16:50 - 55 (approx.): Gearing is not "...borrowing alot of money." It is at best indirectly related to borrowing in that it is an indicator of the ratio of the amount of debt to the amount of equitable assets owned by a company, in this case a Bank. If a company is highly geared then it has a lot of debt in comparison to it's equity and a low geared company is the opposite. I don't disagree with the message of this programme, but if it isn't going to be accurate, then it damages the message.