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Savings Challenges=Debt Payoff • Money Diaries #5 

SnowGardener307 Budgets
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Money Diaries means it's time to share all the spending we have had the first 2 weeks in May! I went a little crazy shopping clearance stickers since I went out of town twice this month already!
We are using savings challenges to get our Home Depot credit card off! While this card is at 0% we are on a journey to be financially independent!
Numbered Paper Clips: amzn.to/3VEyhZ2
(I may receive commission if you purchase from the Amazon links in this description)
Want to purchase something from my Etsy store? Please use this link to save me Etsy fees: snowgardener307.etsy.com
#debtfreegoals #savingschallenges #mrsg307
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/ @snowgardener307budgets
ALL MY SAVINGS CHALLENGES:
May Binder- ‪@JanellRaeBudgets‬
9. Friend-chip Goals ‪@lizandless‬
10. Roll, Scratch & Save @toebeanbudgets
Christmas Cuties Binder - ‪@CraftCoBudgets‬
Snowflake Christmas Binder - @JanellRaeBudgets
1. Puppy Snowflakes -Rami ‪@budgetpaparazzi‬
2. OCD Christmas -Dani @CraftCoBudgets
3. Hot Chocolate -Tracy ‪@GoldenGirlBudgets‬
4. Merry Flocking Christmas- Wren ‪@MischiefManagedBudgets‬
5. Snowman- Janell @JanellRaeBudgets
6. Mystery Savings- Kim ‪@StarBudgets‬
7. Fir Sure -Liz @lizandless
8. Merry Christmas- Yazmine ‪@OfficialBudgets‬
9. Fred Jr.- Shannon ‪@307designstudio‬
10. Holiday Cheer -Champagne ‪@ChampagnesCorner‬
11. Double Sided Christmas- Judy ‪@savewithjudy‬
12. Gingerbread Cutouts- Wren @MischiefManagedBudgets
Gemini "ME" Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
All of the challenges in this binder are from my Etsy shop
www.etsy.com/shop/SnowGardene...
Red Savings Challenge Binder
Save & Grow- Kiara ‪@BudgetandGrow‬
ALL BUX- @reinventingrene ‪@reinventingrene‬
Blue Glitter "Full Size" Savings Challenge Binder
The Life of a Pig *
Pop It! *
Life is a Beach *
Shut the Box- @reinventingrene
2024- @TheALMOSTOrganizedOwl
*= Use the link above for my Etsy store to find these products
Shiny Silver Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
The Great Aussie Scratch Off- @CraftCoBudgets
Suitcases- Plan to Plan Sticker Co.
Our starting debt total in April 2020 was: $365,862.62
Our 1 year debt total in April 2021 was: $274,008.61
Our 2 year debt total in April 2022 was $206,365.15
Our 3 year debt update in April 2023 was $210,786.75
Our 4 year debt update in April 2023 was $201,986.79
NOTES:
* In 2023 and 2024, we incurred more debt and paid a large portion of that debt off, so our debt paid numbers are actually higher than what they appear.
* The above numbers include our mortgage.
AMAZON STOREFRONT:
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FILMING STUFF:
Filming Overhead Camera Arm: amzn.to/3mep9L5
Camera: amzn.to/3mscnIV
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💌S N A I L M A I L:
SnowGardener307 aka Marlene
PO Box 281
Pinedale, WY 82941
EMAIL for Business Inquiries Only:
snowgardener307@gmail.com
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DISCLAIMER: I am NOT a financial advisor or expert. All views and opinions on this channel are my personal opinions. I am documenting my journey as it relates to my family’s financial, and debt freedom, progress and sharing how we manage our money. Prior to making any financial decisions for yourself/your family, CONSULT your financial advisor or planner.

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16 май 2024

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Комментарии : 89   
@Colourfulbudgetsuk
@Colourfulbudgetsuk Месяц назад
Shut the box was after the money today, you are going to have a big payment when you complete it. Well done on the debt payoff. Loving your new goals.
@SnowGardener307Budgets
@SnowGardener307Budgets 28 дней назад
Oh STB can be so mean sometimes! 🤣🤣🤣
@deeplansandbudgets
@deeplansandbudgets Месяц назад
You are on a STB roll. STB always takes my money, but, I still love the game.
@SnowGardener307Budgets
@SnowGardener307Budgets Месяц назад
Me too Dee! It is so much fun! 😁😁😁
@iamcassiejbudgetsvlogs325
@iamcassiejbudgetsvlogs325 Месяц назад
I love your book of challenges going all to debt
@SnowGardener307Budgets
@SnowGardener307Budgets 24 дня назад
I love using my monthly binder for debt!
@ivyhartsfield9352
@ivyhartsfield9352 Месяц назад
Watching 😊
@SnowGardener307Budgets
@SnowGardener307Budgets Месяц назад
Thanks for watching
@danniemcdonald7675
@danniemcdonald7675 Месяц назад
Nice job! Those numbers are going down!
@SnowGardener307Budgets
@SnowGardener307Budgets Месяц назад
Yes they are! Thank you! 😁😁
@sydneysmith1921
@sydneysmith1921 Месяц назад
Woo hoo ❤ 40 minute video best way to end my Friday
@SnowGardener307Budgets
@SnowGardener307Budgets 24 дня назад
Thank you!
@KaySoBlessed1
@KaySoBlessed1 Месяц назад
Happy Saturday Marlene!😊
@SnowGardener307Budgets
@SnowGardener307Budgets 29 дней назад
Hi Kay!
@Texaschik01
@Texaschik01 29 дней назад
Hi 😊 ! Congratulations on 5k 🎉. Nice debt payments Marlene!! You are amazing at getting out of all that debt!! You are almost there.
@SnowGardener307Budgets
@SnowGardener307Budgets 24 дня назад
Thank you so much! Yes...we are almost there! We are staying the course!!
@lauraburleson4783
@lauraburleson4783 Месяц назад
That wind was something else in your video. 😮 Always a great video ❤
@SnowGardener307Budgets
@SnowGardener307Budgets 29 дней назад
I know!! Just crazy!
@luvotis27
@luvotis27 Месяц назад
Love all your challenges and debt payment decisions.. Soo great 👍
@SnowGardener307Budgets
@SnowGardener307Budgets Месяц назад
Thanks so much! I appreciate it!
@thebubblystuffer
@thebubblystuffer Месяц назад
Here watching😊
@SnowGardener307Budgets
@SnowGardener307Budgets Месяц назад
Thanks for the visit
@GreenRain84Cheryl
@GreenRain84Cheryl Месяц назад
Ahhh the snake eyes strike again 😝🤪 whammy whammy😂
@SnowGardener307Budgets
@SnowGardener307Budgets 29 дней назад
Those snake eyes! lol
@elisabeth_kawaii6518
@elisabeth_kawaii6518 29 дней назад
If i'm not mistaking you counted 4 twenties as 60 instead of 80 with the money you counted to pay off debt. I love these challenges. I can't save a whole lot but i do a few smaller challenges and thinking about using that money to start a bigger challenge ☺️
@SnowGardener307Budgets
@SnowGardener307Budgets 24 дня назад
Hahaha...who knows about the 20s...I always seem to mess up when I am counting!! I think that would be an amazing idea! I have found in my journey, that no matter how much money we have just staying the course towards our destination has helped us get there!
@angelaromero2542
@angelaromero2542 26 дней назад
Great job on paying down your debt!! 🎉❤❤
@SnowGardener307Budgets
@SnowGardener307Budgets 25 дней назад
Thank you!! 😊
@lisandraaponte5419
@lisandraaponte5419 28 дней назад
Great video you killing that debt 🙌🏽💚💚💚🥰
@SnowGardener307Budgets
@SnowGardener307Budgets 27 дней назад
Thank you so much! 😁😁😁
@poly_budgeting_mermaid
@poly_budgeting_mermaid Месяц назад
🏃‍♀️🏃‍♀️ me running to snag Georgette!
@SnowGardener307Budgets
@SnowGardener307Budgets 29 дней назад
😁😁😁
@gentlecharmbudgets
@gentlecharmbudgets Месяц назад
Oh Mexican is my favorite and then Italian
@SnowGardener307Budgets
@SnowGardener307Budgets 24 дня назад
So yummy!
@Chatty-KathyBudgets
@Chatty-KathyBudgets Месяц назад
💜💜💜 Happy Friday my friend 😊. Here watching 😊💜💜💜. Congratulations on 5K subscribers 🎉🎉🎉🎉
@SnowGardener307Budgets
@SnowGardener307Budgets Месяц назад
Thank you so much 🤗
@michelemcgill1720
@michelemcgill1720 Месяц назад
Love the challenge vlogs. I only have 6 challenges going at a time. 2 long term, that I hope to finish at the end of the year and 4 short term ones, that give me some quick wins 💚
@SnowGardener307Budgets
@SnowGardener307Budgets 24 дня назад
This sounds like a great idea!!
@adrienneadelsperger897
@adrienneadelsperger897 10 дней назад
Great video ❤
@SnowGardener307Budgets
@SnowGardener307Budgets 6 дней назад
Thank you!!
@kittyface7kat327
@kittyface7kat327 Месяц назад
Great video Marlene. :)
@SnowGardener307Budgets
@SnowGardener307Budgets Месяц назад
Thank you!
@patriciavaughn4185
@patriciavaughn4185 Месяц назад
Well, that’s a Shut the Box game like I have never seen before.
@SnowGardener307Budgets
@SnowGardener307Budgets Месяц назад
It is so much fun!!
@jessicakuttler
@jessicakuttler Месяц назад
Ouch that stb however it’s more money to debt! :)
@SnowGardener307Budgets
@SnowGardener307Budgets 28 дней назад
Yes! More money for sure!
@SavingWithASenior24
@SavingWithASenior24 Месяц назад
Awesome goals!! I can’t wait to get there!
@SnowGardener307Budgets
@SnowGardener307Budgets 29 дней назад
You can do it!
@RoseAngella
@RoseAngella Месяц назад
💜
@SnowGardener307Budgets
@SnowGardener307Budgets Месяц назад
💖💖
@user-xk2wu2tl5e
@user-xk2wu2tl5e Месяц назад
I love watching your videos you’re so motivating ❤
@SnowGardener307Budgets
@SnowGardener307Budgets Месяц назад
Thank you so much!!
@marylynmiller5158
@marylynmiller5158 Месяц назад
Enjoy watching you give your $$ a place to be. ❤
@SnowGardener307Budgets
@SnowGardener307Budgets Месяц назад
Thank you Marylyn!!
@tammybowen5307
@tammybowen5307 Месяц назад
❤❤❤❤❤
@SnowGardener307Budgets
@SnowGardener307Budgets Месяц назад
😁😁😁😁
@ErinBudgetsAimlessly
@ErinBudgetsAimlessly Месяц назад
Haha - pretty sure I can spend money online in my sleep!! Or at least in a very sleep induced mode 😂
@SnowGardener307Budgets
@SnowGardener307Budgets 27 дней назад
Hahaha I try to stay off the tempting shipping websites when i an art work because 12 hours could be really expensive! 🤣🤣
@santagonzalez1222
@santagonzalez1222 Месяц назад
Hello Marlene on shut the box if you would like you can cross it out now to be able to use it 1 more time, just a suggestion, Blessings love your videos
@SnowGardener307Budgets
@SnowGardener307Budgets Месяц назад
Thanks for the suggestion! I think I am going to do the 4 corners and the do just what you said...a big X for the last one! This way I can use 1 sheet 5 times! That's a lot of STB!!
@margaretpridham9974
@margaretpridham9974 Месяц назад
Congratulations on 5k.🎉
@SnowGardener307Budgets
@SnowGardener307Budgets 29 дней назад
Thank you!!
@singlemom5budgets299
@singlemom5budgets299 Месяц назад
I just noticed you’re at 4.99 k followers 😊
@SnowGardener307Budgets
@SnowGardener307Budgets Месяц назад
Yes...so close to 5k!!
@BettyBudgetss
@BettyBudgetss Месяц назад
Happy Friday Marlene here ready to watch and enjoy todays video! 💖
@SnowGardener307Budgets
@SnowGardener307Budgets Месяц назад
Thank you so much Betty!!
@MakeMoneySaveMoney111
@MakeMoneySaveMoney111 Месяц назад
Hi Marlene, thanks for sharing another great video.
@SnowGardener307Budgets
@SnowGardener307Budgets Месяц назад
Thanks for watching!
@TheBudgetPrincessa
@TheBudgetPrincessa Месяц назад
hey girl hey love that you are setting them goals also love your outro song im over here like dancing like im in the club 😂
@SnowGardener307Budgets
@SnowGardener307Budgets 24 дня назад
Haha...I love my song! Thank you!
@MissBudgets
@MissBudgets Месяц назад
Congrats on 5k!! ❤
@SnowGardener307Budgets
@SnowGardener307Budgets Месяц назад
Thank you so much 😀
@Nubianqueen3791
@Nubianqueen3791 Месяц назад
STB LOVES YOUR POCKETS LOL
@SnowGardener307Budgets
@SnowGardener307Budgets 27 дней назад
STB is taking all my money! 🤣🤣
@pennysavedisapennyearned
@pennysavedisapennyearned Месяц назад
Great Savings 😊I love the way you keep up with your weekly spending. I started mine this month.
@SnowGardener307Budgets
@SnowGardener307Budgets Месяц назад
Thank you!! That is awesome!
@jackieaxel2957
@jackieaxel2957 Месяц назад
Hello 👋
@SnowGardener307Budgets
@SnowGardener307Budgets Месяц назад
Hello!!
@tracyreaume6451
@tracyreaume6451 Месяц назад
Nice work! So close to being free from credit cards!
@Bunnybudgets1027
@Bunnybudgets1027 Месяц назад
💚🐇
@SnowGardener307Budgets
@SnowGardener307Budgets 24 дня назад
🥰🥰🥰
@conniet9288
@conniet9288 Месяц назад
I notgoing to do a no spend but a no door dash.... that is my guilty money waste because so convenient when I work swing shift
@SnowGardener307Budgets
@SnowGardener307Budgets 27 дней назад
In the small town I live in this isn't a problem. 🤣🤣🤣 No door dash, uber eats... heck no fast food except Subway that's in a gas station.
@TheMysticsoul77
@TheMysticsoul77 Месяц назад
💪🤗💚💵✉️
@SnowGardener307Budgets
@SnowGardener307Budgets Месяц назад
💖💖💖💖
@marshafugitt3460
@marshafugitt3460 Месяц назад
Awesome! Chipping away at that debt!!
@SnowGardener307Budgets
@SnowGardener307Budgets Месяц назад
Yes!!
@diannerichards6018
@diannerichards6018 Месяц назад
Wow STB likes your 💰 🤑 💸. So happy fir you guys
@SnowGardener307Budgets
@SnowGardener307Budgets Месяц назад
Hahaha...STB is helping me get that debt paid off for sure!!
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