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Should You Buy Insurance For Your Smartphone? 

Tech With Brett
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As phones are getting more expensive the costs to repair them are also going up. To help save money and calm your worries phone insurance is a great option. Today I will walk you through the process to repair my Galaxy S20 Ultra with Samsung Premium Care.
Samsung discount code: ref-rdgqps
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5 авг 2020

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Комментарии : 77   
@mattydazz
@mattydazz 4 года назад
I haven't had insurance on my phones for the past 5 years. I am careful, and I have badass phone cases.
@kimberlyjones4112
@kimberlyjones4112 Год назад
I have the Samsung 230 Ultra could you suggest one of those badass cases too will protect it?
@ClapperDan
@ClapperDan Год назад
@@kimberlyjones4112 UAG
@liannamariadicaprio285
@liannamariadicaprio285 3 года назад
If you have health insurance, car insurance, why not phone insurance? It’s cheaper to replace the phone through insurance than buying the phone out and restarting. Warranty is for factory purposes. This is with any phone carrier.
@_Diggler
@_Diggler 3 года назад
I am TOTALLY a fan of cracked screens. I have a phone payment of $45 a month. And every time I look at that cracked screen knowing I still owe $500 on it, I feel something special in my heart. My phone rep didn’t offer me a screen protector or phone insurance when I bought it. Must be because I told him I only wanted the phone and ‘accidents never happen to me. I’m good with my phones.’ Later at a Starbucks someone bumps into me and my phone crashes onto the tile floor. I’ll have a busted phone with my Mocha please. 😳
@DaythePanda
@DaythePanda Год назад
They should’ve covered cost for collision 😂
@julioaguilar7449
@julioaguilar7449 Год назад
Why are you dropping the phone
@squirts1
@squirts1 Год назад
If you can't afford to buy the phone, don't buy the phone. Financing a phone is dumb.
@newfnshow031
@newfnshow031 2 года назад
The pixel 6 insurance costs $150 and if you break the screen you pay $29. That's $179. Out of pocket it costs $200 to replace the screen. You are better off going without the insurance. At least to me .
@mrvggl
@mrvggl 3 года назад
In case of event if you are okay to downgrade to budget phone costing around $300.00 then do not buy insurance...
@TampaTec
@TampaTec 4 года назад
Im Interested in this topic, 👍. I always buy Amazon phones at least 1 year old so saves me few hundred dollars. I don't like samsung edge phones they break easier than flat screen phones even with cases.
@TechWithBrett
@TechWithBrett 4 года назад
I just bought a flat phone so we will see if I end up breaking that one.
@gudvooy2
@gudvooy2 4 года назад
Me too
@TacticalPower88
@TacticalPower88 4 года назад
Yea I scored a brand new factory unlocked LG v40 with a really nice case and screen protector for $191 after everything back in April. Previous years I've done the same thing with the LG G series phones for sub $125-$150. The masses really need to realize that flagships are rarely anything more than tik tok releases compared to the previous years. Especially when their use cases are as simple as calls, texts, email, media streaming/playback, web browsing and social media anyway. Funny thing is, that its almost always those people lining up at launch for these incredibly expensive cutting edge phones. I have a complete setup thats usually within 5%-7% of the latest and greatest in key aspects (and even just as good or better in some ways) for close to the price of TAX on a $1200+ phone alone. I saying tho... Great high res OLED screen, amazing camera as well as it still packing powerful enough specs for multitasking and using todays most demanding games/applications when I need. I'm a IT pro power user that uses a phone to replace my computer in many ways so any noticeable drawbacks during use would stick out like a sore thumb to me but it really doesn't. This device is actually still overkill for my use case and I'm definitely a lot more of a power user than most people. I can lose and replace my entire setup 6-7 times before it starts to cost as much or more than a current flagship.
@HOBOsnake
@HOBOsnake 2 года назад
@@TacticalPower88 everything you say is so true. It makes me sad that other manufacturers do not have a phone with a built in stylus. The s-pen on the galaxy note is a must have for me, but the prices are freakin killer. Way too much for a phone, but I can afford it, so I eat that ridiculous price. I agree with you though man. Go to any cell phone store or best buy and you can snag a a really great phone for so much less if it's not Samsung or Apple.
@garyshekleton
@garyshekleton 4 года назад
That glass smashing opening intro sound 👏 😄
@TechWithBrett
@TechWithBrett 4 года назад
😁
@PhillyDjHook
@PhillyDjHook 4 года назад
Oh, I cover my back glass with *Liquid Armor,* once a year. They put it on at Staples here in the East Coast. My glass can't be scratched. It's a billion times better than a plastic cover. You should try it Brett.
@KirkandRA
@KirkandRA 4 года назад
“I’ve purchased too many phones over the years “ 😂. Very helpful video thanks
@deboiidaaaoo
@deboiidaaaoo 4 года назад
Tbh the only reason I purchase insurance is because of just in case it's lost or stolen. A case & screen protector helps a lot on the protection front. That Samsung premium care doesn't cover lost or stolen.
@adntigger71015
@adntigger71015 Год назад
If you have homeowners or renter's insurance, most cover theft (and other "perils", check your policy). Pay your bill with a credit card that has phone insurance and that will take care of whatever deductible you have.
@Brenda-Burd
@Brenda-Burd 5 месяцев назад
I have insurance, on my s24 ultra phone, but when I had my s22 ultra it cost me $365 to get my phone fix the screen was really cracked, so I had no choice.
@snatr
@snatr 4 года назад
I always use a screen protector and case with my phones- so the chance of me actually breaking it is pretty low. However, I've had at least three phones now that have failed internally. And anymore you'll find the battery is not user replaceable- and batteries don't last forever. So for me, it made sense to pick up the insurance. But then I usually try and hold onto the same model phone for quite a while. Doubt this applies to iPhone fans though 😋
@snatr
@snatr Год назад
@D S That's the way you see it. I've cracked multiple tempered glass screen protectors over the years, and I'd almost guarantee you that would have meant a cracked screen otherwise. Also, I see no degradation of the touch abilities. My current phone even uses a fingerprint scanner on the screen.
@StavNachos
@StavNachos 2 года назад
How does nobody talk about the excess cost of phone repair? You pay the monthly cost and then the excess why is that?
@josepantoja4397
@josepantoja4397 4 года назад
They’re also getting cheaper. Just buy a cheaper phone.
@kenfrancis117
@kenfrancis117 4 года назад
Good thing I bought the premium care for the Note 20 Ultra. But also got the Whitestone Dome and Spigen case as extra insurance
@TechWithBrett
@TechWithBrett 4 года назад
I would say that is the best combo to go with. The phone should last you a very long time.
@tamarahbernixe
@tamarahbernixe 2 года назад
I bought a Samsung 21 with Samsung Care, I know this because accidentally washed my phone before and they fixed it and I paid 69.00. I dropped my phone today when crossing the road and it was smashed. Now I called Samsung Care and apparently i am only protected by manufacturer warranty! They said i wasnt protected when they fixed my phone under Samsung care so Im going to call the number you gave me
@Seedtemple
@Seedtemple 2 года назад
How it went?
@ivyk5796
@ivyk5796 4 года назад
I mean I have a coverage of my home insurance for this ( also when I'm outside) it's cheaper than getting a separate insurance. ( I'm from the Netherlands) 11 dollars is so expensive imo. My home insurance for my small apartment is legit 22 euros a month.
@ivyk5796
@ivyk5796 4 года назад
Also this would also cover it when it gets stolen.
@juansierra7211
@juansierra7211 Год назад
Who’s your insurance provider and what coverage is that?
@TacticalPower88
@TacticalPower88 4 года назад
Obviously breaking or losing your phone sucks but the blow isn't too bad if you score a sub $200 deal on a previous flagship with a functional inexpensive case/screen protector from eBay. LG phones in particular are always underappreciated despite being good phones so you can find great deals on their previous flagships all over the place.
@williamrodriguezmswlcsw8119
@williamrodriguezmswlcsw8119 2 года назад
For sure! The LG V60 is top shelf. Even being 2 years old, it still holds its own. Against most of todays top flagships. It's got everything that anyone could ask for including an additional screen for multi tasking, headphone jack with quad dac, expandable memory up to two terrabites, 5g, great camera, snapdragon 888
@TacticalPower88
@TacticalPower88 2 года назад
@@williamrodriguezmswlcsw8119 I think its running on the SD 865+ but its plenty overkill enough.
@younotlying
@younotlying Год назад
I have a galaxy s21 ultra and TMobile no longer repairs phones in my city so for 99$ they'll send me a new s21 ultra for my old one and all I have is a tiny crack in the top left corner... I'ma go ahead and do it Friday
@EmmAyeVee
@EmmAyeVee 3 года назад
So when you say LCD replacement, do you mean that they replaced your AMOLED screen with an inferior LCD screen? I always see online stores or repair stores refer to their screens as LCD replacement screens. Make me completely skeptical if actual OEM parts are being used on my devices.
@DLFfitness1
@DLFfitness1 10 месяцев назад
I had insurance for years, when I needed to use it, I had to pay a deductible for a refurbished phone. It would have been cheaper to buy my own refurbished phone. Do the math. Look at your history. Look at the pricing for a refurbished/used phone. Buy a protective case.
@Anonymous-ji4sb
@Anonymous-ji4sb 2 года назад
I dropped my phone and broke the screen, Verizon wanted to me to $229 for a 3 year old used iPhone instead of replacing my screen. What the hell. Lol. 😂
@VideoRecon
@VideoRecon 4 года назад
Like you essentially say is phones are investment not a toy. Great video. Agreed
@lany_07gaming
@lany_07gaming 4 года назад
Nice, Samsung latest phones are very expressive now.👍🔥
@techwithnoah4139
@techwithnoah4139 4 года назад
Google has a new Wi-Fi
@Kirmo13
@Kirmo13 3 месяца назад
insurance would be the only way I would dare to not put a case on my phone
@squatpuke
@squatpuke 4 года назад
Square Trade - Family...20/mo - 4 phones.
@TechWithBrett
@TechWithBrett 4 года назад
That''s not bad!
@adityagauba630
@adityagauba630 3 года назад
Why am I watching this video....I hv so many phones (I mostly buy previous year's phones used) and usually keep a phone for 7-10 months... except my iPhone 11 which I bought brand new and therefore plan to keep it for much longer....
@pebblesredjackson
@pebblesredjackson 4 года назад
No insurance for smartphone. Waste of extra money.
@TechWithBrett
@TechWithBrett 4 года назад
If phones never broke I would say it is but since that is not the case, it depends on the base price of your phone.
@Thatdude-tp7xs
@Thatdude-tp7xs 8 месяцев назад
​@@TechWithBrettis it worth it if i have s s20 ultra i pay 20 a month
@finylin
@finylin 4 года назад
Just to let you know, your promo code says it's invalid on Samsung website. Idk if others have this problem, but I did. Double checked my spelling like 6 times confused as heck!
@TechWithBrett
@TechWithBrett 4 года назад
Thanks for letting me know. The link should work for it but I'll check it again.
@TechWithBrett
@TechWithBrett 4 года назад
Hmm. I double check and it looks good so I am not sure why it didn't work.
@geocontreras4264
@geocontreras4264 3 года назад
How is this a short?
@mrbasicza8079
@mrbasicza8079 3 года назад
Can you still get samsung care if your screen is already cracked ...??
@marybrady2957
@marybrady2957 3 месяца назад
3 phones broken in 3 years no cover 😂
@techwithnoah4139
@techwithnoah4139 4 года назад
I have a question why don’t do you do you Apple Video and teach them how to set up iPhone
@TechWithBrett
@TechWithBrett 4 года назад
Because there are already ton of channels that do that... But if you want me to start doing that, I might cover Apple over here: ru-vid.com
@doodlexenosinfopinion6107
@doodlexenosinfopinion6107 4 года назад
Cool..
@Rainbow__cookie
@Rainbow__cookie 4 года назад
As long it doesn't affect the performance I don't care
@googlehas
@googlehas 4 года назад
samsung galaxy note 20 ?
@TechWithBrett
@TechWithBrett 4 года назад
Just announced. You getting one?
@williamganngalaxynote1094
@williamganngalaxynote1094 4 года назад
@@TechWithBrett yes I'll be there in one once it gets a lot cheaper cuz I usually wait several years telling its cheaper and then is Ohio by the Pharaohs Daniel 20 Ultra
@toxzic_3604
@toxzic_3604 4 года назад
Omg hi brett
@TechWithBrett
@TechWithBrett 4 года назад
What has your experience been with smartphone insurance? Are there any other options I should try?
@cosmicrider5898
@cosmicrider5898 4 года назад
By the time you need it ,lets say one or two years later, the phone will have depreciated below the cost of insurance. If you tend to break phones you are best off searching on ebay..
@shawnbrasuell8951
@shawnbrasuell8951 4 года назад
youve had it for 6 months already?
@TechWithBrett
@TechWithBrett 4 года назад
Correct. Can't believe it has been that long since March.
@marzero116
@marzero116 2 года назад
$16.99 per month 🤣🤣🤣🤣
@CooperWeld
@CooperWeld 3 месяца назад
You hava to make other language if you want grow up. This is Earht for for england))) In Earth have indian suria felestin TURK and other
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