Simplest budgeting method EVER! | Envelope budget you've never seen

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Simplest budgeting you'll ever do! If you like this, you'll love my other budgeting principles in my super simple and fun online budgeting program! 27 videos that you can watch on your phone as you clean your house. I guarantee you will save at LEAST what you pay for the program, or I'll refund every dime.
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Here's a video of one of my most viral principles EVER is the simple budgeting technique I created! It uses an envelope, but isn't like an envelope system you've seen before. It's worked for thousands of families, give it a try and it can work for you too! Link for free envelope printable is below. Hope you enjoyed! Here is a E A S T E R C O D E: JELLY BEANS 🐰
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♡ About me:
I'm a blogger at funcheaporfree.com/. My husband Bubba and I have 8 kids in 10 years and live in Utah. I'm all about family, budgeting, frugal living, productivity and organization, and fun! You might have seen me on TLC, The Today Show, Rachael Ray, Good Morning America, Inside Edition, and more. I have two programs, a super fun budgeting program called Budget Boot Camp budgetbootcamp.com and Productivity Boot Camp productivitybootcamp.com.
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1 июн 2024

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Комментарии : 2,7 тыс.

@wellesleykopsa6463 4 года назад

Another psychological trick that works with this for me is that I have the weekly budget start over on Friday. Basically it's nice for the budget to start on the weekend so that you have money for the weekend and then if you run out of money on the third day, Monday, you only have to wait until Friday, which is WAY easier than waiting through the weekend until Monday. Otherwise if you started on Monday and you ran out on the third day, it would be Thursday, and you would have to wait a depressing weekend without money until Monday. It's the exact same amount of days, but having it reset on Friday is just easier mentally since I think we are are used to waiting for and expecting fun and liberation on the weekend and we are used to waiting for that during the week.

@candy2325 4 года назад

Minimalist Efficient Mom yup! I do this all the time! I get paid every Friday, weekly so this method works like a charm for me lol. I always budget for any random purchases on weekend or fun money

@kaypandey7221 Год назад

It's actually a BRILLIANT idea.

@797teresa2889 6 лет назад

I use this method religiously ... cash only! I've been on this budget for 7 months and have saved about $1,000 per month. I highly recommend it!

@ElliePar421 5 лет назад

Wow!!! I'm inspired!!!

@rykkikriner7711 5 лет назад

woow! was it rough in the beginning? I'm in love with these methods, I'm in the process of using it.

5 лет назад

CONGRATS

@rykkikriner7711 5 лет назад

❤💕

@kaykay9462 5 лет назад

Need some cash envelopes to put them in

@naidiacooke3714 4 года назад

I was a pessimist BUT I TRIED IT AND OMG!!!! Life changing!!! It works!!! One month and I could pay a debt at the end of the month!!! I’m rewatching to stay on track!!! Thanks Jordan!!!!

@naidiacooke3714 4 года назад

I live in Jamaica 🇯🇲

@naidiacooke3714 4 года назад

Month 2 here we go!!!!

@Pausereflectandbreathe Год назад

This is so simple with mind blowing results! I saw this video last week and started applying it right away. My oh my! This style of budgeting helps me to be mindful and stick to buying the needs only. Last week I already had extra money to save. This video came to me at the right time. You are such a a blessing! ❤️🙏

@dawnhenry9943 6 лет назад

When we started a budget my kids thought it was code word for "we are broke" lol but soon they found out we had more money 💰 with a good budget.

@inspirebusiness9473 5 лет назад

Dawn Henry the word budget seems to scare people. A budget doesn't have to be scary you can still do things you enjoy with the right budget in place.

@joeckelly88 5 лет назад

We started using this method at the beginning of this year and holy cow, if you stick to it, it works. So far this year we have... paid off three credit cards completely, survived 2 cars breaking down (over $3k in repairs), bought new interior floors, AND we found out we were pregnant -we only have $1200 left to pay our birthing center for the birth (and I'm due in December!). My husband is a teacher and I'm a dance teacher (love my job but I make close to nothing). By Friday or Saturday, if we're tight on the budget, it kind of becomes a game - I keep my husband updated on how much we have left and it really gets us on the same page. I highly highly recommend this!

@kellybethmcgrath243 5 лет назад

Kelly Joeckel what was your budget for grocery and other?! Any tips on getting started?

@dchardinaycole5944 4 года назад

Yea i get paid every two week

@lovelyl6300 3 года назад

People in the US have to pay for giving birth?? What... In Canada, healthcare is free.. I've been through 2 kids and I can't imagine paying for the natural process of birth especially when kids cost money already and you make less money for a whole year of maternity leave on top of that

@bbybrittneyy6028 3 года назад

@@lovelyl6300 yesss🙄 the US sucks so much. We have to pay for anything medical related

@hannahfarmer1632 5 лет назад

Started doing this a month ago and it's working so well for me. My one change was doing an envelope a week, to completely stop myself getting tempted to borrow from the next week. More than anything else, it's been a revelation looking at how all the little purchases add up. I'm pretty sure it's helping me stick to healthy eating too, as I'm way less likely to allow myself to spend the extra money on a treat at the staff canteen like I was at least three days a week before...

@Convexhull210 5 лет назад

Personal finance is mostly psychological. If you can learn to live on less, save/invest more of your money, then you will be ahead of the majority of the population.

@rawcurls1 5 лет назад

Matt Brown my DH thinks this way too. I however have a hard time to "not" overspend, and I believe a lot of others are this way. Sometimes we need some kind of system and support at least in the beginning if not longer. My DH easily doesn't spend or overspend. I agree with you that is is psychological but it's still a challenge for those who can't just not spend.

@RestingBeachFace721 3 года назад

Good luck with the cost of living and reaccuring bills. If they gave you 6 months off mortgage/rent or a car payment then you'd get caught up pretty well. Nothing's changed. Everything goes up instead of wages. Homelessness is the huge black eye on the powers that be.

@tonymurphy7741 3 года назад

Jordan: "Day to day, week to week, standard, mom spending...staying with me on this?" Me, a 26 year old man: "Mhmm."

@jamier.8393 5 лет назад

My husband took a pretty good pay cut a couple of months ago. While looking up budgeting ideas on RU-vid I came across this video. We started this budgeting plan and let me tell you it works! I am a homeschooling mom of 5 kids so I needed it to be super simple. We are making less, saving more, giving more....I can’t even believe it. Thank you, Jordan!

@dakotacooperr 2 года назад

Hello Jordan I am back at this video again. I used your methods all of 2019 and literally gained thousands of dollars in my bank accounts as well as paying thousands of dollars of debt off. You literally made me so rich I completely stopped the budgeting and started spending sooooo much during the pandemic 😂. Now I have new money goals and if I'm gonna meet them I gotta start this method over again. Thank you for changing my life!!

@GoCrazyRachel 5 лет назад

I have tried provably 10-15 methods of budgeting and this is the ONLY ONE I’ve ever Been able to use. What’s even more than that I’ve been able to SUCCESSFULLY use. Bear in mind I’m only a week in, but week two is going strong :)

@pammccosh5461 6 лет назад

Thanks for the information! I feel this is manageable. One thing that has been helping me stay within our grocery budget is using Walmart’s free grocery pickup. I make a menu, add the groceries (along with paper, cleaning, hygiene items) in my cart. I pay online and pick them up without ever walking into the store. I shop our local grocery and Aldi for specials, especially meats and seasonal produce. It has curbed my impulse spending!

@tulipgal4ever333 6 месяцев назад

That’s so smart! I need to stop having my Walmart groceries delivered. I tip big too! Picking them up and having a meal plan as part of your list is genius!

@bnesmommy 7 лет назад

We live on a very small budget bc a lot of our budget goes to my sons medicine he has an auto immune disease. So my grocery budget is $50 for the week for our family of 4. Some weeks it has to be $30 that's a bad week when we have to eat sandwiches. I do all my shopping at Aldi it's the best! 😃

@ResourcefulMama 7 лет назад

:( It's awful that in today's world you have to choose between med for your son or food. We (as in the country as a whole) have no problem sending money to other countries but can't help those in our own. I just don't get it.

@linnguyen2336 7 лет назад

Tiff Smith do u have a job?

@linnguyen2336 7 лет назад

Tiff Smith try getting food stamps or go to a food bank if you can

@bnesmommy 7 лет назад

Lin Nguyen yes I have a job but I can't work as much in the summer when kids are out of school bc no one will watch my kid because they are scared of messing something up with his auto immune disease.

@linnguyen2336 7 лет назад

Tiff Smith a lot of people who work can't even make it or it's difficult how expensive everything is. I meant no offense by the question. can a government program help u all? like someone else commented food stamps pay so little food banks have little and spoiled food. food is a necessity we all need and even with couponing it's expensive

@AndrewSalinaspastor 5 лет назад

Lived in a % envelope budget system for 27 years and works great for us.. Raised 4 kids, pastor a church, run 2 business', and give to others.

@HalfInsaneJane 5 лет назад

This is one of the only budgeting systems that actually makes sense to me.

@kathleenbarnett9157 6 лет назад

Please do a video on how to budget as a single person. Love love love the envelope idea! Thanks from British Columbia, Canada.

@StaceyForguson 5 лет назад

....? No matter how many are in your family...whether you're single or a Large family...it's STILL 3 envelopes (#1. Family - utilities, rent/mortgage, car pmt. etc.....#2. Grocery....#3. "Other"...) It's THAT simple!

@kaykay9462 5 лет назад

I have some cash envelopes for sale if your intrested

@jennifermcmurtrey7455 5 лет назад

Heidi Robinson she did say in the video for the grocery budget to start at $300. Then when you get to 4 people or more you add $100 per person. She was really fast and short in Saying that. I agree though it would be super nice to have a 1 - 2 person budget discussion.

@StaceyForguson 5 лет назад

@@kaykay9462 huh??

@georgiathomsett34 5 лет назад

I'm on my own and I find that this works the same for a single person

@pennylane36 6 лет назад

So this is what I do. When hubby gets paid, I pay our bills, I put a set amount of money into savings, then we live on what's left. When he gets paid again, what ever was left in checking when that check went in, ($50 or $250) that goes into savings. I work part time and my entire check goes into savings. I keep a little in for fun stuff but most goes into savings We have no credit card debt and our house is paid for

@theartoffemme2997 5 лет назад

That takes discipline!

@randistrit1240 5 лет назад

I also started taking out gas money from my check, added to my remaining balance from the last check until I reached $200 (the amount of money I can safely go through every two weeks,) and deposited the leftover into my savings instead of only doing a flat rate of, say, $20 a check.

@vmethod 4 года назад

Well... I mean... If you don't have a house to pay for... That makes saving and budgeting ridiculously easy. Our mortgage is $2000/month and that's for a modest 4 bedroom in California.

@tymom9313 4 года назад

@@vmethod our mortgage is $1800. There's always room to budget. Dave Ramsey plan is awesome, if you're dedicated

@orthodoxandwildflowers5404 5 лет назад

Love this!! Although for my family of 5 our grocery budget is $300...it’s a lot of work but we made it work!

@lstafford7890 5 лет назад

I really needed this video. As I was setting up my budget I had no idea what a reasonable amount was per week for consumables....I needed a starting point and this was the answer I needed. I am single and have 2 budget categories....one is bills and debt snowball. That is money that stays in the checking account to pay bills and doesn't get touched. The other is my weekly needs. That is in cash, in an envelope in my wallet. I write on it what I need to buy each week and keep receipts in it once the purchases are made. Envelope empty? Then it doesn't get purchased until the next week. Boom. Done. Knocking out debt.

@amazingwife744 7 лет назад

Hi Jordan! Please do a detailed video explaining what you did to get rid of $15,000.00 worth of debt only making $31,000.00. Can you do a Mock Budget showing what you made back then and how much you paid for food, bills, etc!! That is amazing! I would love to see what you did to make that happen!

@jordanpagecompany 6 лет назад

Ok I just filmed one today for Q&A Tuesday! Will go live on YT soon!!

@EmeryShae 6 лет назад

Jordan Page, FunCheapOrFree can you link that here? I'd love to see it.

@ImOldandSoAreMyBooks 6 лет назад

I did a video once explaining how we paid off $31k in 18 months, you work like a dog until your mess is cleaned up! It's exhausting, but worth it in the end.

@kcontreras168 6 лет назад

I LOOVE THIS!!! A handwritten budgeting system that works!! I'm a millennial who dislikes all this "app fandom" I have to hand write my budgeting to really track myself. I AM SO EXCITED TO TRY THIS!! THANK YOU JORDAN!! Excited to subscribe to your channel and see what else I can learn from you. You're an angel!!

@emilyd.6371 6 лет назад

Karla Contreras yes! also a millennial and hate keeping track of things through apps. too tedious for me.

@lisaderricott951 6 лет назад

Karla Contreras p

@ezinwa2009 2 года назад

Clearly, I am tardy to the party. However, I am super grateful I came across your video. I have really struggled with this concept and realized something drastic had to be done. Thanks so much for the clarity. I had been doing the monthly grocery shopping and that was honestly just not working. This makes it so much more easier to adopt and not overwhelming as the monthly process seemed to me. Thanks for this.

@marybetoo 5 лет назад

Many, many moons ago I did this. I was SO poor----pretty much lived on pot pies. I had an extra envelope where i put left-over money (maybe a dollar or two.) Lived that way for 2 or 3 years. Worked for me!!!

@CupcakesAndCreamsUK 6 лет назад

Girl, I love this so much! Last weekend I asked my other half to try this and although he was really skeptical about it, he agreed. I think that was mainly to shut me up though. 😂 He was so happy today though when we sat down and did our end of the week summarising. We had a tiny amount left to put into our savings envelope (just over £2), but we succeeded. He then went quite happily to withdraw our £200 for this coming week. £120 for groceries and £40 each for "other." I have a bit of a spending problem that this has become the first step in changing. You've made me very popular with my sweet man, thank you. 😍

@aanahanaa 5 лет назад

hey, I was looking for someone whos using £, how did you convert $100 for your husband and yourself? did you give yourself £100 or you converted $100 to £?

@vanessakoger4419 6 лет назад

Finally a system that talks about bills that are on auto-pay!! Thank you

@izabellaadriana4548 3 года назад

Most successful people started from nothing. They didn’t wait for the opportunity to knock but created the opportunity on their own by working hard. Thankgoodness i found Mr carlos kingston a pro forex trader, now I have been trading with him for about 7 mounths now and I earn up to $15,000 weekly. i guess this is the epic start to a new chapter in my life. I just feel like more evevryone should be made aware of this opportunity, feel free to contact him @carlos_1uptrades on Instergram his indeed a genius

@kimberlyerickson7107 5 лет назад

We've been using this method for several months. It works great and is so simple. We start our week on Friday so we have all our "money" available for the weekend. That one tweak made it even better for us.

@eileenlester3313 5 лет назад

Tried the original envelope system with all of the different envelopes.. dismal failure. I too was juggling, juggling, juggling. Using one envelope system seems so much easier and less stressful. Thank you! 💜

@laurahernandez5745 6 лет назад

OMG!!! Thank you for not having a bright ass binder with tons of stickers you decorate it with LOL!!! This is more my style for sure lol....Thank you!

@zaidiali362 5 лет назад

simple yet smart

@idalia-anniecastillo 5 лет назад

I know right! I love her for this, so simple and it works.

@lsmiles247 7 лет назад

it would be so cool if you made an app that would help use organize this, to auto generate the dates of the month and then give us a sub total. I would buy the app!

@Risosi1515 7 лет назад

lsmiles247 totally agree!!! I hate paper and any receipts I get I throw them away because is just more clutter in my purse. I hate carrying cash and I just love online everything. I work for a bank so really learning how to use a credit card is important. Not having one is also bad. Just learn how to make money off the credit card instead of them making money off you.

@jaellevalk9309 7 лет назад

Risosi1515 Just make a album in your phone. make a picture of all the receipts and organize them in different months/weeks. this way you wil never have those receipts just laying in your purse. I do this, and it totally works. (sorry for the bad English, I'm from the Netherlands)

@elizabritton4039 7 лет назад

Risosi1515 , cash works, it works. I like debit cards too but it didn't work, cash does.

@ResourcefulMama 7 лет назад

I've found WM is upping their game with prices and you can use coupons there. Aldi's sizes are shrinking I found on cereal. Also things like half and half, cream cheese etc are cheaper at WM than Aldi. I always loved Aldi but now I am wondering if it's the best deal anymore :(

@cassieghan9207 6 лет назад

lsmiles247 an app wouldn't work for me personally. I've tried. I can't be bothered to make sure I add the purchase after the fact. having an envelope that is STARING me in the face when I open my wallet may have a shot.

@adjones87 5 лет назад

Month 2 on this method and I’m so less stressed than I was before trying to do cash envelopes!! Thank you thank you thank you!!

@LadyInvictus 5 лет назад

Subscribed after 1 minute and 55 seconds! Anyone who can make me giggle 3 times within 2 mins AND give me financial advice is incredible!

@BriLoveMusic 6 лет назад

"Whole Paycheck Foods" 😂 omgosh yes.

@prettypinckney1530 5 лет назад

🤣🤣🤣🤣🤣

@jenniferhoyt2154 3 года назад

😂😂😂😂 my brother calls it the same thing! Love it!!

@esthers8034 6 лет назад

I so needed this.. Went back to my envelopes.. I just put $60 in savings for one week doing this. I also knocked it down to 2 envelopes, you're right any more than that becomes overwhelming. "Don't buy everything at whole paycheck foods. "😂

@MelsShelves 5 лет назад

When I was doing this method (debit card) I was saving $1,000 each month guaranteed and sometimes even $1,300!! I’ve since lost my way but re-watching this video and am trying again. My failure was not using an envelope or large wallet and keeping it in my bullet journal. Do I always have it on me? Yes. Did I always remember all the small things? Nope. Math wasn’t adding up and goodness gracious I started getting flustered and gave up. BACK AT IT STARTING MONDAY!!!

@thepracticalmagicoffrugall3017 5 лет назад

I love this ! I have been using this method for the last several months. But since I am crafty I made envelopes out of recycled paper and ribbon. Thanks!

@christinek6082 6 лет назад

When I first saw this headline I thought "oh no, not this envelope budget things again!" but then was pleasantly surprised. And I agree with you, that other envelope budget planning thing is not sustainable & you do constantly borrow from one envelope to the next! Good simple idea here!

@EnchantedJewelzEmpire 6 лет назад

I was dead at "Whole-Paycheck Foods" 😂

@FlocksSake 8 месяцев назад

My husband laughed out loud at that too! 😂

@abbyliz5 5 лет назад

My husband and I have been doing this for 5 weeks and we have NEVER stuck to a budget or budgeting system this long! Thank you!!! We have an envelope for Groceries ($60) and "Other" ($20) and then we each get $20 of spending money for the week. (And $75 for gas but we put that on our debit cards for convenience and because we don't often go over.) THANK YOU!! I link this video on a lot of our Budget Buddies videos whenever we mention borrowing side to side but not top to bottom :)

@beautyluv2370 5 лет назад

Awww my Granny taught me this year's ago. And it works

@onaimission 6 лет назад

Ok... this the first budget tracking system that actually worked for me, ever, since I was born with paper processing disorder....🐿🙃

@SW-su5ho 4 года назад

I have the same issue!! Paper is my nemesis...

@MinglewithMiMi 6 лет назад

Whole Paycheck Foods... HILARIOUS. New subbie

@mrs.b.s.7212 5 лет назад

LOL @ the face after saying, "makeup". Hi, my name is Mrs. B.S. and I'm a makeup addict. I've gotten myself into serious financial trouble because I can't resist buying new makeup. I buy makeup when I'm happy, sad, mad.... any excuse and at every chance I will buy makeup. If I have a dollar, I will buy makeup. If I don't have a dollar, I will charge makeup. Except now. I have all three credit cards maxed out bc of my little makeup addiction. So I really appreciate this video. And Lord, I hope it works!! And I agree with Butterfly Queen. I just saw her comment. I do feel this will be less stressful than the Dave Ramsey method. Because I already understand your method. and I have a whole HUGE book by Dave Ramsey that I still haven't read and I'm thinking, "if I have to read that book to study how to budget my money..... I will just go buy some makeup bc that's easier". So, here goes! Going to try your method and I will let you know how it goes! Thanks so much for sharing!

@Lyndamorales94 4 года назад

I made 10,224 but spent 11, 864 on rent let that sink in.... Lol I did used 352 a month of food stamps no cash help thank god. But managed to make it thru the year and I have a 2 year old so I had to spend money here in there I am grateful to have found ur channel and found out about minimalism 😇 my life couldn't get better! I managed to save money too and purchased a car (Audi S4) with my 6500 I had saved🤑🤘I'm definitely looking forward to this year!!

@mistyisntded91 5 лет назад

Ok. I'm giving you 3 months. This is the simplest budget I have found yet and I cannot wait to try it.

@Angel-ds5wp 7 лет назад

Jordan your ideas have helped so much. I would love to see a video of how you guys paid down the debt on $31,000/year income, if you haven't done one already.

@sdwsdwsdw 6 лет назад

Yes My Darling yeah that’s what I want to know about!!!!

@ThePasitos 6 лет назад

Yes My Darling p

@bzeissel 6 лет назад

Yes I would really like to know that as well, needed help!!!

@thatChick3211 5 лет назад

I agree!!!!!

@amandaflores9347 5 лет назад

We got out off 12,000 in debt in about 16 months. Thank you so much for giving us all your knowledge!

@JustFrugalMe 4 года назад

This is so important! If you want to succeed, you need to create a budget. Without a budget, you lack focus and direction. Budgets not only allow you to take control of your financial direction; it also provides you a benchmark for determining whether you are actually succeeding.

@juanitapereznunez7253 5 лет назад

Been using ur envelope system for 1 1/12 months i hve put 500 in savings...it was a struggle for the first week but definitely adjusted as a family of 4

@jordanpagecompany 5 лет назад

Way to go!!! I bet you're SO excited to have that in savings!! 🙌

@thequeenofmyhomeauntienina4691 6 лет назад

Where have you been all my life? This Latina needed you 26 years ago! Love it!!!

@MslinlinteachesMandarin 4 года назад

You are so hardworking, positive, energetic, smart and funny, of course very frugal :) I am Chinese, just moved to a small city called Sahuarita in Arizona 3 months ago from Shenzhen China, because my American husband wants our daughter to go to school in America. Life it’s so different here, no friends no work. I’ve been watched your videos every time I feel depressed. It’s so great to see you and your family enjoy your life so much. ❤️

@whiteoleander-em 4 года назад

I rarely ever comment on any video but this one deserves props. Although I do disagree that a family who wants to eat remotely healthy can survive on $100 per month per person...we are from Canada and produce and quality meat is through the roof here. I have pared down what I was spending by only doing one grocery shop per week, but it is still more like $100 per person per week! However eating well is important to our family, so I sacrifice in other areas. The logic behind the 3 budgets rather than tons of jars or envelopes, totally makes sense. I was always eager to start other budgeting methods like Gail vaz-oxlade and the multiple jars/envelopes but just like you said they never seem to make sense or work. I was always taking from one envelope and transferring to another and it all just became a jumbled mess and not sustainable. I find other videos on RU-vid make it overly complicated and not accessible, but this one really is so thank you for that!

@BeingMrsFrasure 6 лет назад

My budgest is $100/bi-weekly for my family of 6. I wish I could budget this way but after bills and debt we maybe have $200 for gas and groceries for 2 weeks. I do love the energy you have in your videos!

@janfastert7489 Год назад

I think I need to take lessons from you. Good job

@Mikayla21 6 лет назад

I found Dave Ramsey’s budget was very overwhelming, yours on the other hand was much more relaxed and I realised it wasn’t as stressful and easier to understand so thanks girl! ❤️❤️

@princess0-0-7 5 лет назад

I use to do this technique when i was a student. Now a single Mum of 5, im going back to it, as i want to take My Children on holiday. Until i saw this video i completely forgot, so im so happy you made this video, as i know how effective it is. Im adapting so many of your ideas into my home.

@richrosegold610 5 лет назад

Been doing this envelope method for 9 years now. Really works. I Love It.

@lauradelgadolopez458 7 лет назад

this is very helpful! having 4 children and only my husband working is extremely difficult! thank you Jordan love your videos fun and helpful!

@jordanpagecompany 7 лет назад

Aw yay! Glad you like it. Give it a try and let me know how it works for you!

@lauradelgadolopez458 7 лет назад

Jordan Page FunCheapOrFree I will😁 you are the only RU-vidr that response to me. That's how fans know you are 100% real thank you much for being you!

@linnguyen2336 7 лет назад

laura Delgado maybe u can go to a food bank to help feed your family

@lauradelgadolopez458 7 лет назад

Lin Nguyen I actually did once. but I did not like it i was given food that was passed the expiration date . I complained about it and I was told by a greedy lady. we give you free food and you complain! I was in shock but never again will I go and ask for help. its a good idea if my local area would be more understanding.

@Michelle-by9fp 6 лет назад

Laura, we had the same last name before I married lol 🤣

@charmw8313 5 лет назад

I needed this .. been on a budget mission this month.. I find that food is my biggest weakness. I have been bringing packed lunches to work, which saves tonnes!!Great advice

@samg_prickles 5 лет назад

I also feel so overwhelmed with the very complicated budgets. Once I got all the bills and set expenses written down i'm not sure what to do. This makes a lot of sense to me, I'm going to try it out. Thank you!

@Inesieb 5 лет назад

Holy cow this is a life change, no fancy shit apps, only going to buy groceries once per week, cooking big pots ( not too many cause i have a tiny fridge XD) you are my life saver!!

@timkeeley9314 6 лет назад

Someone get this gal a TV show!!!

@TheFalloutBunny 5 лет назад

oh my gosh! I need to try this right now!!! ❤️ Im an always broke uni student and Im living on my own but I find myself spending way too much on tiny things so that there is very often nothing left on the 20th of the month. Thank you for that simple method and inspiration to organize my finances in a better way!

@vadahlia9108 2 года назад

I am here to take a refresher for 2022! This one works for me for a few years now. Money never got better. Please create an updated version of this, Jordan! Just a fam of 2 from the Philippines.

@brithetree6403 5 лет назад

Being 19, my categories are Rent(that I give to my mom to help out), Savings(for college and emergency), and Spending.

@MsEPhillips4 5 лет назад

I love your energy. Wish I would have followed your advice a long time ago. Glag I came across this channel sooner than later. Never to late for change. Ready to learn a lot from you. I don't mind listening to someone who knows what their talking about. Learning and listen from others is at time a positive thing.

@soonerbug1 5 лет назад

Thank you thank you THANK YOU for sharing this budgeting system. I just got my first well paying job and have no clue how to budget effectively. This gives me hope that I, as well as my fellow recent grads, can save enough to pay off student loan debts and start saving for life. Thanks again! You rock!

@lindaoconnor6783 4 года назад

I'm at 9:40 into this video and am already rethinking my entire approach to "spending". Such simplicity! Jordan you are an awesome rocking Goddess of the Universe!

@markhalling4739 5 лет назад

"Whole 'paycheck' Foods" lol I loved that one, so so true

@phatcrayonz 4 года назад

Mark Halling that’s an old saying. Dude are you serious? That’s like from 2003.

@EllieBeth16 6 лет назад

Let me tell you, it is so possible to feed a family of six on less than a hundred per week. Bulk meals using foods you my not want to try but use your cooking skills more than your money. Get creative dude. Soups...ground meat instead of steak and make a delicious jumbo shepherds pie (potatoes are too too cheap but are pretty cheap nonetheless)...instead of buying bread find a quick bread recipe that uses as minimal ingredients as possible. That's another thing! Recipes with minimal ingredients are helpful but depending on the cost of each ingredient you'll have to adjust or swap for cheaper options! I remember being in college and having no money at all in my account and best believe...pack of rice and dried beans? Hated the time needed for cooking them from scratch and how tired I was but I had to do what I had to do dude. Make it work and be okay with adjusting meal prep if you don't have an ingredient. And also, you'd be surprised at how rich we actually are in the reality that people survive below the poverty line. Look up some videos...humbling, inspiring, and so good to also be praying for those families instead of just watching them too

@EmeryShae 6 лет назад

Miriam Mascal these are wonderful tips!

@ashley.darling 6 лет назад

❤️👍🏻

@cassiemulkey7461 6 лет назад

Amen.. praying for sure is a must. He takes care of us.

@soyalitaaah 5 лет назад

and in one comment you've created content for your next 6 youtube videos! :) thanks for the tips!

@aquafina6544 5 лет назад

Ikdr. I dont have $200 a week to play with. I have to make $150 a month stretch for food and $25-50 a month for cleaning and household stuff. I dont have kids in activities anymore but when my son was in school and sports. I made a lot of stuff and had bake sales or bartered for things i needed. I also added his lunch and sports drinks and bars as part of my food bill. Now that i cant work. My income is 10x less than it was so, Netflix and hulu are our entertainment lol. And once every 3 months i save enough to go out to eat or do a spa day for myself and once a yr i save enough to take a week vacay. Then its back to super frugal life. Most of us waste way more than we should and spend to much on stuff we dont need.

@janeylee9026 4 года назад

I honestly can’t thank you enough for this video. I started this 7 months ago and I’ve just paid off £2500, and I’m on Maternity leave. Wouldn’t have been possible without you ❤️

@jordanpagecompany 4 года назад

Oh my goodness! Way to go! We're so happy for you!

@diningraeshel1865 5 лет назад

Wish my mom was like you. Now I can be this way and do it for my kids. Thanks for this video

@nancybenner2496 5 лет назад

I really related to your advice on the envelope budget especially the “Grocery and Other” budget. Today was payday and I started today. Thank you. I get it.

@MariaSimplySmiling 6 лет назад

That was extremely helpful and makes me feel like getting out of debt can be manageable without being miserable and overwhelming. Thank you! I subscribed 😊

@teenapayzant7889 7 лет назад

Going to give this a try starting in August. We have had to unexpectedly finance a vehicle this month, since our previously paid for 2003 Toyota bit the dust with 280,000+ miles on it! We should've planned better, but since we didn't, it's time to tighten the budget and get our new-to-us vehicle paid off ASAP! Going to try a 100/75 a week combo to start with. Wish us luck!

@lisa68743 6 лет назад

Good Luck! I have a 2002 Toyota Solara great car!

@moghawj3144 5 лет назад

Hi Jordan, Your money budget tip made a difference for me! I have been using your system for 3 months now! It has helped me stay on top of my money managing. I tried the Dave Ramsey envelops system in the past and like you I find that I don’t need the money for some envelopes so I end up using it for things I ‘need’ that week. Thanks a bunch and keep up the awesome work!

@ecto78 5 лет назад

This...I LOVE!!!! The million envelopes TOTALLY overwhelmed me!!! We are a small family of 3 (me, hubs and 12-year-old). We use a meal delivery service (the kind where we cook it). We eat leftovers and my daughter and I portion-share, so we turn one of their meals into 4 portions. It works for us and is $104.88/week. We have sooooo much less food waste than when I went to the store and meal planned. This method will totally help me reign in the "other" category, though!!! Thanks!!

@GwenMotoGirl 5 лет назад

This is great! So much simpler than a separate envelope for every little category.

@JourneysofSylvia 5 лет назад

Can you do a video for a single person to save money, I have no significant other no kids and am finding it hard to save money for a vacation Thanks

@pineapplepinup2520 5 лет назад

Yes please! I hope she does. Because this method is seriously doable

@VicariousLife 4 года назад

I would assume it would be 300 per month for groceries for one person because at one point she said 100 per person, starting with 300.

@lh6740 4 года назад

Go to the library and rent the book money rules by Gail vaz oxlade.

@lilywei7388 4 года назад

Check out some of the videos by Alyssa Herbert. She shows you the way she budgets with envelope. She doesn't have any kids or husband so it night help.

@WhatHeidiSees 4 года назад

@@lh6740 I've been watching her show on Amazon PRime, called 'Till Debt Do Us Part' it's GREAT!

@SarahAbplanalp 5 лет назад

I definitely need to try this! My husband and I have been feeling like we're low on money for the things we really want, which is annoying because we are definitely comfortable and know we don't necessarily need to make more money.... but there's so many things we want to save up for (more for mortgage, pay off other loans like car, motorcycle, student, home improvement things like new siding and hopefully finishing our giant attic one day, etc.) So we'll give this a go... We have a tendency to spend a bit too much and it'd be nice to get things under control before we have kids, so thank you for the great idea!

@nicholeparrish9374 5 лет назад

May start using this! I have a daughter and we are on a monthly budget so this helps with everything perfectly! Can't wait!

@tylerthibodeaux4583 3 года назад

Jordan, thank you for these tips! I've found that a separate envelope for each week works better for me. I realize it's more paper, but it works for me!

@judijordan1138 6 лет назад

I am doing this! I love the idea of all the receipts in each envelope!

@reconstructingleslie4597 5 лет назад

Oh my goodness! I am so glad I watched this! The grocery shopping is my biggest problem.. I end up going at least three times a week..this really sounds like something I can actually do! Thank you so very much!

@claudiaisabelmicher6850 Год назад

I came back to this video and just can't believe how new and fresh this information feels. Thank you so much for sharing this gift you have with some of us who don't. Hugs and kisses from México.

@Viamun 5 лет назад

Love, love, love. Looks so simple compared to other envelope budgeting ideas. Will have to give it a try. thank you so much :)

@TheRustyTrike 7 лет назад

I love this. I hate the standard envelope system because I hate using cash and I don't want to figure out how much I spent on tp and separate it from what I spent on food. I buy it all at the same time.

@katherynhill2372 6 лет назад

Firebomb1987 .

@kanaspelman1563 6 лет назад

Separate transactions! Not difficult :)

@wiccanangel12 6 лет назад

I usually just consider everything purchased at a grocery store in the grocery category. This would include things like cat food, and household supplies.

@ImOldandSoAreMyBooks 6 лет назад

A zero based credit score, ya'll are what the average millionaire looks like.

@laurastackhouse7066 5 лет назад

I absolutely love your videos! They are so fun to watch and makes everything easy to understand but still incredibly informative! Thank you for being so awesome!!

@elizalivingston8765 4 года назад

I am a brand new college student, so I have just started to really manage all of my money. I started using this budgeting method and it's been helpful already! Thank you so much!

@KristyV02 5 лет назад

Gotta give this a try! I just watched a video yesterday and was very inspired.. but overwhelmed by all the extra envelopes and sinking savings fund.... but this makes it much easier and realistic to handle. I'll be back in 3 months to give you my thoughts!

@KristyV02 4 года назад

OMG! It's hard! Especially for someone lile me who just spends, spends, spends! The first 2-3 weeks were doable. I was doing fine, saving 250+ per pay period.. and then the 2nd month kicked in, and I was itching to spend everything I had saved. It was a long and hard 3 months, but I am happy to say, my savings account saw about $2300 for the first time ever. (And then I felt like I deserved a vacation... and now it's all gone because of the holiday season). Overall, if you stick to it, it freaking works! I am planning on buying a house, so I am definitely getting back on this system, right now! Thank you for the tips and tricks and encouragement!

@Practice_Kindness-1st 5 лет назад

Look at you go! No nonsense and to the point! WooHoo! If I have two other personalities, does that mean I can increase my food budget...? lol!

@Ann-Marielivingonabudget 4 года назад

Love, love, love this method! I have used cash envelopes for years, but this is simple and easy to stick with. I am able to save most weeks (not all), and we are putting those savings toward getting out of debt. Car first, then home loans. Car should be done in less than a year!

@stampedinhisimage1 3 года назад

I don't remember when I saw this plan the first time but I should have put it into practice then!!! It isn't too late; I am going to jump in RIGHT NOW!!! Jordan, I love watching your videos; thanks for all your hard work in doing them!!!

@anniehoneycomb7105 5 лет назад

This method helped me live and pay my bills off when I was rather young, like 22 getting an $11,000 salary. I love it.

@AngelCosta 5 лет назад

When americans say their salary is 11k, does it mean per year or per month?

@Jesus-kt5dc 4 года назад

@@AngelCosta *Year.*

@jenniferclark8501 5 лет назад

I've ben doing this for ever! I mean decades I've ben doing this! And it works very well! I save so much money!! Because I know where my money goes to every week!

@CadetPrivateRawr 5 лет назад

I never knew about this method. I would just budget how much I felt comfortable spending on groceries and then make a list of things I needed then decide which ones were most essential. I would buy the essentials first until I got just under the budget limit and check out. xD Recently I've been spending too much and not budgeting, so I'm going to try this method to be more strict again. Hope it works for me too!

@hawkiepants9 5 лет назад

Thank you so much for this!! I have used ur method for a long time now and it has totally changed my life! I have finally been able to save a bunch of money using this method!!

@icegirl1755 5 лет назад

this sounds amazing!!! ty for this. I am so going to try this!!! And the best part is it won't mess with anything my husband is doing. And I've been trying to come up of a way to save money for future trips or whatever!! You're awesome!

@aliciahettich123 5 лет назад

So I’m living on my own for the first time ever and this is such a good idea I wish I would’ve watched this when I first moved out. My lease is up in November, I have student loans and three credit cards, let’s see how disciplined and creative I am.

@jordanpagecompany 5 лет назад

You got this! I believe in you!

@aliciahettich123 5 лет назад

Jordan Page, FunCheapOrFree thank you!!

@shaetaylor4730 7 лет назад

like the updated video but i will say your original video is the reason i subscribed to you a long time ago. you didnt have to write backwards this time. :) thanks for your ideas...

@khalizziebee9125 6 лет назад

shae gamble Same here!

@ohioladybug7390 5 лет назад

I love your sense of humor!! We only have two people in our family but of course have debt so putting this in effect immediately. Thanks for sharing and teaching us not so smart peeps.