@@nikkhielsingh3927 Hi, it's a community of people interesting in investing and maximising their money where we talk about different topics related to money and investing as well have weekly live calls inside the group 👌
Therefore I’m free to invest in S&P 500 how many times I want, with the amount that I decide and I can sell them whenever I want having my money back immediately? Furthermore, let’s suppose that I want to invest yearly more money, the stocks rise up calculating also my previous gains or starts from 0?
I buy the VUAA instead of the VUSA. I don't want to pay extra commissions to reinvest the dividents. I want to raise my portfolio as much as possible it's not the time to live off of the dividents yet.
Always with a smile! Good job on the vid and the positive attitude as always. I know some days may differ in mood but you are a pro 🎉🎉🎉 and i always enjoy watching
Aww, thank you 🙏 As you said, sometimes we are all a bit like the markets, some up's and some down's but overall, just like our investments, our mood should mostly be positive 😉 Cheers
Hey great video, ive been wanting to get into traditional trading such as S&P 500 i appreciate the coverage you give it here. I have one question tho , even if you are investing long term can you opt to pull money out of postions if you anticpate a bear market or are you locked in? I dont know much about the dynamic at play if you are taking dividends there maybe stipulations i am not aware of.
Hi 👋 Glad you enjoyed the video! When investing in the S&P 500 or any other index, you’re not locked in-you can sell your positions anytime, even in a bear market. For long-term investors, it’s generally better to stay the course and ride out market fluctuations. However, if you anticipate a downturn and want to pull out, you absolutely can. Just be aware of potential tax implications and the risk of missing out on a rebound. Dividends don't usually come with stipulations that lock you in; they are just a nice bonus while you hold the investment. Cheers
If going through vanguard, i found the VOO. And vanguard has a 500 index fund “admiral shares”. Would this be a more worthwhile investment instead of the VOO? The index fund has the expense ratio at 0.04. Vs 0.03.
Hi 👋 Great question! The choice between VOO and Vanguard's 500 Index Fund Admiral Shares (VFIAX) really boils down to a few key factors: Structure: VOO is an ETF, while VFIAX is a mutual fund. ETFs like VOO trade like stocks throughout the day, giving you more flexibility. Mutual funds, on the other hand, only trade at the end of the day. Minimum Investment: VFIAX has a minimum investment requirement (usually $3,000), while you can buy VOO with any amount that covers at least one share. Expense Ratio: The difference in the expense ratio is minimal (0.03% vs. 0.04%), so it's not going to make a huge difference in the long run. If you prefer trading flexibility, go with VOO. If you're already set on a mutual fund and can meet the minimum, VFIAX is a solid choice. Both are excellent, low-cost ways to get S&P 500 exposure. Cheers
@@SmartMoneywithKai Thank you for the reply! Would the VFIAX pay dividends? I know the etf doesnt. But i saw somewhere saying the index gives quarterly dividends, would it be worth the 3k minimum for the dividends? Or would the etf be about the same in the long run?
Hi, not sure, as I don't invest in mutual funds, but I would assume so. I just prefer ETF's, they are easily tradable and I can move in and out as I wish, some of those funds have longer timelines. Cheers
I invest monthly in the S&P500, is the account managed were this is sold and bought back or am I just holding stocks that rise and you sell years down the line? I was told the stock compound invests but I don’t understand how.
Hi Jack 👋 When you invest monthly in the S&P 500, you're generally buying shares of a fund that tracks the index, like an ETF or mutual fund. It's more about holding onto these shares and letting their value grow over time rather than actively buying and selling. The "compounding" part comes into play as the value of these shares increases and dividends (if any) are reinvested. This way, your investment has the potential to grow more because you're earning returns on your returns, not just on your original investment. It's like rolling a snowball down a hill - it picks up more snow (value) as it rolls (time passes). Keep at it, and let time work its magic! 💪📈 Remember, I'm just sharing my journey, and it's crucial to do your own research or consult a professional for personalized advice. Keep the questions coming! Cheers
Absolutely, in many ways I think even better if later on you plan to add a different ETF from a different provider, plus you get interest on your uninvested cash and you can move your portfolio to another broker if you wish to do so one day, that's why I also buy my ETF through Trading 212 👌 Cheers
Hi and yes, it depends on which ETF you buy. If you went for accumulating then that's what it does for you. If you want to switch you would need to buy the same but in distributing form 👌
@SmartMoneywithKai thanks ill subscribe. Is it fine to buy SDRP S&P 500 dist in London if I'm based in London? Since SDRP is 0.03% . I'm not sure what the difference is between UCITS and normal version . I can only purchase Dist with normal version
Great and thanks and yes, that's perfectly fine, in fact that's exactly the same I buy as well, SPY5 on LSE in USD and distributing 👌 Will publish a new video on this topic in a few minutes 🙌
Bro hope u reply; I am planning to invest in sp500 buying stocks but am from Morocco.. I can't register in Vanguard or fedility.. they are just for Us and Europe residents .. do you have any idea of a broker I should use to invest in sp500?
Hi 👋 Congrats on starting your investment journey with the S&P 500! Here's what you can expect: Frequency of Changes: Daily: The value of your investment can change every day the stock market is open. The S&P 500 index updates throughout the trading day as the prices of the underlying stocks change. Weekly/Monthly: While you'll see daily fluctuations, it's more common to assess your investment performance on a weekly or monthly basis to get a clearer picture of trends and avoid reacting to short-term volatility. What to Watch: Daily Prices: You can check daily updates through your brokerage account or financial news websites. Monthly Statements: Your broker typically provides monthly statements showing the value of your investments and any changes. Remember, investing in the S&P 500 is a long-term strategy. It's normal for the market to go up and down in the short term. Focus on the bigger picture and your long-term goals. Cheers, Kai
Hi, you can check this video here where I show you how ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-rSZoiykzKNU.htmlsi=OLody0K4A17basyI&t=1065 Cheers
Thanks a lot 🙌 Don't know FTCE too well but just compared both performance over the last 10 years and S&P clearly is way ahead so my choice would be easy 😉
Hi, not sure what you invested in exactly? 6/7 seems high and does not sound like you invested in the S&P, which is one of the less risky investments you can do, though all investment types have inherent risk. Cheers
@@SmartMoneywithKai thanks so much for your replies. When I go on my investments, this is what it says; S&P 500 UCITS ETF - Accumulating (VUAG) When I first purchased it, it said the risk was 6/7(vanguard) which is confusing as I thought it was low risk? Thanks again for your reply
@@SmartMoneywithKai I have purchased the one in your video S&P 500 UCITS ETF - Accumulating (VUAG) The risk indicator is a 6/7. Can you help me out. Do I need to change it? Thank you
Hi and not sure how they evaluate that, but 6/7 seems high, not sure how they would rate investing in Tesla shares 20/7 😂 Investing in 500 different companies across different sectors seems pretty diversified to me and returning over the last 30 years 8-9% year on year has a solid track record 👌 Cash might be less risky but also less attractive, so I am personally very happy with that level of risk. Cheers
