurance Год назад
Bro the policy itself not sharing the age slabs and premium rates. That’s a big issue with these policies.
@Anione111
@Anione111 Год назад
@@gameofinsurance The most important information like premium amount, age slabs, premium slabs, is kept secret. Poor customers are made fools who blindly have to choose, without full knowledge or transparency.
@varunn5316
@varunn5316 Год назад
One of the best and elaborated policy explanation . Thanks a lot 🙏
@gameofinsurance
@gameofinsurance Год назад
Thanks buddy
@ashutoshsingh8689
@ashutoshsingh8689 Год назад
Very informative vlog sir. Plz guide whether cancer is covered?????
@gameofinsurance
@gameofinsurance Год назад
If cancer is pre existing then not covered
@chiraggupta7407
@chiraggupta7407 Год назад
Please also make a comparison of Bajaj Allianz Health Plans, RU-vid contains very less information for Bajaj Allianz, don't know why?
@gameofinsurance
@gameofinsurance Год назад
Sure bro
@Anione111
@Anione111 Год назад
4:51 Can the whole accumulated SI, ie, Base SI plus accumulated SI from Booster+, be utilized for single claim during policy year?
@Anione111
@Anione111 Год назад
Is Booster+ same as no claim bonus? What happens to Booster+ if there is a claim in any policy year? Is there claw back in this if there is a claim in any policy year?
@ranjancom2000
@ranjancom2000 11 месяцев назад
Well all key points covered, How well they did the marketing. Having multiple meaning for Sigle word. So after 10 Years of 10L sum Insured I will have option to claim only 10 Lakhs. If my claim is 1Cr so I need to pay 90L from my pocket.
@gameofinsurance
@gameofinsurance 8 месяцев назад
This is how insurance companies twist the actual coverage
@Anione111
@Anione111 Год назад
14:50. Could you please clarify this more. We know about NCB, no claim bonus, right. In those cases the NCB is added to SI and new enhanced amount can be claimed in future renewal year if hospitalized as a single claim, right? So, in case of NB ReAssure, there is nothing which works same as NCB?
@gameofinsurance
@gameofinsurance Год назад
For a single claim maximum payable amount is your base sum insured. The sum insured you chose while you first time bought this policy.
@Anione111
@Anione111 Год назад
@@gameofinsurance ...maximum payable amount is base SI plus any carried forward SI from Booster+, right? You are saying it is only the base SI. How can that be correct. Then NCB or similar benefits make no sense.
@tauseefwaquar851
@tauseefwaquar851 4 месяца назад
@@gameofinsurance Sir, that's not true. In the policy document it's clearly mentioned that expenses covered during hospitalization is upto sum insured ie. base sum insured+ booster sum insured.
@tauseefwaquar851
@tauseefwaquar851 4 месяца назад
@@Anione111 You are right. In the policy document it's clearly mentioned that expenses covered during hospitalization is upto sum insured ie. base sum insured+ booster sum insured.
@abhisheksinghal2586
@abhisheksinghal2586 Год назад
Sir how's manipal cigna lifetime plan? Kindly guide
@shraddhathakor6335
@shraddhathakor6335 Год назад
Thank you sir very nice explanation
@manikanthvivek6520
@manikanthvivek6520 Год назад
Reassure forever in 2.0 is the same as in Reassure as even it also has unlimited restore option in a single year.
@slkalra5362
@slkalra5362 Год назад
I as insurance advisor for the last 18 months sold 28 policies and 4 clients recd claim without any difficulty Hence I am very much satify. Thanks
@gameofinsurance
@gameofinsurance Год назад
Good to know.
@ranjancom2000
@ranjancom2000 11 месяцев назад
If there any hospitalization happen and it was under critical diseases and After First claim on Next year renewal will that person need serve waiting period of 2 to 3 Years
@gameofinsurance
@gameofinsurance 8 месяцев назад
Illness/diseases listed under specific diseases only have waiting period.
@Anione111
@Anione111 Год назад
14:40 There is nothing like Safeguard/Safeguard+ sum insured.
@ranjancom2000
@ranjancom2000 11 месяцев назад
Why they added co-payment clause is it to reduce the premium
@gameofinsurance
@gameofinsurance 11 месяцев назад
Yes. As an optional cover.
@manojmutha8091
@manojmutha8091 Год назад
Aap ke hisab se ye policy better hai ya koi aur
@AfsalK
@AfsalK Год назад
Bro after 65 years ,what will be the premium...?will it increase substantially?
@gameofinsurance
@gameofinsurance Год назад
Obviously. In all health insurance after 60yr premium hike is on higher side compared to other age groups. Because prevalence for the diseases increases as one crosses 60yrs
@AfsalK
@AfsalK Год назад
@@gameofinsurance not that bro...like when i renew....niva Bupa premium calculator works upto 65 yrs...but after that age when i renew my policy at maybe 70 years of age...what will the premium then?
@gameofinsurance
@gameofinsurance Год назад
Bro no one can predict that because they have not shared premium table. This is very big issues with these companies. They keep it secret. However many insurance companies share the complete premium table.
@AfsalK
@AfsalK Год назад
@@gameofinsurance yeah... that's what concerns me..but companies like hdfc,starhealth,tata aig has premium charts...but carehealth and niva bupa don't..
@gameofinsurance
@gameofinsurance Год назад
That’s why I mention this in my videos. This is lack of transparency.
@nehaojha4869
@nehaojha4869 Год назад
Nicely explaned sir
@pranjalmaurya1698
@pranjalmaurya1698 Год назад
Bhai Niva Bupa Reassure 2.0 Me Family Pensioners (Age Less Than 60 )Personal Accidental cover (Rider) Le sakte hy ! Ky claim ane pr Family Pensioners ko Personal Accident Ka claim milega ! Kui ki Normal Pensioners (Above 60) ko Personal Accidental Insurance Nahi Milta Hy ! Please Reply !🙏
@aroopbanerjee13
@aroopbanerjee13 9 месяцев назад
Great information
@bbysoni6558
@bbysoni6558 Год назад
Sir is policy k sath tram plan bhi add ho skta
@shivamkhurana9636
@shivamkhurana9636 Год назад
On modern treatment limit is 1lac per claim, could you throw light on immunotherapy or oral chemotherapy / monoclonal antibody, will limit of 1lac be applicable for this modern treatment.
@gameofinsurance
@gameofinsurance Год назад
Yes definitely.
@muslimbhai9631
@muslimbhai9631 Год назад
My mom has diabetes bp thyroid n now kidney issue also wich company health insurance shall i opt for plz advice
@gameofinsurance
@gameofinsurance Год назад
Nearly impossible to get a health insurance in such case
@muslimbhai9631
@muslimbhai9631 Год назад
@@gameofinsurance ok incase any chance ?
@pankajsrivastava972
@pankajsrivastava972 Год назад
Thank you sir.. nicely explained
@DevendraSingh-uu8cj
@DevendraSingh-uu8cj Год назад
very honest explanation.
@justcardrive754
@justcardrive754 Год назад
sir go digit ki 10lakh ki policy le rakhi hai kabhi use nahi ki hai . godigit ki policy ka review karen ya fir godigit se kisi or company me port karna chahiye
@justcardrive754
@justcardrive754 Год назад
Sir policy ka name hai Digit health care plus policy
@justcardrive754
@justcardrive754 Год назад
Please review
@gameofinsurance
@gameofinsurance Год назад
Ok ji. Will check
@PCc186
@PCc186 Год назад
Honest Review
@paramshivaspiritualstories0711
Bro should I go for one year plan or three year,kindly guide😊🙏
@gameofinsurance
@gameofinsurance Год назад
Go for 3 if you are buying this policy. 3 yrs lene se premium me discount b milta h
@paramshivaspiritualstories0711
@@gameofinsurance Ok Thanks bro🌹🙏
@jatingupta4058
@jatingupta4058 Год назад
Very good and clear explanation s
@gameofinsurance
@gameofinsurance Год назад
Thanks buddy
@jatingupta4058
@jatingupta4058 Год назад
@@gameofinsurance meri niva bupa ki reasore policy hai kya mujhe 2.0 me switch karni chahiye and switch ho jayegi ki nahi ? Renewl time 20/3/23 hai.
@gameofinsurance
@gameofinsurance Год назад
@@jatingupta4058 switch only if premium difference jayda na ho. And switch ho jayegi.
@jatingupta4058
@jatingupta4058 Год назад
@@gameofinsurance primium deference jyada nahi hai and reasore 10 lak ki hai and 2.0 bhi lak ki Leni hai but niva customer care say to me aap switch nahi kar sakte, new policy le lo, nai policy leta hu to no claim bonus bhi khatam ho jayega, and waiting period bhi nahi count hoga kya karu ?
@SaptarshiKunduPoddar
@SaptarshiKunduPoddar Год назад
@@jatingupta4058 Nehi Sir, abhi tak internal porting chalu nehi hua hain. For the time being aap ka policy reassure mein hi rahega.
@aroundusjkm
@aroundusjkm Год назад
Niva Bupa Supper Plan
@shubhammali2281
@shubhammali2281 Год назад
Bhai apse baat karna tha
@gameofinsurance
@gameofinsurance Год назад
Twitter par aa jao @gameofinsurance
@RohitSharma-yo8sz
@RohitSharma-yo8sz Год назад
Niva bupa fraud company hai mera 9 lak ka claim dekha kr reject kr diya
@bulandshahr7850
@bulandshahr7850 Год назад
Policy copy bhej apni proof de
@vipanmittal1886
@vipanmittal1886 Год назад
Sabse bekar company hai
@sureshaircel3754
@sureshaircel3754 Год назад
Niva bupa - Poor performance, poor service company, i recommend not to buy, you will not get claim easily
@tnbandhu
@tnbandhu Год назад
Any idea about Aditya Birla health Insurance
@sureshaircel3754
@sureshaircel3754 Год назад
@@tnbandhu good company but service centre very less
@tnbandhu
@tnbandhu Год назад
@@sureshaircel3754 which company is the best?
@s....982
@s....982 Год назад
All companies give claim ... claim fully depend on your proposal form ...
@anchitsmusic
@anchitsmusic Год назад
Niva bupa Health insurance is a very worst company, at the time of insurance you promised a lot but once policy taken by us you forgot everything. Today our only 27000/-Rs (claim no 740577)claim is rejected by you, then how can we trust for further. Definitely we choose a wrong company. Our policy cover is Rs.21,00,000/- after that we have not received a small amount of claim .if we did not get help from you when we need then why we pay you. Definitely we have to port our policy to other company. I never allow my nearest and dearest to choose your company. You are cheater company
@gameofinsurance
@gameofinsurance Год назад
Dear I am not an employee of niva bupa. Based on your Perosnal experience you can port to other insurance companies. Your concern seems genuine
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